😐A single person spends $2,074 per month in Jarvenpaa vs $1,378 in Ubud, Bali, rent included.
😐A couple spends around $3,209 per month in Jarvenpaa vs $2,327 in Ubud, Bali, rent included.
😐A family of three spends $4,343 per month in Jarvenpaa vs $3,275 in Ubud, Bali, rent included.
😐Jarvenpaa costs about 51% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Jarvenpaa and Ubud, Bali sit above the global median – Jarvenpaa by 50%, Ubud, Bali by 0%.
Currency
🍽 Eating Out
Jarvenpaa
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.91€14.58
$3.33Rp 58.7K
407.81%
Three-Course Dinner for Two, Mid-Range
$82.0€70.7
$35.82Rp 630.7K
128.81%
Fast Food Meal(McDonalds, etc)
$12.10€10.43
$5.63Rp 99.1K
114.92%
Cappuccino
$4.84€4.17
$2.82Rp 49.7K
71.63%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.91€2.51
$1.75Rp 30.8K
66.29%
Water(0.33 liter bottle)
$2.01€1.74
$0.80Rp 14.0K
151.25%
Local Beer(0.5 liter draught)
$9.16€7.90
$3.04Rp 53.6K
201.32%
Imported Beer(0.33 liter bottle)
$9.73€8.39
$4.30Rp 75.7K
126.28%
🛒 Groceries & Markets
Jarvenpaa
Ubud, Bali
Difference
Milk(1 liter)
$1.59€1.37
$1.61Rp 28.3K
-1.24%
White Bread(500g)
$2.54€2.19
$2.27Rp 39.9K
11.89%
Rice(white)(1kg)
$2.84€2.45
$1.17Rp 20.6K
142.74%
Eggs
$3.93€3.39
$2.17Rp 38.2K
81.11%
Local Cheese(1kg)
$7.82€6.74
$17.63Rp 310.5K
-55.64%
Chicken Fillets(1kg)
$15.05€12.98
$4.05Rp 71.4K
271.60%
Beef Round Steak(1kg)
$19.08€16.45
$12.18Rp 214.5K
56.65%
Apples(1kg)
$2.82€2.43
$3.62Rp 63.7K
-22.10%
Banana(1kg)
$2.31€1.99
$1.64Rp 28.8K
40.85%
Oranges(1kg)
$2.04€1.76
$2.31Rp 40.6K
-11.69%
Tomato(1kg)
$4.56€3.93
$1.96Rp 34.5K
132.65%
Potato(1kg)
$1.52€1.31
$1.84Rp 32.5K
-17.39%
Onion(1kg)
$1.65€1.43
$2.37Rp 41.7K
-30.38%
Lettuce(1 head)
$2.01€1.73
$1.05Rp 18.5K
91.43%
Water(1.5 liter bottle)
$1.12€0.97
$0.54Rp 9,560
107.41%
Cigarettes 20 Pack(Marlboro, Camel)
$13.89€11.97
$2.30Rp 40.6K
503.91%
Wine(Bottle)
$11.66€10.05
$23.08Rp 406.4K
-49.48%
Local Beer(0.5 liter bottle)
$3.48€3.00
$2.34Rp 41.2K
48.72%
Imported Beer(0.33 liter bottle)
$3.68€3.17
$3.07Rp 54.0K
19.87%
🚌 Getting Around
Jarvenpaa
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.68€4.03
$0.25Rp 4,365
1772.00%
Public Transport Monthly Pass(Regular Price)
$115€98.8
$9.42Rp 165.9K
1116.35%
Taxi Start(Normal Tariff)
$8.57€7.39
$0.49Rp 8,631
1648.98%
Taxi(Normal Tariff)(1km)
$1.75€1.51
$0.47Rp 8,349
272.34%
Taxi 1hour Waiting(Normal Tariff)
$57.3€49.35
$5.60Rp 98.6K
922.32%
Gasoline(1 liter)
$2.37€2.05
$0.81Rp 14.2K
192.59%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.7K€33.4K
$25.0KRp 440.3M
54.76%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.6K€34.1K
$31.1KRp 547.0M
27.48%
🧾 Monthly Utilities & Internet
Jarvenpaa
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$138€119
$82.7Rp 1.5M
66.73%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$29.95€25.82
$6.49Rp 114.2K
361.48%
Internet(50+ Mbps, Unlimited Data)
$23.29€20.07
$18.79Rp 330.8K
23.95%
🎉 Sport & Entertainment
Jarvenpaa
Ubud, Bali
Difference
Gym Membership(Monthly)
$60.3€52.0
$55.2Rp 972.6K
9.20%
Tennis Court(1 Hour on Weekend)
$34.33€29.59
$18.21Rp 320.6K
88.52%
Cinema Ticket
$17.99€15.50
$4.30Rp 75.7K
318.37%
🧸 Childcare & Education
Jarvenpaa
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$326€281
$494Rp 8.7M
-34.08%
International Primary School, 1 Child(Yearly)
$7,555€6,512
$5,917Rp 104.2M
27.68%
👕👟 Clothing & Footwear
Jarvenpaa
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$99.3€85.6
$46.28Rp 814.8K
114.48%
Summer Dress(H&M, Zara, etc)
$29.30€25.25
$36.44Rp 641.6K
-19.59%
Sport Shoes(Adidas, Nike)
$107€92.5
$80.7Rp 1.4M
33.01%
Men's Leather Business Shoes
$117€100
$78.8Rp 1.4M
47.86%
🏠 Accommodation & Living
Jarvenpaa
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,044€900
$1,114Rp 19.6M
-6.30%
1-bedroom Apartment, Outside City Center(Monthly)
$814€701
$693Rp 12.2M
17.36%
3-bedroom Apartment, City Center(Monthly)
$1,729€1,490
$3,639Rp 64.1M
-52.48%
3-bedroom Apartment, Outside City Center(Monthly)
$1,382€1,192
$1,712Rp 30.1M
-19.26%
Buy Apartment in City Center(m2)
$4,046€3,488
$2,761Rp 48.6M
46.57%
Buy Apartment Outside City Center(m2)
$2,055€1,771
$2,293Rp 40.4M
-10.37%
💵 Salaries & Financials
Jarvenpaa
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,805€2,418
$167Rp 2.9M
1578.56%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.94
13.78
-71.41%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Jarvenpaa: September 6, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,044 in Jarvenpaa versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1579% higher in Jarvenpaa, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $82.0 in Jarvenpaa versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $361 vs $294 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jarvenpaa vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Jarvenpaa and in Ubud, Bali compare overall?
Monthly costs with rent: $2,074 in Jarvenpaa, $1,378 in Ubud, Bali – roughly 51% apart. Jarvenpaa costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Jarvenpaa compared to Ubud, Bali?
For a comfortable life, plan on about $3,111 per month in Jarvenpaa and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Jarvenpaa and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Jarvenpaa and in Ubud, Bali?
Public transport costs about 1116% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Jarvenpaa and Ubud, Bali?
Kindergarten costs $326 per month in Jarvenpaa and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Jarvenpaa at $2,074. In Ubud, Bali it covers expenses comfortably, while in Jarvenpaa it requires careful planning or may not stretch far enough.
How does quality of life compare between Jarvenpaa and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,378 in Ubud, Bali to $2,074 in Jarvenpaa. Climate, culture, job market, and personal taste all factor in.
Is Jarvenpaa or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Jarvenpaa and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jarvenpaa makes more sense. Both are solid long-term options with distinct trade-offs.