Cost of Living Comparison Between Toronto and Kamloops Cost of Living Comparison Between Toronto and Kamloops

Monthly Cost of Living

A single person spends $2,628 per month in Toronto vs $2,374 in Kamloops, rent included.

A couple spends around $3,848 per month in Toronto vs $3,591 in Kamloops, rent included.

A family of three spends $5,067 per month in Toronto vs $4,807 in Kamloops, rent included.

Toronto costs about 11% more than Kamloops, driven mainly by Getting Around.

Both Toronto and Kamloops sit above the global median – Toronto by 91%, Kamloops by 73%.

Meal at Budget Restaurant

$17.88 CA$24.85

$21.63 CA$30.06

-17.34%

Three-Course Dinner for Two, Mid-Range

$87.9 CA$122

$76.6 CA$106

14.68%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.19

$10.65 CA$14.79

2.63%

Cappuccino

$4.06 CA$5.64

$3.81 CA$5.30

6.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.03

$2.50 CA$3.47

-12.80%

Water (0.33 liter bottle)

$1.70 CA$2.36

$1.74 CA$2.42

-2.30%

Local Beer (0.5 liter draught)

$6.69 CA$9.29

$6.03 CA$8.37

10.95%

Imported Beer (0.33 liter bottle)

$7.35 CA$10.21

$6.35 CA$8.82

15.75%

Milk (1 liter)

$2.78 CA$3.86

$2.34 CA$3.25

18.80%

White Bread (500g)

$2.89 CA$4.02

$2.40 CA$3.33

20.42%

Rice (white) (1kg)

$2.56 CA$3.56

$3.95 CA$5.49

-35.19%

Eggs

$3.79 CA$5.26

$4.25 CA$5.90

-10.82%

Local Cheese (1kg)

$10.17 CA$14.13

$8.88 CA$12.35

14.53%

Chicken Fillets (1kg)

$11.95 CA$16.60

$12.22 CA$16.98

-2.21%

Beef Round Steak (1kg)

$16.12 CA$22.40

$17.73 CA$24.64

-9.08%

Apples (1kg)

$3.89 CA$5.41

$4.34 CA$6.03

-10.37%

Banana (1kg)

$1.27 CA$1.77

$1.78 CA$2.47

-28.65%

Oranges (1kg)

$3.88 CA$5.39

$4.19 CA$5.82

-7.40%

Tomato (1kg)

$4.33 CA$6.02

$4.21 CA$5.85

2.85%

Potato (1kg)

$1.83 CA$2.54

$3.05 CA$4.23

-40.00%

Onion (1kg)

$1.50 CA$2.08

$2.36 CA$3.27

-36.44%

Lettuce (1 head)

$2.28 CA$3.16

$2.64 CA$3.67

-13.64%

Water (1.5 liter bottle)

$1.44 CA$2.00

$1.86 CA$2.59

-22.58%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 CA$19.73

$16.31 CA$22.66

-12.94%

Wine (Bottle)

$14.24 CA$19.79

$13.22 CA$18.37

7.72%

Local Beer (0.5 liter bottle)

$2.25 CA$3.12

$4.93 CA$6.84

-54.36%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.52

$3.96 CA$5.50

-36.11%

One-way Ticket (Public Transport)

$2.47 CA$3.43

$1.61 CA$2.23

53.42%

Public Transport Monthly Pass (Regular Price)

$112 CA$156

$37.19 CA$51.7

201.05%

Taxi Start (Normal Tariff)

$3.05 CA$4.24

$2.96 CA$4.11

3.04%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.72

$1.72 CA$2.39

-27.91%

Taxi 1hour Waiting (Normal Tariff)

$22.44 CA$31.18

$12.88 CA$17.89

74.22%

Gasoline (1 liter)

$1.24 CA$1.72

$1.26 CA$1.75

-1.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$38.2K

$28.6K CA$39.8K

-3.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.4K

$19.8K CA$27.5K

6.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$177

$204 CA$283

-37.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.79 CA$46.95

$49.49 CA$68.8

-31.72%

Internet (50+ Mbps, Unlimited Data)

$49.25 CA$68.4

$67.6 CA$93.9

-27.16%

Gym Membership (Monthly)

$40.93 CA$56.9

$42.64 CA$59.3

-4.01%

Tennis Court (1 Hour on Weekend)

$24.62 CA$34.21

$28.08 CA$39.01

-12.32%

Cinema Ticket

$13.16 CA$18.29

$12.03 CA$16.72

9.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 CA$1,101

$780 CA$1,084

1.56%

International Primary School, 1 Child (Yearly)

$24.1K CA$33.5K

$3,898 CA$5,417

519.02%

Jeans (Levis 501 Or Similar)

$54.5 CA$75.8

$62.7 CA$87.2

-13.07%

Summer Dress (H&M, Zara, etc)

$43.11 CA$59.9

$58.1 CA$80.7

-25.77%

Sport Shoes (Adidas, Nike)

$102 CA$141

$81.5 CA$113

24.49%

Men's Leather Business Shoes

$123 CA$171

$105 CA$146

16.94%

1-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,297

$1,356 CA$1,884

21.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 CA$2,017

$1,123 CA$1,561

29.23%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,744

$2,191 CA$3,045

22.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 CA$2,987

$1,849 CA$2,569

16.26%

Buy Apartment in City Center (m2)

$8,347 CA$11.6K

$5,251 CA$7,297

58.95%

Buy Apartment Outside City Center (m2)

$6,816 CA$9,471

$3,790 CA$5,267

79.82%

Average Monthly Net Salary (After Tax)

$3,614 CA$5,022

$2,934 CA$4,077

23.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

4.6

-2.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: August 30, 2026

Last update for Kamloops: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,653 in Toronto versus $1,356 in Kamloops. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88.0 in Toronto versus $77.0 in Kamloops. Groceries tell a different story – $365 in Toronto vs $397 in Kamloops – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Kamloops: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,628 in Toronto, $2,374 in Kamloops – roughly 11% apart. Toronto costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $3,942 per month in Toronto and $3,561 in Kamloops. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kamloops, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $792 per month in Toronto and $780 in Kamloops. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 9% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $3,000 monthly budget goes further in Kamloops, where all-in costs run around $2,374, than in Toronto at $2,628. In Kamloops it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Kamloops – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kamloops. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.