Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Jinhua

For one person, living is cheaper in Jinhua: $640 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
31

Cost of Living Index in Jinhua
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Jinhua Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Jinhua

🇨🇳 China

$640

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Jinhua

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Jinhua actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $640 in Jinhua.

Ubud, Bali $1,353
Jinhua $640

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,056 in Jinhua.

Ubud, Bali $2,297
Jinhua $1,056

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,471 in Jinhua.

Ubud, Bali $3,241
Jinhua $1,471

Living in Ubud, Bali is roughly 112% more expensive than in Jinhua, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Jinhua is 53% below.

Meal at Budget Restaurant

$3.23 Rp 58.3K

$4.58 ¥30.56

-29.48%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 629.5K

$22.28 ¥149

56.55%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.8K

$5.13 ¥34.21

11.11%

Cappuccino

$2.62 Rp 47.2K

$1.52 ¥10.13

72.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.1K

$0.46 ¥3.09

273.91%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.29 ¥1.91

179.31%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$0.44 ¥2.93

502.27%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.8K

$1.50 ¥10.02

191.33%

Milk (1 liter)

$1.57 Rp 28.4K

$1.52 ¥10.14

3.29%

White Bread (500g)

$2.19 Rp 39.6K

$1.52 ¥10.13

44.08%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.76 ¥5.09

55.26%

Eggs

$2.16 Rp 38.9K

$1.28 ¥8.57

68.75%

Local Cheese (1kg)

$17.65 Rp 318.5K

$16.98 ¥113

3.95%

Chicken Fillets (1kg)

$3.78 Rp 68.2K

$3.29 ¥21.97

14.89%

Beef Round Steak (1kg)

$11.95 Rp 215.7K

$8.79 ¥58.6

35.95%

Apples (1kg)

$3.60 Rp 65.0K

$1.82 ¥12.12

97.80%

Banana (1kg)

$1.59 Rp 28.7K

$1.18 ¥7.85

34.75%

Oranges (1kg)

$2.31 Rp 41.7K

$1.18 ¥7.85

95.76%

Tomato (1kg)

$1.91 Rp 34.4K

$1.51 ¥10.05

26.49%

Potato (1kg)

$1.78 Rp 32.1K

$0.79 ¥5.24

125.32%

Onion (1kg)

$2.33 Rp 42.0K

$0.78 ¥5.21

198.72%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.14 ¥0.94

614.29%

Water (1.5 liter bottle)

$0.53 Rp 9,536

$0.29 ¥1.92

82.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.3K

$3.69 ¥24.60

-37.94%

Wine (Bottle)

$22.07 Rp 398.4K

$10.81 ¥72.1

104.16%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.4K

$0.47 ¥3.15

400.00%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.7K

$1.51 ¥10.08

97.35%

One-way Ticket (Public Transport)

$0.23 Rp 4,123

$0.31 ¥2.10

-25.81%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.6K

$17.84 ¥119

-50.11%

Taxi Start (Normal Tariff)

$0.47 Rp 8,490

$1.47 ¥9.80

-68.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,759

$0.21 ¥1.40

104.76%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.7K

$9.19 ¥61.3

-40.48%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.28 ¥8.52

-35.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 431.0M

$11.7K ¥78.2K

103.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 591.8M

$14.7K ¥98.1K

122.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$22.71 ¥151

252.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.4K

$7.99 ¥53.3

-17.90%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 335.8K

$10.43 ¥69.6

78.33%

Gym Membership (Monthly)

$54.1 Rp 976.8K

$41.36 ¥276

30.85%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.9K

$14.72 ¥98.2

24.18%

Cinema Ticket

$4.25 Rp 76.8K

$4.41 ¥29.42

-3.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$417 ¥2,779

18.24%

International Primary School, 1 Child (Yearly)

$5,597 Rp 101.0M

$28.1K ¥187.5K

-80.08%

Jeans (Levis 501 Or Similar)

$45.58 Rp 822.6K

$22.53 ¥150

102.31%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 631.1K

$37.73 ¥252

-7.34%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$73.8 ¥492

5.35%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$30.19 ¥201

160.09%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$258 ¥1,720

338.80%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$179 ¥1,192

276.54%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.2M

$477 ¥3,182

657.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.7M

$376 ¥2,510

352.19%

Buy Apartment in City Center (m2)

$2,717 Rp 49.0M

$3,429 ¥22.9K

-20.75%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.5M

$1,972 ¥13.2K

13.66%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,502 ¥10.0K

-88.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

359.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Jinhua: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Jinhua

$179 27.9% 73.4% $494

Groceries & Markets

Ubud, Bali

$287 21.2%

Jinhua

$196 30.6% 31.9% $91

Clothing & Footwear

Ubud, Bali

$107 7.9%

Jinhua

$74 11.6% 30.6% $33

Eating Out

Ubud, Bali

$106 7.9%

Jinhua

$78 12.3% 26.3% $28

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Jinhua

$41 6.4% 60.9% $64

Sport & Entertainment

Ubud, Bali

$63 4.6%

Jinhua

$50 7.8% 19.9% $12

Getting Around

Ubud, Bali

$12 0.9%

Jinhua

$22 3.4% 73.9% $9.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $258 in Jinhua. Housing cost is often the main lever when comparing two cities.

Jinhua pays 803% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $22.00 in Jinhua for a mid-range dinner for two. Groceries echo the gap at $287 vs $196 per month, with Jinhua cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇳 Jinhua

🕒 Local time

21:53 9:53 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

5,361,572

💱 Currency

Indonesian Rupiah IDR Rp

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

CNY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,050 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,292 IDR (100,000 IDR = 4.93 EUR).

Chinese Yuan exchange rates as of October 25, 2026: 1 USD = 6.67 CNY (1 CNY = 0.15 USD). 1 EUR = 7.5 CNY (1 CNY = 0.133 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Jinhua 4,210 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Jinhua

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jinhua: Cost of Living - Frequently Asked Questions

Jinhua is cheaper overall, especially in groceries, clothing, and eating out. The 112% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 803% lower in Jinhua. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $258 in Jinhua. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Jinhua runs roughly 100% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Ubud, Bali versus $417 in Jinhua. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $640 in Jinhua versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Jinhua but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jinhua the clear choice for anyone on this budget.

For families, Jinhua is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jinhua are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jinhua gentler on the wallet – expenses run 112% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.