Cost of Living Comparison Between Jos and Zaria Cost of Living Comparison Between Jos and Zaria

Currency
🍽 Eating Out
Jos
Zaria
Difference
Meal at Budget Restaurant
$2.10 ₦2,821
-
-
Three-Course Dinner for Two, Mid-Range
$29.62 ₦39.9K
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-
Fast Food Meal (McDonalds, etc)
$3.94 ₦5,298
-
-
Cappuccino
$3.25 ₦4,372
-
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.56 ₦748
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-
Water (0.33 liter bottle)
$0.71 ₦955
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-
Local Beer (0.5 liter draught)
$1.03 ₦1,382
-
-
Imported Beer (0.33 liter bottle)
$2.17 ₦2,916
-
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🛒 Groceries & Markets
Jos
Zaria
Difference
Milk (1 liter)
$3.60 ₦4,842
-
-
White Bread (500g)
$0.85 ₦1,148
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-
Rice (white) (1kg)
$2.19 ₦2,952
-
-
Eggs
$1.86 ₦2,506
-
-
Local Cheese (1kg)
$10.08 ₦13.6K
-
-
Chicken Fillets (1kg)
$5.03 ₦6,777
-
-
Beef Round Steak (1kg)
$4.07 ₦5,475
-
-
Apples (1kg)
$1.98 ₦2,672
-
-
Banana (1kg)
$1.44 ₦1,941
-
-
Oranges (1kg)
$1.53 ₦2,063
-
-
Tomato (1kg)
$2.30 ₦3,102
-
-
Potato (1kg)
$1.79 ₦2,411
-
-
Onion (1kg)
$2.39 ₦3,222
-
-
Lettuce (1 head)
$0.55 ₦736
-
-
Water (1.5 liter bottle)
$0.39 ₦530
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$1.98 ₦2,661
-
-
Wine (Bottle)
$5.58 ₦7,510
-
-
Local Beer (0.5 liter bottle)
$1.17 ₦1,578
-
-
Imported Beer (0.33 liter bottle)
$1.86 ₦2,506
-
-
🚌 Getting Around
Jos
Zaria
Difference
Taxi Start (Normal Tariff)
$0.58 ₦781
-
-
Taxi (Normal Tariff) (1km)
$0.86 ₦1,162
-
-
Taxi 1hour Waiting (Normal Tariff)
$1.83 ₦2,460
-
-
Gasoline (1 liter)
$0.54 ₦723
-
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.1K ₦27.0M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.1K ₦24.3M
-
-
🧾 Monthly Utilities & Internet
Jos
Zaria
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.4 ₦133.8K
-
-
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 ₦8,731
-
-
Internet (50+ Mbps, Unlimited Data)
$28.87 ₦38.9K
-
-
🎉 Sport & Entertainment
Jos
Zaria
Difference
Gym Membership (Monthly)
$40.77 ₦54.9K
-
-
Tennis Court (1 Hour on Weekend)
$12.08 ₦16.3K
-
-
Cinema Ticket
$4.94 ₦6,653
-
-
🧸 Childcare & Education
Jos
Zaria
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$43.57 ₦58.7K
-
-
International Primary School, 1 Child (Yearly)
$988 ₦1.3M
-
-
👕👟 Clothing & Footwear
Jos
Zaria
Difference
Jeans (Levis 501 Or Similar)
$10.15 ₦13.7K
-
-
Summer Dress (H&M, Zara, etc)
$14.84 ₦20.0K
-
-
Sport Shoes (Adidas, Nike)
$49.75 ₦67.0K
-
-
Men's Leather Business Shoes
$49.51 ₦66.7K
-
-
🏠 Accommodation & Living
Jos
Zaria
Difference
3-bedroom Apartment, City Center (Monthly)
$566 ₦762.2K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$491 ₦661.4K
-
-
Buy Apartment in City Center (m2)
$1,989 ₦2.7M
-
-
Buy Apartment Outside City Center (m2)
$1,508 ₦2.0M
-
-
💵 Salaries & Financials
Jos
Zaria
Difference
Average Monthly Net Salary (After Tax)
$110 ₦147.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
22.5
0
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CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: August 15, 2026

Last update for Zaria: August 16, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jos vs Zaria: Cost of Living - Frequently Asked Questions
Where should families live: Jos or Zaria?
Families tend to lean toward Zaria – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Jos and Zaria?
If budget matters most, go with Zaria. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jos makes more sense. Both are solid long-term options with distinct trade-offs.

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