Cost of Living Comparison Between Jinhua and Ubud, Bali Cost of Living Comparison Between Jinhua and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $631 in Jinhua versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,060 in Jinhua versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,489 in Jinhua versus $3,273 in Ubud, Bali.

Living in Jinhua costs roughly 55% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Jinhua is 54% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$4.48 ¥30.04

$3.37 Rp 59.5K

32.94%

Three-Course Dinner for Two, Mid-Range

$22.17 ¥149

$38.59 Rp 680.4K

-42.55%

Fast Food Meal (McDonalds, etc)

$5.25 ¥35.18

$5.52 Rp 97.3K

-4.89%

Cappuccino

$1.53 ¥10.26

$2.64 Rp 46.6K

-42.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ¥2.89

$1.67 Rp 29.5K

-74.25%

Water (0.33 liter bottle)

$0.29 ¥1.92

$0.77 Rp 13.6K

-62.34%

Local Beer (0.5 liter draught)

$0.47 ¥3.16

$2.63 Rp 46.4K

-82.13%

Imported Beer (0.33 liter bottle)

$1.47 ¥9.85

$4.28 Rp 75.5K

-65.65%

Milk (1 liter)

$1.46 ¥9.77

$1.55 Rp 27.3K

-5.81%

White Bread (500g)

$1.52 ¥10.21

$2.22 Rp 39.2K

-31.53%

Rice (white) (1kg)

$0.75 ¥5.04

$1.13 Rp 19.8K

-33.63%

Eggs

$1.24 ¥8.29

$2.09 Rp 36.8K

-40.67%

Local Cheese (1kg)

$17.15 ¥115

$17.39 Rp 306.7K

-1.38%

Chicken Fillets (1kg)

$3.34 ¥22.37

$3.87 Rp 68.2K

-13.70%

Beef Round Steak (1kg)

$9.18 ¥61.5

$12.55 Rp 221.3K

-26.85%

Apples (1kg)

$1.76 ¥11.81

$3.62 Rp 63.8K

-51.38%

Banana (1kg)

$1.22 ¥8.18

$1.56 Rp 27.5K

-21.79%

Oranges (1kg)

$1.20 ¥8.06

$2.35 Rp 41.5K

-48.94%

Tomato (1kg)

$1.45 ¥9.75

$2.06 Rp 36.2K

-29.61%

Potato (1kg)

$0.76 ¥5.12

$1.90 Rp 33.5K

-60.00%

Onion (1kg)

$0.77 ¥5.19

$2.34 Rp 41.2K

-67.09%

Lettuce (1 head)

$0.13 ¥0.86

$1.03 Rp 18.2K

-87.38%

Water (1.5 liter bottle)

$0.31 ¥2.10

$0.55 Rp 9,781

-43.64%

Cigarettes 20 Pack (Marlboro, Camel)

$4.37 ¥29.28

$2.25 Rp 39.7K

94.22%

Wine (Bottle)

$11.20 ¥75.0

$23.81 Rp 419.8K

-52.96%

Local Beer (0.5 liter bottle)

$0.43 ¥2.88

$2.31 Rp 40.8K

-81.39%

Imported Beer (0.33 liter bottle)

$1.46 ¥9.77

$2.80 Rp 49.4K

-47.86%

One-way Ticket (Public Transport)

$0.29 ¥1.95

$0.27 Rp 4,803

7.41%

Public Transport Monthly Pass (Regular Price)

$17.19 ¥115

$8.66 Rp 152.7K

98.50%

Taxi Start (Normal Tariff)

$1.48 ¥9.91

$0.48 Rp 8,490

208.33%

Taxi (Normal Tariff) (1km)

$0.23 ¥1.54

$0.45 Rp 7,865

-48.89%

Taxi 1hour Waiting (Normal Tariff)

$8.88 ¥59.5

$5.72 Rp 100.8K

55.24%

Gasoline (1 liter)

$1.27 ¥8.49

$0.76 Rp 13.4K

67.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.7K ¥78.2K

$24.5K Rp 431.7M

-52.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.8K ¥98.9K

$32.1K Rp 566.4M

-54.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$22.19 ¥149

$83.6 Rp 1.5M

-73.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.24 ¥55.2

$6.46 Rp 113.8K

27.55%

Internet (50+ Mbps, Unlimited Data)

$10.41 ¥69.8

$18.99 Rp 334.9K

-45.18%

Gym Membership (Monthly)

$41.51 ¥278

$56.0 Rp 987.0K

-25.84%

Tennis Court (1 Hour on Weekend)

$14.93 ¥100

$18.62 Rp 328.3K

-19.82%

Cinema Ticket

$4.55 ¥30.46

$4.28 Rp 75.5K

6.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$298 ¥1,995

$487 Rp 8.6M

-38.80%

International Primary School, 1 Child (Yearly)

$27.0K ¥180.7K

$5,856 Rp 103.3M

360.45%

Jeans (Levis 501 Or Similar)

$22.14 ¥148

$45.56 Rp 803.3K

-51.40%

Summer Dress (H&M, Zara, etc)

$38.06 ¥255

$36.38 Rp 641.5K

4.62%

Sport Shoes (Adidas, Nike)

$75.5 ¥506

$82.0 Rp 1.4M

-7.83%

Men's Leather Business Shoes

$29.25 ¥196

$80.4 Rp 1.4M

-63.62%

1-bedroom Apartment, City Center (Monthly)

$263 ¥1,760

$1,117 Rp 19.7M

-76.48%

1-bedroom Apartment, Outside City Center (Monthly)

$181 ¥1,212

$701 Rp 12.4M

-74.20%

3-bedroom Apartment, City Center (Monthly)

$487 ¥3,265

$3,537 Rp 62.4M

-86.22%

3-bedroom Apartment, Outside City Center (Monthly)

$370 ¥2,477

$1,762 Rp 31.1M

-79.02%

Buy Apartment in City Center (m2)

$3,145 ¥21.1K

$2,826 Rp 49.8M

11.28%

Buy Apartment Outside City Center (m2)

$1,959 ¥13.1K

$2,292 Rp 40.4M

-14.54%

Average Monthly Net Salary (After Tax)

$1,501 ¥10.1K

$170 Rp 3.0M

783.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-78.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jinhua: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $263 in Jinhua and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Jinhua pays 784% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Jinhua vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $197 vs $293 per month, with Jinhua cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jinhua vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Jinhua is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 121% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 784% higher in Jinhua, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $263 in Jinhua versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Jinhua runs roughly 98% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $298 in Jinhua versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $631 in Jinhua versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Jinhua but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jinhua the clear choice for anyone on this budget.

For families, Jinhua is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Jinhua and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jinhua gentler on the wallet – expenses run 121% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.