Last update: Oct 2026

Cost of Living Comparison Between Karachi and Toronto

For one person, living is cheaper in Karachi: $490 a month against $2,530 in Toronto, rent and utilities included – about $24,500 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Karachi
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Karachi Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

Jump to prices

Karachi

🇵🇰 Pakistan

$490

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $490 in Karachi versus $2,530 in Toronto.

Karachi $490
Toronto $2,530

Estimated couple costs with rent: $755 in Karachi versus $3,646 in Toronto.

Karachi $755
Toronto $3,646

Monthly costs for a family of three with rent: $1,019 in Karachi versus $4,761 in Toronto.

Karachi $1,019
Toronto $4,761

Living in Karachi costs roughly 81% less than in Toronto, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Karachi is 63% below, Toronto is 89% above.

Meal at Budget Restaurant

$2.15 PKR 596

$17.67 CA$25.13

-87.83%

Three-Course Dinner for Two, Mid-Range

$13.37 PKR 3,700

$77.4 CA$110

-82.72%

Fast Food Meal (McDonalds, etc)

$5.29 PKR 1,464

$10.47 CA$14.90

-49.47%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 606

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.25 PKR 2,005

Cappuccino

$2.11 PKR 583

$4.08 CA$5.80

-48.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 PKR 103

$2.12 CA$3.01

-82.55%

Water (0.33 liter bottle)

$0.28 PKR 78.2

$1.76 CA$2.50

-84.09%

Local Beer (0.5 liter draught)

$6.17 CA$8.78

Imported Beer (0.33 liter bottle)

$6.89 CA$9.80

Milk (1 liter)

$0.86 PKR 238

$2.43 CA$3.46

-64.61%

White Bread (500g)

$0.52 PKR 144

$2.75 CA$3.91

-81.09%

Rice (white) (1kg)

$1.24 PKR 344

$2.23 CA$3.17

-44.39%

Eggs

$1.24 PKR 342

$3.45 CA$4.90

-64.06%

Local Cheese (1kg)

$5.86 PKR 1,622

$8.93 CA$12.71

-34.38%

Chicken Fillets (1kg)

$3.12 PKR 862

$11.44 CA$16.27

-72.73%

Beef Round Steak (1kg)

$6.25 PKR 1,730

$14.61 CA$20.78

-57.22%

Apples (1kg)

$1.29 PKR 356

$3.75 CA$5.33

-65.60%

Banana (1kg)

$0.54 PKR 150

$1.15 CA$1.63

-53.04%

Oranges (1kg)

$0.99 PKR 273

$3.55 CA$5.05

-72.11%

Tomato (1kg)

$0.56 PKR 155

$4.28 CA$6.09

-86.92%

Potato (1kg)

$0.33 PKR 91.6

$1.85 CA$2.62

-82.16%

Onion (1kg)

$0.35 PKR 95.8

$1.67 CA$2.37

-79.04%

Lettuce (1 head)

$0.45 PKR 124

$2.22 CA$3.15

-79.73%

Water (1.5 liter bottle)

$0.44 PKR 121

$1.21 CA$1.72

-63.64%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.23 PKR 341

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.37 PKR 380

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 676

Cigarettes 20 Pack (Marlboro, Camel)

$1.79 PKR 497

$13.88 CA$19.74

-87.10%

Wine (Bottle)

$14.25 CA$20.27

Local Beer (0.5 liter bottle)

$2.20 CA$3.12

Imported Beer (0.33 liter bottle)

$2.42 CA$3.44

One-way Ticket (Public Transport)

$0.28 PKR 76.5

$2.42 CA$3.44

-88.43%

Public Transport Monthly Pass (Regular Price)

$9.68 PKR 2,679

$111 CA$158

-91.26%

Taxi Start (Normal Tariff)

$0.92 PKR 255

$2.90 CA$4.12

-68.28%

Taxi (Normal Tariff) (1km)

$0.71 PKR 196

$1.26 CA$1.79

-43.65%

Taxi 1hour Waiting (Normal Tariff)

$2.22 PKR 615

$22.03 CA$31.33

-89.92%

Gasoline (1 liter)

$1.35 PKR 372

$1.22 CA$1.74

10.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.8K PKR 4.9M

$27.6K CA$39.3K

-35.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K PKR 7.4M

$19.8K CA$28.2K

34.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 PKR 30.9K

$122 CA$173

-8.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.05 PKR 1,673

$32.03 CA$45.56

-81.11%

Internet (50+ Mbps, Unlimited Data)

$13.29 PKR 3,679

$47.92 CA$68.2

-72.27%

Gym Membership (Monthly)

$21.51 PKR 5,954

$38.90 CA$55.3

-44.70%

Tennis Court (1 Hour on Weekend)

$17.80 PKR 4,927

$23.24 CA$33.05

-23.41%

Cinema Ticket

$4.42 PKR 1,222

$12.61 CA$17.94

-64.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$50.7 PKR 14.0K

$834 CA$1,186

-93.92%

International Primary School, 1 Child (Yearly)

$1,957 PKR 541.6K

$23.3K CA$33.2K

-91.61%

Jeans (Levis 501 Or Similar)

$17.57 PKR 4,862

$52.6 CA$74.8

-66.60%

Summer Dress (H&M, Zara, etc)

$22.78 PKR 6,304

$40.26 CA$57.3

-43.42%

Sport Shoes (Adidas, Nike)

$67.6 PKR 18.7K

$96.2 CA$137

-29.76%

Men's Leather Business Shoes

$40.97 PKR 11.3K

$123 CA$175

-66.67%

1-bedroom Apartment, City Center (Monthly)

$117 PKR 32.4K

$1,598 CA$2,273

-92.66%

1-bedroom Apartment, Outside City Center (Monthly)

$75.7 PKR 21.0K

$1,435 CA$2,041

-94.72%

3-bedroom Apartment, City Center (Monthly)

$365 PKR 101.1K

$2,657 CA$3,779

-86.25%

3-bedroom Apartment, Outside City Center (Monthly)

$182 PKR 50.5K

$2,096 CA$2,981

-91.30%

Buy Apartment in City Center (m2)

$1,054 PKR 291.6K

$8,033 CA$11.4K

-86.88%

Buy Apartment Outside City Center (m2)

$491 PKR 135.8K

$6,557 CA$9,327

-92.52%

Average Monthly Net Salary (After Tax)

$185 PKR 51.2K

$3,743 CA$5,324

-95.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

4.47

195.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 4, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$131 27.3%

Toronto

$202 7.8% 53.9% $71

Groceries & Markets

Karachi

$101 20.9%

Toronto

$340 13.1% 238% $239

Accommodation & Living

Karachi

$76 15.7%

Toronto

$1.4K 55.4% 1795% $1.4K

Clothing & Footwear

Karachi

$67 13.9%

Toronto

$140 5.4% 110% $73

Eating Out

Karachi

$61 12.7%

Toronto

$282 10.9% 362% $221

Sport & Entertainment

Karachi

$30 6.3%

Toronto

$64 2.5% 111% $34

Getting Around

Karachi

$15 3.2%

Toronto

$130 5% 751% $114

Cost Breakdown

A one-bedroom apartment in the center runs $117 in Karachi and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 1925% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $13.00 in Karachi vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $101 vs $340 per month, with Karachi cheaper across the board.

Good to know

🇵🇰 Karachi

🇨🇦 Toronto

🕒 Local time

11:07 11:07 AM

02:07 2:07 AM

9 h behind Karachi

🌤 Weather

👥 Population

14,910,352

2,731,571

💱 Currency

Pakistani Rupee PKR ₨

Canadian Dollar CAD $

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

Exchange rates and currency converter

CAD, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

USD to PKR in detail →

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Between locations

Karachi Toronto 11,660 km ≈ 15 h nonstop flight

From you

Karachi
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Toronto: Cost of Living - Frequently Asked Questions

Karachi and Toronto differ by about 416% in total monthly costs ($490 vs $2,530 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1925% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $117 in Karachi versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $490 per month in Karachi versus $2,530 in Toronto – a 416% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 1044% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $490 in Karachi versus $2,530 in Toronto, a $2,000 budget is realistic in Karachi but tight or insufficient in Toronto. The gap between the two cities makes Karachi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 416% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.