Cost of Living Comparison Between Kardzhali and Varna Cost of Living Comparison Between Kardzhali and Varna

Monthly Cost of Living

A single person spends $721 per month in Kardzhali vs $1,207 in Varna, rent included.

A couple spends around $1,164 per month in Kardzhali vs $1,870 in Varna, rent included.

A family of three spends $1,607 per month in Kardzhali vs $2,533 in Varna, rent included.

Kardzhali is about 40% cheaper than Varna, driven mainly by Eating Out.

Both Kardzhali and Varna are more affordable than the global median – Kardzhali 46% lower, Varna 9% lower.

Meal at Budget Restaurant

$9.00 BGN 14.97

$11.71 BGN 19.48

-23.14%

Three-Course Dinner for Two, Mid-Range

$26.41 BGN 43.93

$46.60 BGN 77.5

-43.33%

Fast Food Meal (McDonalds, etc)

$8.91 BGN 14.81

$8.82 BGN 14.68

1.02%

Cappuccino

$1.15 BGN 1.91

$2.58 BGN 4.29

-55.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 BGN 1.40

$1.76 BGN 2.92

-52.27%

Water (0.33 liter bottle)

$1.41 BGN 2.35

$1.27 BGN 2.11

11.02%

Local Beer (0.5 liter draught)

$1.64 BGN 2.72

$2.92 BGN 4.85

-43.84%

Imported Beer (0.33 liter bottle)

$1.27 BGN 2.12

$2.87 BGN 4.77

-55.75%

Milk (1 liter)

$1.82 BGN 3.03

$1.86 BGN 3.10

-2.15%

White Bread (500g)

$0.81 BGN 1.35

$1.02 BGN 1.70

-20.59%

Rice (white) (1kg)

$1.74 BGN 2.89

$2.47 BGN 4.10

-29.55%

Eggs

$3.08 BGN 5.13

$3.38 BGN 5.62

-8.88%

Local Cheese (1kg)

$12.54 BGN 20.86

$10.77 BGN 17.91

16.43%

Chicken Fillets (1kg)

$8.31 BGN 13.83

$8.41 BGN 14.00

-1.19%

Beef Round Steak (1kg)

$13.09 BGN 21.77

$12.36 BGN 20.56

5.91%

Apples (1kg)

$1.90 BGN 3.16

$1.66 BGN 2.77

14.46%

Banana (1kg)

$1.90 BGN 3.16

$2.08 BGN 3.47

-8.65%

Oranges (1kg)

$1.93 BGN 3.21

$1.84 BGN 3.06

4.89%

Tomato (1kg)

$2.12 BGN 3.53

$2.66 BGN 4.43

-20.30%

Potato (1kg)

$0.89 BGN 1.48

$1.16 BGN 1.93

-23.28%

Onion (1kg)

$1.00 BGN 1.67

$1.09 BGN 1.81

-8.26%

Lettuce (1 head)

$0.84 BGN 1.40

$1.03 BGN 1.72

-18.45%

Water (1.5 liter bottle)

$0.71 BGN 1.18

Cigarettes 20 Pack (Marlboro, Camel)

$3.78 BGN 6.29

$3.79 BGN 6.31

-0.26%

Wine (Bottle)

$4.72 BGN 7.86

$8.85 BGN 14.72

-46.67%

Local Beer (0.5 liter bottle)

$1.10 BGN 1.82

$1.14 BGN 1.90

-3.51%

Imported Beer (0.33 liter bottle)

$1.80 BGN 3.00

$1.91 BGN 3.18

-5.76%

One-way Ticket (Public Transport)

$0.30 BGN 0.51

$1.21 BGN 2.01

-75.21%

Public Transport Monthly Pass (Regular Price)

$8.59 BGN 14.29

$29.44 BGN 48.98

-70.82%

Taxi Start (Normal Tariff)

$1.05 BGN 1.74

$1.40 BGN 2.33

-25.00%

Taxi (Normal Tariff) (1km)

$0.66 BGN 1.10

$0.68 BGN 1.12

-2.94%

Taxi 1hour Waiting (Normal Tariff)

$14.38 BGN 23.92

$12.19 BGN 20.27

17.97%

Gasoline (1 liter)

$1.55 BGN 2.57

$1.50 BGN 2.49

3.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K BGN 54.6K

$32.7K BGN 54.5K

0.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K BGN 47.4K

$28.7K BGN 47.7K

-0.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.8 BGN 101

$125 BGN 209

-51.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.32 BGN 30.48

$19.00 BGN 31.61

-3.58%

Internet (50+ Mbps, Unlimited Data)

$5.94 BGN 9.88

$15.50 BGN 25.79

-61.68%

Gym Membership (Monthly)

$29.48 BGN 49.04

$41.21 BGN 68.6

-28.46%

Tennis Court (1 Hour on Weekend)

$15.02 BGN 24.99

$14.84 BGN 24.69

1.21%

Cinema Ticket

$9.52 BGN 15.83

$8.73 BGN 14.53

9.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$638 BGN 1,062

$413 BGN 687

54.54%

International Primary School, 1 Child (Yearly)

$9,069 BGN 15.1K

$5,422 BGN 9,019

67.28%

Jeans (Levis 501 Or Similar)

$29.56 BGN 49.18

$59.8 BGN 99.5

-50.57%

Summer Dress (H&M, Zara, etc)

$17.44 BGN 29.01

$33.26 BGN 55.3

-47.56%

Sport Shoes (Adidas, Nike)

$46.60 BGN 77.5

$90.6 BGN 151

-48.56%

Men's Leather Business Shoes

$88.9 BGN 148

$98.3 BGN 164

-9.61%

1-bedroom Apartment, City Center (Monthly)

$119 BGN 198

$514 BGN 855

-76.88%

1-bedroom Apartment, Outside City Center (Monthly)

$118 BGN 197

$392 BGN 651

-69.77%

3-bedroom Apartment, City Center (Monthly)

$237 BGN 395

$893 BGN 1,486

-73.44%

3-bedroom Apartment, Outside City Center (Monthly)

$203 BGN 338

$652 BGN 1,085

-68.89%

Buy Apartment in City Center (m2)

$1,183 BGN 1,968

$3,269 BGN 5,438

-63.81%

Buy Apartment Outside City Center (m2)

$883 BGN 1,469

$2,115 BGN 3,519

-58.25%

Average Monthly Net Salary (After Tax)

$1,324 BGN 2,202

$1,200 BGN 1,996

10.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

4.71

-34.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kardzhali: June 15, 2026

Last update for Varna: June 15, 2026

Cost Breakdown

A central one-bedroom costs $119 in Kardzhali versus $514 in Varna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Kardzhali, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $26.00 in Kardzhali versus $47.00 in Varna. Monthly groceries follow the same trend: $238 vs $251 – making Kardzhali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kardzhali vs Varna: Cost of Living - Frequently Asked Questions

Varna costs about 67% more than Kardzhali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,081 per month in Kardzhali and $1,811 in Varna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kardzhali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $721 in Kardzhali and $1,207 in Varna. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 243% less in Kardzhali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Kardzhali, where all-in costs run around $721, than in Varna at $1,207. In Kardzhali it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kardzhali costs $721 versus $1,207 in Varna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kardzhali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.