Cost of Living Comparison Between Ubud, Bali and Jinhua Cost of Living Comparison Between Ubud, Bali and Jinhua

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $629 in Jinhua.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,007 in Jinhua.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,385 in Jinhua.

Living in Ubud, Bali is roughly 126% more expensive than Jinhua, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Jinhua is 53% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$4.90 ¥33.21

-27.35%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$20.84 ¥141

57.05%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$5.61 ¥37.99

-11.76%

Cappuccino

$2.71 Rp 48.9K

$1.37 ¥9.25

97.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.44 ¥2.95

204.55%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.27 ¥1.81

159.26%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$0.43 ¥2.94

579.07%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$1.43 ¥9.69

176.92%

Milk (1 liter)

$1.81 Rp 32.6K

$1.37 ¥9.31

32.12%

White Bread (500g)

$2.52 Rp 45.4K

$1.41 ¥9.53

78.72%

Rice (white) (1kg)

$1.16 Rp 20.9K

$0.71 ¥4.84

63.38%

Eggs

$2.46 Rp 44.4K

$1.18 ¥8.01

108.47%

Local Cheese (1kg)

$14.71 Rp 265.3K

$15.33 ¥104

-4.04%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$3.10 ¥20.98

39.35%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$8.60 ¥58.2

41.16%

Apples (1kg)

$3.84 Rp 69.3K

$1.65 ¥11.16

132.73%

Banana (1kg)

$1.56 Rp 28.1K

$1.12 ¥7.60

39.29%

Oranges (1kg)

$2.83 Rp 51.1K

$1.09 ¥7.39

159.63%

Tomato (1kg)

$2.33 Rp 41.9K

$1.42 ¥9.65

64.08%

Potato (1kg)

$1.91 Rp 34.5K

$0.72 ¥4.84

165.28%

Onion (1kg)

$2.20 Rp 39.7K

$0.68 ¥4.60

223.53%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.15 ¥1.02

573.33%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.29 ¥1.99

168.97%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$2.83 ¥19.20

17.31%

Wine (Bottle)

$23.74 Rp 428.0K

$11.64 ¥78.9

103.95%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$0.44 ¥2.98

534.09%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.38 ¥9.33

107.25%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.29 ¥1.97

-6.90%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$16.92 ¥115

-52.54%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$1.38 ¥9.34

-66.67%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.20 ¥1.35

125.00%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$8.46 ¥57.3

-27.90%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.11 ¥7.49

-28.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$11.2K ¥76.2K

132.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$14.2K ¥96.1K

126.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$20.56 ¥139

288.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$7.38 ¥50.0

-44.99%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$13.85 ¥93.8

69.82%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$42.20 ¥286

133.89%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$14.00 ¥94.8

-52.64%

Cinema Ticket

$4.15 Rp 74.8K

$4.27 ¥28.95

-2.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$342 ¥2,316

-11.12%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$31.2K ¥211.1K

-78.79%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$20.73 ¥140

167.92%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$37.01 ¥251

3.51%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$69.7 ¥472

27.08%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$27.96 ¥189

178.51%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$245 ¥1,661

310.49%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$189 ¥1,281

257.05%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$461 ¥3,126

645.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$344 ¥2,332

492.40%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$3,030 ¥20.5K

-6.23%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$1,757 ¥11.9K

28.85%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,459 ¥9,883

-88.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

342.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Jinhua: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $245 in Jinhua. Housing cost is often the main lever when comparing two cities.

Jinhua pays 783% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $21.00 in Jinhua for a mid-range dinner for two. Groceries echo the gap at $302 vs $185 per month, with Jinhua cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jinhua: Cost of Living - Frequently Asked Questions

Jinhua is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 126% gap adds up to real monthly savings that compound significantly over time.

On paper, Jinhua earns 783% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $245 in Jinhua. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Jinhua runs roughly 111% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $342 in Jinhua. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $629 in Jinhua versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Jinhua but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jinhua the clear choice for anyone on this budget.

For families, Jinhua is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jinhua are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jinhua gentler on the wallet – expenses run 126% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.