Last update: Oct 2026

Cost of Living Comparison Between Iowa City, IA and Cincinnati, OH

For one person, living costs are similar in Iowa City, IA and in Cincinnati, OH: $2,368 and $2,323 a month, rent and utilities included.

114

Cost of Living Index in Iowa City, IA
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Iowa City, IA Living Index
114

Cost of Living Index in Cincinnati, OH
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Cincinnati, OH Living Index

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Iowa City, IA

🇺🇸 United States

$2,368

/mo nomad

Cincinnati, OH

🇺🇸 United States

$2,323

/mo nomad

Monthly Cost of Living

How much you'll spend in Iowa City, IA and in Cincinnati, OH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Iowa City, IA and in Cincinnati, OH actually costs, broken down by who's living it.

A single person spends $2,368 per month in Iowa City, IA vs $2,323 in Cincinnati, OH, rent included.

Iowa City, IA $2,368
Cincinnati, OH $2,323

A couple spends around $3,367 per month in Iowa City, IA vs $3,448 in Cincinnati, OH, rent included.

Iowa City, IA $3,367
Cincinnati, OH $3,448

A family of three spends $4,366 per month in Iowa City, IA vs $4,573 in Cincinnati, OH, rent included.

Iowa City, IA $4,366
Cincinnati, OH $4,573

Iowa City, IA costs about 2% more than Cincinnati, OH, and outside of rent the biggest gap is in transport.

Both Iowa City, IA and Cincinnati, OH sit above the global median – Iowa City, IA by 75%, Cincinnati, OH by 72%.

Meal at Budget Restaurant

$14.24 $14.24

$15.17 $15.17

-6.13%

Three-Course Dinner for Two, Mid-Range

$68.1 $68.1

$51.0 $51.0

33.61%

Fast Food Meal (McDonalds, etc)

$8.74 $8.74

$9.90 $9.90

-11.72%

Cappuccino

$5.78 $5.78

$5.00 $5.00

15.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$2.30 $2.30

20.00%

Water (0.33 liter bottle)

$2.17 $2.17

$1.65 $1.65

31.52%

Local Beer (0.5 liter draught)

$4.90 $4.90

$5.39 $5.39

-9.09%

Imported Beer (0.33 liter bottle)

$6.80 $6.80

$7.52 $7.52

-9.57%

Milk (1 liter)

$0.83 $0.83

$0.93 $0.93

-10.75%

White Bread (500g)

$2.76 $2.76

$3.35 $3.35

-17.61%

Rice (white) (1kg)

$2.02 $2.02

$3.98 $3.98

-49.25%

Eggs

$3.60 $3.60

$4.22 $4.22

-14.69%

Local Cheese (1kg)

$9.51 $9.51

$12.72 $12.72

-25.24%

Chicken Fillets (1kg)

$10.32 $10.32

$11.24 $11.24

-8.19%

Beef Round Steak (1kg)

$20.56 $20.56

$15.99 $15.99

28.58%

Apples (1kg)

$3.32 $3.32

$5.82 $5.82

-42.96%

Banana (1kg)

$1.23 $1.23

$1.58 $1.58

-22.15%

Oranges (1kg)

$2.75 $2.75

$4.23 $4.23

-34.99%

Tomato (1kg)

$4.86 $4.86

$4.68 $4.68

3.85%

Potato (1kg)

$2.03 $2.03

$2.54 $2.54

-20.08%

Onion (1kg)

$2.37 $2.37

$3.25 $3.25

-27.08%

Lettuce (1 head)

$1.70 $1.70

$2.02 $2.02

-15.84%

Water (1.5 liter bottle)

$2.43 $2.43

$1.91 $1.91

27.23%

Cigarettes 20 Pack (Marlboro, Camel)

$8.79 $8.79

$10.55 $10.55

-16.68%

Wine (Bottle)

$13.27 $13.27

$15.26 $15.26

-13.04%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.12 $2.12

-16.51%

Imported Beer (0.33 liter bottle)

$4.32 $4.32

$2.94 $2.94

46.94%

One-way Ticket (Public Transport)

$2.71 $2.71

Public Transport Monthly Pass (Regular Price)

$15.96 $15.96

$104 $104

-84.71%

Taxi Start (Normal Tariff)

$3.97 $3.97

$3.70 $3.70

7.30%

Taxi (Normal Tariff) (1km)

$1.99 $1.99

$1.22 $1.22

63.11%

Taxi 1hour Waiting (Normal Tariff)

$43.23 $43.23

$25.26 $25.26

71.14%

Gasoline (1 liter)

$1.00 $1.00

$1.10 $1.10

-9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$35.6K $35.6K

1.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$25.1K $25.1K

0.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$266 $266

$151 $151

75.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.3 $53.3

$76.1 $76.1

-29.94%

Internet (50+ Mbps, Unlimited Data)

$81.9 $81.9

$72.6 $72.6

12.90%

Gym Membership (Monthly)

$48.68 $48.68

$35.88 $35.88

35.67%

Tennis Court (1 Hour on Weekend)

$19.82 $19.82

$13.95 $13.95

42.08%

Cinema Ticket

$13.74 $13.74

$15.10 $15.10

-9.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,285 $1,285

$1,465 $1,465

-12.34%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$19.4K $19.4K

22.29%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$45.76 $45.76

40.47%

Summer Dress (H&M, Zara, etc)

$50.1 $50.1

$44.95 $44.95

11.55%

Sport Shoes (Adidas, Nike)

$101 $101

$86.0 $86.0

16.94%

Men's Leather Business Shoes

$113 $113

$110 $110

2.91%

1-bedroom Apartment, City Center (Monthly)

$1,179 $1,179

$1,521 $1,521

-22.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,096 $1,096

$1,045 $1,045

4.89%

3-bedroom Apartment, City Center (Monthly)

$2,297 $2,297

$3,272 $3,272

-29.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 $1,671

$1,821 $1,821

-8.25%

Buy Apartment in City Center (m2)

$3,825 $3,825

$3,403 $3,403

12.41%

Buy Apartment Outside City Center (m2)

$1,963 $1,963

$2,074 $2,074

-5.39%

Average Monthly Net Salary (After Tax)

$3,701 $3,701

$4,137 $4,137

-10.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.59

-2.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Iowa City, IA: October 11, 2026

Last update for Cincinnati, OH: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Iowa City, IA

$1.1K 46.3%

Cincinnati, OH

$1K 45% 4.7% $51

Monthly Utilities & Internet

Iowa City, IA

$401 16.9%

Cincinnati, OH

$300 12.9% 25.2% $101

Groceries & Markets

Iowa City, IA

$350 14.8%

Cincinnati, OH

$389 16.8% 11% $39

Eating Out

Iowa City, IA

$267 11.3%

Cincinnati, OH

$269 11.6% 0.6% $1.6

Clothing & Footwear

Iowa City, IA

$148 6.2%

Cincinnati, OH

$129 5.6% 12.6% $19

Sport & Entertainment

Iowa City, IA

$76 3.2%

Cincinnati, OH

$66 2.8% 13.2% $10

Getting Around

Iowa City, IA

$30 * 1.3%

Cincinnati, OH

$125 5.4% 318% $95

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,179 in Iowa City, IA versus $1,521 in Cincinnati, OH. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Cincinnati, OH, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $68.0 in Iowa City, IA versus $51.0 in Cincinnati, OH. Groceries tell a different story – $350 in Iowa City, IA vs $389 in Cincinnati, OH – so Iowa City, IA wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Iowa City, IA

🇺🇸 Cincinnati, OH

🕒 Local time

12:50 12:50 PM

13:50 1:50 PM

1 h ahead of Iowa City, IA

🌤 Weather

👥 Population

74,828

298,800

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Iowa City, IA Cincinnati, OH 660 km ≈ 1 h 15 min nonstop flight

From you

Iowa City, IA
Cincinnati, OH

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Iowa City, IA vs Cincinnati, OH: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,368 in Iowa City, IA, $2,323 in Cincinnati, OH – roughly 2% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,552 per month in Iowa City, IA and $3,484 in Cincinnati, OH. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cincinnati, OH, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,368 in Iowa City, IA and $2,323 in Cincinnati, OH. That's a gap of about 2%.

Public transport costs about 554% less in Cincinnati, OH. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Cincinnati, OH, where all-in costs run around $2,323, than in Iowa City, IA at $2,368. In Cincinnati, OH it covers expenses comfortably, while in Iowa City, IA it requires careful planning or may not stretch far enough.

Families tend to lean toward Cincinnati, OH – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cincinnati, OH. If higher salaries, better infrastructure, or specific career opportunities are the priority, Iowa City, IA makes more sense. Both are solid long-term options with distinct trade-offs.