Cost of Living Comparison Between Karachi and Bhiwadi Cost of Living Comparison Between Karachi and Bhiwadi

Monthly Cost of Living

A single person spends $484 per month in Karachi vs $338 in Bhiwadi, rent included.

A couple spends around $735 per month in Karachi vs $582 in Bhiwadi, rent included.

A family of three spends $987 per month in Karachi vs $826 in Bhiwadi, rent included.

Karachi costs about 43% more than Bhiwadi, driven mainly by Eating Out.

Both Karachi and Bhiwadi are more affordable than the global median – Karachi 64% lower, Bhiwadi 75% lower.

Meal at Budget Restaurant

$2.06 PKR 572

$3.45 ₹333

-40.29%

Three-Course Dinner for Two, Mid-Range

$12.56 PKR 3,487

$11.46 ₹1,105

9.60%

Fast Food Meal (McDonalds, etc)

$3.99 PKR 1,108

$2.83 ₹273

40.99%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.93 PKR 537

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.27 PKR 1,463

Cappuccino

$1.81 PKR 502

$2.15 ₹207

-15.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 PKR 92.7

$0.24 ₹23.20

37.50%

Water (0.33 liter bottle)

$0.21 PKR 58.0

$0.15 ₹14.85

40.00%

Local Beer (0.5 liter draught)

$1.39 ₹134

Imported Beer (0.33 liter bottle)

$3.67 ₹354

Milk (1 liter)

$0.79 PKR 220

$0.71 ₹68.8

11.27%

White Bread (500g)

$0.58 PKR 161

$0.50 ₹48.63

16.00%

Rice (white) (1kg)

$1.18 PKR 328

$0.89 ₹85.8

32.58%

Eggs

$1.15 PKR 321

$1.02 ₹98.1

12.75%

Local Cheese (1kg)

$6.41 PKR 1,781

$2.74 ₹264

133.94%

Chicken Fillets (1kg)

$3.12 PKR 867

$2.43 ₹235

28.40%

Beef Round Steak (1kg)

$5.09 PKR 1,413

Apples (1kg)

$1.03 PKR 286

$2.12 ₹204

-51.42%

Banana (1kg)

$0.60 PKR 166

$0.83 ₹80.2

-27.71%

Oranges (1kg)

$0.92 PKR 257

$1.01 ₹97.2

-8.91%

Tomato (1kg)

$0.57 PKR 159

$0.59 ₹57.2

-3.39%

Potato (1kg)

$0.35 PKR 98.2

$0.24 ₹23.17

45.83%

Onion (1kg)

$0.50 PKR 140

$0.26 ₹24.90

92.31%

Lettuce (1 head)

$0.36 PKR 99.8

$0.75 ₹72.1

-52.00%

Water (1.5 liter bottle)

$0.41 PKR 113

$0.36 ₹35.09

13.89%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 367

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.06 PKR 572

Cigarettes 20 Pack (Marlboro, Camel)

$2.16 PKR 599

$4.37 ₹421

-50.57%

Wine (Bottle)

$8.26 ₹797

Local Beer (0.5 liter bottle)

$1.77 ₹171

Imported Beer (0.33 liter bottle)

$2.69 ₹260

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.86 ₹661

One-way Ticket (Public Transport)

$0.33 PKR 92.7

$0.22 ₹21.13

50.00%

Public Transport Monthly Pass (Regular Price)

$6.43 PKR 1,785

$8.54 ₹824

-24.71%

Taxi Start (Normal Tariff)

$0.74 PKR 206

$1.18 ₹114

-37.29%

Taxi (Normal Tariff) (1km)

$0.61 PKR 170

$0.42 ₹40.43

45.24%

Taxi 1hour Waiting (Normal Tariff)

$1.74 PKR 484

$2.35 ₹226

-25.96%

Gasoline (1 liter)

$0.94 PKR 261

$1.21 ₹117

-22.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.7K PKR 4.6M

$19.2K ₹1.9M

-12.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K PKR 7.0M

$27.5K ₹2.7M

-8.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 PKR 37.3K

$44.57 ₹4,298

201.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.00 PKR 1,388

$4.15 ₹401

20.48%

Internet (50+ Mbps, Unlimited Data)

$13.28 PKR 3,689

$7.52 ₹725

76.60%

Gym Membership (Monthly)

$15.87 PKR 4,406

$8.53 ₹822

86.05%

Tennis Court (1 Hour on Weekend)

$14.35 PKR 3,984

$7.13 ₹688

101.26%

Cinema Ticket

$4.34 PKR 1,206

$2.83 ₹273

53.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$58.8 PKR 16.3K

$88.7 ₹8,555

-33.75%

International Primary School, 1 Child (Yearly)

$1,356 PKR 376.6K

$1,421 ₹137.0K

-4.55%

Jeans (Levis 501 Or Similar)

$17.71 PKR 4,919

$17.28 ₹1,667

2.49%

Summer Dress (H&M, Zara, etc)

$25.79 PKR 7,162

$26.64 ₹2,569

-3.19%

Sport Shoes (Adidas, Nike)

$64.2 PKR 17.8K

$32.02 ₹3,087

100.59%

Men's Leather Business Shoes

$35.84 PKR 9,953

$23.52 ₹2,268

52.38%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.8K

$58.7 ₹5,657

101.64%

1-bedroom Apartment, Outside City Center (Monthly)

$74.7 PKR 20.7K

$34.87 ₹3,363

114.20%

3-bedroom Apartment, City Center (Monthly)

$319 PKR 88.6K

$140 ₹13.5K

127.99%

3-bedroom Apartment, Outside City Center (Monthly)

$181 PKR 50.3K

$182 ₹17.6K

-0.64%

Buy Apartment in City Center (m2)

$932 PKR 258.7K

$372 ₹35.9K

150.51%

Buy Apartment Outside City Center (m2)

$433 PKR 120.3K

Average Monthly Net Salary (After Tax)

$177 PKR 49.1K

$682 ₹65.8K

-74.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.8

7.55

135.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: July 12, 2026

Last update for Bhiwadi: July 11, 2026

Cost Breakdown

A central one-bedroom costs $118 in Karachi versus $58.7 in Bhiwadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 285% higher in Bhiwadi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $13.00 in Karachi versus $11.00 in Bhiwadi. Groceries tell a different story – $97.0 in Karachi vs $102 in Bhiwadi – so Karachi wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Bhiwadi: Cost of Living - Frequently Asked Questions

Yes – Karachi is pricier by about 43%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $726 per month in Karachi and $507 in Bhiwadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhiwadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $13.00 in Karachi and $11.00 in Bhiwadi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $484 in Karachi and $338 in Bhiwadi. The difference isn't just one category – it shows up across housing, food, transport, and services.

$1,000 covers both cities comfortably – all-in costs are $484 in Karachi and $338 in Bhiwadi, leaving budget for savings and extras in both cases.

Families tend to lean toward Bhiwadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Bhiwadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Karachi makes more sense. Both are solid long-term options with distinct trade-offs.