Cost of Living Comparison Between Ubud, Bali and Jarvenpaa Cost of Living Comparison Between Ubud, Bali and Jarvenpaa

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $2,074 in Jarvenpaa, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $3,209 in Jarvenpaa, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $4,343 in Jarvenpaa, rent included.

Ubud, Bali is about 34% cheaper than Jarvenpaa, driven mainly by Eating Out.

Both Ubud, Bali and Jarvenpaa sit above the global median – Ubud, Bali by 0%, Jarvenpaa by 50%.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$16.91 €14.58

-80.31%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$82.0 €70.7

-56.30%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$12.10 €10.43

-53.47%

Cappuccino

$2.82 Rp 49.7K

$4.84 €4.17

-41.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.91 €2.51

-39.86%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$2.01 €1.74

-60.20%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$9.16 €7.90

-66.81%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$9.73 €8.39

-55.81%

Milk (1 liter)

$1.61 Rp 28.3K

$1.59 €1.37

1.26%

White Bread (500g)

$2.27 Rp 39.9K

$2.54 €2.19

-10.63%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.84 €2.45

-58.80%

Eggs

$2.17 Rp 38.2K

$3.93 €3.39

-44.78%

Local Cheese (1kg)

$17.63 Rp 310.5K

$7.82 €6.74

125.45%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$15.05 €12.98

-73.09%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$19.08 €16.45

-36.16%

Apples (1kg)

$3.62 Rp 63.7K

$2.82 €2.43

28.37%

Banana (1kg)

$1.64 Rp 28.8K

$2.31 €1.99

-29.00%

Oranges (1kg)

$2.31 Rp 40.6K

$2.04 €1.76

13.24%

Tomato (1kg)

$1.96 Rp 34.5K

$4.56 €3.93

-57.02%

Potato (1kg)

$1.84 Rp 32.5K

$1.52 €1.31

21.05%

Onion (1kg)

$2.37 Rp 41.7K

$1.65 €1.43

43.64%

Lettuce (1 head)

$1.05 Rp 18.5K

$2.01 €1.73

-47.76%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.12 €0.97

-51.79%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$13.89 €11.97

-83.44%

Wine (Bottle)

$23.08 Rp 406.4K

$11.66 €10.05

97.94%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$3.48 €3.00

-32.76%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.68 €3.17

-16.58%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$4.68 €4.03

-94.66%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$115 €98.8

-91.78%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$8.57 €7.39

-94.28%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.75 €1.51

-73.14%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$57.3 €49.35

-90.22%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.37 €2.05

-65.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$38.7K €33.4K

-35.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$39.6K €34.1K

-21.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$138 €119

-40.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$29.95 €25.82

-78.33%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$23.29 €20.07

-19.32%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$60.3 €52.0

-8.42%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$34.33 €29.59

-46.96%

Cinema Ticket

$4.30 Rp 75.7K

$17.99 €15.50

-76.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$326 €281

51.70%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$7,555 €6,512

-21.68%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$99.3 €85.6

-53.37%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$29.30 €25.25

24.37%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$107 €92.5

-24.82%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$117 €100

-32.37%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$1,044 €900

6.73%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$814 €701

-14.80%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,729 €1,490

110.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$1,382 €1,192

23.86%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$4,046 €3,488

-31.77%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$2,055 €1,771

11.57%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$2,805 €2,418

-94.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.94

249.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Jarvenpaa: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $1,044 in Jarvenpaa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1579% higher in Jarvenpaa, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $82.0 in Jarvenpaa. Monthly groceries follow the same trend: $294 vs $361 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jarvenpaa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $2,074 in Jarvenpaa – roughly 51% apart. Jarvenpaa costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $3,111 in Jarvenpaa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 1116% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $494 per month in Ubud, Bali and $326 in Jarvenpaa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Jarvenpaa at $2,074. In Ubud, Bali it covers expenses comfortably, while in Jarvenpaa it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,378 in Ubud, Bali to $2,074 in Jarvenpaa. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jarvenpaa makes more sense. Both are solid long-term options with distinct trade-offs.