Last update: Oct 2026

Cost of Living Comparison Between Jaranwala and Ubud, Bali

For one person, living is cheaper in Jaranwala: $501 a month against $1,368 in Ubud, Bali, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Jaranwala
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Jaranwala Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Jaranwala

🇵🇰 Pakistan

$501

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Jaranwala and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jaranwala and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $501 in Jaranwala versus $1,368 in Ubud, Bali.

Jaranwala $501
Ubud, Bali $1,368

Estimated couple costs with rent: $757 in Jaranwala versus $2,314 in Ubud, Bali.

Jaranwala $757
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,013 in Jaranwala versus $3,260 in Ubud, Bali.

Jaranwala $1,013
Ubud, Bali $3,260

Living in Jaranwala costs roughly 63% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Jaranwala is 63% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$2.07 PKR 572

$3.33 Rp 59.9K

-37.84%

Three-Course Dinner for Two, Mid-Range

$16.40 PKR 4,538

$35.18 Rp 633.2K

-53.38%

Fast Food Meal (McDonalds, etc)

$5.89 PKR 1,629

$5.80 Rp 104.5K

1.55%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.77 PKR 490

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.49 PKR 967

Cappuccino

$1.94 PKR 536

$2.73 Rp 49.1K

-28.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 PKR 113

$1.64 Rp 29.5K

-75.00%

Water (0.33 liter bottle)

$0.23 PKR 63.7

$0.83 Rp 15.0K

-72.29%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$0.84 PKR 233

$1.50 Rp 27.1K

-44.00%

White Bread (500g)

$0.55 PKR 153

$2.30 Rp 41.4K

-76.09%

Rice (white) (1kg)

$1.28 PKR 354

$1.18 Rp 21.2K

8.47%

Eggs

$1.11 PKR 307

$2.14 Rp 38.6K

-48.13%

Local Cheese (1kg)

$6.18 PKR 1,711

$17.48 Rp 314.6K

-64.65%

Chicken Fillets (1kg)

$3.42 PKR 948

$4.03 Rp 72.5K

-15.14%

Beef Round Steak (1kg)

$5.05 PKR 1,397

$12.23 Rp 220.1K

-58.71%

Apples (1kg)

$1.16 PKR 320

$3.55 Rp 63.9K

-67.32%

Banana (1kg)

$0.81 PKR 224

$1.57 Rp 28.3K

-48.41%

Oranges (1kg)

$1.22 PKR 338

$2.24 Rp 40.2K

-45.54%

Tomato (1kg)

$0.52 PKR 145

$1.93 Rp 34.7K

-73.06%

Potato (1kg)

$0.38 PKR 106

$1.88 Rp 33.9K

-79.79%

Onion (1kg)

$0.49 PKR 136

$2.29 Rp 41.3K

-78.60%

Lettuce (1 head)

$0.33 PKR 91.4

$0.99 Rp 17.9K

-66.67%

Water (1.5 liter bottle)

$0.42 PKR 117

$0.53 Rp 9,475

-20.75%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.87 PKR 519

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.21 PKR 335

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.33 PKR 644

Cigarettes 20 Pack (Marlboro, Camel)

$2.01 PKR 557

$2.28 Rp 41.1K

-11.84%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.20 PKR 55.1

$0.24 Rp 4,315

-16.67%

Public Transport Monthly Pass (Regular Price)

$10.80 PKR 2,988

$8.82 Rp 158.7K

22.45%

Taxi Start (Normal Tariff)

$0.88 PKR 244

$0.48 Rp 8,684

83.33%

Taxi (Normal Tariff) (1km)

$0.37 PKR 103

$0.46 Rp 8,233

-19.57%

Taxi 1hour Waiting (Normal Tariff)

$1.65 PKR 458

$5.45 Rp 98.2K

-69.72%

Gasoline (1 liter)

$1.20 PKR 332

$0.88 Rp 15.9K

36.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.6K PKR 5.1M

$24.6K Rp 442.2M

-24.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K PKR 6.7M

$31.2K Rp 561.4M

-22.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 PKR 31.0K

$83.0 Rp 1.5M

35.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.81 PKR 1,608

$6.45 Rp 116.0K

-9.92%

Internet (50+ Mbps, Unlimited Data)

$18.92 PKR 5,236

$18.57 Rp 334.2K

1.88%

Gym Membership (Monthly)

$16.25 PKR 4,497

$55.8 Rp 1.0M

-70.89%

Tennis Court (1 Hour on Weekend)

$7.92 PKR 2,193

$18.11 Rp 326.0K

-56.27%

Cinema Ticket

$4.41 PKR 1,220

$4.38 Rp 78.9K

0.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$49.43 PKR 13.7K

$493 Rp 8.9M

-89.97%

International Primary School, 1 Child (Yearly)

$1,033 PKR 285.8K

$5,754 Rp 103.6M

-82.05%

Jeans (Levis 501 Or Similar)

$17.25 PKR 4,774

$46.19 Rp 831.4K

-62.65%

Summer Dress (H&M, Zara, etc)

$32.47 PKR 8,986

$35.33 Rp 636.0K

-8.10%

Sport Shoes (Adidas, Nike)

$91.1 PKR 25.2K

$79.1 Rp 1.4M

15.22%

Men's Leather Business Shoes

$36.98 PKR 10.2K

$78.4 Rp 1.4M

-52.83%

1-bedroom Apartment, City Center (Monthly)

$110 PKR 30.5K

$1,142 Rp 20.6M

-90.37%

1-bedroom Apartment, Outside City Center (Monthly)

$83.4 PKR 23.1K

$676 Rp 12.2M

-87.66%

3-bedroom Apartment, City Center (Monthly)

$271 PKR 75.1K

$3,503 Rp 63.1M

-92.25%

3-bedroom Apartment, Outside City Center (Monthly)

$162 PKR 45.0K

$1,700 Rp 30.6M

-90.44%

Buy Apartment in City Center (m2)

$973 PKR 269.4K

$2,784 Rp 50.1M

-65.04%

Buy Apartment Outside City Center (m2)

$420 PKR 116.2K

$2,241 Rp 40.3M

-81.25%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

22.81

13.78

65.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jaranwala: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Jaranwala

$137 27.4%

Ubud, Bali

$108 7.9% 21.1% $29

Groceries & Markets

Jaranwala

$101 20.2%

Ubud, Bali

$290 21.2% 188% $189

Accommodation & Living

Jaranwala

$83 16.7%

Ubud, Bali

$676 49.4% 710% $592

Clothing & Footwear

Jaranwala

$80 16%

Ubud, Bali

$108 7.9% 34.4% $28

Eating Out

Jaranwala

$60 12%

Ubud, Bali

$109 8% 81.4% $49

Sport & Entertainment

Jaranwala

$25 5%

Ubud, Bali

$65 4.7% 158% $40

Getting Around

Jaranwala

$14 2.9%

Ubud, Bali

$13 0.9% 12.5% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $110 in Jaranwala and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $16.00 in Jaranwala vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $101 vs $290 per month, with Jaranwala cheaper across the board.

Good to know

🇵🇰 Jaranwala

🇮🇩 Ubud, Bali

🕒 Local time

03:30 3:30 AM

06:30 6:30 AM

3 h ahead of Jaranwala

🌤 Weather

👥 Population

150,380

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 19, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Jaranwala Ubud, Bali 6,280 km ≈ 8 h nonstop flight

From you

Jaranwala
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jaranwala vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Jaranwala and Ubud, Bali differ by about 173% in total monthly costs ($501 vs $1,368 including rent). Jaranwala is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $751 in Jaranwala and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $110 in Jaranwala versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $501 per month in Jaranwala versus $1,368 in Ubud, Bali – a 173% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Jaranwala runs roughly 22% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $501 in Jaranwala versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Jaranwala but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jaranwala the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Jaranwala and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jaranwala gentler on the wallet – expenses run 173% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.