Last update: Nov 2026

Cost of Living Comparison Between Kalyani and Singapore

For one person, living is cheaper in Kalyani: $319 a month against $3,594 in Singapore, rent and utilities included – about $39,300 less a year. Rent and utilities account for most of the difference.

15

Cost of Living Index in Kalyani
Learn more

Kalyani Living Index
171

Cost of Living Index in Singapore
Learn more

Singapore Living Index

Jump to prices

Kalyani

🇮🇳 India

$319

/mo nomad

Singapore

🇸🇬 Singapore

$3,594

/mo nomad

Monthly Cost of Living

How much you'll spend in Kalyani and in Singapore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kalyani and in Singapore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $319 in Kalyani versus $3,594 in Singapore.

Kalyani $319
Singapore $3,594

Estimated couple costs with rent: $500 in Kalyani versus $5,314 in Singapore.

Kalyani $500
Singapore $5,314

Monthly costs for a family of three with rent: $681 in Kalyani versus $7,033 in Singapore.

Kalyani $681
Singapore $7,033

Living in Kalyani costs roughly 91% less than in Singapore, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Kalyani is 76% below, Singapore is 166% above.

Meal at Budget Restaurant

$2.15 ₹203

$11.58 SGD 14.78

-81.43%

Three-Course Dinner for Two, Mid-Range

$14.13 ₹1,335

$70.7 SGD 90.2

-80.00%

Fast Food Meal (McDonalds, etc)

$4.28 ₹404

$8.46 SGD 10.80

-49.41%

Cappuccino

$1.70 ₹161

$5.18 SGD 6.62

-67.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₹42.43

$1.84 SGD 2.35

-75.54%

Water (0.33 liter bottle)

$0.13 ₹11.91

$1.23 SGD 1.57

-89.43%

Local Beer (0.5 liter draught)

$1.95 ₹184

$9.50 SGD 12.13

-79.47%

Imported Beer (0.33 liter bottle)

$3.14 ₹296

$9.86 SGD 12.59

-68.15%

Milk (1 liter)

$0.66 ₹62.0

$3.02 SGD 3.86

-78.15%

White Bread (500g)

$0.49 ₹46.66

$2.67 SGD 3.41

-81.65%

Rice (white) (1kg)

$0.54 ₹50.6

$2.77 SGD 3.53

-80.51%

Eggs

$0.94 ₹88.7

$3.72 SGD 4.75

-74.73%

Local Cheese (1kg)

$6.29 ₹594

$21.01 SGD 26.82

-70.06%

Chicken Fillets (1kg)

$2.50 ₹236

$9.95 SGD 12.70

-74.87%

Beef Round Steak (1kg)

$25.13 SGD 32.08

Apples (1kg)

$2.43 ₹230

$4.59 SGD 5.86

-47.06%

Banana (1kg)

$0.52 ₹48.72

$3.09 SGD 3.95

-83.17%

Oranges (1kg)

$0.65 ₹61.7

$4.64 SGD 5.93

-85.99%

Tomato (1kg)

$0.60 ₹57.0

$2.18 SGD 2.78

-72.48%

Potato (1kg)

$0.28 ₹26.14

$2.33 SGD 2.98

-87.98%

Onion (1kg)

$0.40 ₹37.71

$2.31 SGD 2.95

-82.68%

Lettuce (1 head)

$0.32 ₹30.32

$1.86 SGD 2.38

-82.80%

Water (1.5 liter bottle)

$0.25 ₹23.40

$1.55 SGD 1.97

-83.87%

Cigarettes 20 Pack (Marlboro, Camel)

$3.64 ₹344

$14.11 SGD 18.01

-74.20%

Wine (Bottle)

$7.77 ₹734

$23.24 SGD 29.67

-66.57%

Local Beer (0.5 liter bottle)

$1.50 ₹142

$4.73 SGD 6.04

-68.29%

Imported Beer (0.33 liter bottle)

$2.91 ₹275

$4.79 SGD 6.12

-39.25%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.10 ₹671

One-way Ticket (Public Transport)

$0.14 ₹13.35

$1.53 SGD 1.95

-90.85%

Public Transport Monthly Pass (Regular Price)

$2.58 ₹244

$96.5 SGD 123

-97.33%

Taxi Start (Normal Tariff)

$0.60 ₹56.6

$3.58 SGD 4.58

-83.24%

Taxi (Normal Tariff) (1km)

$0.11 ₹10.82

$0.76 SGD 0.97

-85.53%

Taxi 1hour Waiting (Normal Tariff)

$1.67 ₹158

$16.98 SGD 21.67

-90.16%

Gasoline (1 liter)

$1.13 ₹106

$2.46 SGD 3.13

-54.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.1K ₹1.2M

$159.4K SGD 203.5K

-91.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K ₹2.1M

$155.7K SGD 198.8K

-85.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.2 ₹4,926

$168 SGD 214

-68.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.18 ₹300

$12.24 SGD 15.62

-74.02%

Internet (50+ Mbps, Unlimited Data)

$4.45 ₹421

$28.18 SGD 35.98

-84.21%

Gym Membership (Monthly)

$8.86 ₹837

$111 SGD 141

-91.99%

Tennis Court (1 Hour on Weekend)

$11.60 SGD 14.81

Cinema Ticket

$2.44 ₹230

$12.24 SGD 15.63

-80.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$19.64 ₹1,855

$1,899 SGD 2,424

-98.97%

International Primary School, 1 Child (Yearly)

$792 ₹74.8K

$39.1K SGD 49.9K

-97.98%

Jeans (Levis 501 Or Similar)

$15.42 ₹1,457

$79.6 SGD 102

-80.64%

Summer Dress (H&M, Zara, etc)

$26.02 ₹2,458

$50.7 SGD 64.7

-48.67%

Sport Shoes (Adidas, Nike)

$34.19 ₹3,230

$112 SGD 142

-69.36%

Men's Leather Business Shoes

$28.29 ₹2,672

$125 SGD 159

-77.28%

1-bedroom Apartment, City Center (Monthly)

$50.1 ₹4,736

$3,191 SGD 4,074

-98.43%

1-bedroom Apartment, Outside City Center (Monthly)

$20.78 ₹1,963

$2,257 SGD 2,881

-99.08%

3-bedroom Apartment, City Center (Monthly)

$147 ₹13.9K

$6,173 SGD 7,881

-97.62%

3-bedroom Apartment, Outside City Center (Monthly)

$48.12 ₹4,546

$4,035 SGD 5,151

-98.81%

Buy Apartment in City Center (m2)

$23.6K SGD 30.1K

Buy Apartment Outside City Center (m2)

$16.5K SGD 21.1K

Average Monthly Net Salary (After Tax)

$300 ₹28.4K

$4,526 SGD 5,778

-93.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

2.44

207.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalyani: November 1, 2026

Last update for Singapore: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kalyani

$104 32.8%

Singapore

$459 12.8% 340% $355

Eating Out

Kalyani

$69 21.6%

Singapore

$260 7.2% 278% $191

Monthly Utilities & Internet

Kalyani

$60 18.8%

Singapore

$208 5.8% 249% $149

Clothing & Footwear

Kalyani

$47 14.7%

Singapore

$165 4.6% 253% $118

Accommodation & Living

Kalyani

$21 6.5%

Singapore

$2.3K 62.8% 10761% $2.2K

Sport & Entertainment

Kalyani

$14 4.3%

Singapore

$135 3.8% 883% $121

Getting Around

Kalyani

$4.3 1.4%

Singapore

$110 3.1% 2445% $106

Cost Breakdown

A one-bedroom apartment in the center runs $50 in Kalyani and $3,191 in Singapore. Housing cost is often the main lever when comparing two cities.

Singapore pays about 15 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $14 in Kalyani vs $71 in Singapore for a mid-range dinner for two. Groceries echo the gap at $104 vs $459 per month, with Kalyani cheaper across the board.

Good to know

🇮🇳 Kalyani

🇸🇬 Singapore

🕒 Local time

07:40 7:40 AM

10:10 10:10 AM

2 h 30 min ahead of Kalyani

🌤 Weather

👥 Population

100,600

5,535,002 Capital

💱 Currency

Indian Rupee INR ₹

Singapore Dollar SGD $

📈 Exchange rate

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

1 SGD = 0.783 USD

1 SGD = 0.698 EUR

Exchange rates and currency converter

SGD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Singapore Dollar exchange rates as of November 6, 2026: 1 USD = 1.28 SGD (1 SGD = 0.783 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Kalyani Singapore 2,930 km ≈ 4 h 15 min nonstop flight

From you

Kalyani
Singapore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kalyani vs Singapore: Cost of Living - Frequently Asked Questions

Kalyani is about 91% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 93% lower in Kalyani. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $50 in Kalyani versus $3,191 in Singapore. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kalyani – a meal for two runs $14 versus $71 in Singapore. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $319 per month in Kalyani versus $3,594 in Singapore – Kalyani is about 91% cheaper, which adds up to real savings over time.

At $319 in Kalyani versus $3,594 in Singapore, a $1,000 budget is realistic in Kalyani but tight or insufficient in Singapore. The gap between the two cities makes Kalyani the clear choice for anyone on this budget.

For families, Kalyani is more practical. Housing and childcare are both notably cheaper than in Singapore, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kalyani and Singapore are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Kalyani gentler on the wallet – expenses run 91% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.