Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Imatra

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,729 in Imatra, rent and utilities included – about $4,600 less a year. The total is higher in Imatra despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
86

Cost of Living Index in Imatra
Learn more

Imatra Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Imatra

🇫🇮 Finland

$1,729

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Imatra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Imatra actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,729 in Imatra, rent included.

Ubud, Bali $1,349
Imatra $1,729

A couple spends around $2,305 per month in Ubud, Bali vs $2,634 in Imatra, rent included.

Ubud, Bali $2,305
Imatra $2,634

A family of three spends $3,261 per month in Ubud, Bali vs $3,539 in Imatra, rent included.

Ubud, Bali $3,261
Imatra $3,539

Ubud, Bali is about 22% cheaper than Imatra, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$11.16 €10.02

-70.25%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$55.0 €49.37

-35.15%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.78 €7.89

-37.02%

Cappuccino

$2.72 Rp 49.4K

$4.34 €3.90

-37.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.97 €2.67

-42.76%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.93 €1.73

-60.62%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$7.80 €7.00

-66.03%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$9.06 €8.14

-51.66%

Milk (1 liter)

$1.49 Rp 27.1K

$1.31 €1.17

13.74%

White Bread (500g)

$2.28 Rp 41.4K

$2.72 €2.44

-16.18%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.40 €2.15

-50.42%

Eggs

$2.04 Rp 37.0K

$3.14 €2.82

-35.03%

Local Cheese (1kg)

$17.70 Rp 321.7K

$8.81 €7.91

100.91%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$14.38 €12.92

-72.46%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$21.44 €19.26

-43.14%

Apples (1kg)

$3.66 Rp 66.4K

$2.37 €2.13

54.43%

Banana (1kg)

$1.52 Rp 27.6K

$2.12 €1.91

-28.30%

Oranges (1kg)

$2.23 Rp 40.5K

$2.46 €2.21

-9.35%

Tomato (1kg)

$1.97 Rp 35.9K

$3.91 €3.51

-49.62%

Potato (1kg)

$1.85 Rp 33.6K

$1.24 €1.12

49.19%

Onion (1kg)

$2.42 Rp 44.1K

$1.90 €1.71

27.37%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.87 €2.58

-65.51%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$2.04 €1.83

-75.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$12.85 €11.54

-82.72%

Wine (Bottle)

$22.24 Rp 404.2K

$16.14 €14.50

37.79%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.14 €2.82

-28.03%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.30 €2.97

-10.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$3.26 €2.93

-92.33%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$63.9 €57.4

-87.77%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$4.38 €3.93

-89.95%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.37 €1.23

-68.61%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$65.6 €58.9

-91.75%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.38 €2.14

-65.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$37.0K €33.2K

-35.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$37.3K €33.5K

-14.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$130 €117

-39.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$24.63 €22.13

-73.81%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$23.62 €21.22

-21.34%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$45.78 €41.12

8.08%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$20.02 €17.98

-11.84%

Cinema Ticket

$4.27 Rp 77.7K

$17.68 €15.89

-75.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$333 €299

47.29%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$11.3K €10.1K

-49.60%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$96.8 €86.9

-53.88%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$49.47 €44.44

-29.35%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$102 €91.9

-21.89%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$154 €138

-48.40%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$866 €778

29.91%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$579 €520

15.94%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,174 €1,055

203.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$960 €863

79.45%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,532 €4,071

-39.72%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,073 €1,862

10.18%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.51

292.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Imatra: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Imatra

$579 33.5% 13.7% $92

Groceries & Markets

Ubud, Bali

$288 21.4%

Imatra

$377 21.8% 30.7% $89

Eating Out

Ubud, Bali

$108 8%

Imatra

$244 14.1% 127% $137

Clothing & Footwear

Ubud, Bali

$108 8%

Imatra

$181 10.5% 68.4% $74

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Imatra

$178 10.3% 71.1% $74

Sport & Entertainment

Ubud, Bali

$58 4.3%

Imatra

$81 4.7% 39.8% $23

Getting Around

Ubud, Bali

$11 0.9%

Imatra

$88 5.1% 672% $77

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $866 in Imatra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $55 in Imatra. Monthly groceries follow the same trend: $288 vs $377 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇫🇮 Imatra

🕒 Local time

02:41 2:41 AM

20:41 8:41 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

24,919

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Imatra 10,650 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Imatra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Imatra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,729 in Imatra – roughly 28% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,594 in Imatra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Imatra, especially for central apartments: a one-bedroom in the center costs $866 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $55 in Imatra. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,729 in Imatra. That’s a gap of about 28%.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,729 in Imatra. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,729 in Imatra. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.