Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Kardzhali

For one person, living is cheaper in Kardzhali: $653 a month against $2,663 in Austin, TX, rent and utilities included – about $24,100 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
32

Cost of Living Index in Kardzhali
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Kardzhali Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Kardzhali

🇧🇬 Bulgaria

$653

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Kardzhali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Kardzhali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $653 in Kardzhali.

Austin, TX $2,663
Kardzhali $653

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,071 in Kardzhali.

Austin, TX $4,133
Kardzhali $1,071

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,489 in Kardzhali.

Austin, TX $5,603
Kardzhali $1,489

Living in Austin, TX is roughly 308% more expensive than in Kardzhali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 97% above, Kardzhali is 52% below.

Meal at Budget Restaurant

$20.77 $20.77

$11.22 BGN 19.52

85.12%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$22.74 BGN 39.57

271.99%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.05 BGN 15.75

36.13%

Cappuccino

$5.63 $5.63

$1.11 BGN 1.92

407.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.04 BGN 1.80

257.69%

Water (0.33 liter bottle)

$2.50 $2.50

$0.70 BGN 1.21

257.14%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.62 BGN 2.82

396.91%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.33 BGN 2.31

577.44%

Milk (1 liter)

$1.12 $1.12

$1.64 BGN 2.85

-31.71%

White Bread (500g)

$3.75 $3.75

$0.74 BGN 1.29

406.76%

Rice (white) (1kg)

$3.26 $3.26

$1.43 BGN 2.49

127.97%

Eggs

$4.17 $4.17

$2.81 BGN 4.89

48.40%

Local Cheese (1kg)

$12.90 $12.90

$10.16 BGN 17.68

26.97%

Chicken Fillets (1kg)

$14.16 $14.16

$5.60 BGN 9.75

152.86%

Beef Round Steak (1kg)

$16.22 $16.22

$6.74 BGN 11.73

140.65%

Apples (1kg)

$4.33 $4.33

$0.90 BGN 1.56

381.11%

Banana (1kg)

$1.46 $1.46

$2.04 BGN 3.55

-28.43%

Oranges (1kg)

$4.51 $4.51

$1.93 BGN 3.35

133.68%

Tomato (1kg)

$4.34 $4.34

$2.13 BGN 3.71

103.76%

Potato (1kg)

$2.58 $2.58

$0.65 BGN 1.13

296.92%

Onion (1kg)

$2.35 $2.35

$1.27 BGN 2.22

85.04%

Lettuce (1 head)

$1.78 $1.78

$0.72 BGN 1.26

147.22%

Water (1.5 liter bottle)

$2.22 $2.22

$0.80 BGN 1.39

177.50%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$3.59 BGN 6.25

175.21%

Wine (Bottle)

$15.08 $15.08

$4.56 BGN 7.94

230.70%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.05 BGN 1.83

178.10%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.42 BGN 2.46

143.66%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.54 BGN 0.95

175.93%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$11.13 BGN 19.36

274.84%

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.69 BGN 2.94

61.54%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.70 BGN 1.23

137.14%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$5.65 BGN 9.83

524.78%

Gasoline (1 liter)

$0.95 $0.95

$1.70 BGN 2.97

-44.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$29.7K BGN 51.7K

21.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$22.4K BGN 39.0K

20.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$60.9 BGN 106

275.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$5.73 BGN 9.97

936.47%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$7.65 BGN 13.30

813.86%

Gym Membership (Monthly)

$57.2 $57.2

$23.14 BGN 40.26

147.36%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$8.43 BGN 14.67

69.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$230 BGN 401

553.90%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$14.5K BGN 25.2K

47.90%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$22.87 BGN 39.79

130.91%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$12.49 BGN 21.73

250.84%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$45.07 BGN 78.4

88.09%

Men's Leather Business Shoes

$103 $103

$75.0 BGN 130

37.42%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$114 BGN 198

1576.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$114 BGN 198

1017.03%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$228 BGN 396

1508.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$275 BGN 479

822.37%

Buy Apartment in City Center (m2)

$7,614 $7,614

$1,145 BGN 1,993

564.77%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$858 BGN 1,493

267.85%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$1,281 BGN 2,229

299.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.25

108.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Kardzhali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Kardzhali

$114 17.5% 91% $1.2K

Groceries & Markets

Austin, TX

$405 15.2%

Kardzhali

$189 28.9% 53.3% $216

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Kardzhali

$74 11.4% 79.3% $284

Eating Out

Austin, TX

$354 13.3%

Kardzhali

$148 22.6% 58.2% $206

Clothing & Footwear

Austin, TX

$128 4.8%

Kardzhali

$70 10.7% 45.4% $58

Sport & Entertainment

Austin, TX

$86 3.2%

Kardzhali

$40 6.1% 53.4% $46

Getting Around

Austin, TX

$59 2.2%

Kardzhali

$19 2.8% 68.4% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $114 in Kardzhali. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 300% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $23.00 in Kardzhali for a mid-range dinner for two. Groceries echo the gap at $405 vs $189 per month, with Kardzhali cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇧🇬 Kardzhali

🕒 Local time

06:02 6:02 AM

14:02 2:02 PM

8 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

49,421

💱 Currency

United States Dollar USD $

Bulgarian Lev BGN лв.

📈 Exchange rate

1 USD = 0.89 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, EUR to USD – United States Dollar Converter

🇧🇬 Bulgarian Lev (лв.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

BGN to USD in detail →

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Austin, TX Kardzhali 10,120 km ≈ 13 h nonstop flight

From you

Austin, TX
Kardzhali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Kardzhali: Cost of Living - Frequently Asked Questions

Kardzhali wins on cost – living expenses run 308% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kardzhali the obvious pick if budget is a priority.

Average pay runs 300% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $114 in Kardzhali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $653 in Kardzhali – a 308% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kardzhali runs roughly 275% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $653 in Kardzhali versus $2,663 in Austin, TX, a $1,000 budget is realistic in Kardzhali but tight or insufficient in Austin, TX. The gap between the two cities makes Kardzhali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Kardzhali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kardzhali gentler on the wallet – expenses run 308% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.