Cost of Living Comparison Between Jos and Makurdi Cost of Living Comparison Between Jos and Makurdi

Monthly Cost of Living

A single person spends $539 per month in Jos vs $12.34 in Makurdi, rent included.

A couple spends around $1,124 per month in Jos vs $17.00 in Makurdi, rent included.

A family of three spends $1,709 per month in Jos vs $22.09 in Makurdi, rent included.

Jos costs about 4269% more than Makurdi, driven mainly by Groceries & Markets.

Both Jos and Makurdi are more affordable than the global median – Jos 61% lower, Makurdi 99% lower.

Meal at Budget Restaurant

$2.13 ₦2,824

$0.40 ₦529

432.50%

Three-Course Dinner for Two, Mid-Range

$30.77 ₦40.9K

Fast Food Meal (McDonalds, etc)

$4.69 ₦6,228

$1.91 ₦2,538

145.55%

Cappuccino

$3.41 ₦4,536

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₦675

$0.10 ₦135

410.00%

Water (0.33 liter bottle)

$0.72 ₦958

$0.08 ₦107

800.00%

Local Beer (0.5 liter draught)

$1.02 ₦1,354

$0.36 ₦473

183.33%

Imported Beer (0.33 liter bottle)

$2.19 ₦2,907

$0.61 ₦814

259.02%

Milk (1 liter)

$3.71 ₦4,929

White Bread (500g)

$0.85 ₦1,127

Rice (white) (1kg)

$2.25 ₦2,990

Eggs

$1.82 ₦2,419

Local Cheese (1kg)

$9.86 ₦13.1K

Chicken Fillets (1kg)

$4.91 ₦6,522

Beef Round Steak (1kg)

$4.21 ₦5,599

Apples (1kg)

$1.98 ₦2,634

Banana (1kg)

$1.45 ₦1,930

Oranges (1kg)

$1.49 ₦1,981

Tomato (1kg)

$2.34 ₦3,105

Potato (1kg)

$1.81 ₦2,403

Onion (1kg)

$2.44 ₦3,245

Lettuce (1 head)

$0.55 ₦733

Water (1.5 liter bottle)

$0.37 ₦498

Cigarettes 20 Pack (Marlboro, Camel)

$1.97 ₦2,621

Wine (Bottle)

$5.98 ₦7,940

Local Beer (0.5 liter bottle)

$1.18 ₦1,572

Imported Beer (0.33 liter bottle)

$1.79 ₦2,376

Taxi Start (Normal Tariff)

$0.57 ₦764

Taxi (Normal Tariff) (1km)

$0.85 ₦1,130

Taxi 1hour Waiting (Normal Tariff)

$1.93 ₦2,569

Gasoline (1 liter)

$0.54 ₦720

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K ₦34.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.2K ₦24.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.5 ₦132.2K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.42 ₦8,522

Internet (50+ Mbps, Unlimited Data)

$28.73 ₦38.2K

Gym Membership (Monthly)

$39.37 ₦52.3K

Tennis Court (1 Hour on Weekend)

$12.08 ₦16.1K

Cinema Ticket

$4.89 ₦6,495

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.71 ₦60.7K

International Primary School, 1 Child (Yearly)

$997 ₦1.3M

Jeans (Levis 501 Or Similar)

$9.94 ₦13.2K

Summer Dress (H&M, Zara, etc)

$15.16 ₦20.1K

Sport Shoes (Adidas, Nike)

$50.6 ₦67.2K

Men's Leather Business Shoes

$50.9 ₦67.6K

3-bedroom Apartment, City Center (Monthly)

$568 ₦755.0K

3-bedroom Apartment, Outside City Center (Monthly)

$483 ₦641.3K

Buy Apartment in City Center (m2)

$2,033 ₦2.7M

Buy Apartment Outside City Center (m2)

$1,484 ₦2.0M

Average Monthly Net Salary (After Tax)

$98.8 ₦131.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: September 13, 2026

Last update for Makurdi: September 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jos vs Makurdi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $539 in Jos, $12.34 in Makurdi – roughly 4269% apart. Jos costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $809 per month in Jos and $18.51 in Makurdi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

$800 covers both cities comfortably – all-in costs are $539 in Jos and $12.34 in Makurdi, leaving budget for savings and extras in both cases.

Families tend to lean toward Makurdi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Makurdi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jos makes more sense. Both are solid long-term options with distinct trade-offs.