Cost of Living Comparison Between India and Zambia Cost of Living Comparison Between India and Zambia

🙂 Solo nomad: India is 53.5% cheaper than Zambia without rent, and 47.9% cheaper with rent.
🙂 Family of 3: India is 50.4% cheaper than Zambia without rent, and 53.7% cheaper with rent.
Currency
🍽 Eating Out
India
Zambia
Difference
Meal at Budget Restaurant
$2.49 ₹213
$7 ZMW 172
-64.43%
Three-Course Dinner for Two, Mid-Range
$14.06 ₹1,202
$23.02 ZMW 566
-38.92%
Fast Food Meal (McDonalds, etc)
$4.1 ₹351
$3.62 ZMW 89
13.26%
Cappuccino
$1.82 ₹156
$1.98 ZMW 48.67
-8.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.44 ₹37.72
$0.66 ZMW 16.27
-33.33%
Water (0.33 liter bottle)
$0.17 ₹14.36
$0.33 ZMW 8.07
-48.48%
Local Beer (0.5 liter draught)
$1.94 ₹166
$0.93 ZMW 22.94
108.60%
Imported Beer (0.33 liter bottle)
$3.53 ₹302
$1.48 ZMW 36.48
138.51%
🛒 Groceries & Markets
India
Zambia
Difference
Milk (1 liter)
$0.73 ₹62.1
$1.24 ZMW 30.44
-41.13%
White Bread (500g)
$0.48 ₹41.19
$0.84 ZMW 20.69
-42.86%
Rice (white) (1kg)
$0.72 ₹61.4
$1.79 ZMW 44.07
-59.78%
Eggs
$0.94 ₹80.1
$1.49 ZMW 36.56
-36.91%
Local Cheese (1kg)
$5.23 ₹448
$7.48 ZMW 184
-30.08%
Chicken Fillets (1kg)
$3.14 ₹269
$3.98 ZMW 97.8
-21.11%
Beef Round Steak (1kg)
-
$4.99 ZMW 123
-
Apples (1kg)
$2.2 ₹188
$2.42 ZMW 59.5
-9.09%
Banana (1kg)
$0.72 ₹61.2
$1.56 ZMW 38.42
-53.85%
Oranges (1kg)
$1.09 ₹93.2
$2.61 ZMW 64.3
-58.24%
Tomato (1kg)
$0.57 ₹49.11
$1.14 ZMW 28.01
-50.00%
Potato (1kg)
$0.42 ₹36.21
$1.96 ZMW 48.17
-78.57%
Onion (1kg)
$0.45 ₹38.73
$1.36 ZMW 33.46
-66.91%
Lettuce (1 head)
$0.55 ₹46.97
$0.89 ZMW 21.94
-38.20%
Water (1.5 liter bottle)
$0.33 ₹27.96
$0.53 ZMW 13.15
-37.74%
Cigarettes 20 Pack (Marlboro, Camel)
$4.08 ₹349
$2.25 ZMW 55.5
81.33%
Wine (Bottle)
$7.99 ₹683
$6.78 ZMW 167
17.85%
Local Beer (0.5 liter bottle)
$1.92 ₹164
$0.92 ZMW 22.58
108.70%
Imported Beer (0.33 liter bottle)
$2.89 ₹248
$1.27 ZMW 31.31
127.56%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.92 ₹506
-
-
🚌 Getting Around
India
Zambia
Difference
One-way Ticket (Public Transport)
$0.34 ₹28.83
$0.96 ZMW 23.56
-64.58%
Public Transport Monthly Pass (Regular Price)
$10.01 ₹856
$39.44 ZMW 970
-74.62%
Taxi Start (Normal Tariff)
$0.97 ₹83
$2.48 ZMW 61
-60.89%
Taxi (Normal Tariff) (1km)
$0.28 ₹23.62
$1.06 ZMW 26.1
-73.58%
Taxi 1hour Waiting (Normal Tariff)
$1.77 ₹151
$9.4 ZMW 231
-81.17%
Gasoline (1 liter)
$1.24 ₹106
$1.24 ZMW 30.59
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$14K ₹1.2M
$8,152 ZMW 200.5K
72.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K ₹1.9M
$28.1K ZMW 692.2K
-21.14%
🧾 Monthly Utilities & Internet
India
Zambia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$40.79 ₹3,489
$85.8 ZMW 2,111
-52.46%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.79 ₹324
$50.5 ZMW 1,243
-92.50%
Internet (50+ Mbps, Unlimited Data)
$8.13 ₹695
$126 ZMW 3,111
-93.57%
🎉 Sport & Entertainment
India
Zambia
Difference
Gym Membership (Monthly)
$16 ₹1,368
$42.29 ZMW 1,040
-62.17%
Tennis Court (1 Hour on Weekend)
$7.59 ₹649
$13.59 ZMW 334
-44.15%
Cinema Ticket
$3.45 ₹295
$4.1 ZMW 101
-15.85%
🧸 Childcare & Education
India
Zambia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$69.7 ₹5,958
$176 ZMW 4,329
-60.41%
International Primary School, 1 Child (Yearly)
$1,847 ₹158K
$9,594 ZMW 236K
-80.74%
👕👟 Clothing & Footwear
India
Zambia
Difference
Jeans (Levis 501 Or Similar)
$25.29 ₹2,163
$19.78 ZMW 487
27.86%
Summer Dress (H&M, Zara, etc)
$26.99 ₹2,309
$17.61 ZMW 433
53.27%
Sport Shoes (Adidas, Nike)
$44.67 ₹3,821
$78 ZMW 1,919
-42.75%
Men's Leather Business Shoes
$33.23 ₹2,842
$71.2 ZMW 1,752
-53.33%
🏠 Accommodation & Living
India
Zambia
Difference
1-bedroom Apartment, City Center (Monthly)
$179 ₹15.3K
$208 ZMW 5,117
-13.81%
1-bedroom Apartment, Outside City Center (Monthly)
$114 ₹9,770
$127 ZMW 3,129
-10.18%
3-bedroom Apartment, City Center (Monthly)
$414 ₹35.4K
$865 ZMW 21.3K
-52.07%
3-bedroom Apartment, Outside City Center (Monthly)
$260 ₹22.2K
$706 ZMW 17.4K
-63.17%
Buy Apartment in City Center (m2)
$1,499 ₹128.2K
$3,458 ZMW 85.1K
-56.64%
Buy Apartment Outside City Center (m2)
$830 ₹71K
$6,440 ZMW 158.4K
-87.11%
💵 Salaries & Financials
India
Zambia
Difference
Average Monthly Net Salary (After Tax)
$500 ₹42.8K
$281 ZMW 6,903
78.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.02
25
-63.92%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for India: October 29, 2025

Last update for Zambia: October 28, 2025

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