Cost of Living Comparison Between Varna and Kardzhali Cost of Living Comparison Between Varna and Kardzhali

Monthly Cost of Living

A single person spends $1,207 per month in Varna vs $721 in Kardzhali, rent included.

A couple spends around $1,870 per month in Varna vs $1,164 in Kardzhali, rent included.

A family of three spends $2,533 per month in Varna vs $1,607 in Kardzhali, rent included.

Varna costs about 67% more than Kardzhali, driven mainly by Eating Out.

Both Varna and Kardzhali are more affordable than the global median – Varna 9% lower, Kardzhali 46% lower.

Meal at Budget Restaurant

$11.71 BGN 19.48

$9.00 BGN 14.97

30.11%

Three-Course Dinner for Two, Mid-Range

$46.60 BGN 77.5

$26.41 BGN 43.93

76.45%

Fast Food Meal (McDonalds, etc)

$8.82 BGN 14.68

$8.91 BGN 14.81

-1.01%

Cappuccino

$2.58 BGN 4.29

$1.15 BGN 1.91

124.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 BGN 2.92

$0.84 BGN 1.40

109.52%

Water (0.33 liter bottle)

$1.27 BGN 2.11

$1.41 BGN 2.35

-9.93%

Local Beer (0.5 liter draught)

$2.92 BGN 4.85

$1.64 BGN 2.72

78.05%

Imported Beer (0.33 liter bottle)

$2.87 BGN 4.77

$1.27 BGN 2.12

125.98%

Milk (1 liter)

$1.86 BGN 3.10

$1.82 BGN 3.03

2.20%

White Bread (500g)

$1.02 BGN 1.70

$0.81 BGN 1.35

25.93%

Rice (white) (1kg)

$2.47 BGN 4.10

$1.74 BGN 2.89

41.95%

Eggs

$3.38 BGN 5.62

$3.08 BGN 5.13

9.74%

Local Cheese (1kg)

$10.77 BGN 17.91

$12.54 BGN 20.86

-14.11%

Chicken Fillets (1kg)

$8.41 BGN 14.00

$8.31 BGN 13.83

1.20%

Beef Round Steak (1kg)

$12.36 BGN 20.56

$13.09 BGN 21.77

-5.58%

Apples (1kg)

$1.66 BGN 2.77

$1.90 BGN 3.16

-12.63%

Banana (1kg)

$2.08 BGN 3.47

$1.90 BGN 3.16

9.47%

Oranges (1kg)

$1.84 BGN 3.06

$1.93 BGN 3.21

-4.66%

Tomato (1kg)

$2.66 BGN 4.43

$2.12 BGN 3.53

25.47%

Potato (1kg)

$1.16 BGN 1.93

$0.89 BGN 1.48

30.34%

Onion (1kg)

$1.09 BGN 1.81

$1.00 BGN 1.67

9.00%

Lettuce (1 head)

$1.03 BGN 1.72

$0.84 BGN 1.40

22.62%

Water (1.5 liter bottle)

$0.71 BGN 1.18

Cigarettes 20 Pack (Marlboro, Camel)

$3.79 BGN 6.31

$3.78 BGN 6.29

0.26%

Wine (Bottle)

$8.85 BGN 14.72

$4.72 BGN 7.86

87.50%

Local Beer (0.5 liter bottle)

$1.14 BGN 1.90

$1.10 BGN 1.82

3.64%

Imported Beer (0.33 liter bottle)

$1.91 BGN 3.18

$1.80 BGN 3.00

6.11%

One-way Ticket (Public Transport)

$1.21 BGN 2.01

$0.30 BGN 0.51

303.33%

Public Transport Monthly Pass (Regular Price)

$29.44 BGN 48.98

$8.59 BGN 14.29

242.72%

Taxi Start (Normal Tariff)

$1.40 BGN 2.33

$1.05 BGN 1.74

33.33%

Taxi (Normal Tariff) (1km)

$0.68 BGN 1.12

$0.66 BGN 1.10

3.03%

Taxi 1hour Waiting (Normal Tariff)

$12.19 BGN 20.27

$14.38 BGN 23.92

-15.23%

Gasoline (1 liter)

$1.50 BGN 2.49

$1.55 BGN 2.57

-3.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K BGN 54.5K

$32.8K BGN 54.6K

-0.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K BGN 47.7K

$28.5K BGN 47.4K

0.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 BGN 209

$60.8 BGN 101

106.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.00 BGN 31.61

$18.32 BGN 30.48

3.71%

Internet (50+ Mbps, Unlimited Data)

$15.50 BGN 25.79

$5.94 BGN 9.88

160.94%

Gym Membership (Monthly)

$41.21 BGN 68.6

$29.48 BGN 49.04

39.79%

Tennis Court (1 Hour on Weekend)

$14.84 BGN 24.69

$15.02 BGN 24.99

-1.20%

Cinema Ticket

$8.73 BGN 14.53

$9.52 BGN 15.83

-8.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$413 BGN 687

$638 BGN 1,062

-35.29%

International Primary School, 1 Child (Yearly)

$5,422 BGN 9,019

$9,069 BGN 15.1K

-40.22%

Jeans (Levis 501 Or Similar)

$59.8 BGN 99.5

$29.56 BGN 49.18

102.30%

Summer Dress (H&M, Zara, etc)

$33.26 BGN 55.3

$17.44 BGN 29.01

90.71%

Sport Shoes (Adidas, Nike)

$90.6 BGN 151

$46.60 BGN 77.5

94.40%

Men's Leather Business Shoes

$98.3 BGN 164

$88.9 BGN 148

10.63%

1-bedroom Apartment, City Center (Monthly)

$514 BGN 855

$119 BGN 198

332.46%

1-bedroom Apartment, Outside City Center (Monthly)

$392 BGN 651

$118 BGN 197

230.79%

3-bedroom Apartment, City Center (Monthly)

$893 BGN 1,486

$237 BGN 395

276.44%

3-bedroom Apartment, Outside City Center (Monthly)

$652 BGN 1,085

$203 BGN 338

221.48%

Buy Apartment in City Center (m2)

$3,269 BGN 5,438

$1,183 BGN 1,968

176.29%

Buy Apartment Outside City Center (m2)

$2,115 BGN 3,519

$883 BGN 1,469

139.55%

Average Monthly Net Salary (After Tax)

$1,200 BGN 1,996

$1,324 BGN 2,202

-9.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.71

3.1

51.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: June 15, 2026

Last update for Kardzhali: June 15, 2026

Cost Breakdown

A central one-bedroom costs $514 in Varna versus $119 in Kardzhali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Kardzhali, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Varna versus $26.00 in Kardzhali. Monthly groceries follow the same trend: $251 vs $238 – making Kardzhali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varna vs Kardzhali: Cost of Living - Frequently Asked Questions

Varna costs about 67% more than Kardzhali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,811 per month in Varna and $1,081 in Kardzhali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kardzhali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,207 in Varna and $721 in Kardzhali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 243% less in Kardzhali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Kardzhali, where all-in costs run around $721, than in Varna at $1,207. In Kardzhali it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kardzhali costs $721 versus $1,207 in Varna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kardzhali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.