Last update: Oct 2026

Cost of Living Comparison Between Herceg Novi and Jurmala

For one person, living costs are similar in Herceg Novi and in Jurmala: $1,255 and $1,283 a month, rent and utilities included.

60

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index
62

Cost of Living Index in Jurmala
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Jurmala Living Index

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Herceg Novi

🇲🇪 Montenegro

$1,255

/mo nomad

Jurmala

🇱🇻 Latvia

$1,283

/mo nomad

Monthly Cost of Living

How much you'll spend in Herceg Novi and in Jurmala

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Herceg Novi and in Jurmala actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,255 in Herceg Novi versus $1,283 in Jurmala.

Herceg Novi $1,255
Jurmala $1,283

Estimated couple costs with rent: $1,980 in Herceg Novi versus $1,891 in Jurmala.

Herceg Novi $1,980
Jurmala $1,891

Monthly costs for a family of three with rent: $2,705 in Herceg Novi versus $2,498 in Jurmala.

Herceg Novi $2,705
Jurmala $2,498

Living in Herceg Novi costs roughly 2% less than in Jurmala, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Herceg Novi 8% lower, Jurmala 6% lower.

Meal at Budget Restaurant

$11.36 €10.21

$14.21 €12.76

-20.06%

Three-Course Dinner for Two, Mid-Range

$36.63 €32.90

$61.0 €54.8

-39.99%

Fast Food Meal (McDonalds, etc)

$9.15 €8.22

$8.69 €7.80

5.29%

Cappuccino

$2.55 €2.29

$1.66 €1.49

53.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.46 €2.21

$0.97 €0.87

153.61%

Water (0.33 liter bottle)

$1.61 €1.45

$0.58 €0.52

177.59%

Local Beer (0.5 liter draught)

$2.75 €2.47

$5.07 €4.56

-45.76%

Imported Beer (0.33 liter bottle)

$3.26 €2.93

$2.45 €2.20

33.06%

Milk (1 liter)

$1.20 €1.07

$1.16 €1.04

3.45%

White Bread (500g)

$0.93 €0.84

$1.51 €1.35

-38.41%

Rice (white) (1kg)

$2.94 €2.64

$2.54 €2.28

15.75%

Eggs

$2.97 €2.67

$3.66 €3.29

-18.85%

Local Cheese (1kg)

$8.83 €7.93

$10.56 €9.48

-16.38%

Chicken Fillets (1kg)

$7.19 €6.46

$4.42 €3.97

62.67%

Beef Round Steak (1kg)

$12.60 €11.32

$13.55 €12.18

-7.01%

Apples (1kg)

$1.34 €1.20

$2.08 €1.87

-35.58%

Banana (1kg)

$1.51 €1.36

$1.82 €1.64

-17.03%

Oranges (1kg)

$1.55 €1.39

$2.44 €2.19

-36.48%

Tomato (1kg)

$2.97 €2.66

$3.11 €2.79

-4.50%

Potato (1kg)

$0.88 €0.79

$0.83 €0.75

6.02%

Onion (1kg)

$1.29 €1.16

$0.90 €0.81

43.33%

Lettuce (1 head)

$1.46 €1.31

$1.67 €1.50

-12.57%

Water (1.5 liter bottle)

$0.94 €0.85

$0.70 €0.63

34.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.82 €3.43

$5.43 €4.88

-29.65%

Wine (Bottle)

$4.35 €3.91

$7.87 €7.07

-44.73%

Local Beer (0.5 liter bottle)

$1.22 €1.10

$2.04 €1.83

-40.20%

Imported Beer (0.33 liter bottle)

$1.73 €1.55

$2.00 €1.80

-13.50%

One-way Ticket (Public Transport)

$1.63 €1.47

$1.14 €1.02

42.98%

Public Transport Monthly Pass (Regular Price)

$44.07 €39.59

Taxi Start (Normal Tariff)

$2.96 €2.66

$3.30 €2.97

-10.30%

Taxi (Normal Tariff) (1km)

$1.10 €0.99

$0.99 €0.89

11.11%

Taxi 1hour Waiting (Normal Tariff)

$16.88 €15.16

$17.80 €15.99

-5.17%

Gasoline (1 liter)

$1.71 €1.54

$1.78 €1.60

-3.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.3K

$26.8K €24.1K

21.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K €18.9K

$29.8K €26.7K

-29.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 €118

$257 €231

-48.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.90 €11.59

$11.22 €10.08

14.97%

Internet (50+ Mbps, Unlimited Data)

$33.39 €29.99

$14.04 €12.61

137.82%

Gym Membership (Monthly)

$55.8 €50.1

$18.78 €16.87

197.23%

Tennis Court (1 Hour on Weekend)

$11.10 €9.97

Cinema Ticket

$7.69 €6.91

$8.46 €7.60

-9.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$444 €399

$562 €504

-20.88%

International Primary School, 1 Child (Yearly)

$7,034 €6,319

$17.9K €16.1K

-60.77%

Jeans (Levis 501 Or Similar)

$83.8 €75.3

$70.1 €62.9

19.67%

Summer Dress (H&M, Zara, etc)

$33.75 €30.32

$49.79 €44.73

-32.22%

Sport Shoes (Adidas, Nike)

$72.6 €65.2

$86.5 €77.7

-16.07%

Men's Leather Business Shoes

$93.7 €84.2

$139 €125

-32.53%

1-bedroom Apartment, City Center (Monthly)

$659 €592

$452 €406

45.66%

1-bedroom Apartment, Outside City Center (Monthly)

$411 €369

$360 €323

14.17%

3-bedroom Apartment, City Center (Monthly)

$1,255 €1,127

$680 €611

84.46%

3-bedroom Apartment, Outside City Center (Monthly)

$879 €790

$496 €446

77.20%

Buy Apartment in City Center (m2)

$3,651 €3,279

Buy Apartment Outside City Center (m2)

$2,351 €2,112

Average Monthly Net Salary (After Tax)

$1,040 €934

$1,138 €1,022

-8.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.2

19.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: October 26, 2026

Last update for Jurmala: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Herceg Novi

$411 32.7%

Jurmala

$360 28% 12.4% $51

Groceries & Markets

Herceg Novi

$223 17.8%

Jurmala

$242 18.8% 8.6% $19

Eating Out

Herceg Novi

$186 14.8%

Jurmala

$196 15.3% 5.7% $11

Monthly Utilities & Internet

Herceg Novi

$178 14.2%

Jurmala

$282 22% 58.5% $104

Clothing & Footwear

Herceg Novi

$128 10.2%

Jurmala

$155 12.1% 21.6% $28

Sport & Entertainment

Herceg Novi

$71 5.7%

Jurmala

$36 2.8% 49.9% $36

Getting Around

Herceg Novi

$59 4.7%

Jurmala

$13 * 1% 78.3% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $659 in Herceg Novi and $452 in Jurmala. Housing cost is often the main lever when comparing two cities.

Jurmala pays 9% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $37 in Herceg Novi vs $61 in Jurmala for a mid-range dinner for two. Groceries echo the gap at $223 vs $242 per month, with Herceg Novi cheaper across the board.

Good to know

🇲🇪 Herceg Novi

🇱🇻 Jurmala

🕒 Local time

17:07 5:07 PM

18:07 6:07 PM

1 h ahead of Herceg Novi

🌤 Weather

👥 Population

11,059

57,671

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Highest

Between locations

Herceg Novi Jurmala 1,660 km ≈ 2 h 30 min nonstop flight

From you

Herceg Novi
Jurmala

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Jurmala: Cost of Living - Frequently Asked Questions

Herceg Novi and Jurmala differ by about 2% in total monthly costs ($1,255 vs $1,283 including rent). Herceg Novi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 9% lower in Herceg Novi. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $659 in Herceg Novi versus $452 in Jurmala. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $444 in Herceg Novi versus $562 in Jurmala. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Herceg Novi – a meal for two runs $37 versus $61 in Jurmala. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Herceg Novi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Herceg Novi and Jurmala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Herceg Novi wins on affordability, Jurmala on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.