Last update: Oct 2026

Cost of Living Comparison Between Isparta and Cebu

For one person, living is cheaper in Isparta: $774 a month against $918 in Cebu, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

Isparta
🇹🇷 Turkey
$774
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Isparta and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Isparta and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $774 in Isparta versus $918 in Cebu.

  • Isparta $774
  • Cebu $918

Estimated couple costs with rent: $1,194 in Isparta versus $1,409 in Cebu.

  • Isparta $1,194
  • Cebu $1,409

Monthly costs for a family of three with rent: $1,615 in Isparta versus $1,900 in Cebu.

  • Isparta $1,615
  • Cebu $1,900

Living in Isparta costs roughly 16% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Isparta 43% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Isparta
Cebu
Difference
Meal at Budget Restaurant
$7.17 ₺355
$3.09 ₱194
132.04%
Three-Course Dinner for Two, Mid-Range
$30.19 ₺1,495
$24.22 ₱1,525
24.65%
Fast Food Meal (McDonalds, etc)
$5.92 ₺293
$3.92 ₱247
51.02%
Cappuccino
$2.82 ₺140
$2.51 ₱158
12.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.98 ₺48.54
$1.59 ₱100
-38.36%
Water (0.33 liter bottle)
$0.88 ₺43.57
$0.53 ₱33.43
66.04%
Local Beer (0.5 liter draught)
$4.35 ₺216
$1.78 ₱112
144.38%
Imported Beer (0.33 liter bottle)
$4.00 ₺198
$2.17 ₱137
84.33%
🛒 Groceries & Markets
Isparta
Cebu
Difference
Milk (1 liter)
$0.88 ₺43.47
$1.92 ₱121
-54.17%
White Bread (500g)
$0.92 ₺45.55
$1.36 ₱85.4
-32.35%
Rice (white) (1kg)
$1.82 ₺90.0
$1.01 ₱63.5
80.20%
Eggs
$1.87 ₺92.6
$2.03 ₱128
-7.88%
Local Cheese (1kg)
$8.44 ₺418
$9.86 ₱621
-14.40%
Chicken Fillets (1kg)
$4.62 ₺229
$4.39 ₱277
5.24%
Beef Round Steak (1kg)
$20.16 ₺998
$7.60 ₱479
165.26%
Apples (1kg)
$1.85 ₺91.6
$3.30 ₱208
-43.94%
Banana (1kg)
$1.65 ₺81.5
$1.39 ₱87.8
18.71%
Oranges (1kg)
$0.91 ₺45.04
$2.33 ₱147
-60.94%
Tomato (1kg)
$1.01 ₺49.98
$1.50 ₱94.3
-32.67%
Potato (1kg)
$0.41 ₺20.25
$2.36 ₱149
-82.63%
Onion (1kg)
$0.45 ₺22.29
$1.90 ₱119
-76.32%
Lettuce (1 head)
$0.81 ₺40.07
$1.19 ₱74.9
-31.93%
Water (1.5 liter bottle)
$0.63 ₺30.99
$0.63 ₱39.71
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.38 ₺118
$3.00 ₱189
-20.67%
Wine (Bottle)
$10.06 ₺498
$6.03 ₱379
66.83%
Local Beer (0.5 liter bottle)
$1.98 ₺98.1
$1.23 ₱77.7
60.98%
Imported Beer (0.33 liter bottle)
$3.43 ₺170
$1.75 ₱110
96.00%
🚌 Getting Around
Isparta
Cebu
Difference
One-way Ticket (Public Transport)
-
$0.25 ₱15.86
-
Public Transport Monthly Pass (Regular Price)
-
$12.64 ₱796
-
Taxi Start (Normal Tariff)
$2.77 ₺137
$0.77 ₱48.62
259.74%
Taxi (Normal Tariff) (1km)
$1.28 ₺63.6
$0.23 ₱14.53
456.52%
Taxi 1hour Waiting (Normal Tariff)
$4.88 ₺242
$4.46 ₱281
9.42%
Gasoline (1 liter)
$1.35 ₺67.1
$1.31 ₱82.8
3.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.8K ₺2.0M
$21.2K ₱1.3M
92.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.3K ₺1.9M
$19.1K ₱1.2M
100.13%
🧾 Monthly Utilities & Internet
Isparta
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$37.33 ₺1,848
$120 ₱7,569
-68.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.08 ₺450
$14.00 ₱882
-35.14%
Internet (50+ Mbps, Unlimited Data)
$13.20 ₺654
$27.54 ₱1,734
-52.07%
🎉 Sport & Entertainment
Isparta
Cebu
Difference
Gym Membership (Monthly)
$61.7 ₺3,054
$32.33 ₱2,035
90.81%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$4.98 ₺246
$5.65 ₱356
-11.86%
🧸 Childcare & Education
Isparta
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$808 ₺40.0K
$275 ₱17.3K
193.38%
International Primary School, 1 Child (Yearly)
$4,036 ₺199.8K
$7,918 ₱498.5K
-49.03%
👕👟 Clothing & Footwear
Isparta
Cebu
Difference
Jeans (Levis 501 Or Similar)
$20.01 ₺991
$49.33 ₱3,106
-59.44%
Summer Dress (H&M, Zara, etc)
$26.75 ₺1,325
$25.24 ₱1,589
5.98%
Sport Shoes (Adidas, Nike)
$60.7 ₺3,007
$77.0 ₱4,846
-21.09%
Men's Leather Business Shoes
$43.41 ₺2,149
$57.2 ₱3,601
-24.11%
🏠 Accommodation & Living
Isparta
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$245 ₺12.1K
$500 ₱31.5K
-51.02%
1-bedroom Apartment, Outside City Center (Monthly)
$200 ₺9,898
$309 ₱19.4K
-35.26%
3-bedroom Apartment, City Center (Monthly)
$370 ₺18.3K
$1,078 ₱67.9K
-65.70%
3-bedroom Apartment, Outside City Center (Monthly)
$289 ₺14.3K
$615 ₱38.7K
-53.05%
Buy Apartment in City Center (m2)
-
$2,886 ₱181.7K
-
Buy Apartment Outside City Center (m2)
-
$1,917 ₱120.7K
-
💵 Salaries & Financials
Isparta
Cebu
Difference
Average Monthly Net Salary (After Tax)
$1,043 ₺51.7K
$346 ₱21.8K
201.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
43
7.2
497.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Isparta: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Isparta
$219
Cebu
$206 6.1% $13
Accommodation & Living
Isparta
$200
Cebu
$309 54.5% $109
Eating Out
Isparta
$146
Cebu
$88 39.6% $58
Sport & Entertainment
Isparta
$72
Cebu
$44 39.1% $28
Clothing & Footwear
Isparta
$68
Cebu
$94 38.3% $26
Monthly Utilities & Internet
Isparta
$60
Cebu
$162 171% $102
Getting Around
Isparta
$9.2 *
Cebu
$16 69.4% $6.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $245 in Isparta and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Isparta pays 202% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30.00 in Isparta vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $219 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇹🇷 Isparta
🇵🇭 Cebu
🕒 Local time
14:43 2:43 PM
19:43 7:43 PM
5 h ahead of Isparta
🌤 Weather
👥 Population
427,324
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to TRY – Turkish Lira Converter

Turkish Lira exchange rates as of October 18, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Isparta Cebu 9,600 km ≈ 12 h nonstop flight
From you
  • Isparta
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Isparta vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Isparta?
Isparta is cheaper overall, especially in clothing, utilities, and transport. The 19% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Isparta or Cebu?
Average pay runs 202% higher in Isparta, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Isparta and Cebu?
Rent for a central apartment: $245 in Isparta versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Isparta and in Cebu?
Shoppers in Cebu pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
What are total monthly expenses in Isparta and in Cebu?
All in, you'll spend $774 per month in Isparta versus $918 in Cebu – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,200 enough for either Isparta or Cebu?
Either city works on $1,200 a month, though Isparta gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Isparta or Cebu more family-friendly?
For families, Isparta is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Isparta or Cebu?
Safety-wise, Isparta and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Isparta gentler on the wallet – expenses run 19% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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