Cost of Living Comparison Between Ubud, Bali and Jinhua Cost of Living Comparison Between Ubud, Bali and Jinhua

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $646 in Jinhua.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,027 in Jinhua.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,408 in Jinhua.

Living in Ubud, Bali is roughly 118% more expensive than in Jinhua, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Jinhua is 52% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$4.79 ¥32.39

-27.97%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$20.86 ¥141

55.03%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.60 ¥37.81

-13.57%

Cappuccino

$2.75 Rp 49.4K

$1.37 ¥9.29

100.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.40 ¥2.70

245.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.27 ¥1.81

177.78%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$0.41 ¥2.75

629.27%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.37 ¥9.29

181.02%

Milk (1 liter)

$1.74 Rp 31.2K

$1.41 ¥9.54

23.40%

White Bread (500g)

$2.46 Rp 44.2K

$1.36 ¥9.22

80.88%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.68 ¥4.61

72.06%

Eggs

$2.43 Rp 43.7K

$1.20 ¥8.12

102.50%

Local Cheese (1kg)

$14.50 Rp 260.6K

$15.22 ¥103

-4.73%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$3.12 ¥21.10

39.42%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$8.12 ¥54.9

47.54%

Apples (1kg)

$3.72 Rp 66.8K

$1.65 ¥11.15

125.45%

Banana (1kg)

$1.63 Rp 29.2K

$1.09 ¥7.35

49.54%

Oranges (1kg)

$2.74 Rp 49.3K

$1.08 ¥7.32

153.70%

Tomato (1kg)

$2.24 Rp 40.3K

$1.36 ¥9.22

64.71%

Potato (1kg)

$1.92 Rp 34.5K

$0.69 ¥4.64

178.26%

Onion (1kg)

$2.28 Rp 40.9K

$0.69 ¥4.64

230.43%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.14 ¥0.94

657.14%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.29 ¥1.98

148.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.74 ¥18.51

20.07%

Wine (Bottle)

$23.19 Rp 416.8K

$11.72 ¥79.2

97.87%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.41 ¥2.77

578.05%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.35 ¥9.15

102.22%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.29 ¥1.97

-6.90%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$16.97 ¥115

-52.21%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.38 ¥9.30

-65.22%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.20 ¥1.35

110.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$8.58 ¥58.0

-27.51%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.14 ¥7.73

-28.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$11.2K ¥75.5K

138.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$14.1K ¥95.6K

127.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$21.00 ¥142

273.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$7.43 ¥50.2

-45.22%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$13.94 ¥94.2

74.53%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$42.16 ¥285

133.89%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$13.96 ¥94.4

-54.58%

Cinema Ticket

$3.99 Rp 71.6K

$4.07 ¥27.49

-1.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$335 ¥2,266

-9.03%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$30.9K ¥208.7K

-78.49%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$20.95 ¥142

158.42%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$38.16 ¥258

-0.92%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$70.1 ¥473

23.93%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$27.50 ¥186

177.64%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$244 ¥1,650

306.13%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$187 ¥1,265

259.48%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$459 ¥3,105

634.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$348 ¥2,351

489.25%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$3,147 ¥21.3K

-10.87%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,846 ¥12.5K

20.64%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,480 ¥10.0K

-88.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

342.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Jinhua: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $244 in Jinhua. Housing cost is often the main lever when comparing two cities.

Jinhua pays 787% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $21.00 in Jinhua for a mid-range dinner for two. Groceries echo the gap at $297 vs $183 per month, with Jinhua cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jinhua: Cost of Living - Frequently Asked Questions

Jinhua is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 118% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 787% lower in Jinhua. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $244 in Jinhua. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Jinhua runs roughly 109% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $335 in Jinhua. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $646 in Jinhua versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Jinhua but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jinhua the clear choice for anyone on this budget.

For families, Jinhua is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jinhua are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jinhua gentler on the wallet – expenses run 118% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.