Cost of Living Comparison Between Johannesburg and St Francis Bay Cost of Living Comparison Between Johannesburg and St Francis Bay

Monthly Cost of Living

A single person spends $1,160 per month in Johannesburg vs $1,017 in St Francis Bay, rent included.

A couple spends around $1,812 per month in Johannesburg vs $1,580 in St Francis Bay, rent included.

A family of three spends $2,464 per month in Johannesburg vs $2,143 in St Francis Bay, rent included.

Johannesburg costs about 14% more than St Francis Bay, driven mainly by Getting Around.

Both Johannesburg and St Francis Bay are more affordable than the global median – Johannesburg 13% lower, St Francis Bay 24% lower.

Meal at Budget Restaurant

$11.10 R 183

$8.64 R 142

28.47%

Three-Course Dinner for Two, Mid-Range

$45.36 R 747

$33.34 R 549

36.05%

Fast Food Meal (McDonalds, etc)

$4.81 R 79.2

$4.94 R 81.4

-2.63%

Cappuccino

$2.18 R 35.85

$2.11 R 34.73

3.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.02 R 16.84

$1.02 R 16.86

Water (0.33 liter bottle)

$0.82 R 13.45

$0.78 R 12.78

5.13%

Local Beer (0.5 liter draught)

$2.70 R 44.37

$2.31 R 37.95

16.88%

Imported Beer (0.33 liter bottle)

$2.49 R 40.94

$2.59 R 42.62

-3.86%

Milk (1 liter)

$1.15 R 18.98

$1.14 R 18.84

0.88%

White Bread (500g)

$1.09 R 17.93

$1.05 R 17.29

3.81%

Rice (white) (1kg)

$1.69 R 27.86

$1.57 R 25.80

7.64%

Eggs

$2.55 R 41.91

$2.39 R 39.32

6.69%

Local Cheese (1kg)

$8.24 R 136

$7.92 R 130

4.04%

Chicken Fillets (1kg)

$4.78 R 78.8

$4.63 R 76.3

3.24%

Beef Round Steak (1kg)

$6.56 R 108

$6.76 R 111

-2.96%

Apples (1kg)

$1.68 R 27.62

$1.66 R 27.40

1.20%

Banana (1kg)

$1.54 R 25.30

$1.52 R 25.02

1.32%

Oranges (1kg)

$1.48 R 24.37

$1.48 R 24.30

Tomato (1kg)

$1.59 R 26.18

$1.65 R 27.18

-3.64%

Potato (1kg)

$1.44 R 23.73

$1.37 R 22.54

5.11%

Onion (1kg)

$1.39 R 22.90

$1.22 R 20.11

13.93%

Lettuce (1 head)

$1.09 R 17.93

$1.09 R 17.90

Water (1.5 liter bottle)

$0.89 R 14.58

$0.90 R 14.74

-1.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 R 49.34

$2.77 R 45.60

8.30%

Wine (Bottle)

$5.87 R 96.7

$4.65 R 76.5

26.24%

Local Beer (0.5 liter bottle)

$1.31 R 21.63

$1.34 R 22.05

-2.24%

Imported Beer (0.33 liter bottle)

$1.65 R 27.15

$1.72 R 28.35

-4.07%

One-way Ticket (Public Transport)

$1.67 R 27.46

$1.67 R 27.54

Public Transport Monthly Pass (Regular Price)

$71.3 R 1,174

Taxi Start (Normal Tariff)

$1.09 R 17.91

$1.09 R 18.00

Taxi (Normal Tariff) (1km)

$0.89 R 14.63

$0.91 R 14.97

-2.20%

Taxi 1hour Waiting (Normal Tariff)

$4.09 R 67.3

$3.98 R 65.6

2.76%

Gasoline (1 liter)

$1.27 R 20.92

$1.27 R 20.97

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K R 370.5K

$21.6K R 356.2K

4.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K R 392.2K

$23.4K R 385.8K

1.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 R 1,958

$118 R 1,944

0.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.09 R 676

$34.99 R 576

17.43%

Internet (50+ Mbps, Unlimited Data)

$42.46 R 699

$41.92 R 690

1.29%

Gym Membership (Monthly)

$34.18 R 563

$30.80 R 507

10.97%

Tennis Court (1 Hour on Weekend)

$13.64 R 225

$10.99 R 181

24.11%

Cinema Ticket

$7.42 R 122

$6.55 R 108

13.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$209 R 3,440

$195 R 3,203

7.40%

International Primary School, 1 Child (Yearly)

$4,974 R 81.9K

$4,292 R 70.7K

15.89%

Jeans (Levis 501 Or Similar)

$49.97 R 823

$51.0 R 839

-1.94%

Summer Dress (H&M, Zara, etc)

$33.46 R 551

$31.75 R 523

5.39%

Sport Shoes (Adidas, Nike)

$90.6 R 1,491

$89.4 R 1,472

1.25%

Men's Leather Business Shoes

$77.6 R 1,278

$79.5 R 1,309

-2.34%

1-bedroom Apartment, City Center (Monthly)

$417 R 6,857

$360 R 5,923

15.76%

1-bedroom Apartment, Outside City Center (Monthly)

$377 R 6,201

$339 R 5,580

11.12%

3-bedroom Apartment, City Center (Monthly)

$925 R 15.2K

$682 R 11.2K

35.54%

3-bedroom Apartment, Outside City Center (Monthly)

$697 R 11.5K

$693 R 11.4K

0.71%

Buy Apartment in City Center (m2)

$1,020 R 16.8K

$755 R 12.4K

35.08%

Buy Apartment Outside City Center (m2)

$760 R 12.5K

$645 R 10.6K

17.84%

Average Monthly Net Salary (After Tax)

$1,689 R 27.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.51

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Johannesburg: July 26, 2026

Last update for St Francis Bay: July 26, 2026

Cost Breakdown

A central one-bedroom costs $417 in Johannesburg versus $360 in St Francis Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $45.00 in Johannesburg versus $33.00 in St Francis Bay. Monthly groceries follow the same trend: $183 vs $178 – making St Francis Bay the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Johannesburg vs St Francis Bay: Cost of Living - Frequently Asked Questions

Johannesburg costs about 14% more than St Francis Bay, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,739 per month in Johannesburg and $1,525 in St Francis Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,160 in Johannesburg and $1,017 in St Francis Bay. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $209 per month in Johannesburg and $195 in St Francis Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,017, than in Johannesburg at $1,160. In St Francis Bay it covers expenses comfortably, while in Johannesburg it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. St Francis Bay costs $1,017 versus $1,160 in Johannesburg. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Johannesburg makes more sense. Both are solid long-term options with distinct trade-offs.