Cost of Living Comparison Between Karachi and Swat Cost of Living Comparison Between Karachi and Swat

🙂 Solo nomad: Karachi is 10.3% cheaper than Swat without rent, and 12.8% more expensive with rent.

😐 Family of 3: Karachi is 14.9% more expensive than Swat without rent, and 13.8% more expensive with rent.

Meal at Budget Restaurant

$2.08 PKR 588

$2.89 PKR 816

-28.03%

Three-Course Dinner for Two, Mid-Range

$12.27 PKR 3,465

$13.89 PKR 3,922

-11.66%

Fast Food Meal (McDonalds, etc)

$4.07 PKR 1,149

$5.16 PKR 1,457

-21.12%

Local Non-Alcoholic Beer (0.5 liter draught)

$2 PKR 565

$1.79 PKR 505

11.73%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.14 PKR 1,453

$3.77 PKR 1,066

36.34%

Cappuccino

$1.84 PKR 519

$2.01 PKR 567

-8.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 PKR 104

$0.42 PKR 120

-11.90%

Water (0.33 liter bottle)

$0.23 PKR 65.2

$0.24 PKR 67.8

-4.17%

Milk (1 liter)

$0.8 PKR 225

$0.73 PKR 206

9.59%

White Bread (500g)

$0.55 PKR 155

$0.63 PKR 178

-12.70%

Rice (white) (1kg)

$1.13 PKR 319

$1.24 PKR 350

-8.87%

Eggs

$1.18 PKR 332

$1.22 PKR 345

-3.28%

Local Cheese (1kg)

$6.54 PKR 1,846

$6.11 PKR 1,727

7.04%

Chicken Fillets (1kg)

$3.24 PKR 915

$1.33 PKR 374

143.61%

Beef Round Steak (1kg)

$5.08 PKR 1,435

$1.45 PKR 410

250.34%

Apples (1kg)

$1.08 PKR 306

$0.87 PKR 246

24.14%

Banana (1kg)

$0.55 PKR 155

$0.34 PKR 95.1

61.76%

Oranges (1kg)

$0.89 PKR 250

$0.5 PKR 142

78.00%

Tomato (1kg)

$0.54 PKR 152

$0.44 PKR 123

22.73%

Potato (1kg)

$0.38 PKR 108

$0.42 PKR 118

-9.52%

Onion (1kg)

$0.47 PKR 133

$0.51 PKR 143

-7.84%

Lettuce (1 head)

$0.36 PKR 100

$0.31 PKR 87.5

16.13%

Water (1.5 liter bottle)

$0.44 PKR 124

$0.38 PKR 106

15.79%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.22 PKR 344

$1.45 PKR 410

-15.86%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.31 PKR 371

$0.86 PKR 243

52.33%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.12 PKR 599

$2.05 PKR 578

3.41%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 PKR 616

$2.13 PKR 603

2.35%

One-way Ticket (Public Transport)

$0.37 PKR 103

$0.17 PKR 48.09

117.65%

Public Transport Monthly Pass (Regular Price)

$6.28 PKR 1,772

$7.01 PKR 1,981

-10.41%

Taxi Start (Normal Tariff)

$0.7 PKR 197

$0.34 PKR 95.1

105.88%

Taxi (Normal Tariff) (1km)

$0.66 PKR 187

$0.44 PKR 124

50.00%

Taxi 1hour Waiting (Normal Tariff)

$1.72 PKR 485

$2.8 PKR 791

-38.57%

Gasoline (1 liter)

$0.93 PKR 263

$0.95 PKR 269

-2.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.8K PKR 4.7M

$20.8K PKR 5.9M

-19.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25K PKR 7.1M

$26.2K PKR 7.4M

-4.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 PKR 38.3K

$111 PKR 31.3K

22.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.88 PKR 1,379

$5.24 PKR 1,480

-6.87%

Internet (50+ Mbps, Unlimited Data)

$13.36 PKR 3,775

$12.4 PKR 3,503

7.74%

Gym Membership (Monthly)

$15.31 PKR 4,325

$6.01 PKR 1,696

154.74%

Tennis Court (1 Hour on Weekend)

$14.22 PKR 4,016

$5.8 PKR 1,637

145.17%

Cinema Ticket

$4.35 PKR 1,230

$4.21 PKR 1,190

3.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$57.7 PKR 16.3K

$19.2 PKR 5,423

200.42%

International Primary School, 1 Child (Yearly)

$1,350 PKR 381.3K

$1,119 PKR 316.1K

20.65%

Jeans (Levis 501 Or Similar)

$17.87 PKR 5,047

$21.86 PKR 6,174

-18.25%

Summer Dress (H&M, Zara, etc)

$25.27 PKR 7,138

$27.75 PKR 7,837

-8.94%

Sport Shoes (Adidas, Nike)

$65.4 PKR 18.5K

$87.8 PKR 24.8K

-25.58%

Men's Leather Business Shoes

$35.61 PKR 10.1K

$39.44 PKR 11.1K

-9.71%

1-bedroom Apartment, City Center (Monthly)

$121 PKR 34.2K

$75 PKR 21.2K

61.31%

1-bedroom Apartment, Outside City Center (Monthly)

$75.9 PKR 21.4K

$51.6 PKR 14.6K

47.09%

3-bedroom Apartment, City Center (Monthly)

$321 PKR 90.7K

$167 PKR 47.2K

92.07%

3-bedroom Apartment, Outside City Center (Monthly)

$182 PKR 51.4K

$107 PKR 30.1K

70.58%

Buy Apartment in City Center (m2)

$576 PKR 162.7K

$607 PKR 171.3K

-4.99%

Buy Apartment Outside City Center (m2)

$365 PKR 103.2K

$439 PKR 124K

-16.73%

Average Monthly Net Salary (After Tax)

$190 PKR 53.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

17.8

20.2

-11.88%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 27, 2025

Last update for Swat: October 29, 2025

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