Last update: Oct 2026

Cost of Living Comparison Between Kaduna and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

For one person, living is cheaper in Kaduna: $314 a month against $936 in Chiang Mai, rent and utilities included – about $7,500 less a year. Other living expenses account for most of the difference.

15

Cost of Living Index in Kaduna
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Kaduna Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Kaduna

🇳🇬 Nigeria

$314

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Kaduna and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kaduna and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $314 per month in Kaduna vs $936 in Chiang Mai, rent included.

Kaduna $314
Chiang Mai $936

A couple spends around $553 per month in Kaduna vs $1,457 in Chiang Mai, rent included.

Kaduna $553
Chiang Mai $1,457

A family of three spends $792 per month in Kaduna vs $1,979 in Chiang Mai, rent included.

Kaduna $792
Chiang Mai $1,979

Kaduna is about 66% cheaper than Chiang Mai, and outside of rent the biggest gap is in groceries.

Both Kaduna and Chiang Mai are more affordable than the global median – Kaduna 77% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$1.14 ₦1,540

$2.24 ฿75.6

-49.11%

Three-Course Dinner for Two, Mid-Range

$18.78 ₦25.3K

$19.00 ฿641

-1.16%

Fast Food Meal (McDonalds, etc)

$1.82 ₦2,446

$5.55 ฿187

-67.21%

Cappuccino

$3.42 ₦4,607

$1.67 ฿56.5

104.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.21 ₦284

$0.64 ฿21.54

-67.19%

Water (0.33 liter bottle)

$0.06 ₦84.1

$0.31 ฿10.31

-80.65%

Local Beer (0.5 liter draught)

$0.44 ₦589

$2.36 ฿79.5

-81.36%

Imported Beer (0.33 liter bottle)

$0.71 ₦961

$3.66 ฿124

-80.60%

Milk (1 liter)

$1.53 ₦2,061

$1.95 ฿65.7

-21.54%

White Bread (500g)

$0.49 ₦663

$1.44 ฿48.46

-65.97%

Rice (white) (1kg)

$0.70 ₦936

$1.33 ฿45.03

-47.37%

Eggs

$1.29 ₦1,732

$2.28 ฿77.1

-43.42%

Local Cheese (1kg)

$0.72 ₦963

$16.45 ฿555

-95.62%

Chicken Fillets (1kg)

$5.33 ₦7,182

$2.78 ฿93.9

91.73%

Beef Round Steak (1kg)

$1.76 ₦2,364

$9.31 ฿314

-81.10%

Apples (1kg)

$1.99 ₦2,678

$2.35 ฿79.4

-15.32%

Banana (1kg)

$1.10 ₦1,482

$0.97 ฿32.79

13.40%

Oranges (1kg)

$0.38 ₦515

$1.60 ฿53.9

-76.25%

Tomato (1kg)

$0.59 ₦788

$1.50 ฿50.6

-60.67%

Potato (1kg)

$0.78 ₦1,050

$1.28 ฿43.11

-39.06%

Onion (1kg)

$0.77 ₦1,041

$1.10 ฿37.18

-30.00%

Lettuce (1 head)

$0.15 ₦206

$0.71 ฿23.82

-78.87%

Water (1.5 liter bottle)

$0.11 ₦150

$0.49 ฿16.36

-77.55%

Cigarettes 20 Pack (Marlboro, Camel)

$1.97 ₦2,653

$4.14 ฿140

-52.42%

Wine (Bottle)

$1.84 ₦2,474

$17.52 ฿591

-89.50%

Local Beer (0.5 liter bottle)

$1.23 ₦1,651

$1.61 ฿54.5

-23.60%

Imported Beer (0.33 liter bottle)

$1.87 ₦2,513

$2.78 ฿93.9

-32.73%

One-way Ticket (Public Transport)

$0.87 ฿29.30

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,825

Taxi Start (Normal Tariff)

$0.57 ₦774

$1.16 ฿39.04

-50.86%

Taxi (Normal Tariff) (1km)

$0.85 ₦1,150

$0.53 ฿17.80

60.38%

Taxi 1hour Waiting (Normal Tariff)

$1.84 ₦2,482

$2.42 ฿81.7

-23.97%

Gasoline (1 liter)

$0.58 ₦784

$1.45 ฿48.88

-60.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K ₦35.0M

$21.1K ฿710.5K

23.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K ₦49.7M

$26.9K ฿909.0K

37.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$7.38 ₦9,936

$62.2 ฿2,098

-88.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.74 ₦5,037

$12.17 ฿411

-69.27%

Internet (50+ Mbps, Unlimited Data)

$18.71 ₦25.2K

$20.12 ฿679

-7.01%

Gym Membership (Monthly)

$37.31 ฿1,259

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$6.49 ₦8,736

$6.49 ฿219

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$44.90 ₦60.4K

$736 ฿24.8K

-93.90%

International Primary School, 1 Child (Yearly)

$3,124 ₦4.2M

$14.8K ฿498.2K

-78.84%

Jeans (Levis 501 Or Similar)

$5.93 ₦7,988

$53.4 ฿1,801

-88.89%

Summer Dress (H&M, Zara, etc)

$11.08 ₦14.9K

$24.64 ฿831

-55.03%

Sport Shoes (Adidas, Nike)

$11.37 ₦15.3K

$91.5 ฿3,087

-87.57%

Men's Leather Business Shoes

$11.21 ₦15.1K

$71.9 ฿2,427

-84.42%

1-bedroom Apartment, City Center (Monthly)

$130 ₦175.0K

$482 ฿16.3K

-73.05%

1-bedroom Apartment, Outside City Center (Monthly)

$85.1 ₦114.5K

$309 ฿10.4K

-72.46%

3-bedroom Apartment, City Center (Monthly)

$426 ₦573.7K

$1,006 ฿33.9K

-57.64%

3-bedroom Apartment, Outside City Center (Monthly)

$228 ₦306.8K

$633 ฿21.4K

-64.02%

Buy Apartment in City Center (m2)

$2,363 ฿79.7K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

5.57

303.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kaduna: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kaduna

$103 32.7%

Chiang Mai

$234 25.1% 128% $132

Accommodation & Living

Kaduna

$85 27.1%

Chiang Mai

$309 33% 263% $224

Eating Out

Kaduna

$60 19.3%

Chiang Mai

$78 8.3% 28.5% $17

Monthly Utilities & Internet

Kaduna

$30 9.5%

Chiang Mai

$94 10.1% 217% $65

Clothing & Footwear

Kaduna

$18 5.7%

Chiang Mai

$109 11.6% 510% $91

Sport & Entertainment

Kaduna

$13 * 4.1%

Chiang Mai

$50 5.4% 287% $37

Getting Around

Kaduna

$4.9 * 1.6%

Chiang Mai

$61 6.6% 1165% $57

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $130 in Kaduna versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Kaduna versus $19 in Chiang Mai. Monthly groceries follow the same trend: $103 vs $234 – making Kaduna the more affordable choice for daily food spending.

Good to know

🇳🇬 Kaduna

🇹🇭 Chiang Mai

🕒 Local time

10:28 10:28 AM

16:28 4:28 PM

6 h ahead of Kaduna

🌤 Weather

👥 Population

760,084

127,240

💱 Currency

Nigerian Naira NGN ₦

Thai Baht THB ฿

📈 Exchange rate

10,000 NGN = 7.43 USD

10,000 NGN = 6.67 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 28, 2026: 1 USD = 1,346 NGN (10,000 NGN = 7.43 USD). 1 EUR = 1,498 NGN (10,000 NGN = 6.67 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.55 THB (100 THB = 2.66 EUR).

USD to NGN in detail →

On the map

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Between locations

Kaduna Chiang Mai 9,790 km ≈ 13 h nonstop flight

From you

Kaduna
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kaduna vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 198% more than Kaduna, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $470 per month in Kaduna and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kaduna, especially for central apartments: a one-bedroom in the center costs $130 there versus $482 in Chiang Mai.

Monthly expenses with rent come to $314 in Kaduna and $936 in Chiang Mai. That’s a gap of about 198%.

Groceries cost about 128% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $800 monthly budget goes further in Kaduna, where all-in costs run around $314, than in Chiang Mai at $936. In Kaduna it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

Families tend to lean toward Kaduna – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.