Last update: Oct 2026

Cost of Living Comparison Between Karachi and Bhiwadi

For one person, living is cheaper in Bhiwadi: $267 a month against $495 in Karachi, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Karachi
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Karachi Living Index
13

Cost of Living Index in Bhiwadi
Learn more

Bhiwadi Living Index

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Karachi

🇵🇰 Pakistan

$495

/mo nomad

Bhiwadi

🇮🇳 India

$267

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Bhiwadi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Bhiwadi actually costs, broken down by who's living it.

A single person spends $495 per month in Karachi vs $267 in Bhiwadi, rent included.

Karachi $495
Bhiwadi $267

A couple spends around $770 per month in Karachi vs $429 in Bhiwadi, rent included.

Karachi $770
Bhiwadi $429

A family of three spends $1,046 per month in Karachi vs $592 in Bhiwadi, rent included.

Karachi $1,046
Bhiwadi $592

Karachi costs about 85% more than Bhiwadi, and outside of rent the biggest gap is in clothing.

Both Karachi and Bhiwadi are more affordable than the global median – Karachi 64% lower, Bhiwadi 80% lower.

Meal at Budget Restaurant

$2.21 PKR 610

$1.02 ₹97.3

116.67%

Three-Course Dinner for Two, Mid-Range

$12.87 PKR 3,562

$10.37 ₹987

24.11%

Fast Food Meal (McDonalds, etc)

$5.27 PKR 1,459

$3.69 ₹352

42.82%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.16 PKR 598

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.36 PKR 2,036

Cappuccino

$2.16 PKR 598

$1.95 ₹185

10.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 PKR 106

$0.31 ₹29.49

22.58%

Water (0.33 liter bottle)

$0.25 PKR 69.3

$0.12 ₹11.42

108.33%

Local Beer (0.5 liter draught)

$1.25 ₹119

Imported Beer (0.33 liter bottle)

$2.61 ₹249

Milk (1 liter)

$0.90 PKR 248

$0.67 ₹63.6

34.33%

White Bread (500g)

$0.52 PKR 143

$0.52 ₹49.55

Rice (white) (1kg)

$1.20 PKR 331

$0.74 ₹70.5

62.16%

Eggs

$1.25 PKR 346

$0.94 ₹89.6

32.98%

Local Cheese (1kg)

$5.82 PKR 1,611

$2.57 ₹245

126.46%

Chicken Fillets (1kg)

$3.11 PKR 860

$2.13 ₹203

46.01%

Beef Round Steak (1kg)

$6.53 PKR 1,807

Apples (1kg)

$1.28 PKR 354

$1.29 ₹123

-0.78%

Banana (1kg)

$0.54 PKR 149

$0.56 ₹52.9

-3.57%

Oranges (1kg)

$1.02 PKR 283

$0.88 ₹83.7

15.91%

Tomato (1kg)

$0.56 PKR 155

$0.60 ₹57.1

-6.67%

Potato (1kg)

$0.34 PKR 94.9

$0.20 ₹19.02

70.00%

Onion (1kg)

$0.31 PKR 87.0

$0.27 ₹25.73

14.81%

Lettuce (1 head)

$0.41 PKR 113

$0.83 ₹79.0

-50.60%

Water (1.5 liter bottle)

$0.43 PKR 120

$0.30 ₹28.57

43.33%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.28 PKR 355

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 368

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.45 PKR 678

Cigarettes 20 Pack (Marlboro, Camel)

$1.78 PKR 492

$5.12 ₹487

-65.23%

Wine (Bottle)

$7.54 ₹718

Local Beer (0.5 liter bottle)

$1.36 ₹130

Imported Beer (0.33 liter bottle)

$2.70 ₹257

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.21 ₹686

One-way Ticket (Public Transport)

$0.28 PKR 77.2

$0.20 ₹19.02

40.00%

Public Transport Monthly Pass (Regular Price)

$11.70 PKR 3,237

Taxi Start (Normal Tariff)

$0.92 PKR 254

$0.33 ₹31.66

178.79%

Taxi (Normal Tariff) (1km)

$0.73 PKR 203

$0.20 ₹19.04

265.00%

Taxi 1hour Waiting (Normal Tariff)

$2.22 PKR 615

$1.23 ₹117

80.49%

Gasoline (1 liter)

$1.33 PKR 369

$1.11 ₹106

19.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K PKR 5.1M

$11.4K ₹1.1M

60.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K PKR 7.3M

$19.3K ₹1.8M

36.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 PKR 31.0K

$33.85 ₹3,223

231.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.99 PKR 1,656

$3.45 ₹329

73.62%

Internet (50+ Mbps, Unlimited Data)

$13.18 PKR 3,648

$6.33 ₹603

108.21%

Gym Membership (Monthly)

$24.67 PKR 6,826

$5.20 ₹495

374.42%

Tennis Court (1 Hour on Weekend)

$18.29 PKR 5,061

Cinema Ticket

$4.34 PKR 1,201

$2.57 ₹245

68.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$67.2 PKR 18.6K

$34.91 ₹3,324

92.49%

International Primary School, 1 Child (Yearly)

$1,915 PKR 529.9K

$1,036 ₹98.6K

84.88%

Jeans (Levis 501 Or Similar)

$17.61 PKR 4,873

$15.78 ₹1,503

11.60%

Summer Dress (H&M, Zara, etc)

$22.03 PKR 6,097

$19.82 ₹1,888

11.15%

Sport Shoes (Adidas, Nike)

$68.3 PKR 18.9K

$15.55 ₹1,481

339.49%

Men's Leather Business Shoes

$40.66 PKR 11.3K

$27.71 ₹2,638

46.73%

1-bedroom Apartment, City Center (Monthly)

$136 PKR 37.6K

$52.6 ₹5,007

158.73%

1-bedroom Apartment, Outside City Center (Monthly)

$82.2 PKR 22.7K

$30.96 ₹2,948

165.37%

3-bedroom Apartment, City Center (Monthly)

$392 PKR 108.5K

$135 ₹12.8K

191.10%

3-bedroom Apartment, Outside City Center (Monthly)

$207 PKR 57.2K

$94.8 ₹9,027

118.09%

Buy Apartment in City Center (m2)

$1,046 PKR 289.5K

$387 ₹36.9K

170.32%

Buy Apartment Outside City Center (m2)

$482 PKR 133.2K

Average Monthly Net Salary (After Tax)

$184 PKR 51.0K

$674 ₹64.2K

-72.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

8.33

58.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 26, 2026

Last update for Bhiwadi: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$131 26.6%

Bhiwadi

$44 16.4% 66.8% $88

Groceries & Markets

Karachi

$102 20.5%

Bhiwadi

$89 33.2% 12.8% $13

Accommodation & Living

Karachi

$82 16.6%

Bhiwadi

$31 11.6% 62.3% $51

Clothing & Footwear

Karachi

$67 13.5%

Bhiwadi

$35 13.3% 46.9% $31

Eating Out

Karachi

$62 12.5%

Bhiwadi

$56 20.9% 10% $6.2

Sport & Entertainment

Karachi

$33 6.7%

Bhiwadi

$10 3.9% 69% $23

Getting Around

Karachi

$17 3.5%

Bhiwadi

$2.1 * 0.8% 87.8% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $136 in Karachi versus $53 in Bhiwadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bhiwadi are about 3.7 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $13 in Karachi versus $10 in Bhiwadi. Monthly groceries follow the same trend: $102 vs $89 – making Bhiwadi the more affordable choice for daily food spending.

Good to know

🇵🇰 Karachi

🇮🇳 Bhiwadi

🕒 Local time

18:03 6:03 PM

18:33 6:33 PM

30 min ahead of Karachi

🌤 Weather

👥 Population

14,910,352

104,900

💱 Currency

Pakistani Rupee PKR ₨

Indian Rupee INR ₹

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.25 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 28, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 308 PKR (1,000 PKR = 3.25 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to PKR in detail →

On the map

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Between locations

Karachi Bhiwadi 1,040 km ≈ 1 h 45 min nonstop flight

From you

Karachi
Bhiwadi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Bhiwadi: Cost of Living - Frequently Asked Questions

Yes – Karachi is pricier by about 85%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $742 per month in Karachi and $400 in Bhiwadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhiwadi, especially for central apartments: a one-bedroom in the center costs $53 there versus $136 in Karachi.

A mid-range dinner for two costs $13 in Karachi and $10 in Bhiwadi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 15% more in Karachi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 covers both cities comfortably – all-in costs are $495 in Karachi and $267 in Bhiwadi, leaving budget for savings and extras in both cases.

Families tend to lean toward Bhiwadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.