Last update: Oct 2026

Cost of Living Comparison Between Invercargill and Gizo

For one person, living is cheaper in Invercargill: $1,412 a month against $2,164 in Gizo, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

68

Cost of Living Index in Invercargill
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Invercargill Living Index
105

Cost of Living Index in Gizo
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Gizo Living Index

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Invercargill

🇳🇿 New Zealand

$1,412

/mo nomad

Gizo

🇸🇧 Solomon Islands

$2,164

/mo nomad

Monthly Cost of Living

How much you'll spend in Invercargill and in Gizo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Invercargill and in Gizo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,412 in Invercargill versus $2,164 in Gizo.

Invercargill $1,412
Gizo $2,164

Estimated couple costs with rent: $2,099 in Invercargill versus $3,051 in Gizo.

Invercargill $2,099
Gizo $3,051

Monthly costs for a family of three with rent: $2,785 in Invercargill versus $3,938 in Gizo.

Invercargill $2,785
Gizo $3,938

Living in Invercargill costs roughly 35% less than in Gizo, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Invercargill 5% above, Gizo 60% above.

Meal at Budget Restaurant

$14.04 NZ$24.83

$3.01 SBD 24.25

366.45%

Three-Course Dinner for Two, Mid-Range

$61.2 NZ$108

$54.7 SBD 441

11.86%

Fast Food Meal (McDonalds, etc)

$8.32 NZ$14.71

$15.57 SBD 126

-46.56%

Cappuccino

$3.12 NZ$5.52

$2.85 SBD 22.95

9.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 NZ$2.92

$1.26 SBD 10.13

30.95%

Water (0.33 liter bottle)

$2.03 NZ$3.60

$1.21 SBD 9.79

67.77%

Local Beer (0.5 liter draught)

$2.74 NZ$4.85

$2.47 SBD 19.88

10.93%

Imported Beer (0.33 liter bottle)

$2.74 NZ$4.85

$2.41 SBD 19.41

13.69%

Milk (1 liter)

$1.68 NZ$2.96

$3.27 SBD 26.35

-48.62%

White Bread (500g)

$1.85 NZ$3.27

$1.39 SBD 11.19

33.09%

Rice (white) (1kg)

$1.76 NZ$3.11

$1.40 SBD 11.30

25.71%

Eggs

$5.58 NZ$9.87

$7.24 SBD 58.4

-22.93%

Local Cheese (1kg)

$8.23 NZ$14.55

$8.47 SBD 68.3

-2.83%

Chicken Fillets (1kg)

$8.83 NZ$15.61

$6.20 SBD 50.0

42.42%

Beef Round Steak (1kg)

$12.12 NZ$21.44

$8.41 SBD 67.8

44.11%

Apples (1kg)

$2.55 NZ$4.50

$6.88 SBD 55.5

-62.94%

Banana (1kg)

$2.36 NZ$4.17

$6.34 SBD 51.1

-62.78%

Oranges (1kg)

$2.66 NZ$4.70

$6.06 SBD 48.84

-56.11%

Tomato (1kg)

$3.52 NZ$6.23

$3.02 SBD 24.32

16.56%

Potato (1kg)

$3.21 NZ$5.68

$3.07 SBD 24.74

4.56%

Onion (1kg)

$1.61 NZ$2.85

$2.41 SBD 19.45

-33.20%

Lettuce (1 head)

$2.33 NZ$4.13

$2.53 SBD 20.39

-7.91%

Water (1.5 liter bottle)

$1.04 NZ$1.84

$1.34 SBD 10.79

-22.39%

Cigarettes 20 Pack (Marlboro, Camel)

$20.39 NZ$36.06

$4.25 SBD 34.29

379.76%

Wine (Bottle)

$8.56 NZ$15.14

$12.36 SBD 99.6

-30.74%

Local Beer (0.5 liter bottle)

$2.86 NZ$5.06

$1.83 SBD 14.77

56.28%

Imported Beer (0.33 liter bottle)

$3.39 NZ$5.99

$2.19 SBD 17.66

54.79%

One-way Ticket (Public Transport)

$1.41 NZ$2.49

$0.39 SBD 3.11

261.54%

Public Transport Monthly Pass (Regular Price)

$31.36 SBD 253

Taxi Start (Normal Tariff)

$2.27 NZ$4.01

$1.25 SBD 10.09

81.60%

Taxi (Normal Tariff) (1km)

$1.94 NZ$3.42

$2.43 SBD 19.56

-20.16%

Taxi 1hour Waiting (Normal Tariff)

$27.73 NZ$49.04

$12.52 SBD 101

121.49%

Gasoline (1 liter)

$1.59 NZ$2.81

$1.75 SBD 14.10

-9.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K NZ$42.1K

$20.7K SBD 166.9K

14.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.2K NZ$32.3K

$21.9K SBD 176.9K

-16.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 NZ$192

$750 SBD 6,048

-85.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.30 NZ$57.1

$13.42 SBD 108

140.69%

Internet (50+ Mbps, Unlimited Data)

$42.46 NZ$75.1

$123 SBD 989

-65.40%

Gym Membership (Monthly)

$27.87 NZ$49.29

$18.49 SBD 149

50.73%

Tennis Court (1 Hour on Weekend)

$13.77 NZ$24.34

$6.14 SBD 49.54

124.27%

Cinema Ticket

$8.82 NZ$15.60

$4.20 SBD 33.87

110.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$589 NZ$1,042

$126 SBD 1,014

368.66%

International Primary School, 1 Child (Yearly)

$1,242 SBD 10.0K

Jeans (Levis 501 Or Similar)

$57.4 NZ$102

$25.29 SBD 204

127.09%

Summer Dress (H&M, Zara, etc)

$35.07 NZ$62.0

$94.4 SBD 761

-62.83%

Sport Shoes (Adidas, Nike)

$70.0 NZ$124

$99.8 SBD 804

-29.90%

Men's Leather Business Shoes

$79.0 NZ$140

$90.6 SBD 730

-12.80%

1-bedroom Apartment, City Center (Monthly)

$594 NZ$1,050

$599 SBD 4,833

-0.94%

1-bedroom Apartment, Outside City Center (Monthly)

$551 NZ$974

$580 SBD 4,678

-5.08%

3-bedroom Apartment, City Center (Monthly)

$831 NZ$1,470

$630 SBD 5,081

31.85%

3-bedroom Apartment, Outside City Center (Monthly)

$764 NZ$1,350

$1,217 SBD 9,809

-37.24%

Buy Apartment in City Center (m2)

$5,482 NZ$9,695

$85.9K SBD 692.3K

-93.62%

Buy Apartment Outside City Center (m2)

$5,034 NZ$8,902

Average Monthly Net Salary (After Tax)

$2,729 NZ$4,826

$389 SBD 3,140

600.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

16.33

-58.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Invercargill: October 12, 2026

Last update for Gizo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Invercargill

$551 39%

Gizo

$580 26.8% 5.4% $29

Groceries & Markets

Invercargill

$298 21.1%

Gizo

$353 16.3% 18.5% $55

Eating Out

Invercargill

$209 14.8%

Gizo

$132 6.1% 36.8% $77

Monthly Utilities & Internet

Invercargill

$183 13%

Gizo

$886 41% 383% $703

Clothing & Footwear

Invercargill

$109 7.7%

Gizo

$139 6.5% 28.4% $31

Sport & Entertainment

Invercargill

$46 3.2%

Gizo

$27 1.2% 40.9% $19

Getting Around

Invercargill

$18 * 1.2%

Gizo

$46 2.1% 163% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $594 in Invercargill and $599 in Gizo. Housing cost is often the main lever when comparing two cities.

Invercargill pays 601% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $61.0 in Invercargill vs $55.0 in Gizo. Groceries flip the comparison at $298 vs $353, with Invercargill cheaper for home cooking.

Good to know

🇳🇿 Invercargill

🇸🇧 Gizo

🕒 Local time

10:39 10:39 AM

08:39 8:39 AM

2 h behind Invercargill

🌤 Weather

👥 Population

56,200

7,177

💱 Currency

New Zealand Dollar NZD $

Solomon Islands Dollar SBD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 SBD = 0.124 USD

1 SBD = 0.11 EUR

Exchange rates and currency converter

SBD, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

Solomon Islands Dollar exchange rates as of October 17, 2026: 1 USD = 8.06 SBD (1 SBD = 0.124 USD). 1 EUR = 9.06 SBD (1 SBD = 0.11 EUR).

USD to NZD in detail →

On the map

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Highest

Between locations

Invercargill Gizo 4,400 km ≈ 6 h nonstop flight

From you

Invercargill
Gizo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Invercargill vs Gizo: Cost of Living - Frequently Asked Questions

Invercargill wins on cost – living expenses run 53% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Invercargill the obvious pick if budget is a priority.

Average pay runs 601% higher in Invercargill, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $594 in Invercargill versus $599 in Gizo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $589 in Invercargill versus $126 in Gizo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Invercargill – a meal for two runs $61.0 versus $55.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,412 in Invercargill versus $2,164 in Gizo, a $1,000 budget is realistic in Invercargill but tight or insufficient in Gizo. The gap between the two cities makes Invercargill the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Invercargill and Gizo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Invercargill gentler on the wallet – expenses run 53% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.