Last update: Oct 2026

Cost of Living Comparison Between Kardzhali and Austin, TX

For one person, living is cheaper in Kardzhali: $653 a month against $2,663 in Austin, TX, rent and utilities included – about $24,100 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Kardzhali
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Kardzhali Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Kardzhali

🇧🇬 Bulgaria

$653

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Kardzhali and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kardzhali and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $653 in Kardzhali versus $2,663 in Austin, TX.

Kardzhali $653
Austin, TX $2,663

Estimated couple costs with rent: $1,071 in Kardzhali versus $4,133 in Austin, TX.

Kardzhali $1,071
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,489 in Kardzhali versus $5,603 in Austin, TX.

Kardzhali $1,489
Austin, TX $5,603

Living in Kardzhali costs roughly 75% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Kardzhali is 52% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$11.22 BGN 19.52

$20.77 $20.77

-45.98%

Three-Course Dinner for Two, Mid-Range

$22.74 BGN 39.57

$84.6 $84.6

-73.12%

Fast Food Meal (McDonalds, etc)

$9.05 BGN 15.75

$12.32 $12.32

-26.54%

Cappuccino

$1.11 BGN 1.92

$5.63 $5.63

-80.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 BGN 1.80

$3.72 $3.72

-72.04%

Water (0.33 liter bottle)

$0.70 BGN 1.21

$2.50 $2.50

-72.00%

Local Beer (0.5 liter draught)

$1.62 BGN 2.82

$8.05 $8.05

-79.88%

Imported Beer (0.33 liter bottle)

$1.33 BGN 2.31

$9.01 $9.01

-85.24%

Milk (1 liter)

$1.64 BGN 2.85

$1.12 $1.12

46.43%

White Bread (500g)

$0.74 BGN 1.29

$3.75 $3.75

-80.27%

Rice (white) (1kg)

$1.43 BGN 2.49

$3.26 $3.26

-56.13%

Eggs

$2.81 BGN 4.89

$4.17 $4.17

-32.61%

Local Cheese (1kg)

$10.16 BGN 17.68

$12.90 $12.90

-21.24%

Chicken Fillets (1kg)

$5.60 BGN 9.75

$14.16 $14.16

-60.45%

Beef Round Steak (1kg)

$6.74 BGN 11.73

$16.22 $16.22

-58.45%

Apples (1kg)

$0.90 BGN 1.56

$4.33 $4.33

-79.21%

Banana (1kg)

$2.04 BGN 3.55

$1.46 $1.46

39.73%

Oranges (1kg)

$1.93 BGN 3.35

$4.51 $4.51

-57.21%

Tomato (1kg)

$2.13 BGN 3.71

$4.34 $4.34

-50.92%

Potato (1kg)

$0.65 BGN 1.13

$2.58 $2.58

-74.81%

Onion (1kg)

$1.27 BGN 2.22

$2.35 $2.35

-45.96%

Lettuce (1 head)

$0.72 BGN 1.26

$1.78 $1.78

-59.55%

Water (1.5 liter bottle)

$0.80 BGN 1.39

$2.22 $2.22

-63.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.59 BGN 6.25

$9.88 $9.88

-63.66%

Wine (Bottle)

$4.56 BGN 7.94

$15.08 $15.08

-69.76%

Local Beer (0.5 liter bottle)

$1.05 BGN 1.83

$2.92 $2.92

-64.04%

Imported Beer (0.33 liter bottle)

$1.42 BGN 2.46

$3.46 $3.46

-58.96%

One-way Ticket (Public Transport)

$0.54 BGN 0.95

$1.49 $1.49

-63.76%

Public Transport Monthly Pass (Regular Price)

$11.13 BGN 19.36

$41.72 $41.72

-73.32%

Taxi Start (Normal Tariff)

$1.69 BGN 2.94

$2.73 $2.73

-38.10%

Taxi (Normal Tariff) (1km)

$0.70 BGN 1.23

$1.66 $1.66

-57.83%

Taxi 1hour Waiting (Normal Tariff)

$5.65 BGN 9.83

$35.30 $35.30

-83.99%

Gasoline (1 liter)

$1.70 BGN 2.97

$0.95 $0.95

78.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K BGN 51.7K

$36.0K $36.0K

-17.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K BGN 39.0K

$27.1K $27.1K

-17.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.9 BGN 106

$229 $229

-73.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.73 BGN 9.97

$59.4 $59.4

-90.35%

Internet (50+ Mbps, Unlimited Data)

$7.65 BGN 13.30

$69.9 $69.9

-89.06%

Gym Membership (Monthly)

$23.14 BGN 40.26

$57.2 $57.2

-59.57%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$8.43 BGN 14.67

$14.28 $14.28

-40.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 401

$1,506 $1,506

-84.71%

International Primary School, 1 Child (Yearly)

$14.5K BGN 25.2K

$21.5K $21.5K

-32.39%

Jeans (Levis 501 Or Similar)

$22.87 BGN 39.79

$52.8 $52.8

-56.69%

Summer Dress (H&M, Zara, etc)

$12.49 BGN 21.73

$43.82 $43.82

-71.50%

Sport Shoes (Adidas, Nike)

$45.07 BGN 78.4

$84.8 $84.8

-46.83%

Men's Leather Business Shoes

$75.0 BGN 130

$103 $103

-27.23%

1-bedroom Apartment, City Center (Monthly)

$114 BGN 198

$1,907 $1,907

-94.04%

1-bedroom Apartment, Outside City Center (Monthly)

$114 BGN 198

$1,274 $1,274

-91.05%

3-bedroom Apartment, City Center (Monthly)

$228 BGN 396

$3,664 $3,664

-93.78%

3-bedroom Apartment, Outside City Center (Monthly)

$275 BGN 479

$2,538 $2,538

-89.16%

Buy Apartment in City Center (m2)

$1,145 BGN 1,993

$7,614 $7,614

-84.96%

Buy Apartment Outside City Center (m2)

$858 BGN 1,493

$3,157 $3,157

-72.82%

Average Monthly Net Salary (After Tax)

$1,281 BGN 2,229

$5,121 $5,121

-74.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

6.79

-52.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kardzhali: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kardzhali

$189 28.9%

Austin, TX

$405 15.2% 114% $216

Eating Out

Kardzhali

$148 22.6%

Austin, TX

$354 13.3% 139% $206

Accommodation & Living

Kardzhali

$114 17.5%

Austin, TX

$1.3K 47.8% 1017% $1.2K

Monthly Utilities & Internet

Kardzhali

$74 11.4%

Austin, TX

$358 13.5% 382% $284

Clothing & Footwear

Kardzhali

$70 10.7%

Austin, TX

$128 4.8% 83% $58

Sport & Entertainment

Kardzhali

$40 6.1%

Austin, TX

$86 3.2% 115% $46

Getting Around

Kardzhali

$19 2.8%

Austin, TX

$59 2.2% 217% $40

Cost Breakdown

A one-bedroom apartment in the center runs $114 in Kardzhali and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 300% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Kardzhali vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $189 vs $405 per month, with Kardzhali cheaper across the board.

Good to know

🇧🇬 Kardzhali

🇺🇸 Austin, TX

🕒 Local time

13:18 1:18 PM

05:18 5:18 AM

8 h behind Kardzhali

🌤 Weather

👥 Population

49,421

974,447

💱 Currency

Bulgarian Lev BGN лв.

United States Dollar USD $

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to BGN in detail →

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Between locations

Kardzhali Austin, TX 10,120 km ≈ 13 h nonstop flight

From you

Kardzhali
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kardzhali vs Austin, TX: Cost of Living - Frequently Asked Questions

Kardzhali wins on cost – living expenses run 308% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kardzhali the obvious pick if budget is a priority.

On paper, salaries run 300% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $114 in Kardzhali versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $653 per month in Kardzhali versus $2,663 in Austin, TX – a 308% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kardzhali runs roughly 275% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $653 in Kardzhali versus $2,663 in Austin, TX, a $1,000 budget is realistic in Kardzhali but tight or insufficient in Austin, TX. The gap between the two cities makes Kardzhali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kardzhali and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kardzhali gentler on the wallet – expenses run 308% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.