Last update: Oct 2026

Cost of Living Comparison Between Karachi and Agra

For one person, living is cheaper in Agra: $403 a month against $483 in Karachi, rent and utilities included – about $960 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Karachi
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Karachi Living Index
19

Cost of Living Index in Agra
Learn more

Agra Living Index

Jump to prices

Karachi

🇵🇰 Pakistan

$483

/mo nomad

Agra

🇮🇳 India

$403

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Agra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Agra actually costs, broken down by who's living it.

Monthly costs for one person with rent: $483 in Karachi versus $403 in Agra.

Karachi $483
Agra $403

Estimated couple costs with rent: $754 in Karachi versus $615 in Agra.

Karachi $754
Agra $615

Monthly costs for a family of three with rent: $1,025 in Karachi versus $826 in Agra.

Karachi $1,025
Agra $826

Living in Karachi is roughly 20% more expensive than in Agra, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Karachi 64% lower, Agra 70% lower.

Meal at Budget Restaurant

$2.11 PKR 585

$3.14 ₹298

-32.80%

Three-Course Dinner for Two, Mid-Range

$13.73 PKR 3,801

$15.62 ₹1,484

-12.10%

Fast Food Meal (McDonalds, etc)

$5.53 PKR 1,531

$3.67 ₹349

50.68%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.20 PKR 609

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.37 PKR 2,040

Cappuccino

$2.14 PKR 593

$2.02 ₹192

5.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$0.41 ₹39.18

-2.44%

Water (0.33 liter bottle)

$0.28 PKR 77.7

$0.14 ₹13.50

100.00%

Local Beer (0.5 liter draught)

$2.09 ₹199

Imported Beer (0.33 liter bottle)

$2.56 ₹243

Milk (1 liter)

$0.90 PKR 250

$0.71 ₹67.1

26.76%

White Bread (500g)

$0.55 PKR 153

$0.55 ₹52.6

Rice (white) (1kg)

$1.20 PKR 333

$0.74 ₹70.7

62.16%

Eggs

$1.25 PKR 346

$1.09 ₹104

14.68%

Local Cheese (1kg)

$5.96 PKR 1,650

$3.55 ₹338

67.89%

Chicken Fillets (1kg)

$3.19 PKR 883

$4.57 ₹434

-30.20%

Beef Round Steak (1kg)

$6.48 PKR 1,793

Apples (1kg)

$1.24 PKR 344

$1.59 ₹151

-22.01%

Banana (1kg)

$0.53 PKR 147

$0.59 ₹55.7

-10.17%

Oranges (1kg)

$1.03 PKR 284

$0.80 ₹76.0

28.75%

Tomato (1kg)

$0.51 PKR 142

$0.81 ₹76.5

-37.04%

Potato (1kg)

$0.31 PKR 85.1

$0.36 ₹33.96

-13.89%

Onion (1kg)

$0.31 PKR 87.1

$0.46 ₹43.69

-32.61%

Lettuce (1 head)

$0.41 PKR 113

$0.84 ₹79.9

-51.19%

Water (1.5 liter bottle)

$0.44 PKR 120

$0.28 ₹26.43

57.14%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.31 PKR 362

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 369

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.83 PKR 508

$4.90 ₹466

-62.65%

Wine (Bottle)

$7.31 ₹694

Local Beer (0.5 liter bottle)

$1.42 ₹135

Imported Beer (0.33 liter bottle)

$2.58 ₹245

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.38 ₹701

One-way Ticket (Public Transport)

$0.28 PKR 76.8

$0.31 ₹29.27

-9.68%

Public Transport Monthly Pass (Regular Price)

$9.81 PKR 2,716

$15.86 ₹1,506

-38.15%

Taxi Start (Normal Tariff)

$0.87 PKR 240

$0.30 ₹28.95

190.00%

Taxi (Normal Tariff) (1km)

$0.74 PKR 204

$0.20 ₹18.95

270.00%

Taxi 1hour Waiting (Normal Tariff)

$2.23 PKR 617

$1.25 ₹118

78.40%

Gasoline (1 liter)

$1.38 PKR 383

$1.06 ₹101

30.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.4K PKR 5.1M

$11.3K ₹1.1M

61.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K PKR 7.3M

$19.2K ₹1.8M

37.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$53.5 ₹5,084

111.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.12 PKR 1,694

$3.41 ₹324

79.47%

Internet (50+ Mbps, Unlimited Data)

$13.11 PKR 3,628

$6.49 ₹616

102.00%

Gym Membership (Monthly)

$21.78 PKR 6,029

$17.82 ₹1,692

22.22%

Tennis Court (1 Hour on Weekend)

$18.27 PKR 5,058

$12.99 ₹1,234

40.65%

Cinema Ticket

$4.26 PKR 1,179

$3.18 ₹302

33.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.1 PKR 14.4K

$34.77 ₹3,302

49.81%

International Primary School, 1 Child (Yearly)

$1,941 PKR 537.3K

$1,162 ₹110.4K

67.01%

Jeans (Levis 501 Or Similar)

$17.53 PKR 4,852

$33.29 ₹3,162

-47.34%

Summer Dress (H&M, Zara, etc)

$22.88 PKR 6,332

$19.57 ₹1,858

16.91%

Sport Shoes (Adidas, Nike)

$68.1 PKR 18.8K

$50.3 ₹4,774

35.42%

Men's Leather Business Shoes

$41.55 PKR 11.5K

$27.81 ₹2,641

49.41%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.5K

$122 ₹11.6K

-3.93%

1-bedroom Apartment, Outside City Center (Monthly)

$73.2 PKR 20.3K

$52.0 ₹4,941

40.65%

3-bedroom Apartment, City Center (Monthly)

$360 PKR 99.6K

$184 ₹17.5K

95.45%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.1K

$63.8 ₹6,060

195.24%

Buy Apartment in City Center (m2)

$1,082 PKR 299.4K

$1,035 ₹98.3K

4.52%

Buy Apartment Outside City Center (m2)

$474 PKR 131.2K

$167 ₹15.8K

184.31%

Average Monthly Net Salary (After Tax)

$182 PKR 50.4K

$297 ₹28.2K

-38.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

8.33

58.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 17, 2026

Last update for Agra: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.4%

Agra

$63 15.7% 52.1% $69

Groceries & Markets

Karachi

$102 21.1%

Agra

$108 26.8% 5.6% $5.7

Accommodation & Living

Karachi

$73 15.2%

Agra

$52 12.9% 28.9% $21

Clothing & Footwear

Karachi

$68 14%

Agra

$59 14.6% 12.7% $8.6

Eating Out

Karachi

$62 12.8%

Agra

$78 19.4% 26.3% $16

Sport & Entertainment

Karachi

$30 6.3%

Agra

$24 6% 20.3% $6.1

Getting Around

Karachi

$15 3.2%

Agra

$18 4.6% 18.9% $2.9

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $122 in Agra. Housing cost is often the main lever when comparing two cities.

Agra pays 63% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Karachi vs $16.00 in Agra for a mid-range dinner for two. Groceries echo the gap at $102 vs $108 per month, with Karachi cheaper across the board.

Good to know

🇵🇰 Karachi

🇮🇳 Agra

🕒 Local time

22:13 10:13 PM

22:43 10:43 PM

30 min ahead of Karachi

🌤 Weather

👥 Population

14,910,352

1,500,000

💱 Currency

Pakistani Rupee PKR ₨

Indian Rupee INR ₹

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 22, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Indian Rupee exchange rates as of October 22, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PKR in detail →

On the map

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Between locations

Karachi Agra 1,130 km ≈ 2 h nonstop flight

From you

Karachi
Agra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Agra: Cost of Living - Frequently Asked Questions

Agra wins on cost – living expenses run 20% lower than in Karachi. Housing and daily spending are where you'll feel the difference most, making Agra the obvious pick if budget is a priority.

On paper, salaries run 63% lower in Agra. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $118 in Karachi versus $122 in Agra. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Karachi pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Agra – a meal for two runs $16.00 versus $14.00 in Karachi. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Agra gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Agra delivers better value – similar infrastructure at $403 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Agra hard to pass up.

Expats usually find Agra gentler on the wallet – expenses run 20% less than in Karachi. Beyond cost, consider language, visa policies, and how big the international community is in each city.