Cost of Living Comparison Between Ubud, Bali and Imatra Cost of Living Comparison Between Ubud, Bali and Imatra

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,876 in Imatra, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,830 in Imatra, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $3,784 in Imatra, rent included.

Ubud, Bali is about 24% cheaper than Imatra, driven mainly by Eating Out.

Both Ubud, Bali and Imatra sit above the global median – Ubud, Bali by 6%, Imatra by 40%.

Currency
🍽 Eating Out
Ubud, Bali
Imatra
Difference
Meal at Budget Restaurant
$3.56 Rp 63.9K
$11.59 €9.98
-69.28%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 586.8K
$58.5 €50.3
-44.02%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 88.7K
$9.03 €7.78
-45.18%
Cappuccino
$2.71 Rp 48.6K
$4.76 €4.10
-43.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.1K
$3.37 €2.90
-60.24%
Water (0.33 liter bottle)
$0.70 Rp 12.5K
$2.28 €1.96
-69.30%
Local Beer (0.5 liter draught)
$2.92 Rp 52.3K
$9.04 €7.78
-67.70%
Imported Beer (0.33 liter bottle)
$3.96 Rp 70.9K
$10.24 €8.82
-61.33%
🛒 Groceries & Markets
Ubud, Bali
Imatra
Difference
Milk (1 liter)
$1.81 Rp 32.4K
$1.32 €1.14
37.12%
White Bread (500g)
$2.52 Rp 45.1K
$2.80 €2.41
-10.00%
Rice (white) (1kg)
$1.16 Rp 20.8K
$3.27 €2.81
-64.53%
Eggs
$2.46 Rp 44.1K
$3.69 €3.18
-33.33%
Local Cheese (1kg)
$14.71 Rp 263.7K
$10.07 €8.67
46.08%
Chicken Fillets (1kg)
$4.32 Rp 77.4K
$16.51 €14.22
-73.83%
Beef Round Steak (1kg)
$12.14 Rp 217.5K
$21.14 €18.20
-42.57%
Apples (1kg)
$3.84 Rp 68.8K
$2.78 €2.39
38.13%
Banana (1kg)
$1.56 Rp 27.9K
$2.12 €1.82
-26.42%
Oranges (1kg)
$2.83 Rp 50.8K
$3.03 €2.61
-6.60%
Tomato (1kg)
$2.33 Rp 41.7K
$4.62 €3.98
-49.57%
Potato (1kg)
$1.91 Rp 34.3K
$1.37 €1.18
39.42%
Onion (1kg)
$2.20 Rp 39.5K
$2.17 €1.87
1.38%
Lettuce (1 head)
$1.01 Rp 18.2K
$2.03 €1.75
-50.25%
Water (1.5 liter bottle)
$0.78 Rp 13.9K
$1.78 €1.53
-56.18%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.4K
$12.62 €10.86
-73.69%
Wine (Bottle)
$23.74 Rp 425.5K
$16.56 €14.26
43.36%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.0K
$4.09 €3.53
-31.78%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.3K
$4.58 €3.94
-37.55%
🚌 Getting Around
Ubud, Bali
Imatra
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,819
$3.55 €3.06
-92.39%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 143.9K
$65.9 €56.8
-87.82%
Taxi Start (Normal Tariff)
$0.46 Rp 8,181
$6.79 €5.85
-93.23%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,068
$1.26 €1.09
-64.29%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.3K
$52.2 €44.97
-88.32%
Gasoline (1 liter)
$0.79 Rp 14.2K
$2.11 €1.82
-62.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 468.8M
$33.3K €28.7K
-21.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 575.8M
$35.6K €30.7K
-9.77%
🧾 Monthly Utilities & Internet
Ubud, Bali
Imatra
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$116 €99.7
-30.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.9K
$29.84 €25.70
-86.39%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 421.6K
$18.39 €15.83
27.90%
🎉 Sport & Entertainment
Ubud, Bali
Imatra
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$44.24 €38.09
123.10%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 118.8K
$23.91 €20.59
-72.27%
Cinema Ticket
$4.15 Rp 74.3K
$17.03 €14.67
-75.63%
🧸 Childcare & Education
Ubud, Bali
Imatra
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$332 €286
-8.58%
International Primary School, 1 Child (Yearly)
$6,613 Rp 118.5M
$4,697 €4,044
40.80%
👕👟 Clothing & Footwear
Ubud, Bali
Imatra
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 995.6K
$114 €97.8
-51.08%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 686.7K
$60.7 €52.3
-36.92%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$104 €90.0
-15.21%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$192 €165
-59.36%
🏠 Accommodation & Living
Ubud, Bali
Imatra
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.0M
$770 €663
30.73%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.1M
$640 €551
5.47%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 61.7M
$1,302 €1,121
164.31%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.6M
$1,052 €906
93.89%
Buy Apartment in City Center (m2)
$2,841 Rp 50.9M
$4,184 €3,603
-32.09%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.6M
$2,175 €1,873
4.06%
💵 Salaries & Financials
Ubud, Bali
Imatra
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.83
246.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Imatra: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $770 in Imatra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $58.0 in Imatra. Monthly groceries follow the same trend: $302 vs $408 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Imatra: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and Imatra compare overall?
Monthly costs with rent: $1,419 in Ubud, Bali, $1,876 in Imatra – roughly 32% apart. Imatra costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Imatra?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,814 in Imatra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Imatra?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $33.00 in Ubud, Bali and $58.0 in Imatra. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Ubud, Bali or Imatra?
Monthly expenses with rent come to $1,419 in Ubud, Bali and $1,876 in Imatra. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Imatra at $1,876. In Ubud, Bali it covers expenses comfortably, while in Imatra it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Imatra?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $1,876 in Imatra. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Imatra safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Imatra?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Imatra makes more sense. Both are solid long-term options with distinct trade-offs.

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