Last update: Nov 2026

Cost of Living Comparison Between Toronto and Isabela

For one person, living is cheaper in Isabela: $1,258 a month against $2,599 in Toronto, rent and utilities included – about $16,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
61

Cost of Living Index in Isabela
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Isabela Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

Isabela

🇵🇷 Puerto Rico

$1,258

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Isabela

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Isabela actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,599 in Toronto versus $1,258 in Isabela.

Toronto $2,599
Isabela $1,258

Estimated couple costs with rent: $3,700 in Toronto versus $1,974 in Isabela.

Toronto $3,700
Isabela $1,974

Monthly costs for a family of three with rent: $4,801 in Toronto versus $2,690 in Isabela.

Toronto $4,801
Isabela $2,690

Living in Toronto is roughly 107% more expensive than in Isabela, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Toronto is 92% above, Isabela is 7% below.

Meal at Budget Restaurant

$17.98 CA$25.09

$19.01 $19.01

-5.42%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$101

$81.5 $81.5

-11.32%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.11

$8.95 $8.95

21.01%

Cappuccino

$4.34 CA$6.06

$3.62 $3.62

19.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.01

$1.91 $1.91

13.09%

Water (0.33 liter bottle)

$1.66 CA$2.31

$1.51 $1.51

9.93%

Local Beer (0.5 liter draught)

$6.35 CA$8.86

$3.02 $3.02

110.26%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.25

$5.09 $5.09

44.20%

Milk (1 liter)

$2.57 CA$3.59

$1.97 $1.97

30.46%

White Bread (500g)

$2.71 CA$3.78

$2.81 $2.81

-3.56%

Rice (white) (1kg)

$2.28 CA$3.18

$1.21 $1.21

88.43%

Eggs

$3.60 CA$5.03

$2.95 $2.95

22.03%

Local Cheese (1kg)

$8.94 CA$12.48

$10.82 $10.82

-17.38%

Chicken Fillets (1kg)

$11.19 CA$15.62

$6.46 $6.46

73.22%

Beef Round Steak (1kg)

$15.23 CA$21.25

$13.50 $13.50

12.81%

Apples (1kg)

$3.74 CA$5.23

$4.37 $4.37

-14.42%

Banana (1kg)

$1.23 CA$1.71

$2.62 $2.62

-53.05%

Oranges (1kg)

$3.58 CA$5.00

$4.89 $4.89

-26.79%

Tomato (1kg)

$4.25 CA$5.93

$4.71 $4.71

-9.77%

Potato (1kg)

$1.94 CA$2.71

$3.85 $3.85

-49.61%

Onion (1kg)

$1.67 CA$2.33

$4.07 $4.07

-58.97%

Lettuce (1 head)

$2.30 CA$3.21

$3.52 $3.52

-34.66%

Water (1.5 liter bottle)

$1.26 CA$1.76

$1.64 $1.64

-23.17%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.81

$11.76 $11.76

20.66%

Wine (Bottle)

$14.25 CA$19.89

$15.43 $15.43

-7.65%

Local Beer (0.5 liter bottle)

$2.28 CA$3.18

$2.99 $2.99

-23.75%

Imported Beer (0.33 liter bottle)

$2.58 CA$3.61

$3.96 $3.96

-34.85%

One-way Ticket (Public Transport)

$2.35 CA$3.29

Public Transport Monthly Pass (Regular Price)

$111 CA$155

Taxi Start (Normal Tariff)

$3.01 CA$4.21

$2.46 $2.46

22.36%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$1.54 $1.54

-20.78%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.47

$41.55 $41.55

-47.48%

Gasoline (1 liter)

$1.23 CA$1.72

$0.88 $0.88

39.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.6K

$34.8K $34.8K

-22.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.5K

$28.1K $28.1K

-22.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$169

$315 $315

-61.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.21

$68.8 $68.8

-51.90%

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$68.5

$70.2 $70.2

-30.10%

Gym Membership (Monthly)

$36.65 CA$51.2

Tennis Court (1 Hour on Weekend)

$25.01 CA$34.91

Cinema Ticket

$12.78 CA$17.84

$10.38 $10.38

23.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,053

$837 $837

-9.88%

International Primary School, 1 Child (Yearly)

$33.7K CA$47.0K

$12.7K $12.7K

165.39%

Jeans (Levis 501 Or Similar)

$50.4 CA$70.3

$56.7 $56.7

-11.18%

Summer Dress (H&M, Zara, etc)

$41.43 CA$57.8

$61.7 $61.7

-32.83%

Sport Shoes (Adidas, Nike)

$101 CA$141

$110 $110

-7.66%

Men's Leather Business Shoes

$130 CA$182

$115 $115

13.57%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,219

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,988

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,687

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,918

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,620

Average Monthly Net Salary (After Tax)

$3,623 CA$5,057

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

6.55

-32.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Isabela: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Isabela

- * 0% 100%

Groceries & Markets

Toronto

$345 13.3%

Isabela

$358 28.4% 3.7% $13

Eating Out

Toronto

$290 11.2%

Isabela

$261 20.8% 9.9% $29

Monthly Utilities & Internet

Toronto

$203 7.8%

Isabela

$454 36.1% 124% $251

Clothing & Footwear

Toronto

$145 5.6%

Isabela

$154 12.3% 6% $8.8

Getting Around

Toronto

$130 5%

Isabela

$10 * 0.8% 92.1% $119

Sport & Entertainment

Toronto

$62 2.4%

Isabela

$21 * 1.7% 66.6% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $72 in Toronto vs $81 in Isabela for a mid-range dinner for two. Groceries echo the gap at $345 vs $358 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇷 Isabela

🕒 Local time

18:47 6:47 PM

19:47 7:47 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

45,000

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

1 USD = 0.891 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 5, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Isabela 3,030 km ≈ 4 h 15 min nonstop flight

From you

Toronto
Isabela

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Isabela: Cost of Living - Frequently Asked Questions

Isabela wins on cost – living expenses run 52% lower than in Toronto. Housing and daily spending are where you’ll feel the difference most, making Isabela the obvious pick if budget is a priority.

You’d need roughly $3,899 in Toronto and $1,887 in Isabela to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $754 in Toronto versus $837 in Isabela. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toronto – a meal for two runs $72 versus $81 in Isabela. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Isabela is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.