Cost of Living Comparison Between Jiaxing and Ho Chi Minh City (Saigon) Cost of Living Comparison Between Jiaxing and Ho Chi Minh City (Saigon)

Monthly Cost of Living

Monthly costs for one person with rent: $640 in Jiaxing versus $850 in Ho Chi Minh City (Saigon).

Estimated couple costs with rent: $1,088 in Jiaxing versus $1,385 in Ho Chi Minh City (Saigon).

Monthly costs for a family of three with rent: $1,536 in Jiaxing versus $1,920 in Ho Chi Minh City (Saigon).

Living in Jiaxing costs roughly 25% less than in Ho Chi Minh City (Saigon), driven mainly by Clothing & Footwear.

Both cities sit below the global median: Jiaxing 53% lower, Ho Chi Minh City (Saigon) 38% lower.

Meal at Budget Restaurant

$2.93 ¥19.67

$2.14 ₫55.8K

36.92%

Three-Course Dinner for Two, Mid-Range

$22.07 ¥148

$22.91 ₫597.3K

-3.67%

Fast Food Meal (McDonalds, etc)

$5.55 ¥37.25

$4.67 ₫121.9K

18.84%

Cappuccino

$4.19 ¥28.13

$1.78 ₫46.3K

135.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ¥3.22

$0.53 ₫13.8K

-9.43%

Water (0.33 liter bottle)

$0.29 ¥1.92

$0.35 ₫9,013

-17.14%

Local Beer (0.5 liter draught)

$0.73 ¥4.87

$1.17 ₫30.6K

-37.61%

Imported Beer (0.33 liter bottle)

$2.19 ¥14.69

$1.66 ₫43.3K

31.93%

Milk (1 liter)

$1.86 ¥12.49

$1.57 ₫41.0K

18.47%

White Bread (500g)

$1.99 ¥13.36

$1.04 ₫27.1K

91.35%

Rice (white) (1kg)

$0.58 ¥3.89

$1.00 ₫26.1K

-42.00%

Eggs

$1.86 ¥12.47

$1.61 ₫42.0K

15.53%

Local Cheese (1kg)

$7.57 ¥50.8

$12.27 ₫319.8K

-38.30%

Chicken Fillets (1kg)

$3.35 ¥22.46

$3.54 ₫92.2K

-5.37%

Beef Round Steak (1kg)

$7.48 ¥50.2

$10.43 ₫271.8K

-28.28%

Apples (1kg)

$1.62 ¥10.84

$3.12 ₫81.3K

-48.08%

Banana (1kg)

$1.13 ¥7.60

$1.28 ₫33.2K

-11.72%

Oranges (1kg)

$1.01 ¥6.76

$1.62 ₫42.1K

-37.65%

Tomato (1kg)

$0.70 ¥4.72

$1.21 ₫31.5K

-42.15%

Potato (1kg)

$0.53 ¥3.57

$1.22 ₫31.9K

-56.56%

Onion (1kg)

$0.85 ¥5.70

$1.19 ₫31.1K

-28.57%

Lettuce (1 head)

$0.46 ¥3.09

$0.72 ₫18.7K

-36.11%

Water (1.5 liter bottle)

$0.58 ¥3.89

$0.51 ₫13.2K

13.73%

Cigarettes 20 Pack (Marlboro, Camel)

$5.29 ¥35.46

$1.25 ₫32.5K

323.20%

Wine (Bottle)

$12.01 ¥80.6

$12.47 ₫325.0K

-3.69%

Local Beer (0.5 liter bottle)

$0.71 ¥4.73

$0.93 ₫24.4K

-23.66%

Imported Beer (0.33 liter bottle)

$1.37 ¥9.19

$1.48 ₫38.5K

-7.43%

One-way Ticket (Public Transport)

$0.21 ¥1.41

$0.28 ₫7,359

-25.00%

Public Transport Monthly Pass (Regular Price)

$16.55 ¥111

$11.33 ₫295.4K

46.07%

Taxi Start (Normal Tariff)

$1.17 ¥7.82

$0.69 ₫18.0K

69.57%

Taxi (Normal Tariff) (1km)

$0.40 ¥2.65

$0.60 ₫15.7K

-33.33%

Taxi 1hour Waiting (Normal Tariff)

$7.27 ¥48.78

$3.09 ₫80.5K

135.28%

Gasoline (1 liter)

$1.17 ¥7.86

$0.94 ₫24.5K

24.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.1K ¥128.5K

$30.8K ₫802.5M

-37.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ¥127.8K

$30.6K ₫797.2M

-37.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$36.90 ¥248

$101 ₫2.6M

-63.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.71 ¥78.6

$5.95 ₫155.0K

96.81%

Internet (50+ Mbps, Unlimited Data)

$5.30 ¥35.57

$10.16 ₫264.9K

-47.83%

Gym Membership (Monthly)

$36.56 ¥245

$24.64 ₫642.4K

48.38%

Tennis Court (1 Hour on Weekend)

$7.40 ¥49.69

$11.67 ₫304.3K

-36.59%

Cinema Ticket

$5.11 ¥34.29

$3.54 ₫92.4K

44.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$430 ¥2,886

$464 ₫12.1M

-7.35%

International Primary School, 1 Child (Yearly)

$12.8K ¥86.2K

$22.7K ₫592.2M

-43.45%

Jeans (Levis 501 Or Similar)

$34.82 ¥234

$51.7 ₫1.3M

-32.70%

Summer Dress (H&M, Zara, etc)

$21.78 ¥146

$34.93 ₫910.5K

-37.65%

Sport Shoes (Adidas, Nike)

$64.4 ¥432

$90.7 ₫2.4M

-28.98%

Men's Leather Business Shoes

$44.16 ¥296

$92.7 ₫2.4M

-52.35%

1-bedroom Apartment, City Center (Monthly)

$286 ¥1,921

$582 ₫15.2M

-50.76%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ¥1,197

$283 ₫7.4M

-36.97%

3-bedroom Apartment, City Center (Monthly)

$741 ¥4,969

$1,271 ₫33.1M

-41.72%

3-bedroom Apartment, Outside City Center (Monthly)

$452 ¥3,031

$674 ₫17.6M

-32.96%

Buy Apartment in City Center (m2)

$3,799 ¥25.5K

$4,704 ₫122.6M

-19.24%

Buy Apartment Outside City Center (m2)

$2,088 ¥14.0K

$1,909 ₫49.8M

9.41%

Average Monthly Net Salary (After Tax)

$730 ¥4,896

$488 ₫12.7M

49.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.13

8.64

-63.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jiaxing: August 31, 2026

Last update for Ho Chi Minh City (Saigon): August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $286 in Jiaxing and $582 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Jiaxing pays 49% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Jiaxing vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $175 vs $206 per month, with Jiaxing cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jiaxing vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Jiaxing wins on cost – living expenses run 33% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Jiaxing the obvious pick if budget is a priority.

Average pay runs 49% higher in Jiaxing, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $286 in Jiaxing versus $582 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $640 per month in Jiaxing versus $850 in Ho Chi Minh City (Saigon) – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Jiaxing runs roughly 46% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $640 in Jiaxing versus $850 in Ho Chi Minh City (Saigon), a $1,000 budget is realistic in Jiaxing but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Jiaxing the clear choice for anyone on this budget.

Both work as nomad bases, but Jiaxing delivers better value – similar infrastructure at $640 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Jiaxing hard to pass up.

Safety-wise, Jiaxing and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jiaxing gentler on the wallet – expenses run 33% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.