Cost of Living Comparison Between Islamabad and Panaji Cost of Living Comparison Between Islamabad and Panaji

🙂 Solo nomad: Islamabad is 12.7% cheaper than Panaji without rent, and 13.8% more expensive with rent.
😐 Family of 3: Islamabad is 12.4% more expensive than Panaji without rent, and 9.3% more expensive with rent.
Currency
🍽 Eating Out
Islamabad
Panaji
Difference
Meal at Budget Restaurant
$2.91 PKR 812
$3.56 ₹328
-18.26%
Three-Course Dinner for Two, Mid-Range
$14.19 PKR 3,966
$17.33 ₹1,596
-18.12%
Fast Food Meal (McDonalds, etc)
$5.20 PKR 1,455
$3.88 ₹357
34.02%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.79 PKR 499
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.98 PKR 1,112
-
-
Cappuccino
$1.99 PKR 556
$2.24 ₹206
-11.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 PKR 120
$0.49 ₹45.03
-12.24%
Water (0.33 liter bottle)
$0.24 PKR 67.4
$0.18 ₹16.94
33.33%
Local Beer (0.5 liter draught)
-
$1.19 ₹110
-
Imported Beer (0.33 liter bottle)
-
$1.98 ₹183
-
🛒 Groceries & Markets
Islamabad
Panaji
Difference
Milk (1 liter)
$1.01 PKR 283
$0.81 ₹74.5
24.69%
White Bread (500g)
$0.65 PKR 182
$0.47 ₹42.96
38.30%
Rice (white) (1kg)
$1.28 PKR 358
$0.82 ₹75.7
56.10%
Eggs
$1.23 PKR 343
$1.00 ₹91.7
23.00%
Local Cheese (1kg)
$6.12 PKR 1,711
$5.62 ₹518
8.90%
Chicken Fillets (1kg)
$3.37 PKR 942
$3.94 ₹363
-14.47%
Beef Round Steak (1kg)
$4.51 PKR 1,260
-
-
Apples (1kg)
$0.99 PKR 277
$2.47 ₹228
-59.92%
Banana (1kg)
$0.80 PKR 223
$0.97 ₹88.9
-17.53%
Oranges (1kg)
$0.94 PKR 262
$1.34 ₹123
-29.85%
Tomato (1kg)
$0.61 PKR 170
$0.65 ₹60.2
-6.15%
Potato (1kg)
$0.41 PKR 115
$0.46 ₹42.15
-10.87%
Onion (1kg)
$0.56 PKR 157
$0.45 ₹41.76
24.44%
Lettuce (1 head)
$0.31 PKR 85.8
$0.98 ₹89.9
-68.37%
Water (1.5 liter bottle)
$0.37 PKR 104
$0.35 ₹31.93
5.71%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.93 PKR 539
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.92 PKR 258
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.04 PKR 569
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.15 PKR 602
$2.93 ₹270
-26.62%
Wine (Bottle)
-
$7.46 ₹687
-
Local Beer (0.5 liter bottle)
-
$1.00 ₹92.1
-
Imported Beer (0.33 liter bottle)
-
$3.58 ₹330
-
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.61 ₹424
-
🚌 Getting Around
Islamabad
Panaji
Difference
One-way Ticket (Public Transport)
$0.17 PKR 46.29
$0.15 ₹13.94
13.33%
Public Transport Monthly Pass (Regular Price)
$6.96 PKR 1,945
$7.06 ₹650
-1.42%
Taxi Start (Normal Tariff)
$0.90 PKR 252
$0.42 ₹39.04
114.29%
Taxi (Normal Tariff) (1km)
$0.41 PKR 114
-
-
Taxi 1hour Waiting (Normal Tariff)
$2.75 PKR 767
$1.43 ₹131
92.31%
Gasoline (1 liter)
$0.90 PKR 252
$1.16 ₹107
-22.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K PKR 5.9M
$10.7K ₹983.0K
98.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K PKR 7.4M
$23.8K ₹2.2M
11.11%
🧾 Monthly Utilities & Internet
Islamabad
Panaji
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$112 PKR 31.2K
$22.96 ₹2,115
386.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.39 PKR 1,507
$4.31 ₹397
25.06%
Internet (50+ Mbps, Unlimited Data)
$18.43 PKR 5,151
$9.75 ₹898
89.03%
🎉 Sport & Entertainment
Islamabad
Panaji
Difference
Gym Membership (Monthly)
$22.69 PKR 6,341
$35.09 ₹3,232
-35.34%
Tennis Court (1 Hour on Weekend)
$5.92 PKR 1,655
$3.41 ₹314
73.61%
Cinema Ticket
$4.21 PKR 1,177
$3.18 ₹293
32.39%
🧸 Childcare & Education
Islamabad
Panaji
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$60.6 PKR 16.9K
$61.7 ₹5,686
-1.77%
International Primary School, 1 Child (Yearly)
$2,746 PKR 767.6K
$1,618 ₹149.0K
69.77%
👕👟 Clothing & Footwear
Islamabad
Panaji
Difference
Jeans (Levis 501 Or Similar)
$21.22 PKR 5,932
$40.55 ₹3,735
-47.67%
Summer Dress (H&M, Zara, etc)
$28.07 PKR 7,846
$28.82 ₹2,655
-2.60%
Sport Shoes (Adidas, Nike)
$87.0 PKR 24.3K
$23.57 ₹2,171
269.28%
Men's Leather Business Shoes
$40.27 PKR 11.3K
$17.18 ₹1,583
134.40%
🏠 Accommodation & Living
Islamabad
Panaji
Difference
1-bedroom Apartment, City Center (Monthly)
$200 PKR 56.0K
$194 ₹17.9K
3.39%
1-bedroom Apartment, Outside City Center (Monthly)
$110 PKR 30.9K
$149 ₹13.7K
-25.82%
3-bedroom Apartment, City Center (Monthly)
$513 PKR 143.2K
$387 ₹35.6K
32.43%
3-bedroom Apartment, Outside City Center (Monthly)
$289 PKR 80.9K
$291 ₹26.8K
-0.45%
Buy Apartment in City Center (m2)
$1,548 PKR 432.7K
$931 ₹85.8K
66.28%
Buy Apartment Outside City Center (m2)
$732 PKR 204.6K
$707 ₹65.1K
3.63%
💵 Salaries & Financials
Islamabad
Panaji
Difference
Average Monthly Net Salary (After Tax)
$303 PKR 84.8K
$193 ₹17.8K
57.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
20.2
9.62
109.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Islamabad: March 2, 2026

Last update for Panaji: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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