Last update: Oct 2026

Cost of Living Comparison Between Kailua, HI and Victoria

For one person, living is cheaper in Victoria: $2,536 a month against $4,119 in Kailua, HI, rent and utilities included – about $19,000 less a year. Rent and utilities account for most of the difference.

201

Cost of Living Index in Kailua, HI
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Kailua, HI Living Index
123

Cost of Living Index in Victoria
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Victoria Living Index

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Kailua, HI

🇺🇸 United States

$4,119

/mo nomad

Victoria

🇨🇦 Canada

$2,536

/mo nomad

Monthly Cost of Living

How much you'll spend in Kailua, HI and in Victoria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kailua, HI and in Victoria actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,119 in Kailua, HI versus $2,536 in Victoria.

Kailua, HI $4,119
Victoria $2,536

Estimated couple costs with rent: $6,034 in Kailua, HI versus $3,847 in Victoria.

Kailua, HI $6,034
Victoria $3,847

Monthly costs for a family of three with rent: $7,950 in Kailua, HI versus $5,159 in Victoria.

Kailua, HI $7,950
Victoria $5,159

Living in Kailua, HI is roughly 62% more expensive than in Victoria, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Kailua, HI 205% above, Victoria 88% above.

Meal at Budget Restaurant

$27.44 $27.44

$19.21 CA$27.16

42.84%

Three-Course Dinner for Two, Mid-Range

$139 $139

$70.2 CA$99.2

97.89%

Fast Food Meal (McDonalds, etc)

$11.31 $11.31

$11.03 CA$15.59

2.54%

Cappuccino

$6.29 $6.29

$4.41 CA$6.23

42.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.08 $3.08

$2.33 CA$3.30

32.19%

Water (0.33 liter bottle)

$2.29 $2.29

$1.87 CA$2.65

22.46%

Local Beer (0.5 liter draught)

$9.78 $9.78

$5.63 CA$7.97

73.71%

Imported Beer (0.33 liter bottle)

$9.20 $9.20

$6.59 CA$9.31

39.61%

Milk (1 liter)

$2.26 $2.26

$2.73 CA$3.86

-17.22%

White Bread (500g)

$7.79 $7.79

$2.98 CA$4.22

161.41%

Rice (white) (1kg)

$7.90 $7.90

$4.02 CA$5.68

96.52%

Eggs

$8.13 $8.13

$4.14 CA$5.85

96.38%

Local Cheese (1kg)

$18.97 $18.97

$26.73 CA$37.79

-29.03%

Chicken Fillets (1kg)

$15.95 $15.95

$12.46 CA$17.62

28.01%

Beef Round Steak (1kg)

$21.45 $21.45

$14.32 CA$20.25

49.79%

Apples (1kg)

$7.93 $7.93

$3.91 CA$5.53

102.81%

Banana (1kg)

$4.49 $4.49

$1.44 CA$2.03

211.81%

Oranges (1kg)

$6.77 $6.77

$3.94 CA$5.57

71.83%

Tomato (1kg)

$9.55 $9.55

$4.20 CA$5.94

127.38%

Potato (1kg)

$3.61 $3.61

$3.46 CA$4.89

4.34%

Onion (1kg)

$4.66 $4.66

$2.85 CA$4.03

63.51%

Lettuce (1 head)

$4.47 $4.47

$3.17 CA$4.49

41.01%

Water (1.5 liter bottle)

$3.02 $3.02

$2.45 CA$3.46

23.27%

Cigarettes 20 Pack (Marlboro, Camel)

$12.67 $12.67

$14.95 CA$21.13

-15.25%

Wine (Bottle)

$16.63 $16.63

$17.38 CA$24.58

-4.32%

Local Beer (0.5 liter bottle)

$2.66 $2.66

$3.82 CA$5.40

-30.37%

Imported Beer (0.33 liter bottle)

$2.12 $2.12

$3.43 CA$4.85

-38.19%

One-way Ticket (Public Transport)

$3.92 $3.92

$2.04 CA$2.89

92.16%

Public Transport Monthly Pass (Regular Price)

$90.7 $90.7

$60.0 CA$84.8

51.22%

Taxi Start (Normal Tariff)

$3.60 $3.60

$2.76 CA$3.90

30.43%

Taxi (Normal Tariff) (1km)

$2.66 $2.66

$1.53 CA$2.17

73.86%

Taxi 1hour Waiting (Normal Tariff)

$45.40 $45.40

$34.02 CA$48.09

33.45%

Gasoline (1 liter)

$1.30 $1.30

$1.41 CA$2.00

-7.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$27.4K CA$38.7K

29.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$18.5K CA$26.2K

44.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 $249

$104 CA$147

139.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.11 $49.11

$44.32 CA$62.7

10.81%

Internet (50+ Mbps, Unlimited Data)

$66.0 $66.0

$60.9 CA$86.1

8.40%

Gym Membership (Monthly)

$71.4 $71.4

$43.17 CA$61.0

65.35%

Tennis Court (1 Hour on Weekend)

$39.59 $39.59

$17.01 CA$24.05

132.75%

Cinema Ticket

$18.47 $18.47

$10.63 CA$15.03

73.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,175 $2,175

$886 CA$1,252

145.59%

International Primary School, 1 Child (Yearly)

$26.9K $26.9K

$23.2K CA$32.8K

16.22%

Jeans (Levis 501 Or Similar)

$62.0 $62.0

$53.4 CA$75.5

16.10%

Summer Dress (H&M, Zara, etc)

$47.54 $47.54

$43.58 CA$61.6

9.09%

Sport Shoes (Adidas, Nike)

$99.5 $99.5

$89.9 CA$127

10.69%

Men's Leather Business Shoes

$131 $131

$106 CA$149

24.20%

1-bedroom Apartment, City Center (Monthly)

$2,786 $2,786

$1,521 CA$2,151

83.12%

1-bedroom Apartment, Outside City Center (Monthly)

$2,320 $2,320

$1,295 CA$1,831

79.12%

3-bedroom Apartment, City Center (Monthly)

$4,185 $4,185

$2,720 CA$3,845

53.83%

3-bedroom Apartment, Outside City Center (Monthly)

$3,679 $3,679

$2,315 CA$3,273

58.88%

Buy Apartment in City Center (m2)

$12.3K $12.3K

$5,206 CA$7,359

136.69%

Buy Apartment Outside City Center (m2)

$9,689 $9,689

$4,371 CA$6,179

121.67%

Average Monthly Net Salary (After Tax)

$4,797 $4,797

$3,251 CA$4,595

47.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.7

4.31

55.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kailua, HI: October 10, 2026

Last update for Victoria: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kailua, HI

$2.3K 56.3%

Victoria

$1.3K 51.1% 44.2% $1K

Groceries & Markets

Kailua, HI

$632 15.4%

Victoria

$459 18.1% 27.4% $173

Eating Out

Kailua, HI

$418 10.1%

Victoria

$298 11.7% 28.7% $120

Monthly Utilities & Internet

Kailua, HI

$364 8.8%

Victoria

$209 8.3% 42.5% $155

Clothing & Footwear

Kailua, HI

$153 3.7%

Victoria

$132 5.2% 14% $21

Getting Around

Kailua, HI

$123 3%

Victoria

$79 3.1% 36.2% $45

Sport & Entertainment

Kailua, HI

$108 2.6%

Victoria

$64 2.5% 40.5% $44

Cost Breakdown

A one-bedroom apartment in the center runs $2,786 in Kailua, HI and $1,521 in Victoria. Housing cost is often the main lever when comparing two cities.

Kailua, HI pays 48% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $139 in Kailua, HI vs $70.0 in Victoria for a mid-range dinner for two. Groceries echo the gap at $632 vs $459 per month, with Victoria cheaper across the board.

Good to know

🇺🇸 Kailua, HI

🇨🇦 Victoria

🕒 Local time

06:46 6:46 AM

09:46 9:46 AM

3 h ahead of Kailua, HI

🌤 Weather

👥 Population

11,975

85,792

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.889 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Kailua, HI Victoria 4,330 km ≈ 6 h nonstop flight

From you

Kailua, HI
Victoria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kailua, HI vs Victoria: Cost of Living - Frequently Asked Questions

Victoria is cheaper overall, especially in groceries, eating out, and clothing. The 62% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 48% higher in Kailua, HI, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,786 in Kailua, HI versus $1,521 in Victoria. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Victoria runs roughly 51% less than in Kailua, HI. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $2,175 in Kailua, HI versus $886 in Victoria. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $3,000. Victoria is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kailua, HI and Victoria are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Victoria gentler on the wallet – expenses run 62% less than in Kailua, HI. Beyond cost, consider language, visa policies, and how big the international community is in each city.