Last update: Oct 2026

Cost of Living Comparison Between Toronto and Kamloops

For one person, living is cheaper in Kamloops: $2,432 a month against $2,561 in Toronto, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
118

Cost of Living Index in Kamloops
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Kamloops Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Kamloops

🇨🇦 Canada

$2,432

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Kamloops

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Kamloops actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,432 in Kamloops, rent included.

Toronto $2,561
Kamloops $2,432

A couple spends around $3,694 per month in Toronto vs $3,611 in Kamloops, rent included.

Toronto $3,694
Kamloops $3,611

A family of three spends $4,826 per month in Toronto vs $4,790 in Kamloops, rent included.

Toronto $4,826
Kamloops $4,790

Toronto costs about 5% more than Kamloops, and outside of rent the biggest gap is in transport.

Both Toronto and Kamloops sit above the global median – Toronto by 90%, Kamloops by 80%.

Meal at Budget Restaurant

$17.18 CA$24.29

$21.03 CA$29.73

-18.31%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$73.0 CA$103

4.03%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$10.29 CA$14.55

2.43%

Cappuccino

$4.02 CA$5.68

$3.87 CA$5.47

3.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.44 CA$3.45

-13.11%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.72 CA$2.43

1.74%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$6.07 CA$8.58

2.80%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$6.34 CA$8.97

11.83%

Milk (1 liter)

$2.44 CA$3.45

$2.28 CA$3.22

7.02%

White Bread (500g)

$2.68 CA$3.78

$2.41 CA$3.41

11.20%

Rice (white) (1kg)

$2.24 CA$3.17

$3.79 CA$5.35

-40.90%

Eggs

$3.56 CA$5.03

$4.17 CA$5.89

-14.63%

Local Cheese (1kg)

$9.09 CA$12.85

$8.31 CA$11.74

9.39%

Chicken Fillets (1kg)

$11.33 CA$16.01

$11.99 CA$16.95

-5.50%

Beef Round Steak (1kg)

$14.53 CA$20.55

$16.93 CA$23.93

-14.18%

Apples (1kg)

$3.62 CA$5.12

$4.22 CA$5.97

-14.22%

Banana (1kg)

$1.21 CA$1.72

$1.76 CA$2.49

-31.25%

Oranges (1kg)

$3.60 CA$5.09

$4.17 CA$5.89

-13.67%

Tomato (1kg)

$4.21 CA$5.96

$4.04 CA$5.72

4.21%

Potato (1kg)

$1.79 CA$2.53

$2.82 CA$3.99

-36.52%

Onion (1kg)

$1.59 CA$2.25

$2.29 CA$3.24

-30.57%

Lettuce (1 head)

$2.27 CA$3.21

$2.65 CA$3.74

-14.34%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.78 CA$2.52

-29.78%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$16.19 CA$22.88

-14.64%

Wine (Bottle)

$14.27 CA$20.18

$12.40 CA$17.53

15.08%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$4.74 CA$6.70

-53.59%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.74 CA$5.29

-35.03%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.53 CA$2.17

56.21%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$36.59 CA$51.7

203.17%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.49 CA$4.93

-16.62%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.93 CA$2.72

-37.82%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$12.04 CA$17.02

77.57%

Gasoline (1 liter)

$1.21 CA$1.71

$1.28 CA$1.81

-5.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$27.9K CA$39.4K

1.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$19.1K CA$27.0K

5.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$194 CA$274

-37.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$48.68 CA$68.8

-33.73%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$65.0 CA$91.9

-26.24%

Gym Membership (Monthly)

$38.48 CA$54.4

$42.51 CA$60.1

-9.48%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$26.55 CA$37.53

-13.52%

Cinema Ticket

$12.38 CA$17.50

$11.51 CA$16.27

7.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$755 CA$1,067

9.96%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$3,819 CA$5,399

504.58%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$61.4 CA$86.8

-17.40%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$56.3 CA$79.7

-28.97%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$78.9 CA$112

24.17%

Men's Leather Business Shoes

$121 CA$171

$105 CA$148

15.20%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,297 CA$1,833

22.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,178 CA$1,665

19.72%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,268 CA$3,207

17.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$2,002 CA$2,830

7.48%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$4,987 CA$7,050

59.33%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$3,795 CA$5,365

72.38%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$2,828 CA$3,998

31.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.6

-2.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Kamloops: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Kamloops

$1.2K 48.4% 16.5% $232

Groceries & Markets

Toronto

$340 13.3%

Kamloops

$384 15.8% 13% $44

Eating Out

Toronto

$278 10.9%

Kamloops

$305 12.6% 9.7% $27

Monthly Utilities & Internet

Toronto

$201 7.8%

Kamloops

$307 12.6% 53.3% $107

Clothing & Footwear

Toronto

$139 5.4%

Kamloops

$136 5.6% 2.6% $3.6

Getting Around

Toronto

$129 5.1%

Kamloops

$56 2.3% 56.8% $74

Sport & Entertainment

Toronto

$63 2.5%

Kamloops

$66 2.7% 3.7% $2.3

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $1,297 in Kamloops. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 32% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $73.0 in Kamloops. Groceries tell a different story – $340 in Toronto vs $384 in Kamloops – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇦 Kamloops

🕒 Local time

23:34 11:34 PM

20:34 8:34 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

90,280

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Toronto Kamloops 3,150 km ≈ 4 h 30 min nonstop flight

From you

Toronto
Kamloops

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Kamloops: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,561 in Toronto, $2,432 in Kamloops – roughly 5% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,648 in Kamloops. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kamloops, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $830 per month in Toronto and $755 in Kamloops. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 13% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $3,000 monthly budget goes further in Kamloops, where all-in costs run around $2,432, than in Toronto at $2,561. In Kamloops it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Kamloops – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kamloops. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.