Cost of Living Comparison Between Jos and Owerri Cost of Living Comparison Between Jos and Owerri

Monthly Cost of Living

A single person spends $1,002 per month in Jos vs $640 in Owerri, rent included.

A couple spends around $1,365 per month in Jos vs $1,042 in Owerri, rent included.

A family of three spends $1,728 per month in Jos vs $1,444 in Owerri, rent included.

Jos costs about 57% more than Owerri, driven mainly by Groceries & Markets.

Both Jos and Owerri are more affordable than the global median – Jos 25% lower, Owerri 52% lower.

Meal at Budget Restaurant

$1.29 ₦1,775

$2.71 ₦3,728

-52.40%

Three-Course Dinner for Two, Mid-Range

$13.85 ₦19.1K

$15.98 ₦22.0K

-13.33%

Fast Food Meal (McDonalds, etc)

$4.70 ₦6,472

Cappuccino

$2.33 ₦3,203

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 ₦474

$0.26 ₦358

30.77%

Water (0.33 liter bottle)

$0.25 ₦345

Local Beer (0.5 liter draught)

$0.69 ₦948

Imported Beer (0.33 liter bottle)

$1.05 ₦1,443

Milk (1 liter)

$3.65 ₦5,030

White Bread (500g)

$0.95 ₦1,310

Rice (white) (1kg)

$3.29 ₦4,528

Eggs

$2.95 ₦4,062

Local Cheese (1kg)

$9.91 ₦13.6K

Chicken Fillets (1kg)

$5.11 ₦7,042

Beef Round Steak (1kg)

$4.59 ₦6,316

Apples (1kg)

$4.11 ₦5,653

Banana (1kg)

$4.89 ₦6,734

Oranges (1kg)

$2.72 ₦3,748

Tomato (1kg)

$4.03 ₦5,543

Potato (1kg)

$2.28 ₦3,143

Onion (1kg)

$1.98 ₦2,720

Lettuce (1 head)

$0.64 ₦877

Water (1.5 liter bottle)

$0.71 ₦982

Wine (Bottle)

$3.98 ₦5,486

Local Beer (0.5 liter bottle)

$0.74 ₦1,012

Taxi Start (Normal Tariff)

$1.01 ₦1,393

Taxi 1hour Waiting (Normal Tariff)

$10.14 ₦14.0K

Gasoline (1 liter)

$0.96 ₦1,323

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.7 ₦135.9K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.98 ₦13.7K

Gym Membership (Monthly)

$39.33 ₦54.2K

Tennis Court (1 Hour on Weekend)

$12.15 ₦16.7K

Cinema Ticket

$8.77 ₦12.1K

International Primary School, 1 Child (Yearly)

$990 ₦1.4M

Jeans (Levis 501 Or Similar)

$10.01 ₦13.8K

Summer Dress (H&M, Zara, etc)

$14.95 ₦20.6K

Sport Shoes (Adidas, Nike)

$50.1 ₦69.0K

Men's Leather Business Shoes

$49.78 ₦68.5K

1-bedroom Apartment, City Center (Monthly)

$697 ₦959.0K

1-bedroom Apartment, Outside City Center (Monthly)

$475 ₦654.6K

$607 ₦836.1K

-21.71%

3-bedroom Apartment, City Center (Monthly)

$875 ₦1.2M

$2,381 ₦3.3M

-63.24%

3-bedroom Apartment, Outside City Center (Monthly)

$603 ₦829.6K

$1,329 ₦1.8M

-54.67%

Buy Apartment in City Center (m2)

$1,960 ₦2.7M

Buy Apartment Outside City Center (m2)

$1,521 ₦2.1M

Average Monthly Net Salary (After Tax)

$108 ₦149.3K

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: April 27, 2026

Last update for Owerri: April 25, 2026

Cost Breakdown

A mid-range dinner for two costs $14.00 in Jos versus $16.00 in Owerri. Use this as a proxy for overall food spending across the two cities.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jos vs Owerri: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,002 in Jos, $640 in Owerri – roughly 57% apart. Jos costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,504 per month in Jos and $960 in Owerri. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,002 in Jos and $640 in Owerri. The difference isn't just one category – it shows up across housing, food, transport, and services.

A mid-range dinner for two costs $14.00 in Jos and $16.00 in Owerri. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Owerri, where all-in costs run around $640, than in Jos at $1,002. In Owerri it covers expenses comfortably, while in Jos it requires careful planning or may not stretch far enough.

Families tend to lean toward Owerri – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Owerri. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jos makes more sense. Both are solid long-term options with distinct trade-offs.