Cost of Living Comparison Between Varna and Kardzhali Cost of Living Comparison Between Varna and Kardzhali

Monthly Cost of Living

A single person spends $1,441 per month in Varna vs $677 in Kardzhali, rent included.

A couple spends around $2,310 per month in Varna vs $1,099 in Kardzhali, rent included.

A family of three spends $3,179 per month in Varna vs $1,520 in Kardzhali, rent included.

Varna costs about 113% more than Kardzhali, driven mainly by Groceries & Markets.

Varna sits 5% above the global median, while Kardzhali is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$14.06 BGN 23.39

$11.65 BGN 19.38

20.69%

Three-Course Dinner for Two, Mid-Range

$60.4 BGN 101

$23.94 BGN 39.82

152.34%

Fast Food Meal (McDonalds, etc)

$10.73 BGN 17.85

$9.21 BGN 15.33

16.50%

Cappuccino

$2.93 BGN 4.88

$1.15 BGN 1.91

154.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.88 BGN 3.12

$1.11 BGN 1.85

69.37%

Water (0.33 liter bottle)

$1.65 BGN 2.75

$0.76 BGN 1.26

117.11%

Local Beer (0.5 liter draught)

$3.01 BGN 5.00

$1.68 BGN 2.80

79.17%

Imported Beer (0.33 liter bottle)

$3.77 BGN 6.27

$1.37 BGN 2.28

175.18%

Milk (1 liter)

$1.95 BGN 3.24

$1.69 BGN 2.81

15.38%

White Bread (500g)

$1.25 BGN 2.07

$0.74 BGN 1.22

68.92%

Rice (white) (1kg)

$2.76 BGN 4.59

$1.54 BGN 2.56

79.22%

Eggs

$3.61 BGN 6.00

$3.08 BGN 5.13

17.21%

Local Cheese (1kg)

$11.70 BGN 19.47

$9.14 BGN 15.20

28.01%

Chicken Fillets (1kg)

$9.25 BGN 15.38

$5.80 BGN 9.65

59.48%

Beef Round Steak (1kg)

$14.84 BGN 24.69

$7.05 BGN 11.72

110.50%

Apples (1kg)

$1.97 BGN 3.27

$0.87 BGN 1.44

126.44%

Banana (1kg)

$2.16 BGN 3.60

$2.03 BGN 3.37

6.40%

Oranges (1kg)

$2.29 BGN 3.81

$1.93 BGN 3.21

18.65%

Tomato (1kg)

$3.17 BGN 5.27

$2.30 BGN 3.82

37.83%

Potato (1kg)

$1.35 BGN 2.24

$0.70 BGN 1.17

92.86%

Onion (1kg)

$1.13 BGN 1.87

$1.29 BGN 2.14

-12.40%

Lettuce (1 head)

$1.05 BGN 1.75

$0.70 BGN 1.17

50.00%

Water (1.5 liter bottle)

$0.78 BGN 1.30

$0.83 BGN 1.39

-6.02%

Cigarettes 20 Pack (Marlboro, Camel)

$4.11 BGN 6.83

$3.75 BGN 6.24

9.60%

Wine (Bottle)

$8.85 BGN 14.72

$4.63 BGN 7.71

91.14%

Local Beer (0.5 liter bottle)

$1.21 BGN 2.01

$1.04 BGN 1.74

16.35%

Imported Beer (0.33 liter bottle)

$1.83 BGN 3.05

$1.48 BGN 2.47

23.65%

One-way Ticket (Public Transport)

$1.06 BGN 1.77

$0.56 BGN 0.93

89.29%

Public Transport Monthly Pass (Regular Price)

$30.00 BGN 49.90

$11.46 BGN 19.07

161.78%

Taxi Start (Normal Tariff)

$1.65 BGN 2.75

$1.81 BGN 3.01

-8.84%

Taxi (Normal Tariff) (1km)

$0.88 BGN 1.46

$0.80 BGN 1.34

10.00%

Taxi 1hour Waiting (Normal Tariff)

$12.56 BGN 20.90

$5.80 BGN 9.65

116.55%

Gasoline (1 liter)

$1.74 BGN 2.89

$1.59 BGN 2.65

9.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K BGN 51.3K

$30.6K BGN 51.0K

0.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K BGN 43.8K

$23.3K BGN 38.8K

12.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 BGN 298

$62.8 BGN 105

184.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.16 BGN 35.21

$5.91 BGN 9.83

258.04%

Internet (50+ Mbps, Unlimited Data)

$17.42 BGN 28.98

$8.18 BGN 13.62

112.96%

Gym Membership (Monthly)

$53.5 BGN 89.1

$23.88 BGN 39.73

124.20%

Tennis Court (1 Hour on Weekend)

$20.73 BGN 34.49

Cinema Ticket

$8.98 BGN 14.95

$8.90 BGN 14.81

0.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$517 BGN 859

$233 BGN 387

121.78%

International Primary School, 1 Child (Yearly)

$6,405 BGN 10.7K

$15.0K BGN 25.0K

-57.32%

Jeans (Levis 501 Or Similar)

$66.2 BGN 110

$23.50 BGN 39.09

181.83%

Summer Dress (H&M, Zara, etc)

$35.07 BGN 58.3

$12.94 BGN 21.53

171.02%

Sport Shoes (Adidas, Nike)

$105 BGN 174

$47.12 BGN 78.4

122.41%

Men's Leather Business Shoes

$105 BGN 175

$75.4 BGN 125

39.54%

1-bedroom Apartment, City Center (Monthly)

$649 BGN 1,080

$119 BGN 197

447.14%

1-bedroom Apartment, Outside City Center (Monthly)

$487 BGN 809

$119 BGN 197

310.54%

3-bedroom Apartment, City Center (Monthly)

$1,360 BGN 2,263

$236 BGN 392

476.88%

3-bedroom Apartment, Outside City Center (Monthly)

$933 BGN 1,552

$282 BGN 468

231.41%

Buy Apartment in City Center (m2)

$3,250 BGN 5,407

$1,192 BGN 1,983

172.64%

Buy Apartment Outside City Center (m2)

$2,145 BGN 3,569

$872 BGN 1,450

146.11%

Average Monthly Net Salary (After Tax)

$1,272 BGN 2,116

$1,349 BGN 2,244

-5.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

3.25

-10.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: September 14, 2026

Last update for Kardzhali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $649 in Varna versus $119 in Kardzhali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Kardzhali, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $60.0 in Varna versus $24.00 in Kardzhali. Monthly groceries follow the same trend: $278 vs $191 – making Kardzhali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varna vs Kardzhali: Cost of Living - Frequently Asked Questions

Varna costs about 113% more than Kardzhali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,162 per month in Varna and $1,016 in Kardzhali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kardzhali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,441 in Varna and $677 in Kardzhali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 162% less in Kardzhali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Kardzhali, where all-in costs run around $677, than in Varna at $1,441. In Kardzhali it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kardzhali costs $677 versus $1,441 in Varna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kardzhali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.