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Cost of Living Comparison Between Karachi and Swat Cost of Living Comparison Between Karachi and Swat

๐Ÿ˜ Solo nomad: Karachi is 3.2% more expensive than Swat without rent, and 13% more expensive with rent.
๐Ÿ˜ Family of 3: Karachi is 13.8% more expensive than Swat without rent, and 14.8% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Karachi
Swat
Difference
Meal at Budget Restaurant
$2.17 PKRย 611
$2.76 PKRย 779
-21.38%
Three-Course Dinner for Two, Mid-Range
$12.19 PKRย 3,438
$14.22 PKRย 4,010
-14.28%
Fast Food Meal (McDonalds, etc)
$4.15 PKRย 1,171
$5.32 PKRย 1,501
-21.99%
Local Non-Alcoholic Beer (0.5 liter draught)
$2.00 PKRย 563
$1.81 PKRย 510
10.50%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$5.33 PKRย 1,503
$3.94 PKRย 1,110
35.28%
Cappuccino
$1.90 PKRย 535
$2.09 PKRย 588
-9.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.34 PKRย 95.4
$0.43 PKRย 120
-20.93%
Water (0.33 liter bottle)
$0.23 PKRย 65.1
$0.24 PKRย 67.9
-4.17%
๐Ÿ›’ Groceries & Markets
Karachi
Swat
Difference
Milk (1 liter)
$0.85 PKRย 240
$0.68 PKRย 192
25.00%
White Bread (500g)
$0.58 PKRย 163
$0.61 PKRย 173
-4.92%
Rice (white) (1kg)
$1.17 PKRย 329
$1.23 PKRย 347
-4.88%
Eggs
$1.16 PKRย 327
$1.26 PKRย 357
-7.94%
Local Cheese (1kg)
$6.31 PKRย 1,781
$6.03 PKRย 1,699
4.64%
Chicken Fillets (1kg)
$3.27 PKRย 922
$1.36 PKRย 384
140.44%
Beef Round Steak (1kg)
$5.11 PKRย 1,441
$1.44 PKRย 407
254.86%
Apples (1kg)
$1.08 PKRย 306
$0.85 PKRย 238
27.06%
Banana (1kg)
$0.55 PKRย 154
$0.36 PKRย 102
52.78%
Oranges (1kg)
$0.88 PKRย 249
$0.54 PKRย 154
62.96%
Tomato (1kg)
$0.53 PKRย 150
$0.43 PKRย 122
23.26%
Potato (1kg)
$0.38 PKRย 108
$0.39 PKRย 109
-2.56%
Onion (1kg)
$0.48 PKRย 135
$0.51 PKRย 143
-5.88%
Lettuce (1 head)
$0.35 PKRย 99.2
$0.33 PKRย 94.1
6.06%
Water (1.5 liter bottle)
$0.41 PKRย 115
$0.38 PKRย 107
7.89%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.56 PKRย 440
$1.92 PKRย 543
-18.75%
Local Non-Alcoholic Beer (0.5 liter bottle)
$1.25 PKRย 354
$0.86 PKRย 241
45.35%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.08 PKRย 587
$2.02 PKRย 568
2.97%
Cigarettes 20 Pack (Marlboro, Camel)
$2.07 PKRย 584
$2.13 PKRย 602
-2.82%
๐ŸšŒ Getting Around
Karachi
Swat
Difference
One-way Ticket (Public Transport)
$0.36 PKRย 103
$0.17 PKRย 46.63
111.76%
Public Transport Monthly Pass (Regular Price)
$6.46 PKRย 1,821
$7.20 PKRย 2,031
-10.28%
Taxi Start (Normal Tariff)
$0.70 PKRย 197
$0.34 PKRย 95.1
105.88%
Taxi (Normal Tariff) (1km)
$0.66 PKRย 185
$0.43 PKRย 122
53.49%
Taxi 1hour Waiting (Normal Tariff)
$1.80 PKRย 507
$2.77 PKRย 782
-35.02%
Gasoline (1 liter)
$0.92 PKRย 260
$0.91 PKRย 257
1.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.5K PKRย 4.7M
$21.3K PKRย 6.0M
-22.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K PKRย 7.2M
$25.9K PKRย 7.3M
-2.00%
๐Ÿงพ Monthly Utilities & Internet
Karachi
Swat
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$136 PKRย 38.4K
$111 PKRย 31.2K
23.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.85 PKRย 1,368
$5.44 PKRย 1,533
-10.85%
Internet (50+ Mbps, Unlimited Data)
$13.74 PKRย 3,873
$12.50 PKRย 3,525
9.92%
๐ŸŽ‰ Sport & Entertainment
Karachi
Swat
Difference
Gym Membership (Monthly)
$15.46 PKRย 4,360
$6.28 PKRย 1,770
146.18%
Tennis Court (1 Hour on Weekend)
$14.14 PKRย 3,987
$6.03 PKRย 1,701
134.49%
Cinema Ticket
$4.32 PKRย 1,220
$4.13 PKRย 1,163
4.60%
๐Ÿงธ Childcare & Education
Karachi
Swat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$56.7 PKRย 16.0K
$19.71 PKRย 5,559
187.82%
International Primary School, 1 Child (Yearly)
$1,388 PKRย 391.4K
$1,117 PKRย 314.9K
24.28%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Karachi
Swat
Difference
Jeans (Levis 501 Or Similar)
$17.33 PKRย 4,887
$21.67 PKRย 6,109
-20.03%
Summer Dress (H&M, Zara, etc)
$25.38 PKRย 7,156
$28.26 PKRย 7,970
-10.19%
Sport Shoes (Adidas, Nike)
$64.8 PKRย 18.3K
$87.9 PKRย 24.8K
-26.25%
Men's Leather Business Shoes
$35.62 PKRย 10.0K
$39.48 PKRย 11.1K
-9.78%
๐Ÿ  Accommodation & Living
Karachi
Swat
Difference
1-bedroom Apartment, City Center (Monthly)
$119 PKRย 33.5K
$74.6 PKRย 21.0K
59.10%
1-bedroom Apartment, Outside City Center (Monthly)
$73.6 PKRย 20.7K
$52.5 PKRย 14.8K
40.19%
3-bedroom Apartment, City Center (Monthly)
$317 PKRย 89.4K
$167 PKRย 47.2K
89.47%
3-bedroom Apartment, Outside City Center (Monthly)
$178 PKRย 50.3K
$105 PKRย 29.6K
69.62%
Buy Apartment in City Center (m2)
$726 PKRย 204.6K
$693 PKRย 195.5K
4.67%
Buy Apartment Outside City Center (m2)
$435 PKRย 122.6K
$561 PKRย 158.2K
-22.47%
๐Ÿ’ต Salaries & Financials
Karachi
Swat
Difference
Average Monthly Net Salary (After Tax)
$176 PKRย 49.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
17.8
20.2
-11.88%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Karachi: January 11, 2026

Last update for Swat: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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