🙂A single person spends $699 per month in Iloilo vs $1,256 in Playa del Carmen, rent included.
🙂A couple spends around $1,062 per month in Iloilo vs $2,137 in Playa del Carmen, rent included.
🙂A family of three spends $1,425 per month in Iloilo vs $3,017 in Playa del Carmen, rent included.
🙂Iloilo is about 44% cheaper than Playa del Carmen, driven mainly by Eating Out.
📊Both Iloilo and Playa del Carmen are more affordable than the global median – Iloilo48% lower, Playa del Carmen6% lower.
Currency
🍽 Eating Out
Iloilo
Playa del Carmen
Difference
Meal at Budget Restaurant
$2.73₱168
$11.99MX$210
-77.23%
Three-Course Dinner for Two, Mid-Range
$21.10₱1,299
$41.78MX$731
-49.50%
Fast Food Meal(McDonalds, etc)
$3.64₱224
$10.75MX$188
-66.14%
Cappuccino
$1.98₱122
$3.50MX$61.1
-43.43%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.53₱32.54
$1.45MX$25.33
-63.45%
Water(0.33 liter bottle)
$0.30₱18.18
$0.88MX$15.47
-65.91%
Local Beer(0.5 liter draught)
$0.96₱58.9
$2.95MX$51.6
-67.46%
Imported Beer(0.33 liter bottle)
$1.73₱107
$4.51MX$78.9
-61.64%
🛒 Groceries & Markets
Iloilo
Playa del Carmen
Difference
Milk(1 liter)
$1.80₱111
$1.43MX$25.04
25.87%
White Bread(500g)
$1.26₱77.3
$1.84MX$32.13
-31.52%
Rice(white)(1kg)
$0.89₱54.6
$1.57MX$27.42
-43.31%
Eggs
$2.26₱139
$2.51MX$43.92
-9.96%
Local Cheese(1kg)
$5.85₱360
$8.28MX$145
-29.35%
Chicken Fillets(1kg)
$4.36₱269
$8.43MX$147
-48.28%
Beef Round Steak(1kg)
$7.00₱431
$10.68MX$187
-34.46%
Apples(1kg)
$3.56₱219
$2.61MX$45.62
36.40%
Banana(1kg)
$1.14₱70.0
$1.44MX$25.15
-20.83%
Oranges(1kg)
$3.41₱210
$1.96MX$34.31
73.98%
Tomato(1kg)
$1.59₱98.1
$2.09MX$36.62
-23.92%
Potato(1kg)
$2.65₱163
$1.85MX$32.37
43.24%
Onion(1kg)
$3.00₱185
$2.17MX$37.90
38.25%
Lettuce(1 head)
$1.70₱104
$1.03MX$18.04
65.05%
Water(1.5 liter bottle)
$0.93₱57.2
$1.07MX$18.78
-13.08%
Cigarettes 20 Pack(Marlboro, Camel)
$3.15₱194
$4.10MX$71.7
-23.17%
Wine(Bottle)
$5.73₱353
$10.17MX$178
-43.66%
Local Beer(0.5 liter bottle)
$1.33₱81.7
$1.68MX$29.29
-20.83%
Imported Beer(0.33 liter bottle)
$1.40₱86.0
$2.53MX$44.17
-44.66%
🚌 Getting Around
Iloilo
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$0.25₱15.49
$0.51MX$8.90
-50.98%
Public Transport Monthly Pass(Regular Price)
$5.17₱318
$26.04MX$455
-80.15%
Taxi Start(Normal Tariff)
$0.68₱41.97
$3.23MX$56.5
-78.95%
Taxi(Normal Tariff)(1km)
$0.29₱17.84
$2.41MX$42.06
-87.97%
Taxi 1hour Waiting(Normal Tariff)
$2.69₱166
$3.23MX$56.5
-16.72%
Gasoline(1 liter)
$1.10₱67.5
$1.32MX$23.10
-16.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K₱1.5M
$29.7KMX$519.2K
-18.06%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.2K₱1.2M
$23.7KMX$413.7K
-18.68%
🧾 Monthly Utilities & Internet
Iloilo
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$66.2₱4,076
$82.0MX$1,434
-19.27%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$30.98₱1,907
$22.95MX$401
34.99%
Internet(50+ Mbps, Unlimited Data)
$30.56₱1,881
$30.11MX$527
1.49%
🎉 Sport & Entertainment
Iloilo
Playa del Carmen
Difference
Gym Membership(Monthly)
$26.79₱1,649
$52.0MX$909
-48.45%
Tennis Court(1 Hour on Weekend)
-
$18.53MX$324
-
Cinema Ticket
$5.43₱334
$4.98MX$87.0
9.04%
🧸 Childcare & Education
Iloilo
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$35.86₱2,207
$197MX$3,452
-81.84%
International Primary School, 1 Child(Yearly)
$4,353₱268.0K
$5,336MX$93.3K
-18.43%
👕👟 Clothing & Footwear
Iloilo
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$43.56₱2,682
$35.60MX$622
22.36%
Summer Dress(H&M, Zara, etc)
$23.27₱1,433
$40.33MX$705
-42.30%
Sport Shoes(Adidas, Nike)
$62.4₱3,842
$78.8MX$1,377
-20.76%
Men's Leather Business Shoes
$27.07₱1,666
$88.9MX$1,555
-69.56%
🏠 Accommodation & Living
Iloilo
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$241₱14.8K
$947MX$16.6K
-74.53%
1-bedroom Apartment, Outside City Center(Monthly)
$177₱10.9K
$474MX$8,288
-62.67%
3-bedroom Apartment, City Center(Monthly)
$360₱22.2K
$1,644MX$28.7K
-78.09%
3-bedroom Apartment, Outside City Center(Monthly)
$286₱17.6K
$1,211MX$21.2K
-76.40%
Buy Apartment in City Center(m2)
$3,729₱229.6K
$4,056MX$70.9K
-8.06%
Buy Apartment Outside City Center(m2)
$1,059₱65.2K
$6,470MX$113.1K
-83.63%
💵 Salaries & Financials
Iloilo
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$208₱12.8K
$654MX$11.4K
-68.12%
20-Year Fixed Mortgage Interest Rate(Annual %)
8
11.42
-29.95%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Iloilo: July 11, 2026
Last update for Playa del Carmen: July 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $241 in Iloilo versus $947 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 214% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $21.00 in Iloilo versus $42.00 in Playa del Carmen. Monthly groceries follow the same trend: $203 vs $249 – making Iloilo the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Iloilo vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Iloilo?
Yes – Playa del Carmen is pricier by about 80%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,048 per month in Iloilo and $1,884 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Iloilo or in Playa del Carmen?
A mid-range dinner for two costs $21.00 in Iloilo and $42.00 in Playa del Carmen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Iloilo and in Playa del Carmen?
Monthly expenses with rent come to $699 in Iloilo and $1,256 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for living in Iloilo or in Playa del Carmen?
A $1,500 monthly budget goes further in Iloilo, where all-in costs run around $699, than in Playa del Carmen at $1,256. In Iloilo it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Iloilo or Playa del Carmen more family-friendly?
Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Iloilo or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.