Cost of Living Comparison Between Jos and Ondo Cost of Living Comparison Between Jos and Ondo

Monthly Cost of Living

A single person spends $539 per month in Jos vs $373 in Ondo, rent included.

A couple spends around $1,124 per month in Jos vs $780 in Ondo, rent included.

A family of three spends $1,709 per month in Jos vs $1,188 in Ondo, rent included.

Jos costs about 45% more than Ondo, driven mainly by Groceries & Markets.

Both Jos and Ondo are more affordable than the global median – Jos 61% lower, Ondo 73% lower.

Currency
🍽 Eating Out
Jos
Ondo
Difference
Meal at Budget Restaurant
$2.13 ₦2,824
$3.71 ₦4,926
-42.59%
Three-Course Dinner for Two, Mid-Range
$30.77 ₦40.9K
$50.2 ₦66.7K
-38.73%
Fast Food Meal (McDonalds, etc)
$4.69 ₦6,228
$7.71 ₦10.2K
-39.17%
Cappuccino
$3.41 ₦4,536
$2.73 ₦3,629
24.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 ₦675
$0.15 ₦196
240.00%
Water (0.33 liter bottle)
$0.72 ₦958
$0.25 ₦332
188.00%
Local Beer (0.5 liter draught)
$1.02 ₦1,354
$0.97 ₦1,290
5.15%
Imported Beer (0.33 liter bottle)
$2.19 ₦2,907
$1.95 ₦2,588
12.31%
🛒 Groceries & Markets
Jos
Ondo
Difference
Milk (1 liter)
$3.71 ₦4,929
$3.08 ₦4,088
20.45%
White Bread (500g)
$0.85 ₦1,127
$1.44 ₦1,907
-40.97%
Rice (white) (1kg)
$2.25 ₦2,990
$1.27 ₦1,688
77.17%
Eggs
$1.82 ₦2,419
$2.19 ₦2,908
-16.89%
Local Cheese (1kg)
$9.86 ₦13.1K
$3.50 ₦4,648
181.71%
Chicken Fillets (1kg)
$4.91 ₦6,522
$3.81 ₦5,056
28.87%
Beef Round Steak (1kg)
$4.21 ₦5,599
$2.71 ₦3,599
55.35%
Apples (1kg)
$1.98 ₦2,634
$1.70 ₦2,254
16.47%
Banana (1kg)
$1.45 ₦1,930
$1.25 ₦1,661
16.00%
Oranges (1kg)
$1.49 ₦1,981
$1.09 ₦1,452
36.70%
Tomato (1kg)
$2.34 ₦3,105
$1.35 ₦1,787
73.33%
Potato (1kg)
$1.81 ₦2,403
$1.34 ₦1,777
35.07%
Onion (1kg)
$2.44 ₦3,245
$1.31 ₦1,744
86.26%
Lettuce (1 head)
$0.55 ₦733
$0.89 ₦1,182
-38.20%
Water (1.5 liter bottle)
$0.37 ₦498
$0.39 ₦522
-5.13%
Cigarettes 20 Pack (Marlboro, Camel)
$1.97 ₦2,621
$0.59 ₦783
233.90%
Wine (Bottle)
$5.98 ₦7,940
$2.56 ₦3,405
133.59%
Local Beer (0.5 liter bottle)
$1.18 ₦1,572
$0.51 ₦672
131.37%
Imported Beer (0.33 liter bottle)
$1.79 ₦2,376
$0.47 ₦624
280.85%
🚌 Getting Around
Jos
Ondo
Difference
One-way Ticket (Public Transport)
-
$0.17 ₦225
-
Taxi Start (Normal Tariff)
$0.57 ₦764
$0.69 ₦921
-17.39%
Taxi (Normal Tariff) (1km)
$0.85 ₦1,130
$0.91 ₦1,208
-6.59%
Taxi 1hour Waiting (Normal Tariff)
$1.93 ₦2,569
$2.23 ₦2,965
-13.45%
Gasoline (1 liter)
$0.54 ₦720
$0.83 ₦1,106
-34.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.7K ₦34.1M
$11.2K ₦14.9M
128.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.2K ₦24.2M
$13.7K ₦18.2M
32.66%
🧾 Monthly Utilities & Internet
Jos
Ondo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.5 ₦132.2K
$7.71 ₦10.2K
1190.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.42 ₦8,522
$16.31 ₦21.7K
-60.64%
Internet (50+ Mbps, Unlimited Data)
$28.73 ₦38.2K
$32.92 ₦43.7K
-12.73%
🎉 Sport & Entertainment
Jos
Ondo
Difference
Gym Membership (Monthly)
$39.37 ₦52.3K
-
-
Tennis Court (1 Hour on Weekend)
$12.08 ₦16.1K
-
-
Cinema Ticket
$4.89 ₦6,495
$4.84 ₦6,431
1.03%
🧸 Childcare & Education
Jos
Ondo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$45.71 ₦60.7K
$666 ₦885.2K
-93.14%
International Primary School, 1 Child (Yearly)
$997 ₦1.3M
$20.0K ₦26.5M
-95.01%
👕👟 Clothing & Footwear
Jos
Ondo
Difference
Jeans (Levis 501 Or Similar)
$9.94 ₦13.2K
$14.89 ₦19.8K
-33.24%
Summer Dress (H&M, Zara, etc)
$15.16 ₦20.1K
$18.30 ₦24.3K
-17.16%
Sport Shoes (Adidas, Nike)
$50.6 ₦67.2K
$35.82 ₦47.6K
41.15%
Men's Leather Business Shoes
$50.9 ₦67.6K
$48.28 ₦64.1K
5.47%
🏠 Accommodation & Living
Jos
Ondo
Difference
3-bedroom Apartment, City Center (Monthly)
$568 ₦755.0K
$230 ₦305.2K
147.38%
3-bedroom Apartment, Outside City Center (Monthly)
$483 ₦641.3K
$150 ₦199.4K
221.68%
Buy Apartment in City Center (m2)
$2,033 ₦2.7M
-
-
Buy Apartment Outside City Center (m2)
$1,484 ₦2.0M
-
-
💵 Salaries & Financials
Jos
Ondo
Difference
Average Monthly Net Salary (After Tax)
$98.8 ₦131.3K
$26.79 ₦35.6K
268.79%
20-Year Fixed Mortgage Interest Rate (Annual %)
22.5
18.05
24.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: September 13, 2026

Last update for Ondo: September 15, 2026

Cost Breakdown

Salaries run about 269% higher in Jos, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $31.00 in Jos versus $50.0 in Ondo. Groceries tell a different story – $203 in Jos vs $147 in Ondo – so Ondo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jos vs Ondo: Cost of Living - Frequently Asked Questions
How do living costs in Jos and in Ondo compare overall?
Monthly costs with rent: $539 in Jos, $373 in Ondo – roughly 45% apart. Jos costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Jos compared to Ondo?
For a comfortable life, plan on about $809 per month in Jos and $559 in Ondo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has cheaper restaurants?
A mid-range dinner for two costs $31.00 in Jos and $50.0 in Ondo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 38% more in Jos, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How far does $800 go in Jos compared to Ondo?
$800 covers both cities comfortably – all-in costs are $539 in Jos and $373 in Ondo, leaving budget for savings and extras in both cases.
Where should families live: Jos or Ondo?
Families tend to lean toward Ondo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Jos and Ondo?
If budget matters most, go with Ondo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jos makes more sense. Both are solid long-term options with distinct trade-offs.

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