Cost of Living Comparison Between Kalamata and Ubud, Bali Cost of Living Comparison Between Kalamata and Ubud, Bali

Monthly Cost of Living

A single person spends $1,485 per month in Kalamata vs $1,419 in Ubud, Bali, rent included.

A couple spends around $2,270 per month in Kalamata vs $2,540 in Ubud, Bali, rent included.

A family of three spends $3,054 per month in Kalamata vs $3,660 in Ubud, Bali, rent included.

Kalamata costs about 5% more than Ubud, Bali, driven mainly by Eating Out.

Both Kalamata and Ubud, Bali sit above the global median – Kalamata by 11%, Ubud, Bali by 6%.

Currency
🍽 Eating Out
Kalamata
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.70 €15.22
$3.56 Rp 63.7K
397.19%
Three-Course Dinner for Two, Mid-Range
$54.7 €47.09
$32.73 Rp 584.5K
67.25%
Fast Food Meal (McDonalds, etc)
$8.28 €7.12
$4.95 Rp 88.4K
67.27%
Cappuccino
$4.13 €3.55
$2.71 Rp 48.4K
52.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.07 €1.78
$1.34 Rp 24.0K
54.48%
Water (0.33 liter bottle)
$0.67 €0.57
$0.70 Rp 12.5K
-4.29%
Local Beer (0.5 liter draught)
$4.49 €3.87
$2.92 Rp 52.1K
53.77%
Imported Beer (0.33 liter bottle)
$5.78 €4.97
$3.96 Rp 70.7K
45.96%
🛒 Groceries & Markets
Kalamata
Ubud, Bali
Difference
Milk (1 liter)
$1.60 €1.38
$1.81 Rp 32.3K
-11.60%
White Bread (500g)
$1.38 €1.19
$2.52 Rp 45.0K
-45.24%
Rice (white) (1kg)
$2.76 €2.37
$1.16 Rp 20.7K
137.93%
Eggs
$4.97 €4.28
$2.46 Rp 43.9K
102.03%
Local Cheese (1kg)
$12.37 €10.64
$14.71 Rp 262.7K
-15.91%
Chicken Fillets (1kg)
$9.82 €8.45
$4.32 Rp 77.1K
127.31%
Beef Round Steak (1kg)
$13.76 €11.84
$12.14 Rp 216.7K
13.34%
Apples (1kg)
$2.18 €1.88
$3.84 Rp 68.6K
-43.23%
Banana (1kg)
$2.07 €1.78
$1.56 Rp 27.8K
32.69%
Oranges (1kg)
$1.34 €1.15
$2.83 Rp 50.6K
-52.65%
Tomato (1kg)
$1.99 €1.71
$2.33 Rp 41.5K
-14.59%
Potato (1kg)
$1.13 €0.98
$1.91 Rp 34.2K
-40.84%
Onion (1kg)
$1.01 €0.87
$2.20 Rp 39.3K
-54.09%
Lettuce (1 head)
$1.28 €1.10
$1.01 Rp 18.1K
26.73%
Water (1.5 liter bottle)
$1.05 €0.90
$0.78 Rp 13.8K
34.62%
Cigarettes 20 Pack (Marlboro, Camel)
$5.80 €4.99
$3.32 Rp 59.2K
74.70%
Wine (Bottle)
$11.41 €9.82
$23.74 Rp 423.9K
-51.94%
Local Beer (0.5 liter bottle)
$2.11 €1.82
$2.79 Rp 49.8K
-24.37%
Imported Beer (0.33 liter bottle)
$2.28 €1.96
$2.86 Rp 51.1K
-20.28%
🚌 Getting Around
Kalamata
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.33 €2.00
$0.27 Rp 4,800
762.96%
Public Transport Monthly Pass (Regular Price)
$47.17 €40.58
$8.03 Rp 143.4K
487.42%
Taxi Start (Normal Tariff)
$4.67 €4.02
$0.46 Rp 8,150
915.22%
Taxi (Normal Tariff) (1km)
-
$0.45 Rp 8,037
-
Taxi 1hour Waiting (Normal Tariff)
$17.58 €15.12
$6.10 Rp 108.9K
188.20%
Gasoline (1 liter)
$2.05 €1.77
$0.79 Rp 14.2K
159.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4K €24.4K
$26.1K Rp 467.0M
8.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.0K €25.8K
$32.1K Rp 573.6M
-6.62%
🧾 Monthly Utilities & Internet
Kalamata
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$215 €185
$79.9 Rp 1.4M
169.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.34 €22.65
$4.06 Rp 72.6K
548.77%
Internet (50+ Mbps, Unlimited Data)
$35.77 €30.77
$23.52 Rp 420.0K
52.08%
🎉 Sport & Entertainment
Kalamata
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.14 €42.27
$98.7 Rp 1.8M
-50.21%
Tennis Court (1 Hour on Weekend)
$25.83 €22.22
$6.63 Rp 118.4K
289.59%
Cinema Ticket
$10.55 €9.07
$4.15 Rp 74.1K
154.22%
🧸 Childcare & Education
Kalamata
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$379 €326
$304 Rp 5.4M
24.70%
International Primary School, 1 Child (Yearly)
$4,617 €3,972
$6,613 Rp 118.1M
-30.18%
👕👟 Clothing & Footwear
Kalamata
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$93.2 €80.1
$55.5 Rp 991.8K
67.73%
Summer Dress (H&M, Zara, etc)
$46.66 €40.14
$38.31 Rp 684.1K
21.80%
Sport Shoes (Adidas, Nike)
$99.3 €85.4
$88.6 Rp 1.6M
12.09%
Men's Leather Business Shoes
$122 €105
$77.9 Rp 1.4M
56.23%
🏠 Accommodation & Living
Kalamata
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$498 €429
$1,006 Rp 18.0M
-50.49%
1-bedroom Apartment, Outside City Center (Monthly)
$398 €342
$675 Rp 12.1M
-41.10%
3-bedroom Apartment, City Center (Monthly)
$726 €625
$3,442 Rp 61.5M
-78.89%
3-bedroom Apartment, Outside City Center (Monthly)
$629 €541
$2,039 Rp 36.4M
-69.18%
Buy Apartment in City Center (m2)
$2,847 €2,449
$2,841 Rp 50.7M
0.19%
Buy Apartment Outside City Center (m2)
$2,517 €2,165
$2,264 Rp 40.4M
11.18%
💵 Salaries & Financials
Kalamata
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$971 €835
$165 Rp 3.0M
487.75%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.99
13.28
-62.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalamata: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $498 in Kalamata versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 488% higher in Kalamata, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $55.0 in Kalamata versus $33.00 in Ubud, Bali. Groceries tell a different story – $288 in Kalamata vs $302 in Ubud, Bali – so Kalamata wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kalamata vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Kalamata and Ubud, Bali compare overall?
Monthly costs with rent: $1,485 in Kalamata, $1,419 in Ubud, Bali – roughly 5% apart. Kalamata costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Kalamata compared to Ubud, Bali?
For a comfortable life, plan on about $2,228 per month in Kalamata and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Kalamata and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Kalamata and Ubud, Bali?
Public transport costs about 487% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Kalamata and Ubud, Bali?
Kindergarten costs $379 per month in Kalamata and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Kalamata at $1,485. In Ubud, Bali it covers expenses comfortably, while in Kalamata it requires careful planning or may not stretch far enough.
How does quality of life compare between Kalamata and Ubud, Bali?
It depends on your priorities. Kalamata has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $1,485 in Kalamata. Climate, culture, job market, and personal taste all factor in.
Is Kalamata or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Kalamata and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kalamata makes more sense. Both are solid long-term options with distinct trade-offs.

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