Cost of Living Comparison Between Herceg Novi and Jurmala Cost of Living Comparison Between Herceg Novi and Jurmala

Monthly Cost of Living

Monthly costs for one person with rent: $1,278 in Herceg Novi versus $1,736 in Jurmala.

Estimated couple costs with rent: $2,025 in Herceg Novi versus $2,752 in Jurmala.

Monthly costs for a family of three with rent: $2,771 in Herceg Novi versus $3,769 in Jurmala.

Living in Herceg Novi costs roughly 26% less than in Jurmala, driven mainly by Getting Around.

The two cities straddle the global median: Herceg Novi is 7% below, Jurmala is 26% above.

Meal at Budget Restaurant

$11.65 €10.04

$14.40 €12.42

-19.10%

Three-Course Dinner for Two, Mid-Range

$38.38 €33.09

$69.5 €59.9

-44.77%

Fast Food Meal (McDonalds, etc)

$9.03 €7.79

$7.64 €6.59

18.19%

Cappuccino

$2.60 €2.24

$3.72 €3.21

-30.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.68 €2.31

$0.92 €0.80

191.30%

Water (0.33 liter bottle)

$1.68 €1.45

$1.20 €1.03

40.00%

Local Beer (0.5 liter draught)

$2.90 €2.50

$5.17 €4.46

-43.91%

Imported Beer (0.33 liter bottle)

$3.59 €3.10

$2.91 €2.51

23.37%

Milk (1 liter)

$1.24 €1.07

$1.13 €0.98

9.73%

White Bread (500g)

$1.00 €0.86

$1.47 €1.26

-31.97%

Rice (white) (1kg)

$2.94 €2.54

$2.34 €2.02

25.64%

Eggs

$3.10 €2.67

$3.84 €3.31

-19.27%

Local Cheese (1kg)

$9.16 €7.90

$5.86 €5.05

56.31%

Chicken Fillets (1kg)

$7.56 €6.51

$7.04 €6.07

7.39%

Beef Round Steak (1kg)

$13.34 €11.50

$14.75 €12.71

-9.56%

Apples (1kg)

$1.33 €1.15

$2.26 €1.95

-41.15%

Banana (1kg)

$1.56 €1.34

$1.95 €1.68

-20.00%

Oranges (1kg)

$1.69 €1.46

$2.50 €2.16

-32.40%

Tomato (1kg)

$3.00 €2.58

$3.23 €2.78

-7.12%

Potato (1kg)

$0.96 €0.83

$0.95 €0.82

1.05%

Onion (1kg)

$1.30 €1.12

$1.00 €0.86

30.00%

Lettuce (1 head)

$1.57 €1.35

$1.88 €1.62

-16.49%

Water (1.5 liter bottle)

$0.93 €0.80

$1.06 €0.92

-12.26%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 €3.48

$5.97 €5.15

-32.50%

Wine (Bottle)

$4.52 €3.90

$8.34 €7.19

-45.80%

Local Beer (0.5 liter bottle)

$1.33 €1.15

$2.05 €1.77

-35.12%

Imported Beer (0.33 liter bottle)

$1.85 €1.59

$2.06 €1.78

-10.19%

One-way Ticket (Public Transport)

$1.76 €1.52

$1.15 €0.99

53.04%

Public Transport Monthly Pass (Regular Price)

$45.75 €39.44

Taxi Start (Normal Tariff)

$3.09 €2.66

$3.50 €3.02

-11.71%

Taxi (Normal Tariff) (1km)

$1.15 €0.99

$1.07 €0.93

7.48%

Taxi 1hour Waiting (Normal Tariff)

$17.71 €15.27

$18.83 €16.23

-5.95%

Gasoline (1 liter)

$1.77 €1.52

$2.00 €1.73

-11.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K €29.5K

$28.7K €24.7K

19.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K €18.8K

$32.0K €27.6K

-31.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 €121

$380 €328

-63.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.35 €11.51

$11.59 €9.99

15.19%

Internet (50+ Mbps, Unlimited Data)

$35.76 €30.82

$17.59 €15.17

103.30%

Gym Membership (Monthly)

$59.2 €51.0

$27.61 €23.80

114.27%

Tennis Court (1 Hour on Weekend)

$11.70 €10.09

$22.96 €19.79

-49.04%

Cinema Ticket

$7.91 €6.81

$10.15 €8.75

-22.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$472 €407

$584 €503

-19.11%

International Primary School, 1 Child (Yearly)

$7,132 €6,147

$18.5K €16.0K

-61.54%

Jeans (Levis 501 Or Similar)

$87.9 €75.8

$72.1 €62.1

22.00%

Summer Dress (H&M, Zara, etc)

$35.13 €30.28

$52.6 €45.36

-33.24%

Sport Shoes (Adidas, Nike)

$75.8 €65.4

$90.7 €78.2

-16.39%

Men's Leather Business Shoes

$97.0 €83.6

$145 €125

-33.24%

1-bedroom Apartment, City Center (Monthly)

$677 €584

$1,092 €942

-38.01%

1-bedroom Apartment, Outside City Center (Monthly)

$410 €353

$630 €543

-35.00%

3-bedroom Apartment, City Center (Monthly)

$1,298 €1,119

$698 €601

86.00%

3-bedroom Apartment, Outside City Center (Monthly)

$928 €800

$1,445 €1,246

-35.78%

Buy Apartment in City Center (m2)

$3,772 €3,251

Buy Apartment Outside City Center (m2)

$2,468 €2,127

Average Monthly Net Salary (After Tax)

$1,092 €941

$1,177 €1,014

-7.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.2

19.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: September 7, 2026

Last update for Jurmala: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $677 in Herceg Novi and $1,092 in Jurmala. Housing cost is often the main lever when comparing two cities.

Jurmala pays 8% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Herceg Novi vs $69.0 in Jurmala for a mid-range dinner for two. Groceries echo the gap at $232 vs $253 per month, with Herceg Novi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Jurmala: Cost of Living - Frequently Asked Questions

Herceg Novi and Jurmala differ by about 36% in total monthly costs ($1,278 vs $1,736 including rent). Herceg Novi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 8% lower in Jurmala. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $677 in Herceg Novi versus $1,092 in Jurmala. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $472 in Herceg Novi versus $584 in Jurmala. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Herceg Novi – a meal for two runs $38.00 versus $69.0 in Jurmala. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,278 in Herceg Novi versus $1,736 in Jurmala, a $2,000 budget is realistic in Herceg Novi but tight or insufficient in Jurmala. The gap between the two cities makes Herceg Novi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Herceg Novi and Jurmala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Herceg Novi gentler on the wallet – expenses run 36% less than in Jurmala. Beyond cost, consider language, visa policies, and how big the international community is in each city.