Cost of Living Comparison Between Karachi and Bhiwadi Cost of Living Comparison Between Karachi and Bhiwadi

Monthly Cost of Living

A single person spends $477 per month in Karachi vs $345 in Bhiwadi, rent included.

A couple spends around $727 per month in Karachi vs $594 in Bhiwadi, rent included.

A family of three spends $978 per month in Karachi vs $843 in Bhiwadi, rent included.

Karachi costs about 38% more than Bhiwadi, driven mainly by Eating Out.

Both Karachi and Bhiwadi are more affordable than the global median – Karachi 64% lower, Bhiwadi 74% lower.

Meal at Budget Restaurant

$2.14 PKR 595

$3.54 ₹338

-39.55%

Three-Course Dinner for Two, Mid-Range

$12.44 PKR 3,461

$11.81 ₹1,130

5.33%

Fast Food Meal (McDonalds, etc)

$4.06 PKR 1,129

$2.88 ₹276

40.97%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.99 PKR 553

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.22 PKR 1,451

Cappuccino

$1.89 PKR 525

$2.14 ₹205

-11.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 PKR 101

$0.22 ₹20.98

63.64%

Water (0.33 liter bottle)

$0.23 PKR 64.2

$0.14 ₹13.68

64.29%

Local Beer (0.5 liter draught)

$1.37 ₹131

Imported Beer (0.33 liter bottle)

$3.73 ₹357

Milk (1 liter)

$0.83 PKR 231

$0.71 ₹67.6

16.90%

White Bread (500g)

$0.58 PKR 161

$0.51 ₹48.40

13.73%

Rice (white) (1kg)

$1.13 PKR 315

$0.84 ₹80.0

34.52%

Eggs

$1.21 PKR 337

$0.97 ₹92.4

24.74%

Local Cheese (1kg)

$6.29 PKR 1,749

$2.81 ₹269

123.84%

Chicken Fillets (1kg)

$3.19 PKR 887

$2.33 ₹223

36.91%

Beef Round Steak (1kg)

$4.91 PKR 1,365

Apples (1kg)

$1.03 PKR 287

$2.09 ₹200

-50.72%

Banana (1kg)

$0.58 PKR 162

$0.86 ₹82.6

-32.56%

Oranges (1kg)

$0.93 PKR 258

$1.00 ₹95.7

-7.00%

Tomato (1kg)

$0.56 PKR 156

$0.62 ₹59.4

-9.68%

Potato (1kg)

$0.39 PKR 108

$0.24 ₹23.00

62.50%

Onion (1kg)

$0.51 PKR 141

$0.26 ₹24.55

96.15%

Lettuce (1 head)

$0.38 PKR 107

$0.69 ₹65.7

-44.93%

Water (1.5 liter bottle)

$0.43 PKR 120

$0.36 ₹34.79

19.44%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.28 PKR 356

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.26 PKR 351

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.08 PKR 580

Cigarettes 20 Pack (Marlboro, Camel)

$2.08 PKR 580

$4.46 ₹426

-53.36%

Wine (Bottle)

$7.61 ₹729

Local Beer (0.5 liter bottle)

$1.68 ₹161

Imported Beer (0.33 liter bottle)

$2.71 ₹259

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.87 ₹658

One-way Ticket (Public Transport)

$0.34 PKR 94.4

$0.24 ₹23.07

41.67%

Public Transport Monthly Pass (Regular Price)

$6.33 PKR 1,762

$8.53 ₹816

-25.79%

Taxi Start (Normal Tariff)

$0.74 PKR 205

$1.15 ₹110

-35.65%

Taxi (Normal Tariff) (1km)

$0.61 PKR 171

$0.41 ₹39.25

48.78%

Taxi 1hour Waiting (Normal Tariff)

$1.79 PKR 497

$2.37 ₹227

-24.47%

Gasoline (1 liter)

$0.92 PKR 256

$1.16 ₹111

-20.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K PKR 4.6M

$18.9K ₹1.8M

-13.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K PKR 6.8M

$28.0K ₹2.7M

-12.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 PKR 36.8K

$44.12 ₹4,222

199.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.90 PKR 1,362

$4.14 ₹396

18.36%

Internet (50+ Mbps, Unlimited Data)

$13.63 PKR 3,791

$7.35 ₹704

85.44%

Gym Membership (Monthly)

$15.55 PKR 4,325

$8.80 ₹842

76.70%

Tennis Court (1 Hour on Weekend)

$14.33 PKR 3,986

$7.15 ₹685

100.42%

Cinema Ticket

$4.33 PKR 1,203

$2.89 ₹277

49.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$58.0 PKR 16.1K

$89.3 ₹8,546

-35.10%

International Primary School, 1 Child (Yearly)

$1,402 PKR 389.9K

$1,400 ₹133.9K

0.14%

Jeans (Levis 501 Or Similar)

$17.73 PKR 4,932

$17.75 ₹1,698

-0.11%

Summer Dress (H&M, Zara, etc)

$25.51 PKR 7,097

$26.81 ₹2,566

-4.85%

Sport Shoes (Adidas, Nike)

$64.2 PKR 17.8K

$32.14 ₹3,076

99.60%

Men's Leather Business Shoes

$35.86 PKR 9,975

$23.18 ₹2,218

54.70%

1-bedroom Apartment, City Center (Monthly)

$122 PKR 33.8K

$59.2 ₹5,662

105.56%

1-bedroom Apartment, Outside City Center (Monthly)

$73.9 PKR 20.6K

$34.71 ₹3,322

112.99%

3-bedroom Apartment, City Center (Monthly)

$323 PKR 89.8K

$137 ₹13.1K

136.05%

3-bedroom Apartment, Outside City Center (Monthly)

$182 PKR 50.6K

$178 ₹17.1K

2.01%

Buy Apartment in City Center (m2)

$985 PKR 273.9K

$372 ₹35.6K

164.83%

Buy Apartment Outside City Center (m2)

$457 PKR 127.2K

Average Monthly Net Salary (After Tax)

$181 PKR 50.2K

$673 ₹64.4K

-73.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.8

7.55

135.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: June 2, 2026

Last update for Bhiwadi: June 1, 2026

Cost Breakdown

A central one-bedroom costs $122 in Karachi versus $59.2 in Bhiwadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 273% higher in Bhiwadi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $12.00 in Karachi versus $12.00 in Bhiwadi. Monthly groceries follow the same trend: $97.0 vs $100 – making Karachi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Bhiwadi: Cost of Living - Frequently Asked Questions

Yes – Karachi is pricier by about 38%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $715 per month in Karachi and $517 in Bhiwadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhiwadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $12.00 in Karachi and $12.00 in Bhiwadi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $477 in Karachi and $345 in Bhiwadi. The difference isn't just one category – it shows up across housing, food, transport, and services.

$1,000 covers both cities comfortably – all-in costs are $477 in Karachi and $345 in Bhiwadi, leaving budget for savings and extras in both cases.

Families tend to lean toward Bhiwadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Bhiwadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Karachi makes more sense. Both are solid long-term options with distinct trade-offs.