Cost of Living Comparison Between Islamabad and Panaji Cost of Living Comparison Between Islamabad and Panaji

🙂 Solo nomad: Islamabad is 9.8% cheaper than Panaji without rent, and 12.2% more expensive with rent.

😐 Family of 3: Islamabad is 10.2% more expensive than Panaji without rent, and 11.3% more expensive with rent.

Meal at Budget Restaurant

$2.85 PKR 806

$3.58 ₹306

-20.39%

Three-Course Dinner for Two, Mid-Range

$14.4 PKR 4,068

$17.2 ₹1,471

-16.28%

Fast Food Meal (McDonalds, etc)

$5.28 PKR 1,491

$4.02 ₹344

31.34%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.75 PKR 496

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.83 PKR 1,083

Cappuccino

$2.01 PKR 567

$2.2 ₹188

-8.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 PKR 111

$0.49 ₹42.12

-20.41%

Water (0.33 liter bottle)

$0.24 PKR 68.1

$0.21 ₹18.15

14.29%

Local Beer (0.5 liter draught)

$1.19 ₹102

Imported Beer (0.33 liter bottle)

$2.03 ₹173

Milk (1 liter)

$1 PKR 282

$0.77 ₹66.2

29.87%

White Bread (500g)

$0.67 PKR 188

$0.51 ₹43.96

31.37%

Rice (white) (1kg)

$1.22 PKR 344

$0.84 ₹71.5

45.24%

Eggs

$1.27 PKR 358

$1 ₹85.5

27.00%

Local Cheese (1kg)

$6.15 PKR 1,736

$5.6 ₹479

9.82%

Chicken Fillets (1kg)

$3.55 PKR 1,004

$3.77 ₹322

-5.84%

Beef Round Steak (1kg)

$4.31 PKR 1,216

Apples (1kg)

$1.03 PKR 292

$2.46 ₹211

-58.13%

Banana (1kg)

$0.85 PKR 239

$0.91 ₹77.9

-6.59%

Oranges (1kg)

$0.9 PKR 255

$1.28 ₹110

-29.69%

Tomato (1kg)

$0.59 PKR 167

$0.62 ₹52.7

-4.84%

Potato (1kg)

$0.42 PKR 118

$0.42 ₹36.19

Onion (1kg)

$0.52 PKR 148

$0.49 ₹42.12

6.12%

Lettuce (1 head)

$0.31 PKR 87.3

$0.89 ₹75.8

-65.17%

Water (1.5 liter bottle)

$0.4 PKR 114

$0.35 ₹29.57

14.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.78 PKR 503

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.87 PKR 247

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.96 PKR 554

Cigarettes 20 Pack (Marlboro, Camel)

$2.17 PKR 613

$2.89 ₹247

-24.91%

Wine (Bottle)

$8 ₹684

Local Beer (0.5 liter bottle)

$1.05 ₹89.8

Imported Beer (0.33 liter bottle)

$3.51 ₹300

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.64 ₹397

One-way Ticket (Public Transport)

$0.19 PKR 53

$0.16 ₹13.4

18.75%

Public Transport Monthly Pass (Regular Price)

$6.95 PKR 1,964

$6.84 ₹585

1.61%

Taxi Start (Normal Tariff)

$0.85 PKR 239

$0.46 ₹39.26

84.78%

Taxi (Normal Tariff) (1km)

$0.44 PKR 123

Taxi 1hour Waiting (Normal Tariff)

$2.9 PKR 820

$1.44 ₹123

101.39%

Gasoline (1 liter)

$0.98 PKR 277

$1.19 ₹101

-17.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K PKR 6.1M

$10.6K ₹908.6K

103.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26K PKR 7.3M

$23.8K ₹2M

8.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 PKR 31.3K

$23.23 ₹1,987

376.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.35 PKR 1,512

$4.41 ₹377

21.32%

Internet (50+ Mbps, Unlimited Data)

$18.38 PKR 5,191

$9.35 ₹800

96.58%

Gym Membership (Monthly)

$22.44 PKR 6,339

$35.06 ₹2,999

-36.00%

Tennis Court (1 Hour on Weekend)

$6.02 PKR 1,700

$3.43 ₹293

75.51%

Cinema Ticket

$4.3 PKR 1,214

$3.16 ₹271

36.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$59.2 PKR 16.7K

$60.2 ₹5,147

-1.68%

International Primary School, 1 Child (Yearly)

$2,713 PKR 766.3K

$1,608 ₹137.6K

68.68%

Jeans (Levis 501 Or Similar)

$21.17 PKR 5,980

$40.95 ₹3,502

-48.30%

Summer Dress (H&M, Zara, etc)

$28.14 PKR 7,947

$29.32 ₹2,507

-4.02%

Sport Shoes (Adidas, Nike)

$87.7 PKR 24.8K

$23.52 ₹2,012

272.79%

Men's Leather Business Shoes

$39.86 PKR 11.3K

$17.65 ₹1,510

125.84%

1-bedroom Apartment, City Center (Monthly)

$202 PKR 57K

$191 ₹16.3K

5.79%

1-bedroom Apartment, Outside City Center (Monthly)

$112 PKR 31.5K

$149 ₹12.8K

-25.22%

3-bedroom Apartment, City Center (Monthly)

$499 PKR 141.1K

$392 ₹33.5K

27.58%

3-bedroom Apartment, Outside City Center (Monthly)

$298 PKR 84.3K

$287 ₹24.5K

4.04%

Buy Apartment in City Center (m2)

$1,315 PKR 371.4K

$967 ₹82.7K

35.94%

Buy Apartment Outside City Center (m2)

$781 PKR 220.5K

$733 ₹62.7K

6.54%

Average Monthly Net Salary (After Tax)

$289 PKR 81.6K

$203 ₹17.3K

42.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.2

9.62

109.98%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Islamabad: October 29, 2025

Last update for Panaji: October 26, 2025

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