Last update: Oct 2026

Cost of Living Comparison Between Jos and Lagos

For one person, living is cheaper in Jos: $535 a month against $951 in Lagos, rent and utilities included – about $5,000 less a year. Higher rent and utilities in Lagos outweigh lower spending on other living expenses.

Jos
🇳🇬 Nigeria
$535
/mo nomad
Lagos
🇳🇬 Nigeria
$951
/mo nomad
Monthly Cost of Living

How much you'll spend in Jos and in Lagos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jos and in Lagos actually costs, broken down by who's living it.

A single person spends $535 per month in Jos vs $951 in Lagos, rent included.

  • Jos $535
  • Lagos $951

A couple spends around $1,104 per month in Jos vs $1,859 in Lagos, rent included.

  • Jos $1,104
  • Lagos $1,859

A family of three spends $1,674 per month in Jos vs $2,768 in Lagos, rent included.

  • Jos $1,674
  • Lagos $2,768

Jos is about 44% cheaper than Lagos, and outside of rent the biggest gap is in groceries.

Both Jos and Lagos are more affordable than the global median – Jos 60% lower, Lagos 30% lower.

Currency
🍽 Eating Out
Jos
Lagos
Difference
Meal at Budget Restaurant
$1.96 ₦2,604
$3.82 ₦5,082
-48.69%
Three-Course Dinner for Two, Mid-Range
$30.24 ₦40.2K
$50.8 ₦67.5K
-40.41%
Fast Food Meal (McDonalds, etc)
$3.92 ₦5,208
$7.38 ₦9,815
-46.88%
Cappuccino
$3.30 ₦4,385
$2.83 ₦3,768
16.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.48 ₦633
$0.43 ₦577
11.63%
Water (0.33 liter bottle)
$0.71 ₦948
$0.22 ₦291
222.73%
Local Beer (0.5 liter draught)
$1.01 ₦1,348
$1.01 ₦1,348
-
Imported Beer (0.33 liter bottle)
$2.08 ₦2,765
$2.02 ₦2,692
2.97%
🛒 Groceries & Markets
Jos
Lagos
Difference
Milk (1 liter)
$3.61 ₦4,799
$3.10 ₦4,120
16.45%
White Bread (500g)
$0.87 ₦1,153
$1.50 ₦1,989
-42.00%
Rice (white) (1kg)
$2.19 ₦2,909
$1.25 ₦1,669
75.20%
Eggs
$1.88 ₦2,506
$2.27 ₦3,013
-17.18%
Local Cheese (1kg)
$9.94 ₦13.2K
$3.44 ₦4,578
188.95%
Chicken Fillets (1kg)
$4.86 ₦6,463
$3.79 ₦5,040
28.23%
Beef Round Steak (1kg)
$4.15 ₦5,517
$4.58 ₦6,093
-9.39%
Apples (1kg)
$1.99 ₦2,653
$1.70 ₦2,255
17.06%
Banana (1kg)
$1.50 ₦1,989
$1.29 ₦1,716
16.28%
Oranges (1kg)
$1.48 ₦1,964
$1.11 ₦1,475
33.33%
Tomato (1kg)
$2.36 ₦3,134
$1.29 ₦1,718
82.95%
Potato (1kg)
$1.87 ₦2,489
$1.37 ₦1,823
36.50%
Onion (1kg)
$2.46 ₦3,272
$1.36 ₦1,803
80.88%
Lettuce (1 head)
$0.60 ₦797
$0.85 ₦1,128
-29.41%
Water (1.5 liter bottle)
$0.39 ₦525
$0.40 ₦528
-2.50%
Cigarettes 20 Pack (Marlboro, Camel)
$1.99 ₦2,647
$0.60 ₦793
231.67%
Wine (Bottle)
$5.90 ₦7,854
$2.52 ₦3,346
134.13%
Local Beer (0.5 liter bottle)
$1.19 ₦1,584
$0.54 ₦721
120.37%
Imported Beer (0.33 liter bottle)
$1.86 ₦2,474
$0.46 ₦612
304.35%
🚌 Getting Around
Jos
Lagos
Difference
One-way Ticket (Public Transport)
-
$0.40 ₦532
-
Public Transport Monthly Pass (Regular Price)
-
$19.73 ₦26.2K
-
Taxi Start (Normal Tariff)
$0.62 ₦828
$0.65 ₦864
-4.62%
Taxi (Normal Tariff) (1km)
$0.80 ₦1,071
$0.95 ₦1,270
-15.79%
Taxi 1hour Waiting (Normal Tariff)
$1.90 ₦2,531
$2.25 ₦2,987
-15.56%
Gasoline (1 liter)
$0.54 ₦717
$0.83 ₦1,098
-34.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K ₦34.4M
$11.1K ₦14.8M
132.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.5K ₦24.6M
$13.6K ₦18.1M
35.72%
🧾 Monthly Utilities & Internet
Jos
Lagos
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 ₦135.0K
$113 ₦150.7K
-10.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.36 ₦8,458
$15.08 ₦20.1K
-57.82%
Internet (50+ Mbps, Unlimited Data)
$29.17 ₦38.8K
$33.09 ₦44.0K
-11.85%
🎉 Sport & Entertainment
Jos
Lagos
Difference
Gym Membership (Monthly)
$40.27 ₦53.6K
$28.10 ₦37.4K
43.31%
Tennis Court (1 Hour on Weekend)
$12.15 ₦16.2K
$6.79 ₦9,027
78.94%
Cinema Ticket
$6.36 ₦8,463
$6.19 ₦8,237
2.75%
🧸 Childcare & Education
Jos
Lagos
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$44.69 ₦59.4K
$659 ₦877.1K
-93.22%
International Primary School, 1 Child (Yearly)
$1,010 ₦1.3M
$19.5K ₦26.0M
-94.83%
👕👟 Clothing & Footwear
Jos
Lagos
Difference
Jeans (Levis 501 Or Similar)
$9.90 ₦13.2K
$14.85 ₦19.8K
-33.33%
Summer Dress (H&M, Zara, etc)
$15.29 ₦20.3K
$17.95 ₦23.9K
-14.82%
Sport Shoes (Adidas, Nike)
$49.73 ₦66.1K
$36.30 ₦48.3K
37.00%
Men's Leather Business Shoes
$49.21 ₦65.4K
$48.95 ₦65.1K
0.53%
🏠 Accommodation & Living
Jos
Lagos
Difference
1-bedroom Apartment, City Center (Monthly)
-
$704 ₦936.6K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$417 ₦554.1K
-
3-bedroom Apartment, City Center (Monthly)
$561 ₦746.3K
$2,825 ₦3.8M
-80.14%
3-bedroom Apartment, Outside City Center (Monthly)
$494 ₦656.8K
$1,516 ₦2.0M
-67.42%
Buy Apartment in City Center (m2)
$1,987 ₦2.6M
$3,283 ₦4.4M
-39.47%
Buy Apartment Outside City Center (m2)
$1,525 ₦2.0M
$1,597 ₦2.1M
-4.48%
💵 Salaries & Financials
Jos
Lagos
Difference
Average Monthly Net Salary (After Tax)
$102 ₦135.0K
$117 ₦155.2K
-12.96%
20-Year Fixed Mortgage Interest Rate (Annual %)
22.5
18.39
22.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: October 11, 2026

Last update for Lagos: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Jos
$203
Lagos
$154 24.4% $50
Monthly Utilities & Internet
Jos
$137
Lagos
$161 17.9% $24
Eating Out
Jos
$81
Lagos
$98 21.6% $17
Clothing & Footwear
Jos
$56
Lagos
$53 4.9% $2.7
Sport & Entertainment
Jos
$53
Lagos
$40 23.6% $13
Getting Around
Jos
$4.7 *
Lagos
$27 475% $22
Accommodation & Living
Jos
- *
Lagos
$417

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 15% higher in Lagos, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Jos versus $51.0 in Lagos. Groceries tell a different story – $203 in Jos vs $154 in Lagos – so Lagos wins on supermarket bills even if dining out costs more.

Good to know
🇳🇬 Jos
🇳🇬 Lagos
🕒 Local time
07:11 7:11 AM
07:11 7:11 AM
Same time as Jos
🌤 Weather
👥 Population
900,000
10,404,112
💱 Currency
Exchange rates and currency converter

USD, EUR to NGN – Nigerian Naira Converter

Nigerian Naira exchange rates as of October 20, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,495 NGN (10,000 NGN = 6.69 EUR).

On the map
Between locations
  • Jos Lagos 720 km ≈ 1 h 30 min nonstop flight
From you
  • Jos
  • Lagos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jos vs Lagos: Cost of Living - Frequently Asked Questions
How do living costs in Jos and in Lagos compare overall?
Monthly costs with rent: $535 in Jos, $951 in Lagos – roughly 78% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Jos compared to Lagos?
For a comfortable life, plan on about $802 per month in Jos and $1,426 in Lagos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has cheaper restaurants?
A mid-range dinner for two costs $30.00 in Jos and $51.0 in Lagos. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 32% cheaper in Lagos – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Jos, where all-in costs run around $535, than in Lagos at $951. In Jos it covers expenses comfortably, while in Lagos it requires careful planning or may not stretch far enough.
Where should families live: Jos or Lagos?
Families tend to lean toward Jos – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Jos and Lagos?
If budget matters most, go with Jos. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lagos makes more sense. Both are solid long-term options with distinct trade-offs.

Jos vs other spots: cost of living compared

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