Last update: Oct 2026

Cost of Living Comparison Between Jos and Makurdi

For one person, living is cheaper in Makurdi: $12.12 a month against $536 in Jos, rent and utilities included – about $6,300 less a year. Other living expenses account for most of the difference.

26

Cost of Living Index in Jos
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Jos Living Index

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Jos

🇳🇬 Nigeria

$536

/mo nomad

Makurdi

🇳🇬 Nigeria

$12.12

/mo nomad

Monthly Cost of Living

How much you'll spend in Jos and in Makurdi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jos and in Makurdi actually costs, broken down by who's living it.

A single person spends $536 per month in Jos vs $12.12 in Makurdi, rent included.

Jos $536
Makurdi $12.12

A couple spends around $1,105 per month in Jos vs $17.15 in Makurdi, rent included.

Jos $1,105
Makurdi $17.15

A family of three spends $1,674 per month in Jos vs $22 in Makurdi, rent included.

Jos $1,674
Makurdi $22

Jos costs about 4321% more than Makurdi, and outside of rent the biggest gap is in eating out.

Both Jos and Makurdi are more affordable than the global median – Jos 60% lower, Makurdi 99% lower.

Meal at Budget Restaurant

$1.95 ₦2,605

$0.38 ₦511

413.16%

Three-Course Dinner for Two, Mid-Range

$29.26 ₦39.1K

Fast Food Meal (McDonalds, etc)

$4.10 ₦5,488

$1.82 ₦2,433

125.27%

Cappuccino

$3.36 ₦4,498

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₦525

$0.08 ₦107

387.50%

Water (0.33 liter bottle)

$0.71 ₦943

$0.07 ₦96.8

914.29%

Local Beer (0.5 liter draught)

$0.98 ₦1,313

$0.35 ₦474

180.00%

Imported Beer (0.33 liter bottle)

$1.94 ₦2,597

$0.61 ₦817

218.03%

Milk (1 liter)

$3.71 ₦4,960

White Bread (500g)

$0.85 ₦1,140

Rice (white) (1kg)

$2.26 ₦3,025

Eggs

$1.81 ₦2,419

Local Cheese (1kg)

$10.07 ₦13.5K

Chicken Fillets (1kg)

$4.88 ₦6,529

Beef Round Steak (1kg)

$4.14 ₦5,536

Apples (1kg)

$1.99 ₦2,656

Banana (1kg)

$1.49 ₦1,997

Oranges (1kg)

$1.54 ₦2,059

Tomato (1kg)

$2.28 ₦3,044

Potato (1kg)

$1.78 ₦2,376

Onion (1kg)

$2.39 ₦3,192

Lettuce (1 head)

$0.59 ₦792

Water (1.5 liter bottle)

$0.40 ₦532

Cigarettes 20 Pack (Marlboro, Camel)

$1.98 ₦2,650

Wine (Bottle)

$5.81 ₦7,763

Local Beer (0.5 liter bottle)

$1.24 ₦1,665

Imported Beer (0.33 liter bottle)

$1.84 ₦2,461

Taxi Start (Normal Tariff)

$0.58 ₦775

Taxi (Normal Tariff) (1km)

$0.86 ₦1,154

Taxi 1hour Waiting (Normal Tariff)

$1.91 ₦2,548

Gasoline (1 liter)

$0.54 ₦727

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K ₦35.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.2K ₦49.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 ₦134.6K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.48 ₦8,660

Internet (50+ Mbps, Unlimited Data)

$29.58 ₦39.5K

Gym Membership (Monthly)

$39.79 ₦53.2K

Tennis Court (1 Hour on Weekend)

$12.11 ₦16.2K

Cinema Ticket

$6.37 ₦8,520

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.00 ₦60.2K

International Primary School, 1 Child (Yearly)

$1,019 ₦1.4M

Jeans (Levis 501 Or Similar)

$10.11 ₦13.5K

Summer Dress (H&M, Zara, etc)

$14.78 ₦19.8K

Sport Shoes (Adidas, Nike)

$49.26 ₦65.9K

Men's Leather Business Shoes

$50.6 ₦67.6K

3-bedroom Apartment, City Center (Monthly)

$562 ₦751.6K

3-bedroom Apartment, Outside City Center (Monthly)

$496 ₦663.6K

Buy Apartment in City Center (m2)

$1,987 ₦2.7M

Buy Apartment Outside City Center (m2)

$1,526 ₦2.0M

Average Monthly Net Salary (After Tax)

$101 ₦135.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: October 31, 2026

Last update for Makurdi: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Jos

$204 38.1%

Makurdi

–

Monthly Utilities & Internet

Jos

$137 25.5%

Makurdi

–

Eating Out

Jos

$81 15.2%

Makurdi

–

Clothing & Footwear

Jos

$56 10.5%

Makurdi

–

Sport & Entertainment

Jos

$53 9.8%

Makurdi

–

Getting Around

Jos

$4.9 * 0.9%

Makurdi

–

Accommodation & Living

Jos

- * 0%

Makurdi

–

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇳🇬 Jos

🇳🇬 Makurdi

🕒 Local time

20:23 8:23 PM

Same time as Jos

🌤 Weather

👥 Population

900,000

500,797

💱 Currency

Nigerian Naira NGN ₦

📈 Exchange rate

10,000 NGN = 7.48 USD

10,000 NGN = 6.64 EUR

10,000 NGN = 7.48 USD

10,000 NGN = 6.64 EUR

Exchange rates and currency converter

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Jos
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jos vs Makurdi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $536 in Jos, $12.12 in Makurdi – Makurdi comes out roughly 98% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $804 per month in Jos and $18.18 in Makurdi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

$800 covers both cities comfortably – all-in costs are $536 in Jos and $12.12 in Makurdi, leaving budget for savings and extras in both cases.