Last update: Oct 2026

Cost of Living Comparison Between Jurmala and Herceg Novi

For one person, living costs are similar in Jurmala and in Herceg Novi: $1,274 and $1,257 a month, rent and utilities included.

62

Cost of Living Index in Jurmala
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Jurmala Living Index
61

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index

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Jurmala

🇱🇻 Latvia

$1,274

/mo nomad

Herceg Novi

🇲🇪 Montenegro

$1,257

/mo nomad

Monthly Cost of Living

How much you'll spend in Jurmala and in Herceg Novi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jurmala and in Herceg Novi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,274 in Jurmala versus $1,234 in Herceg Novi.

Jurmala $1,274
Herceg Novi $1,234

Estimated couple costs with rent: $1,884 in Jurmala versus $1,969 in Herceg Novi.

Jurmala $1,884
Herceg Novi $1,969

Monthly costs for a family of three with rent: $2,493 in Jurmala versus $2,705 in Herceg Novi.

Jurmala $2,493
Herceg Novi $2,705

Living in Jurmala is roughly 3% more expensive than in Herceg Novi, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Jurmala 6% lower, Herceg Novi 9% lower.

Meal at Budget Restaurant

$13.84 €12.31

$11.23 €9.99

23.24%

Three-Course Dinner for Two, Mid-Range

$61.5 €54.7

$36.29 €32.28

69.39%

Fast Food Meal (McDonalds, etc)

$8.73 €7.76

$9.16 €8.15

-4.69%

Cappuccino

$1.70 €1.51

$2.65 €2.36

-35.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.89 €0.79

$2.50 €2.23

-64.40%

Water (0.33 liter bottle)

$0.59 €0.53

$1.63 €1.45

-63.80%

Local Beer (0.5 liter draught)

$5.05 €4.50

$2.84 €2.53

77.82%

Imported Beer (0.33 liter bottle)

$2.35 €2.09

$3.34 €2.97

-29.64%

Milk (1 liter)

$1.16 €1.03

$1.20 €1.07

-3.33%

White Bread (500g)

$1.43 €1.27

$1.01 €0.90

41.58%

Rice (white) (1kg)

$2.42 €2.15

$2.93 €2.61

-17.41%

Eggs

$3.69 €3.29

$2.98 €2.65

23.83%

Local Cheese (1kg)

$10.30 €9.16

$9.02 €8.02

14.19%

Chicken Fillets (1kg)

$4.56 €4.05

$7.43 €6.61

-38.63%

Beef Round Steak (1kg)

$13.59 €12.09

$12.99 €11.56

4.62%

Apples (1kg)

$2.16 €1.92

$1.33 €1.18

62.41%

Banana (1kg)

$1.75 €1.55

$1.57 €1.39

11.46%

Oranges (1kg)

$2.52 €2.24

$1.63 €1.45

54.60%

Tomato (1kg)

$3.18 €2.83

$2.96 €2.63

7.43%

Potato (1kg)

$0.87 €0.77

$0.95 €0.85

-8.42%

Onion (1kg)

$0.94 €0.83

$1.29 €1.15

-27.13%

Lettuce (1 head)

$1.73 €1.53

$1.54 €1.37

12.34%

Water (1.5 liter bottle)

$0.69 €0.62

$0.95 €0.85

-27.37%

Cigarettes 20 Pack (Marlboro, Camel)

$5.66 €5.04

$4.00 €3.56

41.50%

Wine (Bottle)

$7.76 €6.90

$4.37 €3.89

77.57%

Local Beer (0.5 liter bottle)

$1.95 €1.74

$1.28 €1.14

52.34%

Imported Beer (0.33 liter bottle)

$1.99 €1.77

$1.74 €1.55

14.37%

One-way Ticket (Public Transport)

$1.14 €1.02

$1.64 €1.46

-30.49%

Public Transport Monthly Pass (Regular Price)

$44.46 €39.55

Taxi Start (Normal Tariff)

$3.25 €2.89

$2.84 €2.53

14.44%

Taxi (Normal Tariff) (1km)

$0.98 €0.87

$1.10 €0.97

-10.91%

Taxi 1hour Waiting (Normal Tariff)

$17.41 €15.49

$17.09 €15.20

1.87%

Gasoline (1 liter)

$1.80 €1.60

$1.72 €1.53

4.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K €24.3K

$32.3K €28.8K

-15.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K €27.7K

$21.4K €19.0K

45.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$255 €227

$136 €121

87.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.20 €9.96

$13.14 €11.69

-14.76%

Internet (50+ Mbps, Unlimited Data)

$13.83 €12.30

$33.88 €30.14

-59.18%

Gym Membership (Monthly)

$18.84 €16.76

$56.6 €50.3

-66.70%

Tennis Court (1 Hour on Weekend)

$11.39 €10.13

Cinema Ticket

$8.80 €7.83

$7.81 €6.94

12.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$558 €496

$444 €395

25.72%

International Primary School, 1 Child (Yearly)

$18.1K €16.1K

$7,024 €6,248

158.22%

Jeans (Levis 501 Or Similar)

$69.9 €62.1

$84.3 €75.0

-17.09%

Summer Dress (H&M, Zara, etc)

$50.6 €45.01

$33.74 €30.01

49.97%

Sport Shoes (Adidas, Nike)

$85.8 €76.3

$72.7 €64.7

18.00%

Men's Leather Business Shoes

$136 €121

$95.8 €85.2

42.11%

1-bedroom Apartment, City Center (Monthly)

$442 €393

$651 €579

-32.18%

1-bedroom Apartment, Outside City Center (Monthly)

$357 €318

$399 €355

-10.48%

3-bedroom Apartment, City Center (Monthly)

$677 €602

$1,257 €1,118

-46.15%

3-bedroom Apartment, Outside City Center (Monthly)

$500 €445

$888 €790

-43.73%

Buy Apartment in City Center (m2)

$3,685 €3,278

Buy Apartment Outside City Center (m2)

$2,421 €2,153

Average Monthly Net Salary (After Tax)

$1,115 €992

$1,031 €917

8.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.2

-16.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jurmala: October 18, 2026

Last update for Herceg Novi: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Jurmala

$357 28%

Herceg Novi

$399 31.7% 11.7% $42

Monthly Utilities & Internet

Jurmala

$280 22%

Herceg Novi

$183 14.6% 34.6% $97

Groceries & Markets

Jurmala

$241 18.9%

Herceg Novi

$228 18.1% 5.4% $13

Eating Out

Jurmala

$193 15.2%

Herceg Novi

$187 14.8% 3.4% $6.6

Clothing & Footwear

Jurmala

$154 12.1%

Herceg Novi

$129 10.3% 16.3% $25

Sport & Entertainment

Jurmala

$36 2.9%

Herceg Novi

$72 5.7% 98.1% $36

Getting Around

Jurmala

$13 * 1%

Herceg Novi

$59 4.7% 367% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $442 in Jurmala and $661 in Herceg Novi. Housing cost is often the main lever when comparing two cities.

Jurmala pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Jurmala vs $37.00 in Herceg Novi for a mid-range dinner for two. Groceries echo the gap at $241 vs $226 per month, with Herceg Novi cheaper across the board.

Good to know

🇱🇻 Jurmala

🇲🇪 Herceg Novi

🕒 Local time

13:00 1:00 PM

12:00 12:00 PM

1 h behind Jurmala

🌤 Weather

👥 Population

57,671

11,059

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Jurmala Herceg Novi 1,660 km ≈ 2 h 30 min nonstop flight

From you

Jurmala
Herceg Novi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jurmala vs Herceg Novi: Cost of Living - Frequently Asked Questions

Jurmala and Herceg Novi differ by about 3% in total monthly costs ($1,274 vs $1,234 including rent). Herceg Novi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 6% higher in Jurmala, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $442 in Jurmala versus $661 in Herceg Novi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $558 in Jurmala versus $442 in Herceg Novi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Herceg Novi – a meal for two runs $37.00 versus $61.0 in Jurmala. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,234 in Herceg Novi versus $1,274 in Jurmala, a $2,000 budget is realistic in Herceg Novi but tight or insufficient in Jurmala. The gap between the two cities makes Herceg Novi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Jurmala and Herceg Novi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Herceg Novi gentler on the wallet – expenses run 3% less than in Jurmala. Beyond cost, consider language, visa policies, and how big the international community is in each city.