Cost of Living Comparison Between Hamilton and Jyvaskyla Cost of Living Comparison Between Hamilton and Jyvaskyla

Monthly Cost of Living

Monthly costs for one person with rent: $2,493 in Hamilton versus $1,939 in Jyvaskyla.

Estimated couple costs with rent: $3,584 in Hamilton versus $3,040 in Jyvaskyla.

Monthly costs for a family of three with rent: $4,676 in Hamilton versus $4,142 in Jyvaskyla.

Living in Hamilton is roughly 29% more expensive than in Jyvaskyla, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Hamilton 87% above, Jyvaskyla 45% above.

Meal at Budget Restaurant

$18.13 CA$25.41

$14.83 €12.96

22.25%

Three-Course Dinner for Two, Mid-Range

$73.3 CA$103

$106 €92.2

-30.54%

Fast Food Meal (McDonalds, etc)

$10.98 CA$15.39

$11.77 €10.29

-6.71%

Cappuccino

$4.05 CA$5.68

$5.17 €4.52

-21.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.94

$2.49 €2.18

-15.66%

Water (0.33 liter bottle)

$1.81 CA$2.53

$1.68 €1.47

7.74%

Local Beer (0.5 liter draught)

$5.83 CA$8.17

$8.30 €7.25

-29.76%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.23

$9.54 €8.33

-31.03%

Milk (1 liter)

$2.23 CA$3.13

$1.31 €1.15

70.23%

White Bread (500g)

$2.12 CA$2.98

$2.22 €1.94

-4.50%

Rice (white) (1kg)

$2.85 CA$4.00

$2.36 €2.06

20.76%

Eggs

$3.14 CA$4.40

$2.86 €2.50

9.79%

Local Cheese (1kg)

$7.74 CA$10.85

$8.73 €7.63

-11.34%

Chicken Fillets (1kg)

$11.56 CA$16.21

$13.70 €11.97

-15.62%

Beef Round Steak (1kg)

$14.39 CA$20.18

$21.17 €18.49

-32.03%

Apples (1kg)

$3.91 CA$5.48

$2.07 €1.81

88.89%

Banana (1kg)

$1.30 CA$1.82

$1.89 €1.65

-31.22%

Oranges (1kg)

$3.55 CA$4.97

$2.39 €2.09

48.54%

Tomato (1kg)

$3.90 CA$5.47

$4.90 €4.28

-20.41%

Potato (1kg)

$2.62 CA$3.67

$1.45 €1.26

80.69%

Onion (1kg)

$2.19 CA$3.07

$1.87 €1.63

17.11%

Lettuce (1 head)

$2.21 CA$3.09

$1.72 €1.50

28.49%

Water (1.5 liter bottle)

$1.99 CA$2.80

$1.41 €1.23

41.13%

Cigarettes 20 Pack (Marlboro, Camel)

$13.47 CA$18.88

$13.71 €11.98

-1.75%

Wine (Bottle)

$12.63 CA$17.71

$15.53 €13.57

-18.67%

Local Beer (0.5 liter bottle)

$2.41 CA$3.38

$3.01 €2.63

-19.93%

Imported Beer (0.33 liter bottle)

$3.07 CA$4.31

$3.57 €3.12

-14.01%

One-way Ticket (Public Transport)

$2.62 CA$3.68

$3.49 €3.05

-24.93%

Public Transport Monthly Pass (Regular Price)

$87.4 CA$123

$66.5 €58.1

31.42%

Taxi Start (Normal Tariff)

$3.54 CA$4.96

$8.01 €7.00

-55.81%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$1.45 €1.27

-15.86%

Taxi 1hour Waiting (Normal Tariff)

$23.62 CA$33.12

$63.1 €55.2

-62.59%

Gasoline (1 liter)

$1.14 CA$1.60

$2.05 €1.79

-44.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.6K

$34.3K €30.0K

-26.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K CA$28.6K

$34.1K €29.8K

-40.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 CA$218

$260 €227

-40.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.11 CA$56.2

$30.74 €26.85

30.48%

Internet (50+ Mbps, Unlimited Data)

$51.2 CA$71.7

$19.90 €17.39

157.09%

Gym Membership (Monthly)

$36.80 CA$51.6

$57.8 €50.5

-36.31%

Tennis Court (1 Hour on Weekend)

$22.40 CA$31.40

$42.53 €37.16

-47.33%

Cinema Ticket

$11.57 CA$16.22

$15.98 €13.96

-27.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$643 CA$901

$340 €297

89.26%

International Primary School, 1 Child (Yearly)

$21.7K CA$30.4K

$11.3K €9,905

91.06%

Jeans (Levis 501 Or Similar)

$56.0 CA$78.5

$106 €92.6

-47.18%

Summer Dress (H&M, Zara, etc)

$33.71 CA$47.26

$26.41 €23.08

27.64%

Sport Shoes (Adidas, Nike)

$96.7 CA$136

$86.8 €75.9

11.34%

Men's Leather Business Shoes

$121 CA$170

$104 €90.6

16.77%

1-bedroom Apartment, City Center (Monthly)

$1,352 CA$1,895

$886 €774

52.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,268 CA$1,778

$661 €577

91.95%

3-bedroom Apartment, City Center (Monthly)

$1,987 CA$2,785

$1,422 €1,243

39.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,022 CA$2,835

$1,167 €1,019

73.32%

Buy Apartment in City Center (m2)

$2,710 CA$3,800

$3,016 €2,635

-10.14%

Buy Apartment Outside City Center (m2)

$2,749 CA$3,854

$2,303 €2,012

19.38%

Average Monthly Net Salary (After Tax)

$2,871 CA$4,025

$2,940 €2,569

-2.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

3.93

68.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: July 14, 2026

Last update for Jyvaskyla: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,352 in Hamilton and $886 in Jyvaskyla. Housing cost is often the main lever when comparing two cities.

Jyvaskyla pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $73.0 in Hamilton vs $106 in Jyvaskyla for a mid-range dinner for two. Groceries echo the gap at $341 vs $355 per month, with Hamilton cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Jyvaskyla: Cost of Living - Frequently Asked Questions

Jyvaskyla is cheaper overall, especially in Getting Around, Monthly Utilities & Internet. The 29% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2% lower in Jyvaskyla. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,352 in Hamilton versus $886 in Jyvaskyla. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $643 in Hamilton versus $340 in Jyvaskyla. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Hamilton pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,939 in Jyvaskyla versus $2,493 in Hamilton, a $2,500 budget is realistic in Jyvaskyla but tight or insufficient in Hamilton. The gap between the two cities makes Jyvaskyla the clear choice for anyone on this budget.

For families, Jyvaskyla is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamilton and Jyvaskyla are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jyvaskyla gentler on the wallet – expenses run 29% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.