Last update: Oct 2026

Cost of Living Comparison Between Karachi and Cadiz

For one person, living is cheaper in Karachi: $482 a month against $635 in Cadiz, rent and utilities included – about $1,800 less a year. Other living expenses account for most of the difference.

23

Cost of Living Index in Karachi
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Karachi Living Index
31

Cost of Living Index in Cadiz
Learn more

Cadiz Living Index

Jump to prices

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Cadiz

🇵🇭 Philippines

$635

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Cadiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Cadiz actually costs, broken down by who's living it.

A single person spends $482 per month in Karachi vs $635 in Cadiz, rent included.

Karachi $482
Cadiz $635

A couple spends around $750 per month in Karachi vs $973 in Cadiz, rent included.

Karachi $750
Cadiz $973

A family of three spends $1,018 per month in Karachi vs $1,311 in Cadiz, rent included.

Karachi $1,018
Cadiz $1,311

Karachi is about 24% cheaper than Cadiz, and outside of rent the biggest gap is in groceries.

Both Karachi and Cadiz are more affordable than the global median – Karachi 64% lower, Cadiz 53% lower.

Meal at Budget Restaurant

$2.13 PKR 588

$2.82 ₱177

-24.47%

Three-Course Dinner for Two, Mid-Range

$13.30 PKR 3,680

$8.06 ₱508

65.01%

Fast Food Meal (McDonalds, etc)

$5.45 PKR 1,508

$3.16 ₱199

72.47%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.09 PKR 579

$1.38 ₱87.0

51.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$0.42 ₱26.42

-4.76%

Water (0.33 liter bottle)

$0.26 PKR 71.1

$0.30 ₱19.19

-13.33%

Local Beer (0.5 liter draught)

$1.10 ₱69.2

Imported Beer (0.33 liter bottle)

$1.78 ₱112

Milk (1 liter)

$0.92 PKR 254

$1.61 ₱102

-42.86%

White Bread (500g)

$0.56 PKR 156

$1.20 ₱75.7

-53.33%

Rice (white) (1kg)

$1.25 PKR 345

$0.90 ₱56.4

38.89%

Eggs

$1.23 PKR 341

$1.73 ₱109

-28.90%

Local Cheese (1kg)

$5.67 PKR 1,570

$5.81 ₱366

-2.41%

Chicken Fillets (1kg)

$3.16 PKR 876

$4.18 ₱263

-24.40%

Beef Round Steak (1kg)

$6.28 PKR 1,737

$6.07 ₱382

3.46%

Apples (1kg)

$1.26 PKR 348

$3.31 ₱208

-61.93%

Banana (1kg)

$0.53 PKR 148

$1.04 ₱65.6

-49.04%

Oranges (1kg)

$1.00 PKR 276

$2.93 ₱185

-65.87%

Tomato (1kg)

$0.56 PKR 154

$1.44 ₱90.8

-61.11%

Potato (1kg)

$0.33 PKR 91.4

$2.37 ₱149

-86.08%

Onion (1kg)

$0.34 PKR 95.1

$2.74 ₱172

-87.59%

Lettuce (1 head)

$0.42 PKR 116

$0.38 ₱24.11

10.53%

Water (1.5 liter bottle)

$0.44 PKR 121

$0.79 ₱49.45

-44.30%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.84 PKR 509

$2.51 ₱158

-26.69%

Wine (Bottle)

$6.49 ₱408

Local Beer (0.5 liter bottle)

$1.10 ₱69.1

Imported Beer (0.33 liter bottle)

$1.23 ₱77.7

One-way Ticket (Public Transport)

$0.28 PKR 77.0

$0.26 ₱16.47

7.69%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,764

$10.59 ₱667

-5.67%

Taxi Start (Normal Tariff)

$0.92 PKR 256

$0.76 ₱48.16

21.05%

Taxi (Normal Tariff) (1km)

$0.70 PKR 193

$0.34 ₱21.25

105.88%

Taxi 1hour Waiting (Normal Tariff)

$2.16 PKR 597

$2.34 ₱147

-7.69%

Gasoline (1 liter)

$1.38 PKR 382

$1.16 ₱72.8

18.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 5.0M

$21.2K ₱1.3M

-15.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K PKR 7.5M

$19.4K ₱1.2M

39.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$64.0 ₱4,027

77.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.95 PKR 1,648

$9.29 ₱585

-35.95%

Internet (50+ Mbps, Unlimited Data)

$13.16 PKR 3,642

$27.04 ₱1,702

-51.33%

Gym Membership (Monthly)

$21.55 PKR 5,965

$36.68 ₱2,309

-41.25%

Tennis Court (1 Hour on Weekend)

$18.23 PKR 5,044

$4.05 ₱255

350.12%

Cinema Ticket

$4.21 PKR 1,165

$4.91 ₱309

-14.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.2 PKR 14.4K

$32.29 ₱2,033

61.51%

International Primary School, 1 Child (Yearly)

$1,940 PKR 537.0K

$7,387 ₱465.1K

-73.73%

Jeans (Levis 501 Or Similar)

$17.55 PKR 4,858

$32.53 ₱2,048

-46.05%

Summer Dress (H&M, Zara, etc)

$23.51 PKR 6,506

$19.35 ₱1,219

21.50%

Sport Shoes (Adidas, Nike)

$68.9 PKR 19.1K

$56.3 ₱3,544

22.33%

Men's Leather Business Shoes

$40.59 PKR 11.2K

$23.62 ₱1,487

71.85%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.7K

$266 ₱16.7K

-55.60%

1-bedroom Apartment, Outside City Center (Monthly)

$73.6 PKR 20.4K

$173 ₱10.9K

-57.42%

3-bedroom Apartment, City Center (Monthly)

$357 PKR 98.9K

$510 ₱32.1K

-29.86%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.0K

$357 ₱22.5K

-47.35%

Buy Apartment in City Center (m2)

$1,060 PKR 293.4K

$2,383 ₱150.0K

-55.51%

Buy Apartment Outside City Center (m2)

$481 PKR 133.1K

$1,029 ₱64.8K

-53.29%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

$190 ₱12.0K

-3.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

7.33

80.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 11, 2026

Last update for Cadiz: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.5%

Cadiz

$100 15.8% 24.3% $32

Groceries & Markets

Karachi

$101 21%

Cadiz

$181 28.6% 79.2% $80

Accommodation & Living

Karachi

$74 15.3%

Cadiz

$173 27.2% 135% $99

Clothing & Footwear

Karachi

$68 14.1%

Cadiz

$59 9.3% 12.4% $8.4

Eating Out

Karachi

$61 12.7%

Cadiz

$61 9.5% 0.9% $0.6

Sport & Entertainment

Karachi

$30 6.2%

Cadiz

$46 7.3% 55.1% $17

Getting Around

Karachi

$16 3.2%

Cadiz

$14 2.2% 9.2% $1.4

Cost Breakdown

A central one-bedroom costs $118 in Karachi versus $266 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Cadiz, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13.00 in Karachi versus $8.00 in Cadiz. Groceries tell a different story – $101 in Karachi vs $181 in Cadiz – so Karachi wins on supermarket bills even if dining out costs more.

Good to know

🇵🇰 Karachi

🇵🇭 Cadiz

🕒 Local time

07:29 7:29 AM

10:29 10:29 AM

3 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

154,723

💱 Currency

Pakistani Rupee PKR ₨

Philippine Peso PHP ₱

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Cadiz 6,110 km ≈ 8 h nonstop flight

From you

Karachi
Cadiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Cadiz: Cost of Living - Frequently Asked Questions

Cadiz costs about 32% more than Karachi, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $723 per month in Karachi and $953 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karachi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 79% more in Cadiz, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $13.00 in Karachi and $8.00 in Cadiz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,200 covers both cities comfortably – all-in costs are $482 in Karachi and $635 in Cadiz, leaving budget for savings and extras in both cases.

Families tend to lean toward Karachi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cadiz makes more sense. Both are solid long-term options with distinct trade-offs.