Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Jaranwala

For one person, living is cheaper in Jaranwala: $501 a month against $1,368 in Ubud, Bali, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
24

Cost of Living Index in Jaranwala
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Jaranwala Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Jaranwala

🇵🇰 Pakistan

$501

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Jaranwala

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Jaranwala actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $501 in Jaranwala.

Ubud, Bali $1,368
Jaranwala $501

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $757 in Jaranwala.

Ubud, Bali $2,314
Jaranwala $757

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,013 in Jaranwala.

Ubud, Bali $3,260
Jaranwala $1,013

Living in Ubud, Bali is roughly 173% more expensive than in Jaranwala, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Jaranwala is 63% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$2.07 PKR 572

60.87%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$16.40 PKR 4,538

114.51%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$5.89 PKR 1,629

-1.53%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.77 PKR 490

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.49 PKR 967

Cappuccino

$2.73 Rp 49.1K

$1.94 PKR 536

40.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.41 PKR 113

300.00%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.23 PKR 63.7

260.87%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$1.50 Rp 27.1K

$0.84 PKR 233

78.57%

White Bread (500g)

$2.30 Rp 41.4K

$0.55 PKR 153

318.18%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.28 PKR 354

-7.81%

Eggs

$2.14 Rp 38.6K

$1.11 PKR 307

92.79%

Local Cheese (1kg)

$17.48 Rp 314.6K

$6.18 PKR 1,711

182.85%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$3.42 PKR 948

17.84%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$5.05 PKR 1,397

142.18%

Apples (1kg)

$3.55 Rp 63.9K

$1.16 PKR 320

206.03%

Banana (1kg)

$1.57 Rp 28.3K

$0.81 PKR 224

93.83%

Oranges (1kg)

$2.24 Rp 40.2K

$1.22 PKR 338

83.61%

Tomato (1kg)

$1.93 Rp 34.7K

$0.52 PKR 145

271.15%

Potato (1kg)

$1.88 Rp 33.9K

$0.38 PKR 106

394.74%

Onion (1kg)

$2.29 Rp 41.3K

$0.49 PKR 136

367.35%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.33 PKR 91.4

200.00%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.42 PKR 117

26.19%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.87 PKR 519

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.21 PKR 335

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.33 PKR 644

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$2.01 PKR 557

13.43%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.20 PKR 55.1

20.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$10.80 PKR 2,988

-18.33%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.88 PKR 244

-45.45%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.37 PKR 103

24.32%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$1.65 PKR 458

230.30%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.20 PKR 332

-26.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$18.6K PKR 5.1M

32.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$24.2K PKR 6.7M

28.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$112 PKR 31.0K

-25.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$5.81 PKR 1,608

11.02%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$18.92 PKR 5,236

-1.85%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$16.25 PKR 4,497

243.51%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$7.92 PKR 2,193

128.66%

Cinema Ticket

$4.38 Rp 78.9K

$4.41 PKR 1,220

-0.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$49.43 PKR 13.7K

897.35%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$1,033 PKR 285.8K

457.13%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$17.25 PKR 4,774

167.77%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$32.47 PKR 8,986

8.81%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$91.1 PKR 25.2K

-13.21%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$36.98 PKR 10.2K

111.98%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$110 PKR 30.5K

938.01%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$83.4 PKR 23.1K

710.13%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$271 PKR 75.1K

1190.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$162 PKR 45.0K

946.37%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$973 PKR 269.4K

186.06%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$420 PKR 116.2K

433.43%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.81

-39.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Jaranwala: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Jaranwala

$83 16.7% 87.7% $592

Groceries & Markets

Ubud, Bali

$290 21.2%

Jaranwala

$101 20.2% 65.2% $189

Eating Out

Ubud, Bali

$109 8%

Jaranwala

$60 12% 44.9% $49

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Jaranwala

$137 27.4% 26.7% $29

Clothing & Footwear

Ubud, Bali

$108 7.9%

Jaranwala

$80 16% 25.6% $28

Sport & Entertainment

Ubud, Bali

$65 4.7%

Jaranwala

$25 5% 61.2% $40

Getting Around

Ubud, Bali

$13 0.9%

Jaranwala

$14 2.9% 14.3% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $110 in Jaranwala. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $16.00 in Jaranwala for a mid-range dinner for two. Groceries echo the gap at $290 vs $101 per month, with Jaranwala cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Jaranwala

🕒 Local time

07:47 7:47 AM

04:47 4:47 AM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

150,380

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Pakistani Rupee exchange rates as of October 19, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Jaranwala 6,280 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Jaranwala

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jaranwala: Cost of Living - Frequently Asked Questions

Ubud, Bali and Jaranwala differ by about 173% in total monthly costs ($1,368 vs $501 including rent). Jaranwala is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,051 in Ubud, Bali and $751 in Jaranwala to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $110 in Jaranwala. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $501 in Jaranwala – a 173% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Jaranwala runs roughly 22% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $501 in Jaranwala versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Jaranwala but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jaranwala the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Jaranwala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jaranwala gentler on the wallet – expenses run 173% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.