Last update: Oct 2026

Cost of Living Comparison Between Karamay and Ubud, Bali

For one person, living is cheaper in Karamay: $731 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Karamay
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Karamay Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Karamay

🇨🇳 China

$731

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Karamay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karamay and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $731 per month in Karamay vs $1,349 in Ubud, Bali, rent included.

Karamay $731
Ubud, Bali $1,349

A couple spends around $1,172 per month in Karamay vs $2,305 in Ubud, Bali, rent included.

Karamay $1,172
Ubud, Bali $2,305

A family of three spends $1,612 per month in Karamay vs $3,261 in Ubud, Bali, rent included.

Karamay $1,612
Ubud, Bali $3,261

Karamay is about 46% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.04 ¥20.20

$3.32 Rp 60.4K

-8.43%

Three-Course Dinner for Two, Mid-Range

$22.13 ¥147

$35.64 Rp 647.8K

-37.91%

Fast Food Meal (McDonalds, etc)

$4.97 ¥33.05

$5.53 Rp 100.6K

-10.13%

Cappuccino

$2.84 ¥18.92

$2.72 Rp 49.4K

4.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ¥3.14

$1.70 Rp 30.9K

-72.35%

Water (0.33 liter bottle)

$0.31 ¥2.09

$0.76 Rp 13.8K

-59.21%

Local Beer (0.5 liter draught)

$1.06 ¥7.06

$2.65 Rp 48.2K

-60.00%

Imported Beer (0.33 liter bottle)

$2.13 ¥14.15

$4.38 Rp 79.6K

-51.37%

Milk (1 liter)

$1.86 ¥12.35

$1.49 Rp 27.1K

24.83%

White Bread (500g)

$1.60 ¥10.65

$2.28 Rp 41.4K

-29.82%

Rice (white) (1kg)

$1.01 ¥6.74

$1.19 Rp 21.6K

-15.13%

Eggs

$1.60 ¥10.63

$2.04 Rp 37.0K

-21.57%

Local Cheese (1kg)

$13.16 ¥87.6

$17.70 Rp 321.7K

-25.65%

Chicken Fillets (1kg)

$3.35 ¥22.32

$3.96 Rp 72.0K

-15.40%

Beef Round Steak (1kg)

$11.42 ¥76.0

$12.19 Rp 221.6K

-6.32%

Apples (1kg)

$1.83 ¥12.17

$3.66 Rp 66.4K

-50.00%

Banana (1kg)

$1.36 ¥9.02

$1.52 Rp 27.6K

-10.53%

Oranges (1kg)

$1.58 ¥10.48

$2.23 Rp 40.5K

-29.15%

Tomato (1kg)

$1.26 ¥8.38

$1.97 Rp 35.9K

-36.04%

Potato (1kg)

$0.75 ¥5.01

$1.85 Rp 33.6K

-59.46%

Onion (1kg)

$0.97 ¥6.48

$2.42 Rp 44.1K

-59.92%

Lettuce (1 head)

$0.63 ¥4.18

$0.99 Rp 18.0K

-36.36%

Water (1.5 liter bottle)

$0.60 ¥3.98

$0.51 Rp 9,332

17.65%

Cigarettes 20 Pack (Marlboro, Camel)

$3.77 ¥25.06

$2.22 Rp 40.4K

69.82%

Wine (Bottle)

$11.33 ¥75.4

$22.24 Rp 404.2K

-49.06%

Local Beer (0.5 liter bottle)

$0.88 ¥5.85

$2.26 Rp 41.1K

-61.06%

Imported Beer (0.33 liter bottle)

$1.59 ¥10.61

$2.97 Rp 54.0K

-46.46%

One-way Ticket (Public Transport)

$0.33 ¥2.17

$0.25 Rp 4,562

32.00%

Public Transport Monthly Pass (Regular Price)

$19.01 ¥127

$7.82 Rp 142.2K

143.09%

Taxi Start (Normal Tariff)

$1.47 ¥9.81

$0.44 Rp 7,989

234.09%

Taxi (Normal Tariff) (1km)

$0.32 ¥2.16

$0.43 Rp 7,817

-25.58%

Taxi 1hour Waiting (Normal Tariff)

$7.42 ¥49.40

$5.41 Rp 98.3K

37.15%

Gasoline (1 liter)

$1.26 ¥8.38

$0.82 Rp 15.0K

53.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.7K ¥124.4K

$23.8K Rp 433.3M

-21.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.3K ¥102.0K

$31.7K Rp 577.0M

-51.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.0 ¥333

$79.1 Rp 1.4M

-36.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.61 ¥57.3

$6.45 Rp 117.2K

33.49%

Internet (50+ Mbps, Unlimited Data)

$10.96 ¥72.9

$18.58 Rp 337.7K

-41.01%

Gym Membership (Monthly)

$42.43 ¥282

$49.48 Rp 899.4K

-14.25%

Tennis Court (1 Hour on Weekend)

$16.34 ¥109

$17.65 Rp 320.8K

-7.42%

Cinema Ticket

$6.40 ¥42.60

$4.27 Rp 77.7K

49.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$431 ¥2,869

$491 Rp 8.9M

-12.11%

International Primary School, 1 Child (Yearly)

$17.4K ¥115.5K

$5,674 Rp 103.1M

205.99%

Jeans (Levis 501 Or Similar)

$43.82 ¥292

$44.64 Rp 811.4K

-1.84%

Summer Dress (H&M, Zara, etc)

$33.60 ¥224

$34.95 Rp 635.3K

-3.86%

Sport Shoes (Adidas, Nike)

$74.6 ¥497

$79.9 Rp 1.5M

-6.60%

Men's Leather Business Shoes

$75.4 ¥502

$79.4 Rp 1.4M

-5.09%

1-bedroom Apartment, City Center (Monthly)

$285 ¥1,896

$1,125 Rp 20.4M

-74.67%

1-bedroom Apartment, Outside City Center (Monthly)

$185 ¥1,229

$671 Rp 12.2M

-72.49%

3-bedroom Apartment, City Center (Monthly)

$596 ¥3,964

$3,565 Rp 64.8M

-83.29%

3-bedroom Apartment, Outside City Center (Monthly)

$369 ¥2,455

$1,723 Rp 31.3M

-78.59%

Buy Apartment in City Center (m2)

$3,114 ¥20.7K

$2,732 Rp 49.6M

14.00%

Buy Apartment Outside City Center (m2)

$1,975 ¥13.1K

$2,284 Rp 41.5M

-13.54%

Average Monthly Net Salary (After Tax)

$604 ¥4,018

$164 Rp 3.0M

268.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.36

13.78

-75.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karamay: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Karamay

$210 28.7%

Ubud, Bali

$288 21.4% 37.7% $79

Accommodation & Living

Karamay

$185 25.3%

Ubud, Bali

$672 49.8% 264% $487

Clothing & Footwear

Karamay

$102 14%

Ubud, Bali

$108 8% 5.1% $5.2

Eating Out

Karamay

$86 11.8%

Ubud, Bali

$108 8% 25.2% $22

Monthly Utilities & Internet

Karamay

$70 9.5%

Ubud, Bali

$104 7.7% 49.5% $34

Sport & Entertainment

Karamay

$55 7.6%

Ubud, Bali

$58 4.3% 5.1% $2.8

Getting Around

Karamay

$23 3.2%

Ubud, Bali

$11 0.9% 51.2% $12

Cost Breakdown

A central one-bedroom costs $285 in Karamay versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Karamay are about 3.7 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $22 in Karamay versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $210 vs $288 – making Karamay the more affordable choice for daily food spending.

Good to know

🇨🇳 Karamay

🇮🇩 Ubud, Bali

🕒 Local time

05:49 5:49 AM

Same time as Karamay

🌤 Weather

👥 Population

490,348

74,800

💱 Currency

Chinese Yuan CNY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.135 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 28, 2026: 1 USD = 6.65 CNY (1 CNY = 0.15 USD). 1 EUR = 7.41 CNY (1 CNY = 0.135 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to CNY in detail →

On the map

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Highest

Between locations

Karamay Ubud, Bali 6,730 km ≈ 9 h nonstop flight

From you

Karamay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karamay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 85%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,096 per month in Karamay and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karamay, especially for central apartments: a one-bedroom in the center costs $285 there versus $1,125 in Ubud, Bali.

Groceries cost about 38% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $22 in Karamay and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Karamay, where all-in costs run around $731, than in Ubud, Bali at $1,349. In Karamay it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Karamay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.