Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Jyvaskyla

For one person, living is cheaper in Jyvaskyla: $1,812 a month against $2,253 in Hamilton, rent and utilities included – about $5,300 less a year. Higher rent and utilities in Hamilton outweigh lower spending on other living expenses.

110

Cost of Living Index in Hamilton
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Hamilton Living Index
88

Cost of Living Index in Jyvaskyla
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Jyvaskyla Living Index

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Hamilton

🇨🇦 Canada

$2,253

/mo nomad

Jyvaskyla

🇫🇮 Finland

$1,812

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Jyvaskyla

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Jyvaskyla actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,253 in Hamilton versus $1,812 in Jyvaskyla.

Hamilton $2,253
Jyvaskyla $1,812

Estimated couple costs with rent: $3,331 in Hamilton versus $2,825 in Jyvaskyla.

Hamilton $3,331
Jyvaskyla $2,825

Monthly costs for a family of three with rent: $4,408 in Hamilton versus $3,838 in Jyvaskyla.

Hamilton $4,408
Jyvaskyla $3,838

Living in Hamilton is roughly 24% more expensive than in Jyvaskyla, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Hamilton 67% above, Jyvaskyla 34% above.

Meal at Budget Restaurant

$17.21 CA$24.33

$16.13 €14.35

6.70%

Three-Course Dinner for Two, Mid-Range

$65.7 CA$92.8

$91.9 €81.8

-28.56%

Fast Food Meal (McDonalds, etc)

$11.87 CA$16.77

$11.84 €10.53

0.25%

Cappuccino

$3.37 CA$4.77

$4.68 €4.16

-27.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.14

$2.46 €2.19

-9.76%

Water (0.33 liter bottle)

$1.69 CA$2.39

$1.86 €1.65

-9.14%

Local Beer (0.5 liter draught)

$4.99 CA$7.05

$8.18 €7.27

-39.00%

Imported Beer (0.33 liter bottle)

$6.03 CA$8.52

$8.22 €7.31

-26.64%

Milk (1 liter)

$1.89 CA$2.67

$1.48 €1.32

27.70%

White Bread (500g)

$2.12 CA$2.99

$2.43 €2.16

-12.76%

Rice (white) (1kg)

$3.13 CA$4.43

$2.70 €2.40

15.93%

Eggs

$3.33 CA$4.70

$2.80 €2.49

18.93%

Local Cheese (1kg)

$7.88 CA$11.13

$7.63 €6.78

3.28%

Chicken Fillets (1kg)

$11.30 CA$15.98

$14.58 €12.97

-22.50%

Beef Round Steak (1kg)

$14.24 CA$20.13

$18.73 €16.66

-23.97%

Apples (1kg)

$3.81 CA$5.38

$2.46 €2.19

54.88%

Banana (1kg)

$1.27 CA$1.79

$2.07 €1.84

-38.65%

Oranges (1kg)

$3.98 CA$5.63

$2.30 €2.05

73.04%

Tomato (1kg)

$3.82 CA$5.40

$3.80 €3.38

0.53%

Potato (1kg)

$2.71 CA$3.83

$1.40 €1.25

93.57%

Onion (1kg)

$1.91 CA$2.69

$1.59 €1.41

20.13%

Lettuce (1 head)

$1.95 CA$2.75

$1.45 €1.29

34.48%

Water (1.5 liter bottle)

$1.33 CA$1.88

$1.81 €1.61

-26.52%

Cigarettes 20 Pack (Marlboro, Camel)

$12.49 CA$17.65

$13.13 €11.68

-4.87%

Wine (Bottle)

$13.95 CA$19.72

$13.65 €12.14

2.20%

Local Beer (0.5 liter bottle)

$2.65 CA$3.74

$3.18 €2.82

-16.67%

Imported Beer (0.33 liter bottle)

$3.77 CA$5.33

$3.34 €2.97

12.87%

One-way Ticket (Public Transport)

$2.56 CA$3.62

$3.34 €2.97

-23.35%

Public Transport Monthly Pass (Regular Price)

$84.1 CA$119

$72.2 €64.2

16.54%

Taxi Start (Normal Tariff)

$3.36 CA$4.76

$8.18 €7.28

-58.92%

Taxi (Normal Tariff) (1km)

$1.28 CA$1.82

$1.36 €1.21

-5.88%

Taxi 1hour Waiting (Normal Tariff)

$23.24 CA$32.85

$65.4 €58.2

-64.48%

Gasoline (1 liter)

$1.21 CA$1.71

$2.29 €2.04

-47.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$36.6K €32.6K

-24.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.7K

$36.8K €32.7K

-46.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 CA$214

$135 €120

12.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.21 CA$58.3

$29.54 €26.27

39.51%

Internet (50+ Mbps, Unlimited Data)

$50.2 CA$70.9

$21.95 €19.53

128.61%

Gym Membership (Monthly)

$36.85 CA$52.1

$55.5 €49.33

-33.56%

Tennis Court (1 Hour on Weekend)

$17.62 CA$24.91

$40.36 €35.90

-56.34%

Cinema Ticket

$10.23 CA$14.46

$18.66 €16.60

-45.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$600 CA$848

$311 €277

92.62%

International Primary School, 1 Child (Yearly)

$16.6K CA$23.4K

$7,353 €6,541

125.17%

Jeans (Levis 501 Or Similar)

$47.93 CA$67.8

$89.0 €79.1

-46.12%

Summer Dress (H&M, Zara, etc)

$30.45 CA$43.05

$28.11 €25.00

8.32%

Sport Shoes (Adidas, Nike)

$83.8 CA$118

$77.1 €68.6

8.66%

Men's Leather Business Shoes

$114 CA$161

$113 €100

0.99%

1-bedroom Apartment, City Center (Monthly)

$1,251 CA$1,769

$852 €757

46.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,123 CA$1,588

$649 €577

73.23%

3-bedroom Apartment, City Center (Monthly)

$2,042 CA$2,887

$1,331 €1,184

53.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,873 CA$2,647

$1,036 €922

80.73%

Buy Apartment in City Center (m2)

$2,695 CA$3,810

$3,423 €3,045

-21.27%

Buy Apartment Outside City Center (m2)

$2,668 CA$3,771

$2,310 €2,055

15.49%

Average Monthly Net Salary (After Tax)

$2,860 CA$4,044

$2,901 €2,581

-1.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

3.94

16.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 10, 2026

Last update for Jyvaskyla: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$1.1K 49.9%

Jyvaskyla

$649 35.8% 42.3% $475

Groceries & Markets

Hamilton

$335 14.9%

Jyvaskyla

$351 19.4% 4.8% $16

Eating Out

Hamilton

$266 11.8%

Jyvaskyla

$295 16.3% 10.8% $29

Monthly Utilities & Internet

Hamilton

$243 10.8%

Jyvaskyla

$187 10.3% 23.2% $56

Clothing & Footwear

Hamilton

$124 5.5%

Jyvaskyla

$138 7.6% 11.2% $14

Getting Around

Hamilton

$104 4.6%

Jyvaskyla

$101 5.6% 3.5% $3.6

Sport & Entertainment

Hamilton

$57 2.5%

Jyvaskyla

$93 5.1% 61.9% $35

Cost Breakdown

A one-bedroom apartment in the center runs $1,251 in Hamilton and $852 in Jyvaskyla. Housing cost is often the main lever when comparing two cities.

Jyvaskyla pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $66.0 in Hamilton vs $92.0 in Jyvaskyla for a mid-range dinner for two. Groceries echo the gap at $335 vs $351 per month, with Hamilton cheaper across the board.

Good to know

🇨🇦 Hamilton

🇫🇮 Jyvaskyla

🕒 Local time

09:41 9:41 AM

16:41 4:41 PM

7 h ahead of Hamilton

🌤 Weather

👥 Population

519,949

147,821

💱 Currency

Canadian Dollar CAD $

Euro EUR €

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to CAD in detail →

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Between locations

Hamilton Jyvaskyla 6,560 km ≈ 9 h nonstop flight

From you

Hamilton
Jyvaskyla

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Jyvaskyla: Cost of Living - Frequently Asked Questions

Jyvaskyla is cheaper overall, especially in transport and utilities. The 24% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1% lower in Jyvaskyla. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,251 in Hamilton versus $852 in Jyvaskyla. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $600 in Hamilton versus $311 in Jyvaskyla. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Hamilton pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,812 in Jyvaskyla versus $2,253 in Hamilton, a $2,500 budget is realistic in Jyvaskyla but tight or insufficient in Hamilton. The gap between the two cities makes Jyvaskyla the clear choice for anyone on this budget.

For families, Jyvaskyla is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamilton and Jyvaskyla are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jyvaskyla gentler on the wallet – expenses run 24% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.