Cost of Living Comparison Between Varna and Kardzhali Cost of Living Comparison Between Varna and Kardzhali

Monthly Cost of Living

A single person spends $1,223 per month in Varna vs $716 in Kardzhali, rent included.

A couple spends around $1,849 per month in Varna vs $1,167 in Kardzhali, rent included.

A family of three spends $2,476 per month in Varna vs $1,619 in Kardzhali, rent included.

Varna costs about 71% more than Kardzhali, driven mainly by Eating Out.

Both Varna and Kardzhali are more affordable than the global median – Varna 8% lower, Kardzhali 46% lower.

Meal at Budget Restaurant

$11.69 BGN 19.45

$8.62 BGN 14.34

35.61%

Three-Course Dinner for Two, Mid-Range

$47.30 BGN 78.7

$26.60 BGN 44.25

77.82%

Fast Food Meal (McDonalds, etc)

$9.07 BGN 15.09

$8.63 BGN 14.35

5.10%

Cappuccino

$2.47 BGN 4.12

$1.20 BGN 1.99

105.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 BGN 2.87

$0.85 BGN 1.41

103.53%

Water (0.33 liter bottle)

$1.32 BGN 2.19

$1.45 BGN 2.41

-8.97%

Local Beer (0.5 liter draught)

$2.89 BGN 4.80

$1.69 BGN 2.81

71.01%

Imported Beer (0.33 liter bottle)

$2.93 BGN 4.88

$1.28 BGN 2.12

128.91%

Milk (1 liter)

$1.79 BGN 2.98

$1.81 BGN 3.00

-1.10%

White Bread (500g)

$1.03 BGN 1.71

$0.76 BGN 1.27

35.53%

Rice (white) (1kg)

$2.44 BGN 4.05

$1.79 BGN 2.97

36.31%

Eggs

$3.44 BGN 5.73

$3.13 BGN 5.22

9.90%

Local Cheese (1kg)

$10.79 BGN 17.95

$12.46 BGN 20.73

-13.40%

Chicken Fillets (1kg)

$8.10 BGN 13.47

$8.66 BGN 14.41

-6.47%

Beef Round Steak (1kg)

$12.26 BGN 20.40

$13.24 BGN 22.02

-7.40%

Apples (1kg)

$1.69 BGN 2.80

$1.83 BGN 3.05

-7.65%

Banana (1kg)

$2.04 BGN 3.40

$1.90 BGN 3.15

7.37%

Oranges (1kg)

$1.87 BGN 3.10

$2.00 BGN 3.33

-6.50%

Tomato (1kg)

$2.73 BGN 4.54

$2.16 BGN 3.59

26.39%

Potato (1kg)

$1.20 BGN 2.00

$0.89 BGN 1.48

34.83%

Onion (1kg)

$1.14 BGN 1.89

$1.02 BGN 1.69

11.76%

Lettuce (1 head)

$1.00 BGN 1.66

$0.90 BGN 1.49

11.11%

Water (1.5 liter bottle)

$0.74 BGN 1.23

$0.72 BGN 1.20

2.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.74 BGN 6.22

$3.86 BGN 6.43

-3.11%

Wine (Bottle)

$8.68 BGN 14.44

$4.67 BGN 7.77

85.87%

Local Beer (0.5 liter bottle)

$1.11 BGN 1.85

$1.04 BGN 1.74

6.73%

Imported Beer (0.33 liter bottle)

$1.91 BGN 3.18

$1.80 BGN 2.99

6.11%

One-way Ticket (Public Transport)

$1.16 BGN 1.93

$0.28 BGN 0.46

314.29%

Public Transport Monthly Pass (Regular Price)

$29.23 BGN 48.62

$8.63 BGN 14.35

238.70%

Taxi Start (Normal Tariff)

$1.35 BGN 2.25

$1.04 BGN 1.72

29.81%

Taxi (Normal Tariff) (1km)

$0.72 BGN 1.19

$0.68 BGN 1.13

5.88%

Taxi 1hour Waiting (Normal Tariff)

$12.42 BGN 20.67

$14.29 BGN 23.77

-13.09%

Gasoline (1 liter)

$1.50 BGN 2.50

$1.53 BGN 2.55

-1.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K BGN 53.8K

0.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K BGN 49.1K

$29.1K BGN 48.4K

1.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 BGN 207

$62.3 BGN 104

99.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.60 BGN 30.94

$17.87 BGN 29.73

4.09%

Internet (50+ Mbps, Unlimited Data)

$15.89 BGN 26.43

$5.91 BGN 9.83

168.87%

Gym Membership (Monthly)

$41.68 BGN 69.3

$29.08 BGN 48.38

43.33%

Tennis Court (1 Hour on Weekend)

$14.85 BGN 24.70

$14.74 BGN 24.52

0.75%

Cinema Ticket

$8.94 BGN 14.87

$9.66 BGN 16.06

-7.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$413 BGN 687

$639 BGN 1,063

-35.34%

International Primary School, 1 Child (Yearly)

$5,503 BGN 9,156

$9,291 BGN 15.5K

-40.77%

Jeans (Levis 501 Or Similar)

$60.4 BGN 100

$29.63 BGN 49.29

103.78%

Summer Dress (H&M, Zara, etc)

$33.21 BGN 55.3

$17.61 BGN 29.29

88.59%

Sport Shoes (Adidas, Nike)

$92.6 BGN 154

$47.63 BGN 79.2

94.31%

Men's Leather Business Shoes

$102 BGN 170

$88.8 BGN 148

14.70%

1-bedroom Apartment, City Center (Monthly)

$510 BGN 848

$116 BGN 192

340.59%

1-bedroom Apartment, Outside City Center (Monthly)

$389 BGN 647

$119 BGN 199

225.67%

3-bedroom Apartment, City Center (Monthly)

$893 BGN 1,485

$239 BGN 397

273.99%

3-bedroom Apartment, Outside City Center (Monthly)

$650 BGN 1,082

$208 BGN 347

212.21%

Buy Apartment in City Center (m2)

$3,269 BGN 5,438

$1,144 BGN 1,903

185.71%

Buy Apartment Outside City Center (m2)

$2,167 BGN 3,606

$855 BGN 1,423

153.47%

Average Monthly Net Salary (After Tax)

$1,207 BGN 2,008

$1,289 BGN 2,145

-6.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.71

3.1

51.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: July 28, 2026

Last update for Kardzhali: July 27, 2026

Cost Breakdown

A central one-bedroom costs $510 in Varna versus $116 in Kardzhali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Kardzhali, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Varna versus $27.00 in Kardzhali. Monthly groceries follow the same trend: $249 vs $240 – making Kardzhali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varna vs Kardzhali: Cost of Living - Frequently Asked Questions

Varna costs about 71% more than Kardzhali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,834 per month in Varna and $1,073 in Kardzhali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kardzhali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,223 in Varna and $716 in Kardzhali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 239% less in Kardzhali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Kardzhali, where all-in costs run around $716, than in Varna at $1,223. In Kardzhali it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kardzhali costs $716 versus $1,223 in Varna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kardzhali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.