Cost of Living Comparison Between Karachi and Swat Cost of Living Comparison Between Karachi and Swat

😐 Solo nomad: Karachi is 15.2% more expensive than Swat without rent, and 15.1% more expensive with rent.
😐 Family of 3: Karachi is 2.9% more expensive than Swat without rent, and 14.9% more expensive with rent.
Currency
🍽 Eating Out
Karachi
Swat
Difference
Meal at Budget Restaurant
$2.09 PKR 585
$2.78 PKR 777
-24.82%
Three-Course Dinner for Two, Mid-Range
$12.54 PKR 3,508
$13.99 PKR 3,913
-10.36%
Fast Food Meal (McDonalds, etc)
$4.18 PKR 1,169
$5.41 PKR 1,514
-22.74%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.99 PKR 556
$1.76 PKR 492
13.07%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$5.15 PKR 1,441
$3.94 PKR 1,103
30.71%
Cappuccino
$1.90 PKR 532
$2.06 PKR 575
-7.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.37 PKR 103
$0.43 PKR 119
-13.95%
Water (0.33 liter bottle)
$0.23 PKR 64.5
$0.22 PKR 61.5
4.55%
🛒 Groceries & Markets
Karachi
Swat
Difference
Milk (1 liter)
$0.86 PKR 240
$0.69 PKR 193
24.64%
White Bread (500g)
$0.55 PKR 154
$0.63 PKR 175
-12.70%
Rice (white) (1kg)
$1.17 PKR 328
$1.27 PKR 356
-7.87%
Eggs
$1.17 PKR 327
$1.21 PKR 338
-3.31%
Local Cheese (1kg)
$6.40 PKR 1,790
$6.05 PKR 1,693
5.79%
Chicken Fillets (1kg)
$3.26 PKR 911
$1.31 PKR 365
148.85%
Beef Round Steak (1kg)
$5.01 PKR 1,402
$1.37 PKR 384
265.69%
Apples (1kg)
$1.08 PKR 301
$0.90 PKR 252
20.00%
Banana (1kg)
$0.55 PKR 155
$0.34 PKR 94.4
61.76%
Oranges (1kg)
$0.88 PKR 246
$0.51 PKR 143
72.55%
Tomato (1kg)
$0.54 PKR 150
$0.44 PKR 122
22.73%
Potato (1kg)
$0.35 PKR 98.6
$0.38 PKR 107
-7.89%
Onion (1kg)
$0.48 PKR 133
$0.51 PKR 143
-5.88%
Lettuce (1 head)
$0.35 PKR 98.9
$0.31 PKR 85.6
12.90%
Water (1.5 liter bottle)
$0.43 PKR 121
$0.37 PKR 104
16.22%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.44 PKR 403
$1.45 PKR 407
-0.69%
Local Non-Alcoholic Beer (0.5 liter bottle)
$1.32 PKR 368
$0.87 PKR 244
51.72%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.13 PKR 595
$2.01 PKR 563
5.97%
Cigarettes 20 Pack (Marlboro, Camel)
$2.16 PKR 603
$2.17 PKR 606
-0.46%
🚌 Getting Around
Karachi
Swat
Difference
One-way Ticket (Public Transport)
$0.34 PKR 94.1
$0.18 PKR 50.8
88.89%
Public Transport Monthly Pass (Regular Price)
$6.20 PKR 1,735
$7.21 PKR 2,016
-14.01%
Taxi Start (Normal Tariff)
$0.68 PKR 190
$0.37 PKR 103
83.78%
Taxi (Normal Tariff) (1km)
$0.67 PKR 188
$0.44 PKR 122
52.27%
Taxi 1hour Waiting (Normal Tariff)
$1.75 PKR 488
$2.89 PKR 808
-39.45%
Gasoline (1 liter)
$0.87 PKR 242
$0.97 PKR 271
-10.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.3K PKR 4.6M
$21.1K PKR 5.9M
-22.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.0K PKR 7.0M
$26.5K PKR 7.4M
-5.58%
🧾 Monthly Utilities & Internet
Karachi
Swat
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$133 PKR 37.2K
$112 PKR 31.3K
18.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.83 PKR 1,350
$5.23 PKR 1,464
-7.65%
Internet (50+ Mbps, Unlimited Data)
$13.44 PKR 3,759
$12.30 PKR 3,441
9.27%
🎉 Sport & Entertainment
Karachi
Swat
Difference
Gym Membership (Monthly)
$15.83 PKR 4,429
$6.14 PKR 1,718
157.82%
Tennis Court (1 Hour on Weekend)
$14.50 PKR 4,057
$5.90 PKR 1,649
145.76%
Cinema Ticket
$4.14 PKR 1,157
$4.36 PKR 1,218
-5.05%
🧸 Childcare & Education
Karachi
Swat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$57.7 PKR 16.1K
$19.68 PKR 5,505
193.39%
International Primary School, 1 Child (Yearly)
$1,378 PKR 385.4K
$1,106 PKR 309.4K
24.54%
👕👟 Clothing & Footwear
Karachi
Swat
Difference
Jeans (Levis 501 Or Similar)
$17.74 PKR 4,962
$21.83 PKR 6,106
-18.74%
Summer Dress (H&M, Zara, etc)
$25.73 PKR 7,196
$27.52 PKR 7,697
-6.50%
Sport Shoes (Adidas, Nike)
$63.8 PKR 17.8K
$89.8 PKR 25.1K
-29.04%
Men's Leather Business Shoes
$36.69 PKR 10.3K
$40.72 PKR 11.4K
-9.90%
🏠 Accommodation & Living
Karachi
Swat
Difference
1-bedroom Apartment, City Center (Monthly)
$119 PKR 33.2K
$75.7 PKR 21.2K
57.06%
1-bedroom Apartment, Outside City Center (Monthly)
$76.2 PKR 21.3K
$51.7 PKR 14.5K
47.48%
3-bedroom Apartment, City Center (Monthly)
$321 PKR 89.7K
$170 PKR 47.5K
88.85%
3-bedroom Apartment, Outside City Center (Monthly)
$181 PKR 50.6K
$104 PKR 29.1K
73.58%
Buy Apartment in City Center (m2)
$764 PKR 213.7K
$665 PKR 186.0K
14.86%
Buy Apartment Outside City Center (m2)
$461 PKR 128.9K
$643 PKR 179.8K
-28.28%
💵 Salaries & Financials
Karachi
Swat
Difference
Average Monthly Net Salary (After Tax)
$171 PKR 47.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
17.8
20.2
-11.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: March 2, 2026

Last update for Swat: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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