Last update: Oct 2026

Cost of Living Comparison Between Imatra and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,729 in Imatra, rent and utilities included – about $4,600 less a year. The total is higher in Imatra despite lower rent and utilities.

86

Cost of Living Index in Imatra
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Imatra Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Imatra

🇫🇮 Finland

$1,729

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Imatra and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Imatra and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,729 per month in Imatra vs $1,349 in Ubud, Bali, rent included.

Imatra $1,729
Ubud, Bali $1,349

A couple spends around $2,634 per month in Imatra vs $2,305 in Ubud, Bali, rent included.

Imatra $2,634
Ubud, Bali $2,305

A family of three spends $3,539 per month in Imatra vs $3,261 in Ubud, Bali, rent included.

Imatra $3,539
Ubud, Bali $3,261

Imatra costs about 28% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$11.16 €10.02

$3.32 Rp 60.4K

236.14%

Three-Course Dinner for Two, Mid-Range

$55.0 €49.37

$35.64 Rp 647.8K

54.21%

Fast Food Meal (McDonalds, etc)

$8.78 €7.89

$5.53 Rp 100.6K

58.77%

Cappuccino

$4.34 €3.90

$2.72 Rp 49.4K

59.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 €2.67

$1.70 Rp 30.9K

74.71%

Water (0.33 liter bottle)

$1.93 €1.73

$0.76 Rp 13.8K

153.95%

Local Beer (0.5 liter draught)

$7.80 €7.00

$2.65 Rp 48.2K

194.34%

Imported Beer (0.33 liter bottle)

$9.06 €8.14

$4.38 Rp 79.6K

106.85%

Milk (1 liter)

$1.31 €1.17

$1.49 Rp 27.1K

-12.08%

White Bread (500g)

$2.72 €2.44

$2.28 Rp 41.4K

19.30%

Rice (white) (1kg)

$2.40 €2.15

$1.19 Rp 21.6K

101.68%

Eggs

$3.14 €2.82

$2.04 Rp 37.0K

53.92%

Local Cheese (1kg)

$8.81 €7.91

$17.70 Rp 321.7K

-50.23%

Chicken Fillets (1kg)

$14.38 €12.92

$3.96 Rp 72.0K

263.13%

Beef Round Steak (1kg)

$21.44 €19.26

$12.19 Rp 221.6K

75.88%

Apples (1kg)

$2.37 €2.13

$3.66 Rp 66.4K

-35.25%

Banana (1kg)

$2.12 €1.91

$1.52 Rp 27.6K

39.47%

Oranges (1kg)

$2.46 €2.21

$2.23 Rp 40.5K

10.31%

Tomato (1kg)

$3.91 €3.51

$1.97 Rp 35.9K

98.48%

Potato (1kg)

$1.24 €1.12

$1.85 Rp 33.6K

-32.97%

Onion (1kg)

$1.90 €1.71

$2.42 Rp 44.1K

-21.49%

Lettuce (1 head)

$2.87 €2.58

$0.99 Rp 18.0K

189.90%

Water (1.5 liter bottle)

$2.04 €1.83

$0.51 Rp 9,332

300.00%

Cigarettes 20 Pack (Marlboro, Camel)

$12.85 €11.54

$2.22 Rp 40.4K

478.83%

Wine (Bottle)

$16.14 €14.50

$22.24 Rp 404.2K

-27.43%

Local Beer (0.5 liter bottle)

$3.14 €2.82

$2.26 Rp 41.1K

38.94%

Imported Beer (0.33 liter bottle)

$3.30 €2.97

$2.97 Rp 54.0K

11.11%

One-way Ticket (Public Transport)

$3.26 €2.93

$0.25 Rp 4,562

1204.00%

Public Transport Monthly Pass (Regular Price)

$63.9 €57.4

$7.82 Rp 142.2K

717.65%

Taxi Start (Normal Tariff)

$4.38 €3.93

$0.44 Rp 7,989

895.45%

Taxi (Normal Tariff) (1km)

$1.37 €1.23

$0.43 Rp 7,817

218.60%

Taxi 1hour Waiting (Normal Tariff)

$65.6 €58.9

$5.41 Rp 98.3K

1112.38%

Gasoline (1 liter)

$2.38 €2.14

$0.82 Rp 15.0K

190.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K €33.2K

$23.8K Rp 433.3M

55.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €33.5K

$31.7K Rp 577.0M

17.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 €117

$79.1 Rp 1.4M

64.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.63 €22.13

$6.45 Rp 117.2K

281.86%

Internet (50+ Mbps, Unlimited Data)

$23.62 €21.22

$18.58 Rp 337.7K

27.13%

Gym Membership (Monthly)

$45.78 €41.12

$49.48 Rp 899.4K

-7.48%

Tennis Court (1 Hour on Weekend)

$20.02 €17.98

$17.65 Rp 320.8K

13.43%

Cinema Ticket

$17.68 €15.89

$4.27 Rp 77.7K

314.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$333 €299

$491 Rp 8.9M

-32.11%

International Primary School, 1 Child (Yearly)

$11.3K €10.1K

$5,674 Rp 103.1M

98.40%

Jeans (Levis 501 Or Similar)

$96.8 €86.9

$44.64 Rp 811.4K

116.82%

Summer Dress (H&M, Zara, etc)

$49.47 €44.44

$34.95 Rp 635.3K

41.55%

Sport Shoes (Adidas, Nike)

$102 €91.9

$79.9 Rp 1.5M

28.02%

Men's Leather Business Shoes

$154 €138

$79.4 Rp 1.4M

93.78%

1-bedroom Apartment, City Center (Monthly)

$866 €778

$1,125 Rp 20.4M

-23.03%

1-bedroom Apartment, Outside City Center (Monthly)

$579 €520

$671 Rp 12.2M

-13.75%

3-bedroom Apartment, City Center (Monthly)

$1,174 €1,055

$3,565 Rp 64.8M

-67.07%

3-bedroom Apartment, Outside City Center (Monthly)

$960 €863

$1,723 Rp 31.3M

-44.27%

Buy Apartment in City Center (m2)

$4,532 €4,071

$2,732 Rp 49.6M

65.89%

Buy Apartment Outside City Center (m2)

$2,073 €1,862

$2,284 Rp 41.5M

-9.24%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.51

13.78

-74.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Imatra: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Imatra

$579 33.5%

Ubud, Bali

$672 49.8% 15.9% $92

Groceries & Markets

Imatra

$377 21.8%

Ubud, Bali

$288 21.4% 23.5% $89

Eating Out

Imatra

$244 14.1%

Ubud, Bali

$108 8% 55.9% $137

Clothing & Footwear

Imatra

$181 10.5%

Ubud, Bali

$108 8% 40.6% $74

Monthly Utilities & Internet

Imatra

$178 10.3%

Ubud, Bali

$104 7.7% 41.5% $74

Getting Around

Imatra

$88 5.1%

Ubud, Bali

$11 0.9% 87.1% $77

Sport & Entertainment

Imatra

$81 4.7%

Ubud, Bali

$58 4.3% 28.5% $23

Cost Breakdown

A central one-bedroom costs $866 in Imatra versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $55 in Imatra versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $377 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇫🇮 Imatra

🇮🇩 Ubud, Bali

🕒 Local time

19:44 7:44 PM

01:44 1:44 AM

6 h ahead of Imatra

🌤 Weather

👥 Population

24,919

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Imatra Ubud, Bali 10,650 km ≈ 14 h nonstop flight

From you

Imatra
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Imatra vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,729 in Imatra, $1,349 in Ubud, Bali – roughly 28% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,594 per month in Imatra and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Imatra, especially for central apartments: a one-bedroom in the center costs $866 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $55 in Imatra and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,729 in Imatra and $1,349 in Ubud, Bali. That’s a gap of about 28%.

$1,000 is a stretch for both – monthly costs hit $1,729 in Imatra and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,729 in Imatra. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.