Cost of Living Comparison Between Kailua, HI and Austin, TX Cost of Living Comparison Between Kailua, HI and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $3,978 in Kailua, HI versus $2,719 in Austin, TX.

Estimated couple costs with rent: $5,935 in Kailua, HI versus $4,104 in Austin, TX.

Monthly costs for a family of three with rent: $7,893 in Kailua, HI versus $5,490 in Austin, TX.

Living in Kailua, HI is roughly 46% more expensive than Austin, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Kailua, HI 196% above, Austin, TX 102% above.

Meal at Budget Restaurant

$20.66 $20.66

$19.36 $19.36

6.71%

Three-Course Dinner for Two, Mid-Range

$98.4 $98.4

$73.7 $73.7

33.46%

Fast Food Meal (McDonalds, etc)

$9.39 $9.39

$10.19 $10.19

-7.85%

Cappuccino

$6.36 $6.36

$5.71 $5.71

11.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 $2.92

$2.65 $2.65

10.19%

Water (0.33 liter bottle)

$1.97 $1.97

$2.19 $2.19

-10.05%

Local Beer (0.5 liter draught)

$7.82 $7.82

$5.91 $5.91

32.32%

Imported Beer (0.33 liter bottle)

$8.94 $8.94

$8.09 $8.09

10.51%

Milk (1 liter)

$2.10 $2.10

$1.09 $1.09

92.66%

White Bread (500g)

$6.57 $6.57

$3.38 $3.38

94.38%

Rice (white) (1kg)

$7.57 $7.57

$3.34 $3.34

126.65%

Eggs

$6.90 $6.90

$4.44 $4.44

55.41%

Local Cheese (1kg)

$13.09 $13.09

$11.87 $11.87

10.28%

Chicken Fillets (1kg)

$17.84 $17.84

$10.81 $10.81

65.03%

Beef Round Steak (1kg)

$19.70 $19.70

$14.27 $14.27

38.05%

Apples (1kg)

$7.08 $7.08

$4.82 $4.82

46.89%

Banana (1kg)

$3.90 $3.90

$1.54 $1.54

153.25%

Oranges (1kg)

$6.61 $6.61

$4.56 $4.56

44.96%

Tomato (1kg)

$8.32 $8.32

$3.98 $3.98

109.05%

Potato (1kg)

$3.78 $3.78

$2.86 $2.86

32.17%

Onion (1kg)

$4.45 $4.45

$2.78 $2.78

60.07%

Lettuce (1 head)

$4.66 $4.66

$1.95 $1.95

138.97%

Water (1.5 liter bottle)

$3.08 $3.08

$2.22 $2.22

38.74%

Cigarettes 20 Pack (Marlboro, Camel)

$11.94 $11.94

$9.07 $9.07

31.64%

Wine (Bottle)

$13.05 $13.05

$14.95 $14.95

-12.71%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$2.29 $2.29

7.42%

Imported Beer (0.33 liter bottle)

$2.08 $2.08

$3.40 $3.40

-38.82%

One-way Ticket (Public Transport)

$4.03 $4.03

$1.49 $1.49

170.47%

Public Transport Monthly Pass (Regular Price)

$91.4 $91.4

$42.63 $42.63

114.47%

Taxi Start (Normal Tariff)

$3.48 $3.48

$4.32 $4.32

-19.44%

Taxi (Normal Tariff) (1km)

$2.55 $2.55

$1.78 $1.78

43.26%

Taxi 1hour Waiting (Normal Tariff)

$44.08 $44.08

$34.51 $34.51

27.73%

Gasoline (1 liter)

$1.23 $1.23

$0.75 $0.75

64.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K $29.4K

$25.2K $25.2K

16.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$26.6K $26.6K

-5.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 $237

$176 $176

35.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.57 $49.57

$59.6 $59.6

-16.81%

Internet (50+ Mbps, Unlimited Data)

$66.3 $66.3

$66.9 $66.9

-0.82%

Gym Membership (Monthly)

$70.0 $70.0

$62.4 $62.4

12.21%

Tennis Court (1 Hour on Weekend)

$39.46 $39.46

$9.96 $9.96

296.18%

Cinema Ticket

$15.80 $15.80

$15.04 $15.04

5.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,482 $1,482

$1,387 $1,387

6.85%

International Primary School, 1 Child (Yearly)

$20.6K $20.6K

$22.4K $22.4K

-7.92%

Jeans (Levis 501 Or Similar)

$56.8 $56.8

$56.4 $56.4

0.83%

Summer Dress (H&M, Zara, etc)

$59.7 $59.7

$46.71 $46.71

27.87%

Sport Shoes (Adidas, Nike)

$104 $104

$86.5 $86.5

20.80%

Men's Leather Business Shoes

$129 $129

$119 $119

7.94%

1-bedroom Apartment, City Center (Monthly)

$2,779 $2,779

$2,174 $2,174

27.81%

1-bedroom Apartment, Outside City Center (Monthly)

$2,314 $2,314

$1,439 $1,439

60.78%

3-bedroom Apartment, City Center (Monthly)

$4,186 $4,186

$3,754 $3,754

11.52%

3-bedroom Apartment, Outside City Center (Monthly)

$4,026 $4,026

$2,698 $2,698

49.24%

Buy Apartment in City Center (m2)

$12.3K $12.3K

$7,033 $7,033

75.02%

Buy Apartment Outside City Center (m2)

$9,803 $9,803

$3,113 $3,113

214.88%

Average Monthly Net Salary (After Tax)

$4,895 $4,895

$5,081 $5,081

-3.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.45

1.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kailua, HI: June 8, 2026

Last update for Austin, TX: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,779 in Kailua, HI and $2,174 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $98.0 in Kailua, HI vs $74.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $577 vs $377 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kailua, HI vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 46% lower than in Kailua, HI. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, Austin, TX earns 4% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,779 in Kailua, HI versus $2,174 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,978 per month in Kailua, HI versus $2,719 in Austin, TX – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 114% less than in Kailua, HI. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kailua, HI and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 46% less than in Kailua, HI. Beyond cost, consider language, visa policies, and how big the international community is in each city.