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Cost of Living Comparison Between Karak and Ubud, Bali Cost of Living Comparison Between Karak and Ubud, Bali

🙂 Solo nomad: Karak is 52% cheaper than Ubud, Bali without rent, and 45.8% cheaper with rent.
🙂 Family of 3: Karak is 55.8% cheaper than Ubud, Bali without rent, and 50.3% cheaper with rent.
Currency
🍽 Eating Out
Karak
Ubud, Bali
Difference
Meal at Budget Restaurant
$0.73 PKR 206
$2.85 Rp 47.5K
-74.39%
Three-Course Dinner for Two, Mid-Range
$6.99 PKR 1,958
$12.26 Rp 204.3K
-42.99%
Fast Food Meal (McDonalds, etc)
$5.29 PKR 1,482
$3.28 Rp 54.6K
61.28%
Local Non-Alcoholic Beer (0.5 liter draught)
$0.73 PKR 204
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.87 PKR 1,086
-
-
Cappuccino
$0.56 PKR 156
$2.3 Rp 38.3K
-75.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.36 PKR 101
$1.11 Rp 18.5K
-67.57%
Water (0.33 liter bottle)
$0.22 PKR 61.5
$0.26 Rp 4,324
-15.38%
Local Beer (0.5 liter draught)
-
$2.4 Rp 40K
-
Imported Beer (0.33 liter bottle)
-
$3.15 Rp 52.5K
-
🛒 Groceries & Markets
Karak
Ubud, Bali
Difference
Milk (1 liter)
$1 PKR 279
$1.49 Rp 24.9K
-32.89%
White Bread (500g)
$0.55 PKR 154
$1.65 Rp 27.5K
-66.67%
Rice (white) (1kg)
$1.05 PKR 294
$1.13 Rp 18.9K
-7.08%
Eggs
$1.09 PKR 304
$2.33 Rp 38.9K
-53.22%
Local Cheese (1kg)
$1.79 PKR 500
$13.7 Rp 228.3K
-86.93%
Chicken Fillets (1kg)
$2.86 PKR 803
$3.97 Rp 66.2K
-27.96%
Beef Round Steak (1kg)
$4.3 PKR 1,205
$11.22 Rp 187K
-61.68%
Apples (1kg)
$0.68 PKR 190
$3.48 Rp 57.9K
-80.46%
Banana (1kg)
$0.55 PKR 154
$1.5 Rp 25K
-63.33%
Oranges (1kg)
$0.68 PKR 192
$2.68 Rp 44.6K
-74.63%
Tomato (1kg)
$0.61 PKR 170
$1.35 Rp 22.5K
-54.81%
Potato (1kg)
$0.42 PKR 117
$1.57 Rp 26.2K
-73.25%
Onion (1kg)
$0.56 PKR 158
$2.1 Rp 34.9K
-73.33%
Lettuce (1 head)
$0.18 PKR 50.3
$1.03 Rp 17.1K
-82.52%
Water (1.5 liter bottle)
$0.24 PKR 67.1
$0.57 Rp 9,488
-57.89%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.46 PKR 408
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.85 PKR 238
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.96 PKR 549
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.07 PKR 580
$2.31 Rp 38.5K
-10.39%
Wine (Bottle)
-
$15.21 Rp 253.5K
-
Local Beer (0.5 liter bottle)
-
$2.49 Rp 41.5K
-
Imported Beer (0.33 liter bottle)
-
$2.66 Rp 44.3K
-
🚌 Getting Around
Karak
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.16 PKR 44.85
$0.29 Rp 4,911
-44.83%
Public Transport Monthly Pass (Regular Price)
$6.95 PKR 1,947
$10.03 Rp 167.1K
-30.71%
Taxi Start (Normal Tariff)
$0.85 PKR 239
$0.45 Rp 7,480
88.89%
Taxi (Normal Tariff) (1km)
$0.43 PKR 122
$0.34 Rp 5,748
26.47%
Taxi 1hour Waiting (Normal Tariff)
$2.79 PKR 782
$5.97 Rp 99.4K
-53.27%
Gasoline (1 liter)
$0.98 PKR 274
$0.75 Rp 12.4K
30.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K PKR 6M
$25.8K Rp 430.2M
-17.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K PKR 7.2M
$31.7K Rp 528.9M
-18.76%
🧾 Monthly Utilities & Internet
Karak
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$112 PKR 31.3K
$64.6 Rp 1.1M
73.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.51 PKR 1,545
$4.14 Rp 69K
33.09%
Internet (50+ Mbps, Unlimited Data)
$18.87 PKR 5,289
$23.99 Rp 399.7K
-21.34%
🎉 Sport & Entertainment
Karak
Ubud, Bali
Difference
Gym Membership (Monthly)
$12.21 PKR 3,422
$23.29 Rp 388.1K
-47.57%
Tennis Court (1 Hour on Weekend)
$5.88 PKR 1,647
$6.19 Rp 103.1K
-5.01%
Cinema Ticket
$4.18 PKR 1,172
$3.45 Rp 57.5K
21.16%
🧸 Childcare & Education
Karak
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$60.6 PKR 17K
$91.9 Rp 1.5M
-34.07%
International Primary School, 1 Child (Yearly)
$1,101 PKR 308.5K
$5,912 Rp 98.5M
-81.38%
👕👟 Clothing & Footwear
Karak
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$21.06 PKR 5,904
$51.5 Rp 857.6K
-59.08%
Summer Dress (H&M, Zara, etc)
$28.46 PKR 7,977
$24.45 Rp 407.3K
16.40%
Sport Shoes (Adidas, Nike)
$89.6 PKR 25.1K
$84.4 Rp 1.4M
6.15%
Men's Leather Business Shoes
$40.31 PKR 11.3K
$74.3 Rp 1.2M
-45.75%
🏠 Accommodation & Living
Karak
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$75.7 PKR 21.2K
$261 Rp 4.4M
-71.04%
1-bedroom Apartment, Outside City Center (Monthly)
$51.5 PKR 14.4K
$160 Rp 2.7M
-67.69%
3-bedroom Apartment, City Center (Monthly)
$166 PKR 46.6K
$585 Rp 9.7M
-71.56%
3-bedroom Apartment, Outside City Center (Monthly)
$105 PKR 29.4K
$328 Rp 5.5M
-68.07%
Buy Apartment in City Center (m2)
$660 PKR 184.9K
$985 Rp 16.4M
-33.04%
Buy Apartment Outside City Center (m2)
$530 PKR 148.5K
$847 Rp 14.1M
-37.43%
💵 Salaries & Financials
Karak
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
20.2
13.28
52.11%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karak: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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