Last update: Oct 2026

Cost of Living Comparison Between Cebu and Isparta

For one person, living is cheaper in Isparta: $774 a month against $918 in Cebu, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
38

Cost of Living Index in Isparta
Learn more

Isparta Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Isparta

🇹🇷 Turkey

$774

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Isparta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Isparta actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $774 in Isparta.

Cebu $918
Isparta $774

Estimated couple costs with rent: $1,409 in Cebu versus $1,194 in Isparta.

Cebu $1,409
Isparta $1,194

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,615 in Isparta.

Cebu $1,900
Isparta $1,615

Living in Cebu is roughly 19% more expensive than in Isparta, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Isparta 43% lower.

Meal at Budget Restaurant

$3.09 ₱194

$7.17 ₺355

-56.90%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$30.19 ₺1,495

-19.77%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.92 ₺293

-33.78%

Cappuccino

$2.51 ₱158

$2.82 ₺140

-10.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.98 ₺48.54

62.24%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.88 ₺43.57

-39.77%

Local Beer (0.5 liter draught)

$1.78 ₱112

$4.35 ₺216

-59.08%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.00 ₺198

-45.75%

Milk (1 liter)

$1.92 ₱121

$0.88 ₺43.47

118.18%

White Bread (500g)

$1.36 ₱85.4

$0.92 ₺45.55

47.83%

Rice (white) (1kg)

$1.01 ₱63.5

$1.82 ₺90.0

-44.51%

Eggs

$2.03 ₱128

$1.87 ₺92.6

8.56%

Local Cheese (1kg)

$9.86 ₱621

$8.44 ₺418

16.82%

Chicken Fillets (1kg)

$4.39 ₱277

$4.62 ₺229

-4.98%

Beef Round Steak (1kg)

$7.60 ₱479

$20.16 ₺998

-62.30%

Apples (1kg)

$3.30 ₱208

$1.85 ₺91.6

78.38%

Banana (1kg)

$1.39 ₱87.8

$1.65 ₺81.5

-15.76%

Oranges (1kg)

$2.33 ₱147

$0.91 ₺45.04

156.04%

Tomato (1kg)

$1.50 ₱94.3

$1.01 ₺49.98

48.51%

Potato (1kg)

$2.36 ₱149

$0.41 ₺20.25

475.61%

Onion (1kg)

$1.90 ₱119

$0.45 ₺22.29

322.22%

Lettuce (1 head)

$1.19 ₱74.9

$0.81 ₺40.07

46.91%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.63 ₺30.99

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.38 ₺118

26.05%

Wine (Bottle)

$6.03 ₱379

$10.06 ₺498

-40.06%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.98 ₺98.1

-37.88%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.43 ₺170

-48.98%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.77 ₺137

-72.20%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.28 ₺63.6

-82.03%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$4.88 ₺242

-8.61%

Gasoline (1 liter)

$1.31 ₱82.8

$1.35 ₺67.1

-2.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$40.8K ₺2.0M

-47.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$38.3K ₺1.9M

-50.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$37.33 ₺1,848

222.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$9.08 ₺450

54.19%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$13.20 ₺654

108.64%

Gym Membership (Monthly)

$32.33 ₱2,035

$61.7 ₺3,054

-47.59%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$4.98 ₺246

13.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$808 ₺40.0K

-65.91%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$4,036 ₺199.8K

96.20%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$20.01 ₺991

146.53%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$26.75 ₺1,325

-5.64%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$60.7 ₺3,007

26.72%

Men's Leather Business Shoes

$57.2 ₱3,601

$43.41 ₺2,149

31.77%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$245 ₺12.1K

104.17%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$200 ₺9,898

54.46%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$370 ₺18.3K

191.51%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$289 ₺14.3K

112.97%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,043 ₺51.7K

-66.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-83.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Isparta: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Isparta

$200 25.8% 35.3% $109

Groceries & Markets

Cebu

$206 22.4%

Isparta

$219 28.3% 6.5% $13

Monthly Utilities & Internet

Cebu

$162 17.6%

Isparta

$60 7.7% 63.2% $102

Clothing & Footwear

Cebu

$94 10.2%

Isparta

$68 8.8% 27.7% $26

Eating Out

Cebu

$88 9.6%

Isparta

$146 18.9% 65.6% $58

Sport & Entertainment

Cebu

$44 4.8%

Isparta

$72 9.3% 64.3% $28

Getting Around

Cebu

$16 1.7%

Isparta

$9.2 * 1.2% 41% $6.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $245 in Isparta. Housing cost is often the main lever when comparing two cities.

Isparta pays 202% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $30.00 in Isparta for a mid-range dinner for two. Groceries echo the gap at $206 vs $219 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇹🇷 Isparta

🕒 Local time

19:44 7:44 PM

14:44 2:44 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

427,324

💱 Currency

Philippine Peso PHP ₱

Turkish Lira TRY ₺

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

TRY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Turkish Lira exchange rates as of October 18, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Isparta 9,600 km ≈ 12 h nonstop flight

From you

Cebu
Isparta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Isparta: Cost of Living - Frequently Asked Questions

Isparta is cheaper overall, especially in clothing, utilities, and transport. The 19% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 202% lower in Isparta. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $245 in Isparta. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cebu pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $918 per month in Cebu versus $774 in Isparta – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Isparta gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Isparta is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Isparta are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Isparta gentler on the wallet – expenses run 19% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.