Cost of Living Comparison Between Kardzhali and Varna Cost of Living Comparison Between Kardzhali and Varna

Monthly Cost of Living

A single person spends $677 per month in Kardzhali vs $1,441 in Varna, rent included.

A couple spends around $1,099 per month in Kardzhali vs $2,310 in Varna, rent included.

A family of three spends $1,520 per month in Kardzhali vs $3,179 in Varna, rent included.

Kardzhali is about 53% cheaper than Varna, driven mainly by Groceries & Markets.

Kardzhali sits 50% below the global median, while Varna is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.65 BGN 19.38

$14.06 BGN 23.39

-17.14%

Three-Course Dinner for Two, Mid-Range

$23.94 BGN 39.82

$60.4 BGN 101

-60.37%

Fast Food Meal (McDonalds, etc)

$9.21 BGN 15.33

$10.73 BGN 17.85

-14.17%

Cappuccino

$1.15 BGN 1.91

$2.93 BGN 4.88

-60.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 BGN 1.85

$1.88 BGN 3.12

-40.96%

Water (0.33 liter bottle)

$0.76 BGN 1.26

$1.65 BGN 2.75

-53.94%

Local Beer (0.5 liter draught)

$1.68 BGN 2.80

$3.01 BGN 5.00

-44.19%

Imported Beer (0.33 liter bottle)

$1.37 BGN 2.28

$3.77 BGN 6.27

-63.66%

Milk (1 liter)

$1.69 BGN 2.81

$1.95 BGN 3.24

-13.33%

White Bread (500g)

$0.74 BGN 1.22

$1.25 BGN 2.07

-40.80%

Rice (white) (1kg)

$1.54 BGN 2.56

$2.76 BGN 4.59

-44.20%

Eggs

$3.08 BGN 5.13

$3.61 BGN 6.00

-14.68%

Local Cheese (1kg)

$9.14 BGN 15.20

$11.70 BGN 19.47

-21.88%

Chicken Fillets (1kg)

$5.80 BGN 9.65

$9.25 BGN 15.38

-37.30%

Beef Round Steak (1kg)

$7.05 BGN 11.72

$14.84 BGN 24.69

-52.49%

Apples (1kg)

$0.87 BGN 1.44

$1.97 BGN 3.27

-55.84%

Banana (1kg)

$2.03 BGN 3.37

$2.16 BGN 3.60

-6.02%

Oranges (1kg)

$1.93 BGN 3.21

$2.29 BGN 3.81

-15.72%

Tomato (1kg)

$2.30 BGN 3.82

$3.17 BGN 5.27

-27.44%

Potato (1kg)

$0.70 BGN 1.17

$1.35 BGN 2.24

-48.15%

Onion (1kg)

$1.29 BGN 2.14

$1.13 BGN 1.87

14.16%

Lettuce (1 head)

$0.70 BGN 1.17

$1.05 BGN 1.75

-33.33%

Water (1.5 liter bottle)

$0.83 BGN 1.39

$0.78 BGN 1.30

6.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.75 BGN 6.24

$4.11 BGN 6.83

-8.76%

Wine (Bottle)

$4.63 BGN 7.71

$8.85 BGN 14.72

-47.68%

Local Beer (0.5 liter bottle)

$1.04 BGN 1.74

$1.21 BGN 2.01

-14.05%

Imported Beer (0.33 liter bottle)

$1.48 BGN 2.47

$1.83 BGN 3.05

-19.13%

One-way Ticket (Public Transport)

$0.56 BGN 0.93

$1.06 BGN 1.77

-47.17%

Public Transport Monthly Pass (Regular Price)

$11.46 BGN 19.07

$30.00 BGN 49.90

-61.80%

Taxi Start (Normal Tariff)

$1.81 BGN 3.01

$1.65 BGN 2.75

9.70%

Taxi (Normal Tariff) (1km)

$0.80 BGN 1.34

$0.88 BGN 1.46

-9.09%

Taxi 1hour Waiting (Normal Tariff)

$5.80 BGN 9.65

$12.56 BGN 20.90

-53.82%

Gasoline (1 liter)

$1.59 BGN 2.65

$1.74 BGN 2.89

-8.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K BGN 51.0K

$30.8K BGN 51.3K

-0.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K BGN 38.8K

$26.3K BGN 43.8K

-11.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.8 BGN 105

$179 BGN 298

-64.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.91 BGN 9.83

$21.16 BGN 35.21

-72.07%

Internet (50+ Mbps, Unlimited Data)

$8.18 BGN 13.62

$17.42 BGN 28.98

-53.04%

Gym Membership (Monthly)

$23.88 BGN 39.73

$53.5 BGN 89.1

-55.40%

Tennis Court (1 Hour on Weekend)

$20.73 BGN 34.49

Cinema Ticket

$8.90 BGN 14.81

$8.98 BGN 14.95

-0.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$233 BGN 387

$517 BGN 859

-54.91%

International Primary School, 1 Child (Yearly)

$15.0K BGN 25.0K

$6,405 BGN 10.7K

134.28%

Jeans (Levis 501 Or Similar)

$23.50 BGN 39.09

$66.2 BGN 110

-64.52%

Summer Dress (H&M, Zara, etc)

$12.94 BGN 21.53

$35.07 BGN 58.3

-63.10%

Sport Shoes (Adidas, Nike)

$47.12 BGN 78.4

$105 BGN 174

-55.04%

Men's Leather Business Shoes

$75.4 BGN 125

$105 BGN 175

-28.33%

1-bedroom Apartment, City Center (Monthly)

$119 BGN 197

$649 BGN 1,080

-81.72%

1-bedroom Apartment, Outside City Center (Monthly)

$119 BGN 197

$487 BGN 809

-75.64%

3-bedroom Apartment, City Center (Monthly)

$236 BGN 392

$1,360 BGN 2,263

-82.67%

3-bedroom Apartment, Outside City Center (Monthly)

$282 BGN 468

$933 BGN 1,552

-69.83%

Buy Apartment in City Center (m2)

$1,192 BGN 1,983

$3,250 BGN 5,407

-63.32%

Buy Apartment Outside City Center (m2)

$872 BGN 1,450

$2,145 BGN 3,569

-59.37%

Average Monthly Net Salary (After Tax)

$1,349 BGN 2,244

$1,272 BGN 2,116

6.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

2.9

12.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kardzhali: September 14, 2026

Last update for Varna: September 14, 2026

Cost Breakdown

A central one-bedroom costs $119 in Kardzhali versus $649 in Varna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Kardzhali, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $24.00 in Kardzhali versus $60.0 in Varna. Monthly groceries follow the same trend: $191 vs $278 – making Kardzhali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kardzhali vs Varna: Cost of Living - Frequently Asked Questions

Varna costs about 113% more than Kardzhali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,016 per month in Kardzhali and $2,162 in Varna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kardzhali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $677 in Kardzhali and $1,441 in Varna. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 162% less in Kardzhali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Kardzhali, where all-in costs run around $677, than in Varna at $1,441. In Kardzhali it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kardzhali costs $677 versus $1,441 in Varna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kardzhali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.