Last update: Nov 2026

Cost of Living Comparison Between Singapore and Kalyani

For one person, living is cheaper in Kalyani: $319 a month against $3,594 in Singapore, rent and utilities included – about $39,300 less a year. Rent and utilities account for most of the difference.

171

Cost of Living Index in Singapore
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Singapore Living Index
15

Cost of Living Index in Kalyani
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Kalyani Living Index

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Singapore

🇸🇬 Singapore

$3,594

/mo nomad

Kalyani

🇮🇳 India

$319

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Kalyani

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Kalyani actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,594 in Singapore versus $319 in Kalyani.

Singapore $3,594
Kalyani $319

Estimated couple costs with rent: $5,314 in Singapore versus $500 in Kalyani.

Singapore $5,314
Kalyani $500

Monthly costs for a family of three with rent: $7,033 in Singapore versus $681 in Kalyani.

Singapore $7,033
Kalyani $681

Living in Singapore is roughly 1028% more expensive than in Kalyani, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Singapore is 166% above, Kalyani is 76% below.

Meal at Budget Restaurant

$11.58 SGD 14.84

$2.15 ₹202

438.60%

Three-Course Dinner for Two, Mid-Range

$70.7 SGD 90.5

$14.13 ₹1,327

400.00%

Fast Food Meal (McDonalds, etc)

$8.46 SGD 10.84

$4.28 ₹402

97.66%

Cappuccino

$5.18 SGD 6.64

$1.70 ₹160

204.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 SGD 2.36

$0.45 ₹42.17

308.89%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$0.13 ₹11.83

846.15%

Local Beer (0.5 liter draught)

$9.50 SGD 12.17

$1.95 ₹183

387.18%

Imported Beer (0.33 liter bottle)

$9.86 SGD 12.63

$3.14 ₹295

214.01%

Milk (1 liter)

$3.02 SGD 3.87

$0.66 ₹61.6

357.58%

White Bread (500g)

$2.67 SGD 3.42

$0.49 ₹46.38

444.90%

Rice (white) (1kg)

$2.77 SGD 3.54

$0.54 ₹50.3

412.96%

Eggs

$3.72 SGD 4.77

$0.94 ₹88.2

295.74%

Local Cheese (1kg)

$21.01 SGD 26.92

$6.29 ₹591

234.02%

Chicken Fillets (1kg)

$9.95 SGD 12.75

$2.50 ₹235

298.00%

Beef Round Steak (1kg)

$25.13 SGD 32.20

Apples (1kg)

$4.59 SGD 5.88

$2.43 ₹228

88.89%

Banana (1kg)

$3.09 SGD 3.96

$0.52 ₹48.42

494.23%

Oranges (1kg)

$4.64 SGD 5.95

$0.65 ₹61.3

613.85%

Tomato (1kg)

$2.18 SGD 2.79

$0.60 ₹56.6

263.33%

Potato (1kg)

$2.33 SGD 2.99

$0.28 ₹25.98

732.14%

Onion (1kg)

$2.31 SGD 2.96

$0.40 ₹37.48

477.50%

Lettuce (1 head)

$1.86 SGD 2.39

$0.32 ₹30.14

481.25%

Water (1.5 liter bottle)

$1.55 SGD 1.98

$0.25 ₹23.26

520.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 SGD 18.08

$3.64 ₹341

287.64%

Wine (Bottle)

$23.24 SGD 29.78

$7.77 ₹729

199.10%

Local Beer (0.5 liter bottle)

$4.73 SGD 6.06

$1.50 ₹141

215.33%

Imported Beer (0.33 liter bottle)

$4.79 SGD 6.14

$2.91 ₹273

64.60%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.10 ₹667

One-way Ticket (Public Transport)

$1.53 SGD 1.96

$0.14 ₹13.27

992.86%

Public Transport Monthly Pass (Regular Price)

$96.5 SGD 124

$2.58 ₹242

3638.76%

Taxi Start (Normal Tariff)

$3.58 SGD 4.59

$0.60 ₹56.3

496.67%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$0.11 ₹10.76

590.91%

Taxi 1hour Waiting (Normal Tariff)

$16.98 SGD 21.75

$1.67 ₹157

916.77%

Gasoline (1 liter)

$2.46 SGD 3.15

$1.13 ₹106

117.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$159.4K SGD 204.2K

$13.1K ₹1.2M

1113.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$155.7K SGD 199.5K

$22.6K ₹2.1M

588.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 SGD 215

$52.2 ₹4,897

222.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.24 SGD 15.68

$3.18 ₹299

284.91%

Internet (50+ Mbps, Unlimited Data)

$28.18 SGD 36.11

$4.45 ₹418

533.26%

Gym Membership (Monthly)

$111 SGD 142

$8.86 ₹832

1148.53%

Tennis Court (1 Hour on Weekend)

$11.60 SGD 14.86

Cinema Ticket

$12.24 SGD 15.68

$2.44 ₹229

401.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,899 SGD 2,433

$19.64 ₹1,844

9567.62%

International Primary School, 1 Child (Yearly)

$39.1K SGD 50.1K

$792 ₹74.4K

4838.35%

Jeans (Levis 501 Or Similar)

$79.6 SGD 102

$15.42 ₹1,448

416.47%

Summer Dress (H&M, Zara, etc)

$50.7 SGD 65.0

$26.02 ₹2,443

94.81%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$34.19 ₹3,211

226.41%

Men's Leather Business Shoes

$125 SGD 160

$28.29 ₹2,656

340.23%

1-bedroom Apartment, City Center (Monthly)

$3,191 SGD 4,089

$50.1 ₹4,707

6266.07%

1-bedroom Apartment, Outside City Center (Monthly)

$2,257 SGD 2,892

$20.78 ₹1,952

10761.31%

3-bedroom Apartment, City Center (Monthly)

$6,173 SGD 7,910

$147 ₹13.8K

4096.19%

3-bedroom Apartment, Outside City Center (Monthly)

$4,035 SGD 5,170

$48.12 ₹4,518

8285.20%

Buy Apartment in City Center (m2)

$23.6K SGD 30.2K

Buy Apartment Outside City Center (m2)

$16.5K SGD 21.2K

Average Monthly Net Salary (After Tax)

$4,526 SGD 5,799

$300 ₹28.2K

1407.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

7.5

-67.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: November 2, 2026

Last update for Kalyani: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.3K 62.8%

Kalyani

$21 6.5% 99.1% $2.2K

Groceries & Markets

Singapore

$459 12.8%

Kalyani

$104 32.8% 77.3% $355

Eating Out

Singapore

$260 7.2%

Kalyani

$69 21.6% 73.5% $191

Monthly Utilities & Internet

Singapore

$208 5.8%

Kalyani

$60 18.8% 71.3% $149

Clothing & Footwear

Singapore

$165 4.6%

Kalyani

$47 14.7% 71.6% $118

Sport & Entertainment

Singapore

$135 3.8%

Kalyani

$14 4.3% 89.8% $121

Getting Around

Singapore

$110 3.1%

Kalyani

$4.3 1.4% 96.1% $106

Cost Breakdown

A one-bedroom apartment in the center runs $3,191 in Singapore and $50 in Kalyani. Housing cost is often the main lever when comparing two cities.

Singapore pays about 15 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $71 in Singapore vs $14 in Kalyani for a mid-range dinner for two. Groceries echo the gap at $459 vs $104 per month, with Kalyani cheaper across the board.

Good to know

🇸🇬 Singapore

🇮🇳 Kalyani

🕒 Local time

08:01 8:01 AM

05:31 5:31 AM

2 h 30 min behind Singapore

🌤 Weather

👥 Population

5,535,002 Capital

100,600

💱 Currency

Singapore Dollar SGD $

Indian Rupee INR ₹

📈 Exchange rate

1 SGD = 0.78 USD

1 SGD = 0.698 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of November 7, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

Indian Rupee exchange rates as of November 7, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Kalyani 2,930 km ≈ 4 h 15 min nonstop flight

From you

Singapore
Kalyani

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Kalyani: Cost of Living - Frequently Asked Questions

Kalyani is about 91% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Singapore is about 15 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,191 in Singapore versus $50 in Kalyani. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kalyani – a meal for two runs $14 versus $71 in Singapore. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $3,594 per month in Singapore versus $319 in Kalyani – Kalyani is about 91% cheaper, which adds up to real savings over time.

At $319 in Kalyani versus $3,594 in Singapore, a $1,000 budget is realistic in Kalyani but tight or insufficient in Singapore. The gap between the two cities makes Kalyani the clear choice for anyone on this budget.

For families, Kalyani is more practical. Housing and childcare are both notably cheaper than in Singapore, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Singapore and Kalyani are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Kalyani gentler on the wallet – expenses run 91% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.