Last update: Nov 2026

Cost of Living Comparison Between Isabela and Toronto

For one person, living is cheaper in Isabela: $1,258 a month against $2,599 in Toronto, rent and utilities included – about $16,100 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Isabela
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Isabela Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Isabela

🇵🇷 Puerto Rico

$1,258

/mo nomad

Toronto

🇨🇦 Canada

$2,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Isabela and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Isabela and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,258 in Isabela versus $2,599 in Toronto.

Isabela $1,258
Toronto $2,599

Estimated couple costs with rent: $1,974 in Isabela versus $3,700 in Toronto.

Isabela $1,974
Toronto $3,700

Monthly costs for a family of three with rent: $2,690 in Isabela versus $4,801 in Toronto.

Isabela $2,690
Toronto $4,801

Living in Isabela costs roughly 52% less than in Toronto, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Isabela is 7% below, Toronto is 92% above.

Meal at Budget Restaurant

$19.01 $19.01

$17.98 CA$25.09

5.73%

Three-Course Dinner for Two, Mid-Range

$81.5 $81.5

$72.3 CA$101

12.76%

Fast Food Meal (McDonalds, etc)

$8.95 $8.95

$10.83 CA$15.11

-17.36%

Cappuccino

$3.62 $3.62

$4.34 CA$6.06

-16.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 $1.91

$2.16 CA$3.01

-11.57%

Water (0.33 liter bottle)

$1.51 $1.51

$1.66 CA$2.31

-9.04%

Local Beer (0.5 liter draught)

$3.02 $3.02

$6.35 CA$8.86

-52.44%

Imported Beer (0.33 liter bottle)

$5.09 $5.09

$7.34 CA$10.25

-30.65%

Milk (1 liter)

$1.97 $1.97

$2.57 CA$3.59

-23.35%

White Bread (500g)

$2.81 $2.81

$2.71 CA$3.78

3.69%

Rice (white) (1kg)

$1.21 $1.21

$2.28 CA$3.18

-46.93%

Eggs

$2.95 $2.95

$3.60 CA$5.03

-18.06%

Local Cheese (1kg)

$10.82 $10.82

$8.94 CA$12.48

21.03%

Chicken Fillets (1kg)

$6.46 $6.46

$11.19 CA$15.62

-42.27%

Beef Round Steak (1kg)

$13.50 $13.50

$15.23 CA$21.25

-11.36%

Apples (1kg)

$4.37 $4.37

$3.74 CA$5.23

16.84%

Banana (1kg)

$2.62 $2.62

$1.23 CA$1.71

113.01%

Oranges (1kg)

$4.89 $4.89

$3.58 CA$5.00

36.59%

Tomato (1kg)

$4.71 $4.71

$4.25 CA$5.93

10.82%

Potato (1kg)

$3.85 $3.85

$1.94 CA$2.71

98.45%

Onion (1kg)

$4.07 $4.07

$1.67 CA$2.33

143.71%

Lettuce (1 head)

$3.52 $3.52

$2.30 CA$3.21

53.04%

Water (1.5 liter bottle)

$1.64 $1.64

$1.26 CA$1.76

30.16%

Cigarettes 20 Pack (Marlboro, Camel)

$11.76 $11.76

$14.19 CA$19.81

-17.12%

Wine (Bottle)

$15.43 $15.43

$14.25 CA$19.89

8.28%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.28 CA$3.18

31.14%

Imported Beer (0.33 liter bottle)

$3.96 $3.96

$2.58 CA$3.61

53.49%

One-way Ticket (Public Transport)

$2.35 CA$3.29

Public Transport Monthly Pass (Regular Price)

$111 CA$155

Taxi Start (Normal Tariff)

$2.46 $2.46

$3.01 CA$4.21

-18.27%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$1.22 CA$1.71

26.23%

Taxi 1hour Waiting (Normal Tariff)

$41.55 $41.55

$21.82 CA$30.47

90.42%

Gasoline (1 liter)

$0.88 $0.88

$1.23 CA$1.72

-28.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K $34.8K

$27.0K CA$37.6K

28.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K $28.1K

$21.8K CA$30.5K

28.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$315 $315

$121 CA$169

160.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.8 $68.8

$33.10 CA$46.21

107.89%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$49.09 CA$68.5

43.06%

Gym Membership (Monthly)

$36.65 CA$51.2

Tennis Court (1 Hour on Weekend)

$25.01 CA$34.91

Cinema Ticket

$10.38 $10.38

$12.78 CA$17.84

-18.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$837 $837

$754 CA$1,053

10.96%

International Primary School, 1 Child (Yearly)

$12.7K $12.7K

$33.7K CA$47.0K

-62.32%

Jeans (Levis 501 Or Similar)

$56.7 $56.7

$50.4 CA$70.3

12.58%

Summer Dress (H&M, Zara, etc)

$61.7 $61.7

$41.43 CA$57.8

48.88%

Sport Shoes (Adidas, Nike)

$110 $110

$101 CA$141

8.30%

Men's Leather Business Shoes

$115 $115

$130 CA$182

-11.95%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,219

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,988

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,687

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,918

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,620

Average Monthly Net Salary (After Tax)

$3,623 CA$5,057

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.45

47.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Isabela: November 3, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Isabela

$454 36.1%

Toronto

$203 7.8% 55.3% $251

Groceries & Markets

Isabela

$358 28.4%

Toronto

$345 13.3% 3.5% $13

Eating Out

Isabela

$261 20.8%

Toronto

$290 11.2% 11% $29

Clothing & Footwear

Isabela

$154 12.3%

Toronto

$145 5.6% 5.7% $8.8

Sport & Entertainment

Isabela

$21 * 1.7%

Toronto

$62 2.4% 200% $41

Getting Around

Isabela

$10 * 0.8%

Toronto

$130 5% 1172% $119

Accommodation & Living

Isabela

- * 0%

Toronto

$1.4K 54.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $81 in Isabela vs $72 in Toronto for a mid-range dinner for two. Groceries echo the gap at $358 vs $345 per month, with Toronto cheaper across the board.

Good to know

🇵🇷 Isabela

🇨🇦 Toronto

🕒 Local time

17:16 5:16 PM

16:16 4:16 PM

1 h behind Isabela

🌤 Weather

👥 Population

45,000

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.891 EUR

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Canadian Dollar exchange rates as of November 5, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

CAD to USD in detail →

On the map

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Between locations

Isabela Toronto 3,030 km ≈ 4 h 15 min nonstop flight

From you

Isabela
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Isabela vs Toronto: Cost of Living - Frequently Asked Questions

Isabela wins on cost – living expenses run 52% lower than in Toronto. Housing and daily spending are where you’ll feel the difference most, making Isabela the obvious pick if budget is a priority.

You’d need roughly $1,887 in Isabela and $3,899 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $837 in Isabela versus $754 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toronto – a meal for two runs $72 versus $81 in Isabela. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Isabela is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.