Cost of Living Comparison Between Ubud, Bali and Kalamata Cost of Living Comparison Between Ubud, Bali and Kalamata

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,524 in Kalamata, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $2,290 in Kalamata, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $3,055 in Kalamata, rent included.

Ubud, Bali is about 10% cheaper than Kalamata, driven mainly by Eating Out.

Both Ubud, Bali and Kalamata sit above the global median – Ubud, Bali by 0%, Kalamata by 11%.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$17.01 €14.66

-80.42%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$52.1 €44.92

-31.26%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$8.68 €7.48

-35.14%

Cappuccino

$2.82 Rp 49.7K

$4.17 €3.59

-32.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.24 €1.93

-21.88%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.61 €0.53

31.15%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$4.60 €3.96

-33.91%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$5.76 €4.97

-25.35%

Milk (1 liter)

$1.61 Rp 28.3K

$1.54 €1.33

4.55%

White Bread (500g)

$2.27 Rp 39.9K

$1.48 €1.28

53.38%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.97 €2.56

-60.61%

Eggs

$2.17 Rp 38.2K

$4.64 €4.00

-53.23%

Local Cheese (1kg)

$17.63 Rp 310.5K

$12.54 €10.81

40.59%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$9.74 €8.40

-58.42%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$13.70 €11.81

-11.09%

Apples (1kg)

$3.62 Rp 63.7K

$2.24 €1.93

61.61%

Banana (1kg)

$1.64 Rp 28.8K

$2.06 €1.78

-20.39%

Oranges (1kg)

$2.31 Rp 40.6K

$1.28 €1.10

80.47%

Tomato (1kg)

$1.96 Rp 34.5K

$2.00 €1.72

-2.00%

Potato (1kg)

$1.84 Rp 32.5K

$1.13 €0.98

62.83%

Onion (1kg)

$2.37 Rp 41.7K

$0.96 €0.82

146.88%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.15 €1.00

-8.70%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.94 €0.81

-42.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$5.88 €5.07

-60.88%

Wine (Bottle)

$23.08 Rp 406.4K

$10.60 €9.14

117.74%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.13 €1.83

9.86%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.30 €1.98

33.48%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$2.41 €2.08

-89.63%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$51.6 €44.51

-81.76%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$4.37 €3.77

-88.79%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.02 €0.88

-53.92%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$17.40 €15.00

-67.82%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.16 €1.86

-62.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$28.9K €24.9K

-13.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$29.5K €25.4K

5.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$224 €193

-63.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$26.03 €22.44

-75.07%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$32.18 €27.74

-41.61%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$49.12 €42.34

12.46%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$58.2 €50.2

-68.71%

Cinema Ticket

$4.30 Rp 75.7K

$10.87 €9.37

-60.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$372 €321

32.89%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$4,722 €4,070

25.32%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$92.7 €79.9

-50.10%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$42.91 €36.98

-15.08%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$108 €92.9

-25.09%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$133 €115

-40.90%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$505 €435

120.71%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$379 €327

82.78%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$776 €669

368.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$589 €507

190.87%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,875 €2,478

-3.98%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$2,567 €2,213

-10.70%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$990 €854

-83.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.37

215.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Kalamata: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $505 in Kalamata. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 493% higher in Kalamata, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $52.0 in Kalamata. Groceries tell a different story – $294 in Ubud, Bali vs $284 in Kalamata – so Kalamata wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalamata: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $1,524 in Kalamata – roughly 11% apart. Kalamata costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $2,286 in Kalamata. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 448% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $494 per month in Ubud, Bali and $372 in Kalamata. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Kalamata at $1,524. In Ubud, Bali it covers expenses comfortably, while in Kalamata it requires careful planning or may not stretch far enough.

It depends on your priorities. Kalamata has an edge in some lifestyle areas, with costs from $1,378 in Ubud, Bali to $1,524 in Kalamata. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kalamata makes more sense. Both are solid long-term options with distinct trade-offs.