Last update: Oct 2026

Cost of Living Comparison Between Jinhua and Ubud, Bali

For one person, living is cheaper in Jinhua: $640 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Jinhua
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Jinhua Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Jinhua

🇨🇳 China

$640

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Jinhua and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jinhua and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $640 in Jinhua versus $1,353 in Ubud, Bali.

Jinhua $640
Ubud, Bali $1,353

Estimated couple costs with rent: $1,056 in Jinhua versus $2,297 in Ubud, Bali.

Jinhua $1,056
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,471 in Jinhua versus $3,241 in Ubud, Bali.

Jinhua $1,471
Ubud, Bali $3,241

Living in Jinhua costs roughly 53% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Jinhua is 53% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$4.58 ¥30.56

$3.23 Rp 58.3K

41.80%

Three-Course Dinner for Two, Mid-Range

$22.28 ¥149

$34.88 Rp 629.5K

-36.12%

Fast Food Meal (McDonalds, etc)

$5.13 ¥34.21

$5.70 Rp 102.8K

-10.00%

Cappuccino

$1.52 ¥10.13

$2.62 Rp 47.2K

-41.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ¥3.09

$1.72 Rp 31.1K

-73.26%

Water (0.33 liter bottle)

$0.29 ¥1.91

$0.81 Rp 14.6K

-64.20%

Local Beer (0.5 liter draught)

$0.44 ¥2.93

$2.65 Rp 47.8K

-83.40%

Imported Beer (0.33 liter bottle)

$1.50 ¥10.02

$4.37 Rp 78.8K

-65.68%

Milk (1 liter)

$1.52 ¥10.14

$1.57 Rp 28.4K

-3.18%

White Bread (500g)

$1.52 ¥10.13

$2.19 Rp 39.6K

-30.59%

Rice (white) (1kg)

$0.76 ¥5.09

$1.18 Rp 21.2K

-35.59%

Eggs

$1.28 ¥8.57

$2.16 Rp 38.9K

-40.74%

Local Cheese (1kg)

$16.98 ¥113

$17.65 Rp 318.5K

-3.80%

Chicken Fillets (1kg)

$3.29 ¥21.97

$3.78 Rp 68.2K

-12.96%

Beef Round Steak (1kg)

$8.79 ¥58.6

$11.95 Rp 215.7K

-26.44%

Apples (1kg)

$1.82 ¥12.12

$3.60 Rp 65.0K

-49.44%

Banana (1kg)

$1.18 ¥7.85

$1.59 Rp 28.7K

-25.79%

Oranges (1kg)

$1.18 ¥7.85

$2.31 Rp 41.7K

-48.92%

Tomato (1kg)

$1.51 ¥10.05

$1.91 Rp 34.4K

-20.94%

Potato (1kg)

$0.79 ¥5.24

$1.78 Rp 32.1K

-55.62%

Onion (1kg)

$0.78 ¥5.21

$2.33 Rp 42.0K

-66.52%

Lettuce (1 head)

$0.14 ¥0.94

$1.00 Rp 18.0K

-86.00%

Water (1.5 liter bottle)

$0.29 ¥1.92

$0.53 Rp 9,536

-45.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.69 ¥24.60

$2.29 Rp 41.3K

61.14%

Wine (Bottle)

$10.81 ¥72.1

$22.07 Rp 398.4K

-51.02%

Local Beer (0.5 liter bottle)

$0.47 ¥3.15

$2.35 Rp 42.4K

-80.00%

Imported Beer (0.33 liter bottle)

$1.51 ¥10.08

$2.98 Rp 53.7K

-49.33%

One-way Ticket (Public Transport)

$0.31 ¥2.10

$0.23 Rp 4,123

34.78%

Public Transport Monthly Pass (Regular Price)

$17.84 ¥119

$8.90 Rp 160.6K

100.45%

Taxi Start (Normal Tariff)

$1.47 ¥9.80

$0.47 Rp 8,490

212.77%

Taxi (Normal Tariff) (1km)

$0.21 ¥1.40

$0.43 Rp 7,759

-51.16%

Taxi 1hour Waiting (Normal Tariff)

$9.19 ¥61.3

$5.47 Rp 98.7K

68.01%

Gasoline (1 liter)

$1.28 ¥8.52

$0.83 Rp 14.9K

54.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.7K ¥78.2K

$23.9K Rp 431.0M

-50.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.7K ¥98.1K

$32.8K Rp 591.8M

-55.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$22.71 ¥151

$80.0 Rp 1.4M

-71.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.99 ¥53.3

$6.56 Rp 118.4K

21.80%

Internet (50+ Mbps, Unlimited Data)

$10.43 ¥69.6

$18.60 Rp 335.8K

-43.92%

Gym Membership (Monthly)

$41.36 ¥276

$54.1 Rp 976.8K

-23.58%

Tennis Court (1 Hour on Weekend)

$14.72 ¥98.2

$18.28 Rp 329.9K

-19.47%

Cinema Ticket

$4.41 ¥29.42

$4.25 Rp 76.8K

3.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$417 ¥2,779

$493 Rp 8.9M

-15.43%

International Primary School, 1 Child (Yearly)

$28.1K ¥187.5K

$5,597 Rp 101.0M

402.11%

Jeans (Levis 501 Or Similar)

$22.53 ¥150

$45.58 Rp 822.6K

-50.57%

Summer Dress (H&M, Zara, etc)

$37.73 ¥252

$34.96 Rp 631.1K

7.92%

Sport Shoes (Adidas, Nike)

$73.8 ¥492

$77.7 Rp 1.4M

-5.08%

Men's Leather Business Shoes

$30.19 ¥201

$78.5 Rp 1.4M

-61.55%

1-bedroom Apartment, City Center (Monthly)

$258 ¥1,720

$1,131 Rp 20.4M

-77.21%

1-bedroom Apartment, Outside City Center (Monthly)

$179 ¥1,192

$673 Rp 12.1M

-73.44%

3-bedroom Apartment, City Center (Monthly)

$477 ¥3,182

$3,613 Rp 65.2M

-86.80%

3-bedroom Apartment, Outside City Center (Monthly)

$376 ¥2,510

$1,702 Rp 30.7M

-77.89%

Buy Apartment in City Center (m2)

$3,429 ¥22.9K

$2,717 Rp 49.0M

26.19%

Buy Apartment Outside City Center (m2)

$1,972 ¥13.2K

$2,241 Rp 40.5M

-12.02%

Average Monthly Net Salary (After Tax)

$1,502 ¥10.0K

$166 Rp 3.0M

802.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-78.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jinhua: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Jinhua

$196 30.6%

Ubud, Bali

$287 21.2% 46.8% $91

Accommodation & Living

Jinhua

$179 27.9%

Ubud, Bali

$673 49.7% 277% $494

Eating Out

Jinhua

$78 12.3%

Ubud, Bali

$106 7.9% 35.6% $28

Clothing & Footwear

Jinhua

$74 11.6%

Ubud, Bali

$107 7.9% 44.2% $33

Sport & Entertainment

Jinhua

$50 7.8%

Ubud, Bali

$63 4.6% 24.8% $12

Monthly Utilities & Internet

Jinhua

$41 6.4%

Ubud, Bali

$105 7.8% 156% $64

Getting Around

Jinhua

$22 3.4%

Ubud, Bali

$12 0.9% 42.5% $9.2

Cost Breakdown

A one-bedroom apartment in the center runs $258 in Jinhua and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Jinhua pays 803% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Jinhua vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $196 vs $287 per month, with Jinhua cheaper across the board.

Good to know

🇨🇳 Jinhua

🇮🇩 Ubud, Bali

🕒 Local time

22:40 10:40 PM

Same time as Jinhua

🌤 Weather

👥 Population

5,361,572

74,800

💱 Currency

Chinese Yuan CNY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 25, 2026: 1 USD = 6.67 CNY (1 CNY = 0.15 USD). 1 EUR = 7.5 CNY (1 CNY = 0.133 EUR).

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,050 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,292 IDR (100,000 IDR = 4.93 EUR).

USD to CNY in detail →

On the map

Lowest

Highest

Between locations

Jinhua Ubud, Bali 4,210 km ≈ 6 h nonstop flight

From you

Jinhua
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jinhua vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Jinhua is cheaper overall, especially in groceries, eating out, and clothing. The 112% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 803% higher in Jinhua, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $258 in Jinhua versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Jinhua runs roughly 100% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $417 in Jinhua versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $640 in Jinhua versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Jinhua but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jinhua the clear choice for anyone on this budget.

For families, Jinhua is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Jinhua and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jinhua gentler on the wallet – expenses run 112% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.