Cost of Living Comparison Between Kardzhali and Varna Cost of Living Comparison Between Kardzhali and Varna

Monthly Cost of Living

A single person spends $717 per month in Kardzhali vs $1,197 in Varna, rent included.

A couple spends around $1,175 per month in Kardzhali vs $1,871 in Varna, rent included.

A family of three spends $1,633 per month in Kardzhali vs $2,545 in Varna, rent included.

Kardzhali is about 40% cheaper than Varna, driven mainly by Eating Out.

Both Kardzhali and Varna are more affordable than the global median – Kardzhali 46% lower, Varna 11% lower.

Meal at Budget Restaurant

$9.09 BGN 15.19

$11.83 BGN 19.76

-23.16%

Three-Course Dinner for Two, Mid-Range

$26.92 BGN 44.96

$48.05 BGN 80.2

-43.98%

Fast Food Meal (McDonalds, etc)

$9.02 BGN 15.06

$9.08 BGN 15.17

-0.66%

Cappuccino

$1.16 BGN 1.93

$2.52 BGN 4.21

-53.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.86 BGN 1.44

$1.75 BGN 2.92

-50.86%

Water (0.33 liter bottle)

$1.47 BGN 2.45

$1.34 BGN 2.23

9.70%

Local Beer (0.5 liter draught)

$1.66 BGN 2.78

$3.02 BGN 5.04

-45.03%

Imported Beer (0.33 liter bottle)

$1.32 BGN 2.21

$2.88 BGN 4.81

-54.17%

Milk (1 liter)

$1.81 BGN 3.02

$1.87 BGN 3.12

-3.21%

White Bread (500g)

$0.83 BGN 1.39

$1.08 BGN 1.80

-23.15%

Rice (white) (1kg)

$1.81 BGN 3.02

$2.54 BGN 4.24

-28.74%

Eggs

$3.15 BGN 5.25

$3.32 BGN 5.54

-5.12%

Local Cheese (1kg)

$12.44 BGN 20.78

$10.96 BGN 18.31

13.50%

Chicken Fillets (1kg)

$8.74 BGN 14.60

$8.13 BGN 13.57

7.50%

Beef Round Steak (1kg)

$13.27 BGN 22.16

$12.21 BGN 20.40

8.68%

Apples (1kg)

$1.83 BGN 3.05

$1.67 BGN 2.79

9.58%

Banana (1kg)

$1.89 BGN 3.15

$2.04 BGN 3.40

-7.35%

Oranges (1kg)

$1.94 BGN 3.23

$1.80 BGN 3.00

7.78%

Tomato (1kg)

$2.15 BGN 3.60

$2.68 BGN 4.48

-19.78%

Potato (1kg)

$0.88 BGN 1.47

$1.15 BGN 1.92

-23.48%

Onion (1kg)

$1.06 BGN 1.76

$1.14 BGN 1.91

-7.02%

Lettuce (1 head)

$0.85 BGN 1.41

$1.04 BGN 1.73

-18.27%

Water (1.5 liter bottle)

$0.71 BGN 1.19

$0.74 BGN 1.24

-4.05%

Cigarettes 20 Pack (Marlboro, Camel)

$3.73 BGN 6.23

$3.85 BGN 6.42

-3.12%

Wine (Bottle)

$4.63 BGN 7.73

$7.64 BGN 12.75

-39.40%

Local Beer (0.5 liter bottle)

$1.10 BGN 1.84

$1.11 BGN 1.85

-0.90%

Imported Beer (0.33 liter bottle)

$1.77 BGN 2.95

$1.84 BGN 3.07

-3.80%

One-way Ticket (Public Transport)

$0.30 BGN 0.51

$1.15 BGN 1.91

-73.91%

Public Transport Monthly Pass (Regular Price)

$9.02 BGN 15.07

$29.53 BGN 49.32

-69.45%

Taxi Start (Normal Tariff)

$1.05 BGN 1.75

$1.35 BGN 2.25

-22.22%

Taxi (Normal Tariff) (1km)

$0.72 BGN 1.20

$0.67 BGN 1.11

7.46%

Taxi 1hour Waiting (Normal Tariff)

$13.96 BGN 23.32

$12.27 BGN 20.49

13.77%

Gasoline (1 liter)

$1.49 BGN 2.48

$1.54 BGN 2.57

-3.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K BGN 54.0K

$32.9K BGN 54.9K

-1.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.3K BGN 49.0K

$28.8K BGN 48.2K

1.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.0 BGN 104

$124 BGN 207

-49.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.05 BGN 30.15

$18.70 BGN 31.23

-3.48%

Internet (50+ Mbps, Unlimited Data)

$5.99 BGN 10.01

$15.83 BGN 26.43

-62.16%

Gym Membership (Monthly)

$29.68 BGN 49.56

$40.64 BGN 67.9

-26.97%

Tennis Court (1 Hour on Weekend)

$15.01 BGN 25.06

$14.50 BGN 24.21

3.52%

Cinema Ticket

$9.24 BGN 15.43

$8.61 BGN 14.37

7.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$635 BGN 1,060

$412 BGN 688

54.00%

International Primary School, 1 Child (Yearly)

$9,240 BGN 15.4K

$5,541 BGN 9,254

66.76%

Jeans (Levis 501 Or Similar)

$29.92 BGN 49.96

$62.0 BGN 104

-51.76%

Summer Dress (H&M, Zara, etc)

$17.56 BGN 29.33

$33.87 BGN 56.6

-48.15%

Sport Shoes (Adidas, Nike)

$46.39 BGN 77.5

$91.6 BGN 153

-49.34%

Men's Leather Business Shoes

$90.0 BGN 150

$102 BGN 170

-11.31%

1-bedroom Apartment, City Center (Monthly)

$118 BGN 197

$506 BGN 846

-76.66%

1-bedroom Apartment, Outside City Center (Monthly)

$116 BGN 194

$390 BGN 652

-70.29%

3-bedroom Apartment, City Center (Monthly)

$237 BGN 396

$895 BGN 1,495

-73.52%

3-bedroom Apartment, Outside City Center (Monthly)

$205 BGN 343

$639 BGN 1,067

-67.89%

Buy Apartment in City Center (m2)

$1,207 BGN 2,015

$3,152 BGN 5,264

-61.72%

Buy Apartment Outside City Center (m2)

$875 BGN 1,461

$2,018 BGN 3,371

-56.65%

Average Monthly Net Salary (After Tax)

$1,341 BGN 2,240

$1,222 BGN 2,040

9.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

4.71

-34.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kardzhali: April 28, 2026

Last update for Varna: April 26, 2026

Cost Breakdown

A central one-bedroom costs $118 in Kardzhali versus $506 in Varna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Kardzhali, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $27.00 in Kardzhali versus $48.00 in Varna. Monthly groceries follow the same trend: $241 vs $248 – making Kardzhali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kardzhali vs Varna: Cost of Living - Frequently Asked Questions

Varna costs about 67% more than Kardzhali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,075 per month in Kardzhali and $1,795 in Varna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kardzhali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $717 in Kardzhali and $1,197 in Varna. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 227% less in Kardzhali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Kardzhali, where all-in costs run around $717, than in Varna at $1,197. In Kardzhali it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kardzhali costs $717 versus $1,197 in Varna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kardzhali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.