Last update: Oct 2026

Cost of Living Comparison Between Jos and Zaria

26

Cost of Living Index in Jos
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Jos Living Index

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Jos

🇳🇬 Nigeria

$537

/mo nomad

Zaria

🇳🇬 Nigeria

/mo nomad

Meal at Budget Restaurant

$1.96 ₦2,588

Three-Course Dinner for Two, Mid-Range

$24.90 ₦32.9K

Fast Food Meal (McDonalds, etc)

$3.98 ₦5,267

Cappuccino

$3.44 ₦4,545

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₦550

Water (0.33 liter bottle)

$0.69 ₦912

Local Beer (0.5 liter draught)

$1.02 ₦1,353

Imported Beer (0.33 liter bottle)

$2.09 ₦2,763

Milk (1 liter)

$3.68 ₦4,873

White Bread (500g)

$0.88 ₦1,158

Rice (white) (1kg)

$2.25 ₦2,981

Eggs

$1.79 ₦2,372

Local Cheese (1kg)

$10.15 ₦13.4K

Chicken Fillets (1kg)

$4.87 ₦6,444

Beef Round Steak (1kg)

$4.14 ₦5,482

Apples (1kg)

$2.05 ₦2,712

Banana (1kg)

$1.50 ₦1,981

Oranges (1kg)

$1.53 ₦2,026

Tomato (1kg)

$2.37 ₦3,136

Potato (1kg)

$1.88 ₦2,485

Onion (1kg)

$2.37 ₦3,141

Lettuce (1 head)

$0.56 ₦741

Water (1.5 liter bottle)

$0.38 ₦498

Cigarettes 20 Pack (Marlboro, Camel)

$1.97 ₦2,611

Wine (Bottle)

$5.94 ₦7,860

Local Beer (0.5 liter bottle)

$1.19 ₦1,577

Imported Beer (0.33 liter bottle)

$1.81 ₦2,392

Taxi Start (Normal Tariff)

$0.62 ₦825

Taxi (Normal Tariff) (1km)

$0.82 ₦1,087

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₦2,569

Gasoline (1 liter)

$0.58 ₦770

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K ₦34.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.0K ₦23.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 ₦133.3K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.47 ₦8,555

Internet (50+ Mbps, Unlimited Data)

$29.31 ₦38.8K

Gym Membership (Monthly)

$39.44 ₦52.2K

Tennis Court (1 Hour on Weekend)

$11.91 ₦15.8K

Cinema Ticket

$4.86 ₦6,431

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.07 ₦59.6K

International Primary School, 1 Child (Yearly)

$1,000 ₦1.3M

Jeans (Levis 501 Or Similar)

$10.07 ₦13.3K

Summer Dress (H&M, Zara, etc)

$14.70 ₦19.4K

Sport Shoes (Adidas, Nike)

$49.58 ₦65.6K

Men's Leather Business Shoes

$50.3 ₦66.5K

3-bedroom Apartment, City Center (Monthly)

$565 ₦747.9K

3-bedroom Apartment, Outside City Center (Monthly)

$484 ₦640.3K

Buy Apartment in City Center (m2)

$1,981 ₦2.6M

Buy Apartment Outside City Center (m2)

$1,471 ₦1.9M

Average Monthly Net Salary (After Tax)

$102 ₦134.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: October 4, 2026

Last update for Zaria: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Jos

$205 38.4%

Zaria

–

Monthly Utilities & Internet

Jos

$137 25.6%

Zaria

–

Eating Out

Jos

$83 15.5%

Zaria

–

Clothing & Footwear

Jos

$56 10.5%

Zaria

–

Sport & Entertainment

Jos

$49 9.2%

Zaria

–

Getting Around

Jos

$4.7 * 0.9%

Zaria

–

Accommodation & Living

Jos

- * 0%

Zaria

–

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇳🇬 Jos

🇳🇬 Zaria

🕒 Local time

06:42 6:42 AM

Same time as Jos

🌤 Weather

👥 Population

900,000

766,000

💱 Currency

Nigerian Naira NGN ₦

📈 Exchange rate

10,000 NGN = 7.56 USD

10,000 NGN = 6.75 EUR

10,000 NGN = 7.56 USD

10,000 NGN = 6.75 EUR

Exchange rates and currency converter

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Jos Zaria 180 km

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Zaria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jos vs Zaria: Cost of Living - Frequently Asked Questions

Families tend to lean toward Zaria – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Zaria. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jos makes more sense. Both are solid long-term options with distinct trade-offs.