Cost of Living Comparison Between Toronto and Kamloops Cost of Living Comparison Between Toronto and Kamloops

Monthly Cost of Living

A single person spends $2,811 per month in Toronto vs $2,536 in Kamloops, rent included.

A couple spends around $4,130 per month in Toronto vs $3,623 in Kamloops, rent included.

A family of three spends $5,449 per month in Toronto vs $4,711 in Kamloops, rent included.

Toronto costs about 11% more than Kamloops, driven mainly by Getting Around.

Both Toronto and Kamloops sit above the global median – Toronto by 110%, Kamloops by 89%.

Meal at Budget Restaurant

$18.71 CA$25.99

$22.20 CA$30.85

-15.72%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$66.4 CA$92.2

23.38%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.04

$10.89 CA$15.13

-0.55%

Cappuccino

$3.89 CA$5.40

$4.30 CA$5.98

-9.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$2.60 CA$3.62

-14.62%

Water (0.33 liter bottle)

$1.65 CA$2.29

$2.02 CA$2.80

-18.32%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$6.04 CA$8.39

0.17%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$6.00 CA$8.33

9.67%

Milk (1 liter)

$2.73 CA$3.79

$2.81 CA$3.90

-2.85%

White Bread (500g)

$2.72 CA$3.77

$2.52 CA$3.50

7.94%

Rice (white) (1kg)

$3.54 CA$4.91

$4.64 CA$6.45

-23.71%

Eggs

$3.50 CA$4.86

$3.79 CA$5.26

-7.65%

Local Cheese (1kg)

$13.53 CA$18.80

$10.36 CA$14.39

30.60%

Chicken Fillets (1kg)

$13.09 CA$18.19

$13.29 CA$18.46

-1.50%

Beef Round Steak (1kg)

$16.96 CA$23.57

$15.62 CA$21.70

8.58%

Apples (1kg)

$4.16 CA$5.78

Banana (1kg)

$1.18 CA$1.64

$1.68 CA$2.33

-29.76%

Oranges (1kg)

$3.25 CA$4.51

$4.00 CA$5.56

-18.75%

Tomato (1kg)

$4.12 CA$5.72

$3.93 CA$5.46

4.83%

Potato (1kg)

$2.50 CA$3.48

$2.75 CA$3.82

-9.09%

Onion (1kg)

$2.88 CA$4.00

$2.21 CA$3.07

30.32%

Lettuce (1 head)

$2.35 CA$3.26

$2.82 CA$3.91

-16.67%

Water (1.5 liter bottle)

$2.00 CA$2.78

$1.82 CA$2.53

9.89%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.26

$16.35 CA$22.71

-10.83%

Wine (Bottle)

$14.18 CA$19.70

$13.27 CA$18.44

6.86%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$4.45 CA$6.18

-37.08%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.52

$3.72 CA$5.17

-12.63%

One-way Ticket (Public Transport)

$2.40 CA$3.33

$1.51 CA$2.10

58.94%

Public Transport Monthly Pass (Regular Price)

$114 CA$158

$36.55 CA$50.8

212.04%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$3.82 CA$5.30

-1.57%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$1.62 CA$2.26

-12.96%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.47

$12.73 CA$17.68

100.55%

Gasoline (1 liter)

$1.10 CA$1.53

$1.28 CA$1.78

-14.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

$25.1K CA$34.8K

0.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$20.1K CA$28.0K

4.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$174 CA$242

-31.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$50.5 CA$70.2

-25.72%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.7

$72.3 CA$100

-24.55%

Gym Membership (Monthly)

$55.5 CA$77.1

$55.3 CA$76.8

0.43%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.39

$29.91 CA$41.56

-29.29%

Cinema Ticket

$11.56 CA$16.06

$11.97 CA$16.63

-3.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,569

$786 CA$1,092

43.75%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$4,070 CA$5,654

341.65%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.1

$69.2 CA$96.1

-17.67%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.5

$61.0 CA$84.8

-34.50%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$83.0 CA$115

8.03%

Men's Leather Business Shoes

$114 CA$159

$117 CA$162

-2.31%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,570

$1,492 CA$2,073

23.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,167

$1,233 CA$1,713

26.46%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,065

$2,264 CA$3,145

29.24%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,432

$1,924 CA$2,673

28.37%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$5,215 CA$7,245

74.22%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,775

$3,829 CA$5,320

83.74%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,963

$3,057 CA$4,248

16.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.69

-22.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Kamloops: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,849 in Toronto versus $1,492 in Kamloops. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in Toronto versus $66.0 in Kamloops. Groceries tell a different story – $396 in Toronto vs $400 in Kamloops – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Kamloops: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,811 in Toronto, $2,536 in Kamloops – roughly 11% apart. Toronto costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,216 per month in Toronto and $3,804 in Kamloops. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kamloops, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,129 per month in Toronto and $786 in Kamloops. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 1% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$3,000 is a stretch for both – monthly costs hit $2,811 in Toronto and $2,536 in Kamloops. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Kamloops – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kamloops. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.