Last update: Oct 2026

Cost of Living Comparison Between Toronto and Karachi

For one person, living is cheaper in Karachi: $490 a month against $2,530 in Toronto, rent and utilities included – about $24,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Karachi

🇵🇰 Pakistan

$490

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $490 in Karachi.

Toronto $2,530
Karachi $490

Estimated couple costs with rent: $3,646 in Toronto versus $755 in Karachi.

Toronto $3,646
Karachi $755

Monthly costs for a family of three with rent: $4,761 in Toronto versus $1,019 in Karachi.

Toronto $4,761
Karachi $1,019

Living in Toronto is roughly 416% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 89% above, Karachi is 63% below.

Meal at Budget Restaurant

$17.67 CA$25.13

$2.15 PKR 596

721.86%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$13.37 PKR 3,700

478.76%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.90

$5.29 PKR 1,464

97.92%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 606

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.25 PKR 2,005

Cappuccino

$4.08 CA$5.80

$2.11 PKR 583

93.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.01

$0.37 PKR 103

472.97%

Water (0.33 liter bottle)

$1.76 CA$2.50

$0.28 PKR 78.2

528.57%

Local Beer (0.5 liter draught)

$6.17 CA$8.78

Imported Beer (0.33 liter bottle)

$6.89 CA$9.80

Milk (1 liter)

$2.43 CA$3.46

$0.86 PKR 238

182.56%

White Bread (500g)

$2.75 CA$3.91

$0.52 PKR 144

428.85%

Rice (white) (1kg)

$2.23 CA$3.17

$1.24 PKR 344

79.84%

Eggs

$3.45 CA$4.90

$1.24 PKR 342

178.23%

Local Cheese (1kg)

$8.93 CA$12.71

$5.86 PKR 1,622

52.39%

Chicken Fillets (1kg)

$11.44 CA$16.27

$3.12 PKR 862

266.67%

Beef Round Steak (1kg)

$14.61 CA$20.78

$6.25 PKR 1,730

133.76%

Apples (1kg)

$3.75 CA$5.33

$1.29 PKR 356

190.70%

Banana (1kg)

$1.15 CA$1.63

$0.54 PKR 150

112.96%

Oranges (1kg)

$3.55 CA$5.05

$0.99 PKR 273

258.59%

Tomato (1kg)

$4.28 CA$6.09

$0.56 PKR 155

664.29%

Potato (1kg)

$1.85 CA$2.62

$0.33 PKR 91.6

460.61%

Onion (1kg)

$1.67 CA$2.37

$0.35 PKR 95.8

377.14%

Lettuce (1 head)

$2.22 CA$3.15

$0.45 PKR 124

393.33%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.44 PKR 121

175.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.23 PKR 341

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.37 PKR 380

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 676

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.74

$1.79 PKR 497

675.42%

Wine (Bottle)

$14.25 CA$20.27

Local Beer (0.5 liter bottle)

$2.20 CA$3.12

Imported Beer (0.33 liter bottle)

$2.42 CA$3.44

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.28 PKR 76.5

764.29%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$9.68 PKR 2,679

1044.01%

Taxi Start (Normal Tariff)

$2.90 CA$4.12

$0.92 PKR 255

215.22%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.79

$0.71 PKR 196

77.46%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.33

$2.22 PKR 615

892.34%

Gasoline (1 liter)

$1.22 CA$1.74

$1.35 PKR 372

-9.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.3K

$17.8K PKR 4.9M

54.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.2K

$26.7K PKR 7.4M

-25.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$173

$112 PKR 30.9K

9.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.56

$6.05 PKR 1,673

429.42%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.2

$13.29 PKR 3,679

260.57%

Gym Membership (Monthly)

$38.90 CA$55.3

$21.51 PKR 5,954

80.85%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.05

$17.80 PKR 4,927

30.56%

Cinema Ticket

$12.61 CA$17.94

$4.42 PKR 1,222

185.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,186

$50.7 PKR 14.0K

1543.92%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.2K

$1,957 PKR 541.6K

1092.60%

Jeans (Levis 501 Or Similar)

$52.6 CA$74.8

$17.57 PKR 4,862

199.37%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.3

$22.78 PKR 6,304

76.73%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$67.6 PKR 18.7K

42.37%

Men's Leather Business Shoes

$123 CA$175

$40.97 PKR 11.3K

200.07%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,273

$117 PKR 32.4K

1262.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,041

$75.7 PKR 21.0K

1795.19%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,779

$365 PKR 101.1K

627.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,981

$182 PKR 50.5K

1049.43%

Buy Apartment in City Center (m2)

$8,033 CA$11.4K

$1,054 PKR 291.6K

662.36%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,327

$491 PKR 135.8K

1236.41%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,324

$185 PKR 51.2K

1924.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

13.21

-66.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Karachi: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Karachi

$76 15.7% 94.7% $1.4K

Groceries & Markets

Toronto

$340 13.1%

Karachi

$101 20.9% 70.4% $239

Eating Out

Toronto

$282 10.9%

Karachi

$61 12.7% 78.4% $221

Monthly Utilities & Internet

Toronto

$202 7.8%

Karachi

$131 27.3% 35% $71

Clothing & Footwear

Toronto

$140 5.4%

Karachi

$67 13.9% 52.3% $73

Getting Around

Toronto

$130 5%

Karachi

$15 3.2% 88.2% $114

Sport & Entertainment

Toronto

$64 2.5%

Karachi

$30 6.3% 52.7% $34

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $117 in Karachi. Housing cost is often the main lever when comparing two cities.

Toronto pays 1925% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $340 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇰 Karachi

🕒 Local time

02:07 2:07 AM

11:07 11:07 AM

9 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

14,910,352

💱 Currency

Canadian Dollar CAD $

Pakistani Rupee PKR ₨

📈 Exchange rate

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to CAD in detail →

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Between locations

Toronto Karachi 11,660 km ≈ 15 h nonstop flight

From you

Toronto
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Karachi: Cost of Living - Frequently Asked Questions

Toronto and Karachi differ by about 416% in total monthly costs ($2,530 vs $490 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1925% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Toronto versus $117 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,530 per month in Toronto versus $490 in Karachi – a 416% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 1044% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $490 in Karachi versus $2,530 in Toronto, a $2,000 budget is realistic in Karachi but tight or insufficient in Toronto. The gap between the two cities makes Karachi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 416% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.