Cost of Living Comparison Between Ubud, Bali and Jinhua Cost of Living Comparison Between Ubud, Bali and Jinhua

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $647 in Jinhua.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $1,024 in Jinhua.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $1,401 in Jinhua.

Living in Ubud, Bali is roughly 116% more expensive than Jinhua, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Jinhua is 52% below.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$5.00 ¥34.14

-30.40%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$21.14 ¥144

55.53%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$5.46 ¥37.27

-6.78%

Cappuccino

$2.75 Rp 47.1K

$1.36 ¥9.32

102.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$0.44 ¥2.98

213.64%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.27 ¥1.82

162.96%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$0.41 ¥2.77

602.44%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$1.42 ¥9.72

172.54%

Milk (1 liter)

$1.79 Rp 30.7K

$1.36 ¥9.31

31.62%

White Bread (500g)

$2.45 Rp 42.0K

$1.42 ¥9.72

72.54%

Rice (white) (1kg)

$1.21 Rp 20.7K

$0.71 ¥4.87

70.42%

Eggs

$2.39 Rp 40.9K

$1.15 ¥7.85

107.83%

Local Cheese (1kg)

$14.70 Rp 252.1K

$15.76 ¥108

-6.73%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$3.18 ¥21.70

33.33%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$8.52 ¥58.2

41.78%

Apples (1kg)

$3.66 Rp 62.9K

$1.71 ¥11.70

114.04%

Banana (1kg)

$1.61 Rp 27.6K

$1.09 ¥7.44

47.71%

Oranges (1kg)

$2.72 Rp 46.6K

$1.09 ¥7.41

149.54%

Tomato (1kg)

$2.27 Rp 39.0K

$1.37 ¥9.35

65.69%

Potato (1kg)

$1.90 Rp 32.6K

$0.71 ¥4.86

167.61%

Onion (1kg)

$2.30 Rp 39.4K

$0.68 ¥4.66

238.24%

Lettuce (1 head)

$1.02 Rp 17.4K

$0.14 ¥0.93

628.57%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.29 ¥2.01

168.97%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$2.81 ¥19.19

15.30%

Wine (Bottle)

$24.06 Rp 412.7K

$11.88 ¥81.2

102.53%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$0.43 ¥2.97

560.47%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$1.42 ¥9.70

96.48%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$0.29 ¥1.99

-6.90%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$16.81 ¥115

-50.98%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$1.40 ¥9.58

-67.86%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$0.22 ¥1.50

95.45%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$8.45 ¥57.7

-28.76%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.14 ¥7.75

-24.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$11.3K ¥77.4K

130.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$13.7K ¥93.7K

131.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$20.63 ¥141

279.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$7.53 ¥51.4

-46.88%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$13.85 ¥94.6

75.81%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$42.21 ¥288

126.89%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$13.80 ¥94.2

-53.19%

Cinema Ticket

$4.01 Rp 68.7K

$4.29 ¥29.33

-6.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$342 ¥2,335

-11.79%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$30.9K ¥211.1K

-78.83%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$20.77 ¥142

157.20%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$37.97 ¥259

1.53%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$70.0 ¥478

27.21%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$27.75 ¥190

184.32%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$241 ¥1,645

321.77%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$187 ¥1,280

258.65%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$459 ¥3,136

633.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$346 ¥2,366

508.50%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$3,150 ¥21.5K

-4.72%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$2,007 ¥13.7K

16.40%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$1,486 ¥10.1K

-88.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

342.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Jinhua: April 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $241 in Jinhua. Housing cost is often the main lever when comparing two cities.

Jinhua pays 737% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $21 in Jinhua for a mid-range dinner for two. Groceries echo the gap at $300 vs $187 per month, with Jinhua cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jinhua: Cost of Living - Frequently Asked Questions

Jinhua is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 116% gap adds up to real monthly savings that compound significantly over time.

On paper, Jinhua earns 737% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $241 in Jinhua. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Jinhua runs roughly 104% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $302 in Ubud, Bali versus $342 in Jinhua. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $647 in Jinhua versus $1,395 in Ubud, Bali, a $1,500 budget is realistic in Jinhua but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jinhua the clear choice for anyone on this budget.

For families, Jinhua is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jinhua are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jinhua gentler on the wallet – expenses run 116% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.