Last update: Oct 2026

Cost of Living Comparison Between Kailua, HI and Austin, TX

For one person, living is cheaper in Austin, TX: $2,607 a month against $4,158 in Kailua, HI, rent and utilities included – about $18,600 less a year. Rent and utilities account for most of the difference.

199

Cost of Living Index in Kailua, HI
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Kailua, HI Living Index
125

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Kailua, HI

🇺🇸 United States

$4,158

/mo nomad

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Monthly Cost of Living

How much you'll spend in Kailua, HI and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kailua, HI and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,158 in Kailua, HI versus $2,607 in Austin, TX.

Kailua, HI $4,158
Austin, TX $2,607

Estimated couple costs with rent: $6,091 in Kailua, HI versus $4,031 in Austin, TX.

Kailua, HI $6,091
Austin, TX $4,031

Monthly costs for a family of three with rent: $8,024 in Kailua, HI versus $5,454 in Austin, TX.

Kailua, HI $8,024
Austin, TX $5,454

Living in Kailua, HI is roughly 59% more expensive than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Kailua, HI 205% above, Austin, TX 92% above.

Meal at Budget Restaurant

$27.99 $27.99

$20.35 $20.35

37.54%

Three-Course Dinner for Two, Mid-Range

$139 $139

$84.7 $84.7

64.40%

Fast Food Meal (McDonalds, etc)

$11.68 $11.68

$12.12 $12.12

-3.63%

Cappuccino

$6.44 $6.44

$5.65 $5.65

13.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 $3.02

$3.68 $3.68

-17.93%

Water (0.33 liter bottle)

$2.38 $2.38

$2.36 $2.36

0.85%

Local Beer (0.5 liter draught)

$9.40 $9.40

$7.87 $7.87

19.44%

Imported Beer (0.33 liter bottle)

$9.23 $9.23

$8.82 $8.82

4.65%

Milk (1 liter)

$2.16 $2.16

$1.14 $1.14

89.47%

White Bread (500g)

$7.58 $7.58

$3.69 $3.69

105.42%

Rice (white) (1kg)

$7.95 $7.95

$3.31 $3.31

140.18%

Eggs

$8.24 $8.24

$4.15 $4.15

98.55%

Local Cheese (1kg)

$18.83 $18.83

$12.98 $12.98

45.07%

Chicken Fillets (1kg)

$16.04 $16.04

$13.86 $13.86

15.73%

Beef Round Steak (1kg)

$21.78 $21.78

$16.34 $16.34

33.29%

Apples (1kg)

$7.80 $7.80

$4.69 $4.69

66.31%

Banana (1kg)

$4.32 $4.32

$1.45 $1.45

197.93%

Oranges (1kg)

$7.07 $7.07

$5.11 $5.11

38.36%

Tomato (1kg)

$9.39 $9.39

$4.52 $4.52

107.74%

Potato (1kg)

$3.62 $3.62

$3.08 $3.08

17.53%

Onion (1kg)

$4.85 $4.85

$2.38 $2.38

103.78%

Lettuce (1 head)

$4.51 $4.51

$1.80 $1.80

150.56%

Water (1.5 liter bottle)

$3.18 $3.18

$2.22 $2.22

43.24%

Cigarettes 20 Pack (Marlboro, Camel)

$13.08 $13.08

$9.97 $9.97

31.19%

Wine (Bottle)

$16.76 $16.76

$15.05 $15.05

11.36%

Local Beer (0.5 liter bottle)

$2.69 $2.69

$2.91 $2.91

-7.56%

Imported Beer (0.33 liter bottle)

$2.12 $2.12

$3.33 $3.33

-36.34%

One-way Ticket (Public Transport)

$3.90 $3.90

$1.22 $1.22

219.67%

Public Transport Monthly Pass (Regular Price)

$91.1 $91.1

$40.53 $40.53

124.87%

Taxi Start (Normal Tariff)

$3.60 $3.60

$2.78 $2.78

29.50%

Taxi (Normal Tariff) (1km)

$2.59 $2.59

$1.65 $1.65

56.97%

Taxi 1hour Waiting (Normal Tariff)

$44.45 $44.45

$35.39 $35.39

25.60%

Gasoline (1 liter)

$1.26 $1.26

$0.95 $0.95

32.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$34.2K $34.2K

2.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$26.8K $26.8K

-0.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 $249

$223 $223

11.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.1 $50.1

$58.5 $58.5

-14.40%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$71.2 $71.2

-6.00%

Gym Membership (Monthly)

$70.8 $70.8

$53.0 $53.0

33.56%

Tennis Court (1 Hour on Weekend)

$40.13 $40.13

$16.75 $16.75

139.58%

Cinema Ticket

$18.73 $18.73

$14.06 $14.06

33.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,109 $2,109

$1,459 $1,459

44.55%

International Primary School, 1 Child (Yearly)

$26.9K $26.9K

$21.3K $21.3K

25.89%

Jeans (Levis 501 Or Similar)

$62.3 $62.3

$52.5 $52.5

18.61%

Summer Dress (H&M, Zara, etc)

$47.57 $47.57

$42.75 $42.75

11.27%

Sport Shoes (Adidas, Nike)

$103 $103

$86.4 $86.4

19.31%

Men's Leather Business Shoes

$129 $129

$104 $104

24.66%

1-bedroom Apartment, City Center (Monthly)

$2,725 $2,725

$2,112 $2,112

29.06%

1-bedroom Apartment, Outside City Center (Monthly)

$2,351 $2,351

$1,230 $1,230

91.03%

3-bedroom Apartment, City Center (Monthly)

$4,306 $4,306

$3,863 $3,863

11.46%

3-bedroom Apartment, Outside City Center (Monthly)

$3,733 $3,733

$2,407 $2,407

55.11%

Buy Apartment in City Center (m2)

$12.3K $12.3K

$7,426 $7,426

65.80%

Buy Apartment Outside City Center (m2)

$9,638 $9,638

$3,060 $3,060

214.94%

Average Monthly Net Salary (After Tax)

$4,764 $4,764

$5,179 $5,179

-8.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.7

6.82

-1.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kailua, HI: October 26, 2026

Last update for Austin, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kailua, HI

$2.4K 56.5%

Austin, TX

$1.2K 47.2% 47.7% $1.1K

Groceries & Markets

Kailua, HI

$632 15.2%

Austin, TX

$410 15.7% 35.2% $223

Eating Out

Kailua, HI

$423 10.2%

Austin, TX

$348 13.4% 17.7% $75

Monthly Utilities & Internet

Kailua, HI

$366 8.8%

Austin, TX

$353 13.5% 3.7% $13

Clothing & Footwear

Kailua, HI

$154 3.7%

Austin, TX

$128 4.9% 16.6% $26

Getting Around

Kailua, HI

$123 3%

Austin, TX

$56 2.2% 54.2% $67

Sport & Entertainment

Kailua, HI

$108 2.6%

Austin, TX

$81 3.1% 25.1% $27

Cost Breakdown

A one-bedroom apartment in the center runs $2,725 in Kailua, HI and $2,112 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $139 in Kailua, HI vs $85 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $632 vs $410 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Kailua, HI

🇺🇸 Austin, TX

🕒 Local time

05:04 5:04 AM

10:04 10:04 AM

5 h ahead of Kailua, HI

🌤 Weather

👥 Population

11,975

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

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Between locations

Kailua, HI Austin, TX 5,930 km ≈ 8 h nonstop flight

From you

Kailua, HI
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kailua, HI vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 37% lower than in Kailua, HI. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 8% lower in Kailua, HI. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,725 in Kailua, HI versus $2,112 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $4,158 per month in Kailua, HI versus $2,607 in Austin, TX – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 56% less than in Kailua, HI. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 37% less than in Kailua, HI. Beyond cost, consider language, visa policies, and how big the international community is in each city.