Cost of Living Comparison Between Toronto and Kamloops Cost of Living Comparison Between Toronto and Kamloops

Monthly Cost of Living

A single person spends $2,788 per month in Toronto vs $2,498 in Kamloops, rent included.

A couple spends around $4,110 per month in Toronto vs $3,660 in Kamloops, rent included.

A family of three spends $5,432 per month in Toronto vs $4,822 in Kamloops, rent included.

Toronto costs about 12% more than Kamloops, driven mainly by Getting Around.

Both Toronto and Kamloops sit above the global median – Toronto by 109%, Kamloops by 87%.

Meal at Budget Restaurant

$18.51 CA$25.96

$21.94 CA$30.76

-15.63%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$65.5 CA$91.9

27.90%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.38

$10.93 CA$15.33

0.37%

Cappuccino

$3.99 CA$5.59

$4.19 CA$5.87

-4.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.96

$2.61 CA$3.66

-19.16%

Water (0.33 liter bottle)

$1.69 CA$2.37

$2.01 CA$2.82

-15.92%

Local Beer (0.5 liter draught)

$5.92 CA$8.30

$5.87 CA$8.23

0.85%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.08

$5.91 CA$8.29

9.64%

Milk (1 liter)

$2.71 CA$3.80

$2.77 CA$3.89

-2.17%

White Bread (500g)

$2.85 CA$4.00

$2.50 CA$3.50

14.00%

Rice (white) (1kg)

$3.56 CA$4.99

$4.54 CA$6.37

-21.59%

Eggs

$3.54 CA$4.96

$3.86 CA$5.42

-8.29%

Local Cheese (1kg)

$13.26 CA$18.59

$10.15 CA$14.24

30.64%

Chicken Fillets (1kg)

$13.05 CA$18.29

$13.25 CA$18.58

-1.51%

Beef Round Steak (1kg)

$16.77 CA$23.51

$15.32 CA$21.48

9.46%

Apples (1kg)

$4.11 CA$5.77

$4.05 CA$5.67

1.48%

Banana (1kg)

$1.14 CA$1.60

$1.69 CA$2.38

-32.54%

Oranges (1kg)

$3.40 CA$4.76

$3.99 CA$5.59

-14.79%

Tomato (1kg)

$4.02 CA$5.64

$4.08 CA$5.72

-1.47%

Potato (1kg)

$2.43 CA$3.41

$2.67 CA$3.75

-8.99%

Onion (1kg)

$2.94 CA$4.12

$2.12 CA$2.97

38.68%

Lettuce (1 head)

$2.47 CA$3.47

$2.84 CA$3.98

-13.03%

Water (1.5 liter bottle)

$1.92 CA$2.69

$1.86 CA$2.61

3.23%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.01

$16.40 CA$23.00

-8.60%

Wine (Bottle)

$14.34 CA$20.10

$12.60 CA$17.66

13.81%

Local Beer (0.5 liter bottle)

$2.71 CA$3.80

$4.46 CA$6.26

-39.24%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.38

$3.93 CA$5.51

-20.61%

One-way Ticket (Public Transport)

$2.45 CA$3.44

$1.44 CA$2.02

70.14%

Public Transport Monthly Pass (Regular Price)

$113 CA$158

$37.21 CA$52.2

203.22%

Taxi Start (Normal Tariff)

$3.63 CA$5.08

$3.90 CA$5.47

-6.92%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.88

$1.67 CA$2.34

-19.76%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.82

$12.95 CA$18.16

97.30%

Gasoline (1 liter)

$1.11 CA$1.55

$1.25 CA$1.75

-11.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.4K

$24.8K CA$34.7K

1.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.5K

$20.2K CA$28.4K

7.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$171 CA$239

-31.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.7

$49.84 CA$69.9

-24.56%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.3

$71.7 CA$100

-25.08%

Gym Membership (Monthly)

$57.1 CA$80.1

$55.4 CA$77.7

3.07%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

$28.93 CA$40.56

-27.89%

Cinema Ticket

$11.56 CA$16.20

$12.00 CA$16.82

-3.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,577

$783 CA$1,097

43.73%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$4,102 CA$5,751

349.53%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.4

$68.4 CA$95.9

-16.20%

Summer Dress (H&M, Zara, etc)

$39.05 CA$54.8

$60.5 CA$84.8

-35.40%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$82.6 CA$116

5.99%

Men's Leather Business Shoes

$114 CA$159

$116 CA$163

-2.14%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,582

$1,496 CA$2,097

23.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,146

$1,263 CA$1,771

21.21%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,101

$2,295 CA$3,217

27.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,508

$1,917 CA$2,688

30.50%

Buy Apartment in City Center (m2)

$8,725 CA$12.2K

$5,069 CA$7,107

72.13%

Buy Apartment Outside City Center (m2)

$6,867 CA$9,628

$3,824 CA$5,362

79.57%

Average Monthly Net Salary (After Tax)

$3,454 CA$4,842

$2,869 CA$4,023

20.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.69

-22.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Kamloops: July 14, 2026

Cost Breakdown

A central one-bedroom costs $1,842 in Toronto versus $1,496 in Kamloops. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $84.0 in Toronto versus $66.0 in Kamloops. Groceries tell a different story – $395 in Toronto vs $397 in Kamloops – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Kamloops: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,788 in Toronto, $2,498 in Kamloops – roughly 12% apart. Toronto costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,181 per month in Toronto and $3,747 in Kamloops. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kamloops, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,125 per month in Toronto and $783 in Kamloops. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 1% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$3,000 is a stretch for both – monthly costs hit $2,788 in Toronto and $2,498 in Kamloops. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Kamloops – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kamloops. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.