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Cost of Living Comparison Between India and Zambia Cost of Living Comparison Between India and Zambia

🙂 Solo nomad: India is 52.5% cheaper than Zambia without rent, and 47.5% cheaper with rent.
🙂 Family of 3: India is 49.9% cheaper than Zambia without rent, and 53.3% cheaper with rent.
Currency
🍽 Eating Out
India
Zambia
Difference
Meal at Budget Restaurant
$2.54 ₹230
$6.97 ZMW 139
-63.56%
Three-Course Dinner for Two, Mid-Range
$13.78 ₹1,251
$23.45 ZMW 469
-41.24%
Fast Food Meal (McDonalds, etc)
$4.14 ₹375
$3.74 ZMW 74.8
10.70%
Cappuccino
$1.81 ₹164
$1.89 ZMW 37.80
-4.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.41 ₹36.98
$0.68 ZMW 13.53
-39.71%
Water (0.33 liter bottle)
$0.15 ₹13.69
$0.33 ZMW 6.50
-54.55%
Local Beer (0.5 liter draught)
$1.93 ₹175
$0.92 ZMW 18.32
109.78%
Imported Beer (0.33 liter bottle)
$3.59 ₹326
$1.50 ZMW 30.05
139.33%
🛒 Groceries & Markets
India
Zambia
Difference
Milk (1 liter)
$0.73 ₹65.9
$1.25 ZMW 24.92
-41.60%
White Bread (500g)
$0.51 ₹46.62
$0.82 ZMW 16.33
-37.80%
Rice (white) (1kg)
$0.72 ₹65.1
$1.83 ZMW 36.56
-60.66%
Eggs
$1.00 ₹90.5
$1.53 ZMW 30.64
-34.64%
Local Cheese (1kg)
$5.17 ₹469
$7.91 ZMW 158
-34.64%
Chicken Fillets (1kg)
$3.16 ₹287
$3.92 ZMW 78.3
-19.39%
Beef Round Steak (1kg)
-
$4.91 ZMW 98.1
-
Apples (1kg)
$2.10 ₹191
$2.31 ZMW 46.22
-9.09%
Banana (1kg)
$0.72 ₹65.3
$1.56 ZMW 31.12
-53.85%
Oranges (1kg)
$1.08 ₹98.3
$2.60 ZMW 52.0
-58.46%
Tomato (1kg)
$0.56 ₹51.1
$1.19 ZMW 23.80
-52.94%
Potato (1kg)
$0.43 ₹38.99
$1.97 ZMW 39.29
-78.17%
Onion (1kg)
$0.49 ₹44.46
$1.43 ZMW 28.58
-65.73%
Lettuce (1 head)
$0.50 ₹45.73
$0.91 ZMW 18.11
-45.05%
Water (1.5 liter bottle)
$0.33 ₹29.84
$0.56 ZMW 11.28
-41.07%
Cigarettes 20 Pack (Marlboro, Camel)
$4.18 ₹380
$2.30 ZMW 45.91
81.74%
Wine (Bottle)
$8.00 ₹726
$6.24 ZMW 125
28.21%
Local Beer (0.5 liter bottle)
$1.89 ₹172
$0.84 ZMW 16.84
125.00%
Imported Beer (0.33 liter bottle)
$3.06 ₹278
$1.29 ZMW 25.79
137.21%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.61 ₹509
-
-
🚌 Getting Around
India
Zambia
Difference
One-way Ticket (Public Transport)
$0.37 ₹33.33
$0.96 ZMW 19.11
-61.46%
Public Transport Monthly Pass (Regular Price)
$9.71 ₹881
$39.24 ZMW 784
-75.25%
Taxi Start (Normal Tariff)
$0.91 ₹82.8
$2.48 ZMW 49.46
-63.31%
Taxi (Normal Tariff) (1km)
$0.28 ₹25.17
$1.03 ZMW 20.56
-72.82%
Taxi 1hour Waiting (Normal Tariff)
$1.73 ₹157
$9.36 ZMW 187
-81.52%
Gasoline (1 liter)
$1.18 ₹107
$1.18 ZMW 23.51
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$13.9K ₹1.3M
$8,112 ZMW 162.1K
71.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K ₹2.0M
$28.5K ZMW 570.0K
-22.13%
🧾 Monthly Utilities & Internet
India
Zambia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$40.51 ₹3,676
$86.8 ZMW 1,734
-53.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.89 ₹353
$51.0 ZMW 1,019
-92.38%
Internet (50+ Mbps, Unlimited Data)
$7.79 ₹707
$123 ZMW 2,466
-93.69%
🎉 Sport & Entertainment
India
Zambia
Difference
Gym Membership (Monthly)
$16.34 ₹1,482
$41.51 ZMW 829
-60.64%
Tennis Court (1 Hour on Weekend)
$7.62 ₹691
$13.67 ZMW 273
-44.26%
Cinema Ticket
$3.51 ₹319
$4.10 ZMW 81.9
-14.39%
🧸 Childcare & Education
India
Zambia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$68.3 ₹6,194
$177 ZMW 3,536
-61.43%
International Primary School, 1 Child (Yearly)
$1,829 ₹166.0K
$9,450 ZMW 188.8K
-80.64%
👕👟 Clothing & Footwear
India
Zambia
Difference
Jeans (Levis 501 Or Similar)
$25.62 ₹2,325
$19.64 ZMW 392
30.45%
Summer Dress (H&M, Zara, etc)
$27.01 ₹2,451
$17.66 ZMW 353
52.94%
Sport Shoes (Adidas, Nike)
$45.10 ₹4,093
$79.4 ZMW 1,586
-43.19%
Men's Leather Business Shoes
$33.35 ₹3,026
$72.7 ZMW 1,452
-54.12%
🏠 Accommodation & Living
India
Zambia
Difference
1-bedroom Apartment, City Center (Monthly)
$179 ₹16.2K
$212 ZMW 4,230
-15.43%
1-bedroom Apartment, Outside City Center (Monthly)
$113 ₹10.3K
$127 ZMW 2,545
-11.20%
3-bedroom Apartment, City Center (Monthly)
$406 ₹36.8K
$862 ZMW 17.2K
-52.92%
3-bedroom Apartment, Outside City Center (Monthly)
$258 ₹23.4K
$702 ZMW 14.0K
-63.19%
Buy Apartment in City Center (m2)
$1,338 ₹121.4K
$1,980 ZMW 39.6K
-32.44%
Buy Apartment Outside City Center (m2)
$682 ₹61.9K
$5,165 ZMW 103.2K
-86.80%
💵 Salaries & Financials
India
Zambia
Difference
Average Monthly Net Salary (After Tax)
$462 ₹41.9K
$337 ZMW 6,743
36.94%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.02
25
-63.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for India: January 11, 2026

Last update for Zambia: January 12, 2026

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