Cost of Living Comparison Between Karachi and Bhiwadi Cost of Living Comparison Between Karachi and Bhiwadi

Monthly Cost of Living

A single person spends $475 per month in Karachi vs $272 in Bhiwadi, rent included.

A couple spends around $735 per month in Karachi vs $435 in Bhiwadi, rent included.

A family of three spends $995 per month in Karachi vs $599 in Bhiwadi, rent included.

Karachi costs about 75% more than Bhiwadi, driven mainly by Clothing & Footwear.

Both Karachi and Bhiwadi are more affordable than the global median – Karachi 66% lower, Bhiwadi 80% lower.

Meal at Budget Restaurant

$2.11 PKR 584

$1.04 ₹98.9

102.88%

Three-Course Dinner for Two, Mid-Range

$14.17 PKR 3,924

$10.48 ₹1,001

35.21%

Fast Food Meal (McDonalds, etc)

$5.56 PKR 1,540

$3.61 ₹345

54.02%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.13 PKR 591

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.18 PKR 1,988

Cappuccino

$2.29 PKR 633

$2.02 ₹193

13.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 PKR 106

$0.33 ₹31.98

15.15%

Water (0.33 liter bottle)

$0.24 PKR 66.0

$0.15 ₹14.53

60.00%

Local Beer (0.5 liter draught)

$1.23 ₹118

Imported Beer (0.33 liter bottle)

$2.59 ₹248

Milk (1 liter)

$0.85 PKR 237

$0.65 ₹62.2

30.77%

White Bread (500g)

$0.57 PKR 157

$0.56 ₹53.3

1.79%

Rice (white) (1kg)

$1.22 PKR 337

$0.80 ₹76.4

52.50%

Eggs

$1.22 PKR 339

$0.96 ₹91.6

27.08%

Local Cheese (1kg)

$6.08 PKR 1,684

$2.49 ₹238

144.18%

Chicken Fillets (1kg)

$3.14 PKR 870

$2.17 ₹208

44.70%

Beef Round Steak (1kg)

$6.25 PKR 1,732

Apples (1kg)

$1.22 PKR 339

$1.30 ₹125

-6.15%

Banana (1kg)

$0.59 PKR 163

$0.55 ₹52.4

7.27%

Oranges (1kg)

$0.99 PKR 274

$0.82 ₹78.2

20.73%

Tomato (1kg)

$0.56 PKR 154

$0.65 ₹62.0

-13.85%

Potato (1kg)

$0.35 PKR 95.7

$0.20 ₹19.09

75.00%

Onion (1kg)

$0.33 PKR 91.5

$0.27 ₹25.97

22.22%

Lettuce (1 head)

$0.36 PKR 101

$0.77 ₹74.0

-53.25%

Water (1.5 liter bottle)

$0.40 PKR 111

$0.28 ₹26.69

42.86%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.29 PKR 357

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 367

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.50 PKR 692

Cigarettes 20 Pack (Marlboro, Camel)

$1.79 PKR 496

$5.03 ₹480

-64.41%

Wine (Bottle)

$7.21 ₹689

Local Beer (0.5 liter bottle)

$1.38 ₹132

Imported Beer (0.33 liter bottle)

$2.69 ₹257

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.44 ₹711

One-way Ticket (Public Transport)

$0.30 PKR 83.7

$0.20 ₹19.08

50.00%

Public Transport Monthly Pass (Regular Price)

$7.95 PKR 2,201

Taxi Start (Normal Tariff)

$0.70 PKR 195

$0.31 ₹29.53

125.81%

Taxi (Normal Tariff) (1km)

$0.73 PKR 203

$0.20 ₹19.08

265.00%

Taxi 1hour Waiting (Normal Tariff)

$2.12 PKR 587

$1.24 ₹119

70.97%

Gasoline (1 liter)

$1.34 PKR 371

$1.10 ₹105

21.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.0K PKR 5.0M

$10.7K ₹1.0M

67.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K PKR 7.5M

$19.6K ₹1.9M

38.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 PKR 30.5K

$33.88 ₹3,237

224.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.71 PKR 1,582

$3.44 ₹329

65.99%

Internet (50+ Mbps, Unlimited Data)

$13.12 PKR 3,634

$6.42 ₹614

104.36%

Gym Membership (Monthly)

$21.28 PKR 5,896

$7.77 ₹743

173.87%

Tennis Court (1 Hour on Weekend)

$18.76 PKR 5,198

Cinema Ticket

$4.20 PKR 1,164

$2.57 ₹246

63.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$50.3 PKR 13.9K

$35.64 ₹3,405

41.22%

International Primary School, 1 Child (Yearly)

$1,589 PKR 440.2K

$1,038 ₹99.2K

53.08%

Jeans (Levis 501 Or Similar)

$15.49 PKR 4,290

$16.17 ₹1,545

-4.21%

Summer Dress (H&M, Zara, etc)

$22.03 PKR 6,104

$19.48 ₹1,861

13.09%

Sport Shoes (Adidas, Nike)

$67.7 PKR 18.7K

$15.87 ₹1,516

326.40%

Men's Leather Business Shoes

$38.00 PKR 10.5K

$28.03 ₹2,678

35.57%

1-bedroom Apartment, City Center (Monthly)

$108 PKR 29.8K

$52.0 ₹4,971

106.73%

1-bedroom Apartment, Outside City Center (Monthly)

$71.6 PKR 19.8K

$31.89 ₹3,046

124.65%

3-bedroom Apartment, City Center (Monthly)

$323 PKR 89.4K

$137 ₹13.1K

135.33%

3-bedroom Apartment, Outside City Center (Monthly)

$184 PKR 51.0K

$96.4 ₹9,206

90.89%

Buy Apartment in City Center (m2)

$1,036 PKR 287.0K

$377 ₹36.0K

174.89%

Buy Apartment Outside City Center (m2)

$470 PKR 130.2K

Average Monthly Net Salary (After Tax)

$182 PKR 50.4K

$678 ₹64.8K

-73.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.88

8.33

54.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: September 7, 2026

Last update for Bhiwadi: September 6, 2026

Cost Breakdown

A central one-bedroom costs $108 in Karachi versus $52.0 in Bhiwadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 273% higher in Bhiwadi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $14.00 in Karachi versus $10.00 in Bhiwadi. Monthly groceries follow the same trend: $101 vs $88.0 – making Bhiwadi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Bhiwadi: Cost of Living - Frequently Asked Questions

Yes – Karachi is pricier by about 75%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $713 per month in Karachi and $407 in Bhiwadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhiwadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $14.00 in Karachi and $10.00 in Bhiwadi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 15% more in Karachi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 covers both cities comfortably – all-in costs are $475 in Karachi and $272 in Bhiwadi, leaving budget for savings and extras in both cases.

Families tend to lean toward Bhiwadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Bhiwadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Karachi makes more sense. Both are solid long-term options with distinct trade-offs.