Cost of Living Comparison Between Ubud, Bali and Kalamata Cost of Living Comparison Between Ubud, Bali and Kalamata

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,485 in Kalamata, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,270 in Kalamata, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $3,054 in Kalamata, rent included.

Ubud, Bali is about 4% cheaper than Kalamata, driven mainly by Eating Out.

Both Ubud, Bali and Kalamata sit above the global median – Ubud, Bali by 6%, Kalamata by 11%.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$17.70 €15.22

-79.89%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$54.7 €47.09

-40.21%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$8.28 €7.12

-40.22%

Cappuccino

$2.71 Rp 48.4K

$4.13 €3.55

-34.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$2.07 €1.78

-35.27%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.67 €0.57

4.48%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$4.49 €3.87

-34.97%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$5.78 €4.97

-31.49%

Milk (1 liter)

$1.81 Rp 32.3K

$1.60 €1.38

13.12%

White Bread (500g)

$2.52 Rp 45.0K

$1.38 €1.19

82.61%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.76 €2.37

-57.97%

Eggs

$2.46 Rp 43.9K

$4.97 €4.28

-50.50%

Local Cheese (1kg)

$14.71 Rp 262.7K

$12.37 €10.64

18.92%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$9.82 €8.45

-56.01%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$13.76 €11.84

-11.77%

Apples (1kg)

$3.84 Rp 68.6K

$2.18 €1.88

76.15%

Banana (1kg)

$1.56 Rp 27.8K

$2.07 €1.78

-24.64%

Oranges (1kg)

$2.83 Rp 50.6K

$1.34 €1.15

111.19%

Tomato (1kg)

$2.33 Rp 41.5K

$1.99 €1.71

17.09%

Potato (1kg)

$1.91 Rp 34.2K

$1.13 €0.98

69.03%

Onion (1kg)

$2.20 Rp 39.3K

$1.01 €0.87

117.82%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.28 €1.10

-21.09%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.05 €0.90

-25.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$5.80 €4.99

-42.76%

Wine (Bottle)

$23.74 Rp 423.9K

$11.41 €9.82

108.06%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$2.11 €1.82

32.23%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.28 €1.96

25.44%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$2.33 €2.00

-88.41%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$47.17 €40.58

-82.98%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$4.67 €4.02

-90.15%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$17.58 €15.12

-65.30%

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.05 €1.77

-61.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$28.4K €24.4K

-7.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$30.0K €25.8K

7.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$215 €185

-62.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$26.34 €22.65

-84.59%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$35.77 €30.77

-34.25%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$49.14 €42.27

100.85%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$25.83 €22.22

-74.33%

Cinema Ticket

$4.15 Rp 74.1K

$10.55 €9.07

-60.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$379 €326

-19.81%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$4,617 €3,972

43.23%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$93.2 €80.1

-40.38%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$46.66 €40.14

-17.90%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$99.3 €85.4

-10.78%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$122 €105

-35.99%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$498 €429

101.98%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$398 €342

69.77%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$726 €625

373.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$629 €541

224.48%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,847 €2,449

-0.19%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$2,517 €2,165

-10.06%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$971 €835

-82.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.99

166.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kalamata: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $498 in Kalamata. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 488% higher in Kalamata, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $55.0 in Kalamata. Groceries tell a different story – $302 in Ubud, Bali vs $288 in Kalamata – so Kalamata wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalamata: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $1,485 in Kalamata – roughly 5% apart. Kalamata costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,228 in Kalamata. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 487% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $379 in Kalamata. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Kalamata at $1,485. In Ubud, Bali it covers expenses comfortably, while in Kalamata it requires careful planning or may not stretch far enough.

It depends on your priorities. Kalamata has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $1,485 in Kalamata. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kalamata makes more sense. Both are solid long-term options with distinct trade-offs.