Last update: Oct 2026

Cost of Living Comparison Between Victoria and Kailua, HI

For one person, living is cheaper in Victoria: $2,536 a month against $4,119 in Kailua, HI, rent and utilities included – about $19,000 less a year. Rent and utilities account for most of the difference.

123

Cost of Living Index in Victoria
Learn more

Victoria Living Index
201

Cost of Living Index in Kailua, HI
Learn more

Kailua, HI Living Index

Jump to prices

Victoria

🇨🇦 Canada

$2,536

/mo nomad

Kailua, HI

🇺🇸 United States

$4,119

/mo nomad

Monthly Cost of Living

How much you'll spend in Victoria and in Kailua, HI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Victoria and in Kailua, HI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,536 in Victoria versus $4,119 in Kailua, HI.

Victoria $2,536
Kailua, HI $4,119

Estimated couple costs with rent: $3,847 in Victoria versus $6,034 in Kailua, HI.

Victoria $3,847
Kailua, HI $6,034

Monthly costs for a family of three with rent: $5,159 in Victoria versus $7,950 in Kailua, HI.

Victoria $5,159
Kailua, HI $7,950

Living in Victoria costs roughly 38% less than in Kailua, HI, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Victoria 88% above, Kailua, HI 205% above.

Meal at Budget Restaurant

$19.21 CA$27.16

$27.44 $27.44

-29.99%

Three-Course Dinner for Two, Mid-Range

$70.2 CA$99.2

$139 $139

-49.47%

Fast Food Meal (McDonalds, etc)

$11.03 CA$15.59

$11.31 $11.31

-2.48%

Cappuccino

$4.41 CA$6.23

$6.29 $6.29

-29.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 CA$3.30

$3.08 $3.08

-24.35%

Water (0.33 liter bottle)

$1.87 CA$2.65

$2.29 $2.29

-18.34%

Local Beer (0.5 liter draught)

$5.63 CA$7.97

$9.78 $9.78

-42.43%

Imported Beer (0.33 liter bottle)

$6.59 CA$9.31

$9.20 $9.20

-28.37%

Milk (1 liter)

$2.73 CA$3.86

$2.26 $2.26

20.80%

White Bread (500g)

$2.98 CA$4.22

$7.79 $7.79

-61.75%

Rice (white) (1kg)

$4.02 CA$5.68

$7.90 $7.90

-49.11%

Eggs

$4.14 CA$5.85

$8.13 $8.13

-49.08%

Local Cheese (1kg)

$26.73 CA$37.79

$18.97 $18.97

40.91%

Chicken Fillets (1kg)

$12.46 CA$17.62

$15.95 $15.95

-21.88%

Beef Round Steak (1kg)

$14.32 CA$20.25

$21.45 $21.45

-33.24%

Apples (1kg)

$3.91 CA$5.53

$7.93 $7.93

-50.69%

Banana (1kg)

$1.44 CA$2.03

$4.49 $4.49

-67.93%

Oranges (1kg)

$3.94 CA$5.57

$6.77 $6.77

-41.80%

Tomato (1kg)

$4.20 CA$5.94

$9.55 $9.55

-56.02%

Potato (1kg)

$3.46 CA$4.89

$3.61 $3.61

-4.16%

Onion (1kg)

$2.85 CA$4.03

$4.66 $4.66

-38.84%

Lettuce (1 head)

$3.17 CA$4.49

$4.47 $4.47

-29.08%

Water (1.5 liter bottle)

$2.45 CA$3.46

$3.02 $3.02

-18.87%

Cigarettes 20 Pack (Marlboro, Camel)

$14.95 CA$21.13

$12.67 $12.67

18.00%

Wine (Bottle)

$17.38 CA$24.58

$16.63 $16.63

4.51%

Local Beer (0.5 liter bottle)

$3.82 CA$5.40

$2.66 $2.66

43.61%

Imported Beer (0.33 liter bottle)

$3.43 CA$4.85

$2.12 $2.12

61.79%

One-way Ticket (Public Transport)

$2.04 CA$2.89

$3.92 $3.92

-47.96%

Public Transport Monthly Pass (Regular Price)

$60.0 CA$84.8

$90.7 $90.7

-33.87%

Taxi Start (Normal Tariff)

$2.76 CA$3.90

$3.60 $3.60

-23.33%

Taxi (Normal Tariff) (1km)

$1.53 CA$2.17

$2.66 $2.66

-42.48%

Taxi 1hour Waiting (Normal Tariff)

$34.02 CA$48.09

$45.40 $45.40

-25.07%

Gasoline (1 liter)

$1.41 CA$2.00

$1.30 $1.30

8.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K CA$38.7K

$35.5K $35.5K

-22.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.5K CA$26.2K

$26.8K $26.8K

-30.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 CA$147

$249 $249

-58.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.32 CA$62.7

$49.11 $49.11

-9.75%

Internet (50+ Mbps, Unlimited Data)

$60.9 CA$86.1

$66.0 $66.0

-7.75%

Gym Membership (Monthly)

$43.17 CA$61.0

$71.4 $71.4

-39.52%

Tennis Court (1 Hour on Weekend)

$17.01 CA$24.05

$39.59 $39.59

-57.03%

Cinema Ticket

$10.63 CA$15.03

$18.47 $18.47

-42.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$886 CA$1,252

$2,175 $2,175

-59.28%

International Primary School, 1 Child (Yearly)

$23.2K CA$32.8K

$26.9K $26.9K

-13.95%

Jeans (Levis 501 Or Similar)

$53.4 CA$75.5

$62.0 $62.0

-13.87%

Summer Dress (H&M, Zara, etc)

$43.58 CA$61.6

$47.54 $47.54

-8.33%

Sport Shoes (Adidas, Nike)

$89.9 CA$127

$99.5 $99.5

-9.66%

Men's Leather Business Shoes

$106 CA$149

$131 $131

-19.48%

1-bedroom Apartment, City Center (Monthly)

$1,521 CA$2,151

$2,786 $2,786

-45.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,295 CA$1,831

$2,320 $2,320

-44.17%

3-bedroom Apartment, City Center (Monthly)

$2,720 CA$3,845

$4,185 $4,185

-34.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,315 CA$3,273

$3,679 $3,679

-37.06%

Buy Apartment in City Center (m2)

$5,206 CA$7,359

$12.3K $12.3K

-57.75%

Buy Apartment Outside City Center (m2)

$4,371 CA$6,179

$9,689 $9,689

-54.89%

Average Monthly Net Salary (After Tax)

$3,251 CA$4,595

$4,797 $4,797

-32.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.31

6.7

-35.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria: October 13, 2026

Last update for Kailua, HI: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Victoria

$1.3K 51.1%

Kailua, HI

$2.3K 56.3% 79.1% $1K

Groceries & Markets

Victoria

$459 18.1%

Kailua, HI

$632 15.4% 37.7% $173

Eating Out

Victoria

$298 11.7%

Kailua, HI

$418 10.1% 40.3% $120

Monthly Utilities & Internet

Victoria

$209 8.3%

Kailua, HI

$364 8.8% 73.9% $155

Clothing & Footwear

Victoria

$132 5.2%

Kailua, HI

$153 3.7% 16.3% $21

Getting Around

Victoria

$79 3.1%

Kailua, HI

$123 3% 56.9% $45

Sport & Entertainment

Victoria

$64 2.5%

Kailua, HI

$108 2.6% 68.1% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,521 in Victoria and $2,786 in Kailua, HI. Housing cost is often the main lever when comparing two cities.

Kailua, HI pays 48% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Victoria vs $139 in Kailua, HI for a mid-range dinner for two. Groceries echo the gap at $459 vs $632 per month, with Victoria cheaper across the board.

Good to know

🇨🇦 Victoria

🇺🇸 Kailua, HI

🕒 Local time

16:44 4:44 PM

13:44 1:44 PM

3 h behind Victoria

🌤 Weather

👥 Population

85,792

11,975

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Victoria Kailua, HI 4,330 km ≈ 6 h nonstop flight

From you

Victoria
Kailua, HI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Victoria vs Kailua, HI: Cost of Living - Frequently Asked Questions

Victoria is cheaper overall, especially in groceries, eating out, and clothing. The 62% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 48% lower in Kailua, HI. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,521 in Victoria versus $2,786 in Kailua, HI. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Victoria runs roughly 51% less than in Kailua, HI. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $886 in Victoria versus $2,175 in Kailua, HI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $3,000. Victoria is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Victoria and Kailua, HI are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Victoria gentler on the wallet – expenses run 62% less than in Kailua, HI. Beyond cost, consider language, visa policies, and how big the international community is in each city.