Cost of Living Comparison Between Jos and Ife Cost of Living Comparison Between Jos and Ife

Monthly Cost of Living

A single person spends $528 per month in Jos vs $279 in Ife, rent included.

A couple spends around $1,094 per month in Jos vs $426 in Ife, rent included.

A family of three spends $1,660 per month in Jos vs $573 in Ife, rent included.

Jos costs about 89% more than Ife, driven mainly by Groceries & Markets.

Both Jos and Ife are more affordable than the global median – Jos 62% lower, Ife 80% lower.

Meal at Budget Restaurant

$2.14 ₦2,835

$1.60 ₦2,118

33.75%

Three-Course Dinner for Two, Mid-Range

$29.30 ₦38.8K

$11.13 ₦14.7K

163.25%

Fast Food Meal (McDonalds, etc)

$4.60 ₦6,094

$3.66 ₦4,856

25.68%

Cappuccino

$3.40 ₦4,508

$0.27 ₦361

1159.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.55 ₦730

$0.33 ₦441

66.67%

Water (0.33 liter bottle)

$0.70 ₦928

$0.19 ₦255

268.42%

Local Beer (0.5 liter draught)

$1.07 ₦1,421

$0.29 ₦378

268.97%

Imported Beer (0.33 liter bottle)

$2.10 ₦2,779

$0.35 ₦470

500.00%

Milk (1 liter)

$3.63 ₦4,811

White Bread (500g)

$0.85 ₦1,128

$0.23 ₦305

269.57%

Rice (white) (1kg)

$2.25 ₦2,979

$0.58 ₦775

287.93%

Eggs

$1.86 ₦2,461

$1.32 ₦1,749

40.91%

Local Cheese (1kg)

$9.99 ₦13.2K

$1.47 ₦1,946

579.59%

Chicken Fillets (1kg)

$5.12 ₦6,780

$1.62 ₦2,153

216.05%

Beef Round Steak (1kg)

$4.02 ₦5,324

$1.30 ₦1,727

209.23%

Apples (1kg)

$1.98 ₦2,622

$1.90 ₦2,521

4.21%

Banana (1kg)

$1.49 ₦1,975

Oranges (1kg)

$1.53 ₦2,026

Tomato (1kg)

$2.29 ₦3,028

Potato (1kg)

$1.80 ₦2,381

$0.31 ₦411

480.65%

Onion (1kg)

$2.43 ₦3,222

$0.35 ₦469

594.29%

Lettuce (1 head)

$0.58 ₦769

Water (1.5 liter bottle)

$0.37 ₦488

Cigarettes 20 Pack (Marlboro, Camel)

$2.04 ₦2,697

Wine (Bottle)

$5.77 ₦7,642

$2.21 ₦2,934

161.09%

Local Beer (0.5 liter bottle)

$1.23 ₦1,632

Imported Beer (0.33 liter bottle)

$1.79 ₦2,378

One-way Ticket (Public Transport)

$0.12 ₦158

Taxi Start (Normal Tariff)

$0.58 ₦774

Taxi (Normal Tariff) (1km)

$0.80 ₦1,054

Taxi 1hour Waiting (Normal Tariff)

$1.83 ₦2,427

Gasoline (1 liter)

$0.58 ₦768

$0.14 ₦182

314.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K ₦35.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.3K ₦24.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 ₦134.5K

$30.32 ₦40.2K

234.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.36 ₦8,428

$6.05 ₦8,019

5.12%

Internet (50+ Mbps, Unlimited Data)

$28.56 ₦37.9K

$15.07 ₦20.0K

89.52%

Gym Membership (Monthly)

$39.25 ₦52.0K

$7.34 ₦9,721

434.74%

Tennis Court (1 Hour on Weekend)

$12.21 ₦16.2K

Cinema Ticket

$4.92 ₦6,523

$1.51 ₦2,006

225.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$44.31 ₦58.7K

$15.14 ₦20.1K

192.67%

International Primary School, 1 Child (Yearly)

$1,017 ₦1.3M

$135 ₦179.5K

650.51%

Jeans (Levis 501 Or Similar)

$9.88 ₦13.1K

$7.62 ₦10.1K

29.66%

Summer Dress (H&M, Zara, etc)

$15.03 ₦19.9K

$11.23 ₦14.9K

33.84%

Sport Shoes (Adidas, Nike)

$50.9 ₦67.4K

$18.87 ₦25.0K

169.69%

Men's Leather Business Shoes

$49.03 ₦65.0K

$22.29 ₦29.5K

119.96%

1-bedroom Apartment, City Center (Monthly)

$184 ₦244.5K

1-bedroom Apartment, Outside City Center (Monthly)

$111 ₦147.0K

3-bedroom Apartment, City Center (Monthly)

$549 ₦727.6K

$373 ₦493.9K

47.31%

3-bedroom Apartment, Outside City Center (Monthly)

$488 ₦646.9K

$226 ₦299.6K

115.95%

Buy Apartment in City Center (m2)

$2,040 ₦2.7M

Buy Apartment Outside City Center (m2)

$1,481 ₦2.0M

Average Monthly Net Salary (After Tax)

$100 ₦132.6K

$52.4 ₦69.4K

90.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: September 5, 2026

Last update for Ife: September 6, 2026

Cost Breakdown

Salaries run about 91% higher in Jos, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $29.00 in Jos versus $11.00 in Ife. Monthly groceries follow the same trend: $203 vs $42.00 – making Ife the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jos vs Ife: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $528 in Jos, $279 in Ife – roughly 89% apart. Jos costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $792 per month in Jos and $419 in Ife. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $528 in Jos and $279 in Ife. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $44.31 per month in Jos and $15.14 in Ife. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $528 in Jos and $279 in Ife, leaving budget for savings and extras in both cases.

Families tend to lean toward Ife – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ife. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jos makes more sense. Both are solid long-term options with distinct trade-offs.