Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Karamay

For one person, living is cheaper in Karamay: $731 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Karamay
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Karamay Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Karamay

🇨🇳 China

$731

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Karamay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Karamay actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $731 in Karamay, rent included.

Ubud, Bali $1,349
Karamay $731

A couple spends around $2,305 per month in Ubud, Bali vs $1,172 in Karamay, rent included.

Ubud, Bali $2,305
Karamay $1,172

A family of three spends $3,261 per month in Ubud, Bali vs $1,612 in Karamay, rent included.

Ubud, Bali $3,261
Karamay $1,612

Ubud, Bali costs about 85% more than Karamay, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$3.04 ¥20.20

9.21%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$22.13 ¥147

61.05%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$4.97 ¥33.05

11.27%

Cappuccino

$2.72 Rp 49.4K

$2.84 ¥18.92

-4.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.47 ¥3.14

261.70%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.31 ¥2.09

145.16%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.06 ¥7.06

150.00%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$2.13 ¥14.15

105.63%

Milk (1 liter)

$1.49 Rp 27.1K

$1.86 ¥12.35

-19.89%

White Bread (500g)

$2.28 Rp 41.4K

$1.60 ¥10.65

42.50%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.01 ¥6.74

17.82%

Eggs

$2.04 Rp 37.0K

$1.60 ¥10.63

27.50%

Local Cheese (1kg)

$17.70 Rp 321.9K

$13.16 ¥87.6

34.50%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$3.35 ¥22.32

18.21%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$11.42 ¥76.0

6.74%

Apples (1kg)

$3.66 Rp 66.5K

$1.83 ¥12.17

100.00%

Banana (1kg)

$1.52 Rp 27.6K

$1.36 ¥9.02

11.76%

Oranges (1kg)

$2.23 Rp 40.5K

$1.58 ¥10.49

41.14%

Tomato (1kg)

$1.97 Rp 35.9K

$1.26 ¥8.38

56.35%

Potato (1kg)

$1.85 Rp 33.6K

$0.75 ¥5.01

146.67%

Onion (1kg)

$2.42 Rp 44.1K

$0.97 ¥6.48

149.48%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.63 ¥4.18

57.14%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.60 ¥3.98

-15.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.77 ¥25.06

-41.11%

Wine (Bottle)

$22.24 Rp 404.4K

$11.33 ¥75.4

96.29%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.88 ¥5.85

156.82%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.59 ¥10.61

86.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.33 ¥2.17

-24.24%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$19.01 ¥127

-58.86%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.47 ¥9.81

-70.07%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.32 ¥2.16

34.37%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$7.42 ¥49.40

-27.09%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.26 ¥8.38

-34.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$18.7K ¥124.4K

27.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$15.3K ¥102.0K

107.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$50.0 ¥333

58.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$8.61 ¥57.3

-25.09%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$10.96 ¥72.9

69.53%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$42.43 ¥282

16.62%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$16.34 ¥109

8.02%

Cinema Ticket

$4.27 Rp 77.7K

$6.40 ¥42.60

-33.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$431 ¥2,869

13.78%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$17.4K ¥115.5K

-67.32%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$43.82 ¥292

1.87%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$33.60 ¥224

4.02%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$74.6 ¥497

7.06%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$75.4 ¥502

5.36%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$285 ¥1,896

294.80%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$185 ¥1,229

263.50%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$596 ¥3,964

498.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$369 ¥2,455

367.09%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$3,114 ¥20.7K

-12.28%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,975 ¥13.1K

15.66%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$604 ¥4,018

-72.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.36

310.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Karamay: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Karamay

$185 25.3% 72.5% $487

Groceries & Markets

Ubud, Bali

$288 21.4%

Karamay

$210 28.7% 27.4% $79

Eating Out

Ubud, Bali

$108 8%

Karamay

$86 11.8% 20.1% $22

Clothing & Footwear

Ubud, Bali

$108 8%

Karamay

$102 14% 4.8% $5.2

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Karamay

$70 9.5% 33.1% $34

Sport & Entertainment

Ubud, Bali

$58 4.3%

Karamay

$55 7.6% 4.8% $2.8

Getting Around

Ubud, Bali

$11 0.9%

Karamay

$23 3.2% 105% $12

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $285 in Karamay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Karamay are about 3.7 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $22 in Karamay. Monthly groceries follow the same trend: $288 vs $210 – making Karamay the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇳 Karamay

🕒 Local time

09:03 9:03 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

490,348

💱 Currency

Indonesian Rupiah IDR Rp

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 CNY = 0.15 USD

1 CNY = 0.135 EUR

Exchange rates and currency converter

CNY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Chinese Yuan exchange rates as of October 29, 2026: 1 USD = 6.65 CNY (1 CNY = 0.15 USD). 1 EUR = 7.41 CNY (1 CNY = 0.135 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Karamay 6,730 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Karamay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karamay: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 85%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,096 in Karamay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karamay, especially for central apartments: a one-bedroom in the center costs $285 there versus $1,125 in Ubud, Bali.

Groceries cost about 38% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $22 in Karamay. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Karamay, where all-in costs run around $731, than in Ubud, Bali at $1,349. In Karamay it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Karamay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.