Cost of Living Comparison Between Karachi and Agra Cost of Living Comparison Between Karachi and Agra

Monthly Cost of Living

Monthly costs for one person with rent: $484 in Karachi versus $410 in Agra.

Estimated couple costs with rent: $735 in Karachi versus $621 in Agra.

Monthly costs for a family of three with rent: $987 in Karachi versus $832 in Agra.

Living in Karachi is roughly 18% more expensive than in Agra, driven mainly by Eating Out.

Both cities sit below the global median: Karachi 64% lower, Agra 69% lower.

Currency
🍽 Eating Out
Karachi
Agra
Difference
Meal at Budget Restaurant
$2.06 PKR 572
$2.30 ₹221
-10.43%
Three-Course Dinner for Two, Mid-Range
$12.56 PKR 3,487
$19.57 ₹1,884
-35.82%
Fast Food Meal (McDonalds, etc)
$3.99 PKR 1,108
$4.03 ₹388
-0.99%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.93 PKR 537
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$5.27 PKR 1,463
-
-
Cappuccino
$1.81 PKR 503
$1.80 ₹173
0.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.33 PKR 92.7
$0.43 ₹41.72
-23.26%
Water (0.33 liter bottle)
$0.21 PKR 58.0
$0.14 ₹13.72
50.00%
Local Beer (0.5 liter draught)
-
$1.76 ₹170
-
Imported Beer (0.33 liter bottle)
-
$2.93 ₹282
-
🛒 Groceries & Markets
Karachi
Agra
Difference
Milk (1 liter)
$0.79 PKR 220
$0.71 ₹68.0
11.27%
White Bread (500g)
$0.58 PKR 161
$0.45 ₹43.44
28.89%
Rice (white) (1kg)
$1.18 PKR 328
$0.82 ₹78.8
43.90%
Eggs
$1.15 PKR 321
$1.07 ₹103
7.48%
Local Cheese (1kg)
$6.41 PKR 1,781
$4.48 ₹431
43.08%
Chicken Fillets (1kg)
$3.12 PKR 867
$3.54 ₹341
-11.86%
Beef Round Steak (1kg)
$5.09 PKR 1,413
-
-
Apples (1kg)
$1.03 PKR 286
$2.06 ₹198
-50.00%
Banana (1kg)
$0.60 PKR 166
$0.65 ₹62.5
-7.69%
Oranges (1kg)
$0.92 PKR 257
$0.76 ₹73.0
21.05%
Tomato (1kg)
$0.57 PKR 159
$0.52 ₹49.79
9.62%
Potato (1kg)
$0.35 PKR 98.2
$0.29 ₹28.36
20.69%
Onion (1kg)
$0.50 PKR 140
$0.39 ₹37.40
28.21%
Lettuce (1 head)
$0.36 PKR 99.8
$0.56 ₹54.2
-35.71%
Water (1.5 liter bottle)
$0.41 PKR 113
$0.32 ₹31.12
28.12%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.25 PKR 346
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$1.32 PKR 367
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.06 PKR 573
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.16 PKR 599
$3.74 ₹360
-42.25%
Wine (Bottle)
-
$8.48 ₹817
-
Local Beer (0.5 liter bottle)
-
$1.36 ₹131
-
Imported Beer (0.33 liter bottle)
-
$1.99 ₹192
-
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.12 ₹397
-
🚌 Getting Around
Karachi
Agra
Difference
One-way Ticket (Public Transport)
$0.33 PKR 92.7
$0.36 ₹35.08
-8.33%
Public Transport Monthly Pass (Regular Price)
$6.43 PKR 1,785
$11.69 ₹1,125
-45.00%
Taxi Start (Normal Tariff)
$0.74 PKR 206
$0.59 ₹57.3
25.42%
Taxi (Normal Tariff) (1km)
$0.61 PKR 170
$0.41 ₹39.73
48.78%
Taxi 1hour Waiting (Normal Tariff)
$1.74 PKR 484
$1.25 ₹121
39.20%
Gasoline (1 liter)
$0.94 PKR 261
$1.13 ₹109
-16.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.7K PKR 4.6M
$11.7K ₹1.1M
42.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K PKR 7.0M
$23.0K ₹2.2M
9.93%
🧾 Monthly Utilities & Internet
Karachi
Agra
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$134 PKR 37.3K
$64.4 ₹6,202
108.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.00 PKR 1,388
$3.22 ₹310
55.28%
Internet (50+ Mbps, Unlimited Data)
$13.28 PKR 3,689
$8.13 ₹783
63.35%
🎉 Sport & Entertainment
Karachi
Agra
Difference
Gym Membership (Monthly)
$15.87 PKR 4,406
$15.71 ₹1,512
1.02%
Tennis Court (1 Hour on Weekend)
$14.35 PKR 3,984
$5.85 ₹564
145.30%
Cinema Ticket
$4.34 PKR 1,206
$2.37 ₹228
83.12%
🧸 Childcare & Education
Karachi
Agra
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$58.8 PKR 16.3K
$41.21 ₹3,967
42.61%
International Primary School, 1 Child (Yearly)
$1,356 PKR 376.6K
$1,506 ₹145.0K
-9.92%
👕👟 Clothing & Footwear
Karachi
Agra
Difference
Jeans (Levis 501 Or Similar)
$17.71 PKR 4,919
$27.41 ₹2,639
-35.39%
Summer Dress (H&M, Zara, etc)
$25.79 PKR 7,163
$28.71 ₹2,764
-10.17%
Sport Shoes (Adidas, Nike)
$64.2 PKR 17.8K
$45.28 ₹4,359
41.85%
Men's Leather Business Shoes
$35.84 PKR 9,953
$26.52 ₹2,553
35.14%
🏠 Accommodation & Living
Karachi
Agra
Difference
1-bedroom Apartment, City Center (Monthly)
$118 PKR 32.8K
$133 ₹12.8K
-10.91%
1-bedroom Apartment, Outside City Center (Monthly)
$74.7 PKR 20.7K
$58.5 ₹5,634
27.63%
3-bedroom Apartment, City Center (Monthly)
$319 PKR 88.6K
$201 ₹19.3K
58.87%
3-bedroom Apartment, Outside City Center (Monthly)
$181 PKR 50.3K
$70.0 ₹6,739
158.77%
Buy Apartment in City Center (m2)
$932 PKR 258.7K
$1,034 ₹99.5K
-9.86%
Buy Apartment Outside City Center (m2)
$433 PKR 120.3K
$169 ₹16.3K
156.45%
💵 Salaries & Financials
Karachi
Agra
Difference
Average Monthly Net Salary (After Tax)
$177 PKR 49.1K
$285 ₹27.5K
-37.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
17.8
8.17
117.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: July 12, 2026

Last update for Agra: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $133 in Agra. Housing cost is often the main lever when comparing two cities.

Agra pays 61% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Karachi vs $20.00 in Agra for a mid-range dinner for two. Groceries echo the gap at $97.0 vs $106 per month, with Karachi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Karachi vs Agra: Cost of Living - Frequently Asked Questions
Which city is more expensive, Karachi or Agra?
Agra wins on cost – living expenses run 18% lower than in Karachi. Housing and daily spending are where you'll feel the difference most, making Agra the obvious pick if budget is a priority.
Are salaries higher in Karachi or in Agra?
On paper, salaries run 61% lower in Agra. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Karachi compared to Agra?
Rent for a central apartment: $118 in Karachi versus $133 in Agra. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Karachi or in Agra?
Shoppers in Karachi pay roughly 9% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How do dining costs compare in Karachi and in Agra?
Dining out is cheaper in Agra – a meal for two runs $20.00 versus $13.00 in Karachi. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $800/month in Karachi or in Agra?
Either city works on $800 a month, though Agra gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Karachi or Agra?
Both work as nomad bases, but Agra delivers better value – similar infrastructure at $410 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Agra hard to pass up.
Which city is more affordable for expats?
Expats usually find Agra gentler on the wallet – expenses run 18% less than in Karachi. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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