Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kalamata

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,441 in Kalamata, rent and utilities included – about $1,100 less a year. The total is higher in Kalamata despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
69

Cost of Living Index in Kalamata
Learn more

Kalamata Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kalamata

🇬🇷 Greece

$1,441

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kalamata

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kalamata actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,441 in Kalamata, rent included.

Ubud, Bali $1,349
Kalamata $1,441

A couple spends around $2,305 per month in Ubud, Bali vs $2,186 in Kalamata, rent included.

Ubud, Bali $2,305
Kalamata $2,186

A family of three spends $3,261 per month in Ubud, Bali vs $2,931 in Kalamata, rent included.

Ubud, Bali $3,261
Kalamata $2,931

Ubud, Bali is about 6% cheaper than Kalamata, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$16.35 €14.69

-79.69%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$48.36 €43.44

-26.30%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.31 €7.46

-33.45%

Cappuccino

$2.72 Rp 49.4K

$4.07 €3.65

-33.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.15 €1.93

-20.93%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.54 €0.48

40.74%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$4.57 €4.10

-42.01%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$5.71 €5.13

-23.29%

Milk (1 liter)

$1.49 Rp 27.1K

$1.57 €1.41

-5.10%

White Bread (500g)

$2.28 Rp 41.4K

$1.46 €1.31

56.16%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.59 €2.33

-54.05%

Eggs

$2.04 Rp 37.0K

$5.00 €4.49

-59.20%

Local Cheese (1kg)

$17.70 Rp 321.7K

$11.73 €10.53

50.90%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$9.77 €8.77

-59.47%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$13.50 €12.13

-9.70%

Apples (1kg)

$3.66 Rp 66.4K

$2.09 €1.87

75.12%

Banana (1kg)

$1.52 Rp 27.6K

$1.89 €1.70

-19.58%

Oranges (1kg)

$2.23 Rp 40.5K

$1.28 €1.15

74.22%

Tomato (1kg)

$1.97 Rp 35.9K

$1.93 €1.74

2.07%

Potato (1kg)

$1.85 Rp 33.6K

$1.05 €0.94

76.19%

Onion (1kg)

$2.42 Rp 44.1K

$0.91 €0.82

165.93%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.14 €1.02

-13.16%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.81 €0.73

-37.04%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.53 €4.97

-59.86%

Wine (Bottle)

$22.24 Rp 404.2K

$10.25 €9.21

116.98%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.06 €1.85

9.71%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.27 €2.03

30.84%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$2.37 €2.13

-89.45%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$51.1 €45.85

-84.68%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$4.25 €3.81

-89.65%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.04 €0.93

-58.65%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$17.02 €15.29

-68.21%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.00 €1.79

-59.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$27.9K €25.1K

-14.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$27.3K €24.5K

16.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$203 €182

-61.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$24.66 €22.15

-73.84%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$29.86 €26.82

-37.78%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$47.17 €42.38

4.90%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$56.6 €50.9

-68.84%

Cinema Ticket

$4.27 Rp 77.7K

$10.65 €9.56

-59.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$370 €332

32.75%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$4,494 €4,037

26.25%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$90.0 €80.9

-50.41%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$40.08 €36.01

-12.80%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$102 €91.9

-21.87%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$122 €110

-35.08%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$491 €441

129.26%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$360 €323

86.48%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$731 €657

387.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$563 €506

205.84%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,769 €2,487

-1.34%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,382 €2,139

-4.10%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$959 €861

-82.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.48

207.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kalamata: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kalamata

$360 25% 46.4% $311

Groceries & Markets

Ubud, Bali

$288 21.4%

Kalamata

$276 19.2% 4.2% $12

Eating Out

Ubud, Bali

$108 8%

Kalamata

$250 17.3% 132% $142

Clothing & Footwear

Ubud, Bali

$108 8%

Kalamata

$160 11.1% 48.5% $52

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kalamata

$257 17.9% 147% $153

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kalamata

$68 4.8% 18% $10

Getting Around

Ubud, Bali

$11 0.9%

Kalamata

$70 4.9% 513% $59

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $491 in Kalamata. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kalamata are about 5.9 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $48 in Kalamata. Groceries tell a different story – $288 in Ubud, Bali vs $276 in Kalamata – so Kalamata wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Kalamata

🕒 Local time

07:29 7:29 AM

01:29 1:29 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

57,620

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kalamata 10,850 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Kalamata

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalamata: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,441 in Kalamata – Ubud, Bali comes out roughly 6% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,162 in Kalamata. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalamata, especially for central apartments: a one-bedroom in the center costs $491 there versus $1,125 in Ubud, Bali.

Public transport costs about 85% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $370 in Kalamata. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,441 in Kalamata. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Kalamata has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,441 in Kalamata. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Kalamata makes more sense. Both are solid long-term options with distinct trade-offs.