Cost of Living Comparison Between Hamilton and Jyvaskyla Cost of Living Comparison Between Hamilton and Jyvaskyla

Monthly Cost of Living

Monthly costs for one person with rent: $2,507 in Hamilton versus $1,961 in Jyvaskyla.

Estimated couple costs with rent: $3,577 in Hamilton versus $3,054 in Jyvaskyla.

Monthly costs for a family of three with rent: $4,647 in Hamilton versus $4,148 in Jyvaskyla.

Living in Hamilton is roughly 28% more expensive than Jyvaskyla, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Hamilton 87% above, Jyvaskyla 46% above.

Meal at Budget Restaurant

$18.39 CA$25.47

$15.32 €13.18

20.04%

Three-Course Dinner for Two, Mid-Range

$74.6 CA$103

$102 €88.2

-27.20%

Fast Food Meal (McDonalds, etc)

$10.84 CA$15.02

$11.74 €10.10

-7.67%

Cappuccino

$4.03 CA$5.58

$4.97 €4.27

-18.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.90

$2.50 €2.15

-16.00%

Water (0.33 liter bottle)

$1.73 CA$2.39

$1.68 €1.44

2.98%

Local Beer (0.5 liter draught)

$5.73 CA$7.94

$7.88 €6.77

-27.28%

Imported Beer (0.33 liter bottle)

$6.49 CA$8.99

$9.50 €8.17

-31.68%

Milk (1 liter)

$2.23 CA$3.09

$1.34 €1.15

66.42%

White Bread (500g)

$2.11 CA$2.92

$2.20 €1.89

-4.09%

Rice (white) (1kg)

$3.00 CA$4.16

$2.29 €1.97

31.00%

Eggs

$3.20 CA$4.43

$2.71 €2.33

18.08%

Local Cheese (1kg)

$7.76 CA$10.74

$8.79 €7.56

-11.72%

Chicken Fillets (1kg)

$11.64 CA$16.11

$13.90 €11.95

-16.26%

Beef Round Steak (1kg)

$14.37 CA$19.89

$20.69 €17.79

-30.55%

Apples (1kg)

$3.86 CA$5.34

$2.05 €1.77

88.29%

Banana (1kg)

$1.31 CA$1.81

$1.95 €1.68

-32.82%

Oranges (1kg)

$3.58 CA$4.95

$2.35 €2.02

52.34%

Tomato (1kg)

$3.73 CA$5.17

$4.87 €4.19

-23.41%

Potato (1kg)

$2.64 CA$3.65

$1.45 €1.25

82.07%

Onion (1kg)

$2.20 CA$3.04

$1.88 €1.62

17.02%

Lettuce (1 head)

$2.22 CA$3.08

$1.77 €1.52

25.42%

Water (1.5 liter bottle)

$2.00 CA$2.77

$1.38 €1.19

44.93%

Cigarettes 20 Pack (Marlboro, Camel)

$13.59 CA$18.82

$13.85 €11.91

-1.88%

Wine (Bottle)

$13.08 CA$18.11

$15.86 €13.65

-17.53%

Local Beer (0.5 liter bottle)

$2.47 CA$3.42

$3.02 €2.60

-18.21%

Imported Beer (0.33 liter bottle)

$3.01 CA$4.16

$3.59 €3.09

-16.16%

One-way Ticket (Public Transport)

$2.56 CA$3.55

$3.40 €2.92

-24.71%

Public Transport Monthly Pass (Regular Price)

$86.2 CA$119

$64.9 €55.8

32.85%

Taxi Start (Normal Tariff)

$3.58 CA$4.96

$7.86 €6.76

-54.45%

Taxi (Normal Tariff) (1km)

$1.21 CA$1.68

$1.45 €1.25

-16.55%

Taxi 1hour Waiting (Normal Tariff)

$24.51 CA$33.94

$63.6 €54.7

-61.47%

Gasoline (1 liter)

$1.15 CA$1.60

$2.04 €1.76

-43.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K CA$34.6K

$34.5K €29.7K

-27.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K CA$29.0K

$35.0K €30.1K

-40.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 CA$208

$264 €227

-43.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.86 CA$53.8

$31.15 €26.79

24.75%

Internet (50+ Mbps, Unlimited Data)

$53.0 CA$73.3

$20.05 €17.25

164.19%

Gym Membership (Monthly)

$36.45 CA$50.5

$59.0 €50.8

-38.25%

Tennis Court (1 Hour on Weekend)

$21.88 CA$30.29

$42.18 €36.28

-48.13%

Cinema Ticket

$11.73 CA$16.24

$16.11 €13.86

-27.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$644 CA$892

$329 €283

95.86%

International Primary School, 1 Child (Yearly)

$22.4K CA$31.0K

$11.3K €9,699

98.46%

Jeans (Levis 501 Or Similar)

$56.6 CA$78.4

$106 €91.5

-46.76%

Summer Dress (H&M, Zara, etc)

$34.04 CA$47.14

$26.32 €22.64

29.33%

Sport Shoes (Adidas, Nike)

$97.3 CA$135

$86.4 €74.3

12.57%

Men's Leather Business Shoes

$120 CA$167

$104 €89.6

15.61%

1-bedroom Apartment, City Center (Monthly)

$1,346 CA$1,864

$883 €760

52.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,306 CA$1,808

$645 €555

102.44%

3-bedroom Apartment, City Center (Monthly)

$2,056 CA$2,846

$1,437 €1,237

43.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,970 CA$2,728

$1,168 €1,004

68.71%

Buy Apartment in City Center (m2)

$2,754 CA$3,813

$3,026 €2,603

-9.01%

Buy Apartment Outside City Center (m2)

$2,768 CA$3,833

$2,369 €2,038

16.85%

Average Monthly Net Salary (After Tax)

$2,916 CA$4,037

$2,987 €2,569

-2.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

3.93

68.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: May 30, 2026

Last update for Jyvaskyla: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,346 in Hamilton and $883 in Jyvaskyla. Housing cost is often the main lever when comparing two cities.

Jyvaskyla pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $75.0 in Hamilton vs $102 in Jyvaskyla for a mid-range dinner for two. Groceries echo the gap at $343 vs $355 per month, with Hamilton cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Jyvaskyla: Cost of Living - Frequently Asked Questions

Jyvaskyla is cheaper overall, especially in Getting Around, Monthly Utilities & Internet. The 28% gap adds up to real monthly savings that compound significantly over time.

On paper, Jyvaskyla earns 2% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,346 in Hamilton versus $883 in Jyvaskyla. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $644 in Hamilton versus $329 in Jyvaskyla. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Hamilton pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,961 in Jyvaskyla versus $2,507 in Hamilton, a $2,500 budget is realistic in Jyvaskyla but tight or insufficient in Hamilton. The gap between the two cities makes Jyvaskyla the clear choice for anyone on this budget.

For families, Jyvaskyla is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamilton and Jyvaskyla are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jyvaskyla gentler on the wallet – expenses run 28% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.